Campus is packed with new and returning students, which signifies that college is in total swing. Classes are in session, professors are already difficult students and the Quad is buzzing with fall schedules if the pressure of school hasn’t hit but, it probably will pretty quickly. Acquiring a greater education is no straightforward feat, specially when you add funds to the equation. I feel college is an invaluable encounter – socially, professionally and intellectually.

One particular of the most stressful factors about college is the cash factor: every day spending, monthly living costs, and these really intimidating student loans. Do you know what you’re going to do with your restricted funds this semester? If not, right here are a couple of ideas to help you make it to Christmas (or summer season) with no investing a lot of anxiety into your finances.

Get a program

Let’s just eliminate the word “budget” from our vocabulary. “Budgets” indicate restriction. You cannot have anything. Never view it that way. Your economic program eliminates the pressure of the “what if’s” in your life. Set a every day or weekly limit for you spending and stick to it. Invest half an hour every single week devoted to figuring out your spending. If you have to, compose down where you devote the most of money and where the least of it goes. Then, make a decision what you want to invest your funds into and what you can do with out. I am not expecting you to stick with a strict monetary program you are, after all, in college. I want you to know exactly exactly where you are spending your cash. Once you figure that out, you’ll know your program where to cut and where to invest will be significantly less complicated to figure out.
Set limits

Occasionally, you’ve just got say no. If your pals want to do one thing that will have you strapped financially for the next two weeks, say no. If you happen to be eating out max is five instances per week and you reach that by Thursday, stop going out to consume till Monday. Set an intention to commit a particular amount of cash each day, week or month an honor it. When you’ve hit your max, cease spending. 1 of the very best issues about college is that you can get a lot of things for free. Your social life won’t suffer because you have set a limit for your spending.
Save a tiny

Just before you roll your eyes, let me explain what I mean. Becoming in college is virtually synonymous with getting broke. But I feel you should conserve something – something – each month. When you graduate and get a total-time job, of course that amount will be a lot more. You will invest in a retirement plan and begin to save for huge moments like your wedding or your very first house. Begin saving now so you can get in the habit of putting one thing aside. Even if it’s $10 or $15 a month, excellent for you! You are building anything, so be proud of that truth that, even on a college student’s price range, you can conserve.

Remain away from credit cards

There are other techniques to create credit than by obtaining a credit card. Do not feel that when men and women inform you it is a good purpose to get 1. Credit cards are not for individuals who can not afford to pay them at the finish of the month I’m betting that, because you’re in college, you never have enough income to make those payments. You already have loans. Don’t add on far more (with terribly higher interest prices) with credit cards.

124 Responses to “Finance Stress for College Students How to Deal”

I recognize this is lengthy but when you’d be prepared to go through my unique circumstances I’d greatly appreciate any feedback you can provide.

I’m presently almost 19 years of age and incredibly goal-oriented and focused. I will school to become radiologist and that i come with an amazing boyfriend (who’s 20) of several months & one half. We’re close friends, for each other, and that we have even spoken about the potential of eventually getting married to. Things between us could not be much better it appears. I would like to finish school, conserve a few 1000 dollars, and also have a beautiful fairytale wedding eventually however i recognized when I were married now, me and my boyfriend could basically get our bachelor’s levels free of charge by receiving educational funding in the school.

The actual way it stands now, each of our parents make A significant amount of money to be eligible for a any educational funding. We’ve no savings for school and our parent’s cash is spread too thin on their own finances to assist us out whatsoever, therefore we would need to put EVERYTHING under student financial loans. I truly would prefer to not do this because that i can get my doctoral degree as well as for my boyfriend to obtain his bachelor’s degree it might accumulate near to $100,000 of student financial loans plus all the interest! The only real positive thing is we wouldn’t need to pay anything until as we were carried out with school. Just considering that figure makes me desire to be another thing…

Essentially, all the money that may be allocated to a pleasant wedding would most likely have to go towards our school financial loans for any very long time.

When we would got married now, we would need to tell our families because both of us don’t think in hiding such things as that from their store… which may be near on impossible.. We’re both quite youthful, and even though we’re grown ups, searching in the outdoors in, we’re seem like the normal youthful eager couple who would like to marry as well as in about five years will most likely obtain a nasty divorce and have regrets, etc. Within my heart I’ve no doubts about us and our future, however with the possibility stress of faculty you never know how our relationship might be honestly. – That appears to become my boyfriend’s greatest concern. He thinks that perhaps marriage can change us and perhaps we’ll be a statistic like many of the other couples who grew to become bride and groom in a modern. I’ve educate yourself onto it and from what individuals say, marriage doesn’t change any major dynamic of the relationship unless of course you have not had sex yet, which we’ve… Another problem with marriage is the fact that we’d be dropped from your parent’s insurance and we might need to get by ourselves plan… I do not intend to get medical health insurance but my boyfriend has managed to get obvious he wants it so for him to undergo school with health care coverage it might be about $100 per month to ensure that could be about $5,000 as they will get his bachelor’s degree. – BUT we will not have to cover nearly any school with no interest… we’d just have to operate a couple of extra days/hrs per month to cover the additional amount or in some way obtain a small student or private loan.

What exactly do you consider? Got married now, got married through only the courts, not need to purchase college, but suffer from family on our backs and also have to operate some extra to cover monthly health care?

OR

Wait five or ten years until we’re both completed with school, possess a beautiful , memorable, wedding wonderful our family’s support after which have around $100,000 price of student financial loans to repay?

I am two decades old lady. I began working at target 1year ago the primary reason was, I needed to obtain experience. I gave to my mother over fifty percent-money I gained. I Could not consider saving , disregarding that they have to pay bills to aid us, i was moving to a different house. (she have section 8) I am a university student, tap and fafsa pay my tuitions, additionally they produce work-study. This past year per semester they provided $2,300 in my expenses.( Money I did previously buy furniture) my scheduled at target was from three:15 to 12:00 AM so my GPA begin to fall. That semester I acquired D- in finance,and my other classes also, not every one of them. I made the decision to depart target in The month of january. I really like that class a lot could not know very well what I had been doing wrong. and so i preffer to consider it again and obtain a much better grade. To ensure that F kill my GPA completely on spring because I must watch for this semester to consider it. I hang-up n probation. I made the decision to return to focus on, why? since i love target! I enjoy cope with ppl enable them to, despite the fact that I am a cashier Personally i think area of the family. My mother was pushing me also, shes the type of person that has to see someone killing themselve to think they’re doing something in existence, I realize her, her existence was like this,so that’s how she view it. But she can’t expect me to operate this routing schedule, college as well as clean the home. I realize that sometimes she feel so preasure but omq exactly why I Do Not request for additional several hours at target its because I am dependant and she or he need section 8. I am generating $3,000 each year, And losing $6,500 because on her study isn’t a job. I had been taking an astronomy course, My major is Business These kinds really was a hardship on me. But I spend days and evening studyingI attempted my favorite to obtain a fair grade. Despite the fact that I required per week off and away to void this routing scheduled,I acquired D I had been so mad with myself. I am not giving concentrate on the total responsability of my problems, I understand the primary reason is My British, as ya can easily see. but exactly how could be prepared to pass these kinds n the final week from the semesteR? To be able to to organize something for in a few days I must wait to focus on made the decision if to place me day or evening change. This isn’t existence!I understand its my fault I cant expect anybody to speak for me personally nevertheless its so frustrating keep visiting the office for the similar problem! There is a manager that hate me with all of her heart, Earlier this black Friday happened a schock situation in from of my eyes, the shop lead stated to show off my sensational looking I contiinue to operate , cuz I understood the shop need me. After 30mins I requested among the managers to transmit me to my break, This lady stated to first send another team member since i was new? I came 10mins late but she stated to her supevisor it had been 30. Despite the fact that I attempted to describe the train required lengthy to pass through, on her she hav large amount of companies within the same situation. She began speaking about situation which has happened before, I although it was resolved already. (after i returned towards the store they began arranging me hrs from my availability.My managers requested me why I did not call or appear to operate I described what went down cuz the woman which make the scheduled stated to not go so that they understood it wasn’t my fault.) I known as out eventually and it is like ” No call, no show ” at work ” I known as sick ” but since i tend not to be viewed as unresponsible I began, but did not get pay on that day.. Despite the fact that I attempted to describe this to her she stated I had been acting inside a defensive way! I understand she possess the privileges to provide us a verbal warning and write what we should had talk, But situations which has happened before has effects on me! I spoken to HR relating to this situation, if something happen I understand that the initial question they will request is ” The reason why you did not talk before” Omq I needed to obtain experience beginning like a cashier however i aren’t seeing myself being one of these, I actually do realize that managers primary task would be to make profit, but omq however is not coping with the ppl whatsoever but she’s by using this situation to consider me out and it is look that I am giving to her the main reason, but my priority its my college!

I am planning tomorrow visit the store 2 discuss this ( not the manager situation ) I known as out earlier this friday and Sunday cuz Personally i think sooo physical sick! however in another hands Personally i think bad because they were soo many ppl that’s been so awesome beside me helping me with my problems, such as the person I am likely to talk 2morrow. . I am searching like a unresponsible person which I am notI I preffer to discuss this without any feeling feelings although not to seem like somebody who ignore just how much they’ve assisted me. Inside a understandable and short explanationI simply want these to produce an ordinary scheduled to be able to provide them with my everything, but allowing them to realize that my priority is my college. Next Thursday installed me to operate 2-10pm I will not allow them to lower however i can’t arrived at the shop before being unsure of what is happening. Maybe I am fired already Lolz! =( I’ve gained 37 credits to date i

is really frustating standing on probation! I’m able to sign up for upt to 7 credits. This likely to be my 6 semester within this school, this really is so embarassing. ( I’ve needed to take 5 remedials course )

Im 26 and my life feels like its going down hill. I lost everything I own and I have 50k of student loans and I been living off my credit cards now 20k. I so gained 15 pounds on top of the stress. I finish college with a finance degree and can’t get a real job. Im embarrassed that I have to work at walmart and I can’t get ahead. I am starting to feel like all my goals I had in life are unrealistic. I was living with my parents and moved 20 hrs away hoping for a better life of opportunity, but it seems like that black cloud won’t leave. Im currently living with my boyfriend and he wants to get married. But I have so many debts about myself, I can’t see what he sees in me. He loves me more then I love myself. I would go to the doctor but I can’t afford health insurance. I don’t know what else to do and the only reason I haven’t killed myself is because I don’t want to hurt the ones who love me.

I work at a polling place and make 9.50 an hour but am limited to 15 hours a week. A work at home job doing customer service is giving a minimum of 20 hours a week at 9.25 an hour. Work at home job is definitely legit but like all call centers, there’s always a chance you can get laid off in client goes under. Existent job is 30 miles away. Also I’m a full time college student.

I’m 16 and i have just started sixth form so i don’t even have to worry about this for another two years! But i’m a stresser so i just gotta know NOW. Right, i have no idea how to pay for university or the living areas. To pay for the actual course itself, do you have to get a loan from the bank or something? And i was thinking about going to a university away from home so i could live there but i have no idea how to pay for that either! Do you get loans and grants from the uni that pay for them? Or do you have to get a job to pay for it? Because i was just thinking, the uni can’t expect everyone to get a job. Because what if one person just can’t get a job? How are they going to pay for the dorms? In case you need to know, i get a bursary for my sixth form now because my mum doesn’t get a great deal of money from her job.. But when i move away to university i can’t expect my mum to pay for everything! Which i doubt she would anyway.

Right, i know that was confusing so here are the list of questions
1) How do you pay for the course itself? Bank loans or what? Do they expect you to pay it up front before you start?
2) How do you pay for your dorm? Do you get grants and loans from the uni to pay for them? (i also get a bursary for college so will i get that for uni aswell and will that pay the rent?

I think they were the only questions i asked :/ I’m just completely stressing out over how to pay for uni and dorms. Any answers would be great! :D:D:D:D:D:D:D:D

Well basically I want to end up as an art director/creative director. One that deals with print, editing, leading a group, visual communications, and design. But I currently have my major as broadcast journalism. So, should I have switched to a major in graphic design with a minor in marketing/management or stick with broadcast journalism with a minor in art? please this is really stressing me out because I have already put in so much time in my broadcast journalism program, thank you, and please don’t tell me to go to my advisor because all hes just no help and told me he would get back to me. Thank you.

I am nineteen years old with a boyfriend of more than two years. When I started dating this guy, my parents became totally strict. I had to be home at 10:00PM, even on weekends–this is still going on to this day. I go to college full-time and work part-time and all I want to do is enjoy my weekend without worrying about coming home on time.
This situation is causing me to be stressed more and more every day, and I have started smoking to make me feel more relaxed. I hate that it has come to this, but my parents don’t understand that I am already 19 years old!
A part of me gets so angry and makes me feel like I never want to speak with them again, but there’s this other part of me that just wants to respect them. I live under their roof, watch tv, and go on the internet that they pay the bills for. I appreciate EVERYTHING they do for me. The least I can do is respect them and abide by their rules… I respect and appreciate them, but I also NEED my freedom.
I can’t move out because I don’t think I’m ready financially. I really want to move in with my boyfriend because he has a 1 BR apartment along with a stable job, but I have talked to my parents about it before and they said they would stop paying for my tuition and car insurance if I leave. Unfortunately, working at Netflix part-time isn’t enough to support myself. LOL. I would find another job, but working part-time is hard enough when attending school full-time while maintaining my good grades.

Feeling very grouchy today, having realized after a great deal of serious work and self-denial that while I can get into nearly any school in the state upon completion of an AA, I would never be able to pay for it! Even if I got each and every honor society/educator scholarship offered, it would begin to cover the costs. How does anyone manage to afford going to a more academically rigorous university?

Before going on, I want to say that I do love my husband and in no way want to leave him. I would greatly appreciate anyone and everyones advice on how I should handle this… and there’s a lot.

To start with. My husband and I have two children. He works part time, sometimes full time depending on the week and goes to school part time. I go to school full time and then take care of the kids the rest of the time.

My husband has always been on the lazier side, but lately he has gotten unmanagable. He puts off his homework until last minute. When he’s at home, he just lays around and does nothing. He doesnt help out around the house. His laziness has begun to affect the children. He pushes them aside, and gets frustrated with them because he either doesnt want to be bothered and would wants to play video games or put his homework off until last minute and is trying to get it done in a hurry. This HAS effected his grades in school. Dont get me wrong, he’s passing, but barely.

My husband has a lying problem. This stems from childhood issues and the household he was raised in. He used to be really bad about it but I thought we had gotten past it, but lately im starting to notice it again. My husband is not good with money. We agree’d I would be in charge of our finances. Things were going great, but last week I caught him lying about taking $120 that was put away (and when we have no money to begin with because we’re both college students, its a big deal). Things have gotten so bad with his laziness, procrastination, lethargic attitude that its tearing us apart. we barely speak, we barely spend time together. Ive gotten to the point where its pointless for me to try to talk to him about things, it goes no where. He either doesnt talk or plays a “pitty me” role and then tries to kiss my butt.

What really got things to a breaking point was last weekend. My husband does not have a good track record when it comes to cars. Hes wrecked every car we’ve had and gotten about five tickets in the two years we have been married. My parents were kind enough to let us buy their car that they no longer needed, and make payments that were convenient for us, and he totaled it last weekend because he was being careless. Believe me, Im happy he is OK, but what makes this difficult is he lied about how it happened. he tried to say something went wrong with the car, but to find out, thats not the truth, and no matter how much you try to talk to him about it, he wont budge with his story (but we know for a fact its a lie) and his story has even started to fall apart, but he still swears by it….. To make it worse is that this was our only car, and we absolutely have to have a car. We had to scrounge every last penny we had, including a small loan from my parents to be able to buy a new car to get us a by. It wouldnt have been so upsetting but now we are even more in the hole due to his carelessness. He doesnt even act like he appreciated that my parents gave us over $3000 for a new car, and still has this attitude like “oh well I wrecked the car”. It just adds salt to the wound because we had to take the money we had set aside for our 2 yr wedding anniversary (which is on monday!) to go towards the car. And then my birthday, and we have no money for christmas. His carelssness has affected everything. My parents are upset that he was careless with the car (he was speeding 20 mph over the speed limit went around a corner when it was pouring and stormy and hydroplained and hit a telephone pole!). He has an excuse for everything! Ive tried to be understanding through this and bite my tongue but its so hard. When we were dating, he totaled my car. When we were engaged, he wrecked that car. Then after we got married, he wrecked that car… and now this car. Now that we have this new car, ive refused to let him drive it, and I now drive him to work. This has irritated him in turn, and he’s upset at me about that.

I feel that this car issue only makes everything else more clear. Maybe he wouldnt be in such a hurry if he was alittle more organized with life. If he didnt put things off until last minute. He’s so lazy that he’s even letting himself go. We’ll go out, and I’ll be dressed nice, and here’s my husband with hig bushy beard, not cleaned shaved, bed hair, hasnt brushed his teeth and his crack is hanging out for the world to see. its embarressing. Yes I love him but oh my!

I just dont know what to do anymore. Im frazzled over everything. He lies, swears he doesnt, hes careless, hes unmotivated, unorganized, lazy… and he’s even getting this way with our children. Today I was going to go out with my mom. He told me to go ahead and get ready and he would watch the kids. I come out of the bathroom, and he had set our children (who are too young to be left alone!) in front of the TV and went outside about an acre from our house (we’re on 5 acres). I didnt go out there and say anything, but I watched the clock and
I do agree that he is depressed. ive tried talking to him about it, and sometimes he’ll agree that he’s depressed, and other times he gets upset about it. Ive tried expressing how he shouldnt be ashamed if he has to go on meds, but he refuses to go to the doctor about it.

I’m a 3rd year at UCLA I just transferred into their communication studies department and I was a premed/bio major in my community college, I did well (4.0 GPA) but honestly, I HATE chemistry and dont know if I’m going into premed for my parents or for myself,

I was thinking communications because I live in LA and PR/advertising/marketing are big deals here…but I’m not 100% sure about anything, does anyone have any advice

in retrospect I really dont know if I want to give up premed (I’m still a premed student just with a diff major) but then again I dont know if I want to keep it..and with communications, I dont want to be considered as a laughing stock in the whole school you know what I mean? even though comm studies is the hardest major to get into in UCLA (13% acceptance rate) 7500 people applied and 100 people got in..so i guess that’s something….umm I was also thinking law

basically I want a job I’m interested in but I can make good money off of…

I almost have a degree in political science. I have about a year left before I graduate, but I am strongly considering spending another two to three years in college to complete a degree in accounting. Even though it would take longer to complete, if I did complete it my prospects for employment would likely be much better. (correct me if I’m wrong) The problem is, beyond the time and money to complete the degree, I am scared, perhaps for no reason, that I will be unable to do the work.

I have an uncle and an aunt who are both certified public accountants, and many other mathematically gifted family members. My parents, however, were poor math students, and I was always under the impression that I inherited my “math genes” from them. In fact, I have been under the impression, until just recently that I am truly terrible at math. However, I remember perusing through an accounting textbook at a library once when I was in high school and actually really enjoying and understanding what I was reading. Recently, my husband, who is an actuary and very gifted at math, convinced me to open an algebra textbook and go over the problems with him. I was HORRIBLE at algebra in high school; however, I am finding, as I relearn algebra that I am actually pretty good at it now and my husband insists that I am not as “bad at math” as I have believed my whole life. Interestingly someone once suggested that I have had a math phobia, and that my parents shouldn’t have reinforced the negative self-perception that I’ve held on to. I’m not trying to blame them, but I am beginning to wonder what happened. So, to get a better idea of what I’m dealing with I checked out a couple of accounting books from the library again, just in case it was a fluke the first time. I am finding them more fun to read than my political science textbooks. If I did have a math phobia I may have outgrown it a bit or perhaps having my husband tell me that I’m not mathematically inept has given me a new perspective.

I think I want to be an accountant, and as much as others seem to find it dry and boring I am oddly intrigued by a good deal of it. It reminds me a bit of the same stuff I studied for the LSAT when I was considering being a lawyer, before I was told that there were too few jobs for lawyers nowadays to make it worth the time and money. Anyway, will I hit the same walls I’ve hit before if I try most likely? Do I just go for it? I really would like to, but I also don’t want to waste all that money. But, what if I’ve been under the wrong impression about my abilities. Is that possible? Advice is sincerely appreciated and thank you for taking time to read this.
I took quantitative methods for political science and survived… I suppose there’s no way for anyone to have a clear idea what my math abilities are, but I think that is my real question, sadly. I’m confused about that portion of my skill set. Thank you to Eric G. for the suggestion about sitting in on a class. I did that when I was considering other majors in the past and it’s very helpful.

two days a week where the majority of the children are ill as everyone will know a child’s immune system is not strong yet. I have just started work and have got this cold that has caused me to feel really drained of energy and I am struggling to sleep and I’m so worn out but I don’t want to get more ill by not sleeping. What should I do?

Okay. I graduated college in 2006. I am working for the university and have a pt job. I had to buy a car (Living in LA, you must have a vehicle).

The car and student loans I can deal with. It’s the stupid credit cards that are causing me to drown… I can and have made ALL my payments and I am not late, but after all the bills are paid, I literally have $106 a week to live on.

So, to make ends meet I buy gas and junk on credit.

Here is a little break down of what I owe:

28K credit cards/personal LOC
17K student loans
9K car loan

TOTAL is approx 56 K.

I make about 35K a year, but I have to live, typically on Credit Cards.

I have looked into two companies (Nova Debt, and Freedom Debt Solution)

One of them (NOVA) said I could pay off my credit cards in 4 & 1/2 years by paying 700 a month. But all my accounts would be basically closed/frozen. Q: Would that mean my “credit” would not longer be good? Would it affect my credit score?

Freedom Debt Solution is a company that basically has you stop paying your creditors, then tries to negotiate with them to settle your debt for a fraction of the cost. Again, it would freeze/close my credit cards and wreck my credit.

Keep in mind, my credit score is good! I have never been late and I always make min payment plus $10.

I also live with family and pay no rent. I’d really like to be able to move out and on with my life. With the job market, it’s not looking good for me to find a new job anytime soon, tho I am looking.

I’m in my second year of college and am having a hard time deciding a major, even after all this time.
I have a 3.8 GPA, and am sort of a perfectionist, which is probably why I’m stressing out about what I should choose.

So far, I’m contemplating getting a business OR economics degree while doing the pre-med program, however since business is a liberal arts degree…will it be looked down upon by the Medical schools? Would economics be a better choice?

If I do choose business, I have no clue what to specialize in…I think marketing would be fun, but I believe finance has a better salary. I want to choose a high paying career to help pay my way through medical school after all.
There’s also management and management information systems….

I’m 26, my girlfriend is 23 going on 24 in a few months and over the past 16 months of us going out it has been interesting. Her parents are roman catholic italian, but do not come across too strict at first, but in many ways I can tell they have babied her and it seems as though they have tried to put in place extra boundaries since our relationship has gotten serious.

I am concerned her parents affect her decision making in our relationship more than needs to be and has actually been the source of serious confict, indirectly and directly. my main concern is how long this will go on for or if it will ever change. I cannot have my partner’s every decision controlled or questioned by her parents, especially if it’s very serious stuff like running a business one day, or buying houses, or what to do with our children. Not now, but in the future.

Examples:

Their youngest daughter, 18, in college, just called home to tell her mom that she has a boyfriend who goes to another school in the state next to ours. Well all hell broke loose at home because the kid has dredlocks, the mom was freaking out, playfully, but still freaking out. Now they are going down to her school this weekend to have a “chat” with her to dissaude her from going to visit her boyfriend since they feel she shouldn’t have to go visit him.

I think it is a ploy to be overprotective, and I’ve seen this kind of crap they pull with my girflriend. Problem is my girflriend not only lives with them, but she works for them in their office so the control factor is double.

Thank god i’m not dating her sister.

However, her mom controls my girlfriends finances. Her name is on her checks like they are married or something. I know it’s a student checking account. Problem is my girlfriend doesn’t have access to her own bank statements!!

This makes me mad because I need her to be independent from her parents so that way we can make decisions on our own.

Every time it snows just a little bit, her parents freak and don’t let her drive to come stay with me.

The girl graduated college 2 years ago!!

They fix her car at this crappy way overpriced auto place all the time and don’t let her make any decisions as to where to fix her own car. Meanwhile they probably spend more on ” fixing” her perfectly fine car every year than on car payments on a new car. She is afraid to take it somewhere else because they will be mad.

My parents asked us to come visit them since they are staying in florida for the next few months. Her mom wont hear it because we already took a vacation recently, even though she has 2 weeks paid vacation and should be able to take the time, and she didn’t even mention anything about needing the help at work.

I know my girlfriend is a little frustrated too, but it seems only since I’ve started talking to her about it about how I’m frustrated with it.

I asked my girflriend to move in with me, and the first thing she mentioned was that she had to talk to her parents about it.

He is in the stage where he is buying EVERYTHING and getting business ideas 4-5 times a day (all different ones too). Yesterday he told me how he bought by Aunt’s house, a new bike, and how we are moving to a different town (none of which are true). The only thing that is true is he has been taking generous amounts of money out of his retirement fund. Its just one constant lie to another every other second. He even got pulled over a few weeks ago for drinking 3 (40oz) beers and driving and having 4 bags of weed on him. He is an alcoholic who until recently hasn’t had a drink (that I know of) since 1998.
I know its not his fault and that its not technically him, its just a stage. The only thing is I am a 20 year old college student trying to do good in school and find a decent job and I am constantly stressed from that alone. He is pushing me over the edge and I have no choice but to move out, which I can’t even do for another 6 months because of money.
My mom and I have tried talking to him but he refuses to admit that he is in this stage. (He knows about it but refuses to believe its what he is in now) I need some advice on what to do or how to deal with it. I am practically going to bed every night crying…..please help
How does the testing go if i were to see if I have it? I assumed you can only tell once you are in an episode. And believe me I am spending 99% of my time in my room or at my BF’s house if i’m not at work or school.

I’ve been struggling with my job. I teach, but I have consistently struggled to deal with challenging (defiant) students. I just don’t think I’ve got the personality for it. I’ve tried, but it really stresses me out and has affected other aspects of my life (sleep. personal relationships).

The problem is that I don’t have any education in anything else, and jobs aren’t really easy to find right now (at least ones that pay what I’m getting paid right now). I want to go back to school, but haven’t been able to decide what profession to choose, and so I can’t get student financing. I also need to decide what professions would be in high demand. Plus, considering the experiences I’ve had with not liking dealing with the students, I feel like I want a job where I wouldn’t have to interact with people the way I have to now. I’d like to have a job where I know I am good at what I do. I have talents and skills–I know I do. And it would be nice to use some of them with what I enjoy doing.

So, what can I do? How do I get out of the situation I’m in now and into something better?

my mom is okay for the most part o ther then sometimes shes really bitchy and goes on sprees of taking stuff away etc, my dad is a loud mouth asshole… as im typing this i have a horrible migrane that im trying to fight, i left my skateboarding rail in the driveway and my mom just hit it with her car, the blame goes on my brother as he is involved with drugs and all that so they just blame him… i go downstairs and he knows i have this migrane… so he shouts right in my ear for like 2 minutes and then blames me for the mud he tracked in and yells at me some more…then he yelled at the dog and i think he hit him…

i need a way to deal with stress please help my life is going out of control…

i also am dealing with school troubles, trying to make a living with skateboarding and videos/editing etc
im 16 so i dont know what to do with my life yet as a junior in HS
I dont want to go to collage but my dream is to buy a ranch when im older with some friends and just do stunts and all that, just to have fun and get away from this nonsence

it can happen but i dont want white collar jobs intervening

right now tho my mom is a real sweetheart
thank you so much for your answer!
and dont worry i will not fall into the wrong crowd ive seen my brother and friends do it and their lives are destroyed…
I just hope my dream isnt tooooo far fetched :C

In the last couple of years (take or give a couple of months). In retrospect:
How would you rate your finances?
How would you rate your love-life?
How would you rate your family life?
How would you rate your career or if you are a student how would you rate your performance?
Did you have any legal problems?
Any other area you would like to elaborate on?
Mention at least one good thing that happened to you and/or a lesson that you learned during that period.
THE BEST HONEST ANSWER WILL EARN YOU THOSE 10 POINTS. THE MORE DETAILS THE BETTER.

I just had the worst first semester ever as a freshman in a college. I’m experiencing a mental or nerovous breakdown because I can’t tell my parents what I have done. I want to cry and I hate myself but I know I can do better next time. PLease help me, I feel terrible how do I move on. I feel like I am being to hard on myself….falling apart please help.

I completed my freshman year no problem at my college. My sophomore year, my first semester my parents could not afford my tuition, so I had to talk to financial aid at the very end of the semester (December of 2010) and ended up receiving a scholarship last minute to cover the remaining $4000 I owed the university that was not covered by scholarships and finacncial aid. Because I could not register for classes on time for the following semester, I only ended up getting into 6 hours of classes for the spring. Federal loan servicing did not give me aid for the semester because I was not enrolled full-time, and I now owe over $12,000 to my school. I am so embarrassed I havent even told my parents and pretended to be in school for an entire year. Nobody, not my friends or boyfriend or parents, know I was not in school. I really want to get back into school, I want to be a lawyer. I am getting all of these letters from collection agencies and the Federal Loan companies asking me to pay them back, but I just dont know what to do. I have applied for loans to cover my debt to my school and was not approved, probably because my school has turned me out for collection. I am stuck and so stressed and worried that I cant sleep at night. Someone, please give me some advice as to what to do so I can get back into school and turn my life around!!!!

I tried to get a job for the time I was not in school and could not find any work whatsoever. My college is in a very small town and there are very few job opportunities. I could not go home to look for work because my parents would know I was not in school, AND I had a lease for a house I had signed last February for this past year. I have applied for almost every loan I can find, on my school’s financial aid website and even more. I really want to get back in to school. Most of my friends are about to graduate and I am still a sophomore in hours because of this.

Please Read:
I just got my bachelors in Criminal Justice at UC Irvine and can’t decide whether to go to law school or go into law enforcement so I was wondering if anyone, who knows about either profession, can tell me what these careers are like. Both interest me for the reason that they both make differences in people’s lives and deliver “justice”. However, I’m a very laid back care-free guy and I’m not interested in getting someone in trouble for something small or petty. I understand in the police department you have to become a patrol officer first in order to deal with more serious crimes which isn’t a huge deal for me, except for one issue. When I was 17 and 18 I smoked a lot of pot before I knew what I wanted to do, but my record is completely clean. I know when entering into the police department, depending on the department, you need to be clean of drugs from 2 – 5 years. I’m about to be 22 and I know both careers are really competitive now, so it might take me a few years to even join a department. So, instead of wasting a few years I applied for UCLA Law School and got accepted, but can’t decide; any input would help. Thanks for reading!

Hey, so im trying to find a place to live in brighton uk, but im having ALOT of issues, i start college next week (im 23) and ill be studying their 3 days a week and the rest of the week i care for my mother so i cant find a job, i get paid through benefits to care for my mum so i have to use DSS as i dont have the spare time for a normal job, anyways im trying to find a place that accepts DSS but most people hear DSS and think im some drunken chav or hear student and think im some drunken student….

is their an agency in brighton that deal with DSS people? i need to move out because the stress of living at home is making me ill, and i cant care for my mum if im ill so yeah, any advice?

or any funding i can get? i tried to get student funding but the course im on isnt eligiable for student financing 🙁
ah it doesnt look good for me, at the moment i have two choices drop out off college already or give up on my mum neither of which i can and want to do, my mum owns her home would that count as a gaurentee?

I am a college student, whenever I am extremely stressed, I tend to take break from everything and I don’t go to work because I am just not myself.

I get paid per hours but sometimes I regret not working during a week because of the money that I could be making.
At the same time, I tell myself that I should not worry about money. I need the money for sure but I should not let it be my driven force.

What do you think? I often say that I am still young so if I am having a bad day, a bad week, I should give myself some time , not rushing to work just for the money.
1- I can manage financially if I take a week off because I work a little bit like crazy last month to save some cash.

2- I am not too worried because working this week is optional.

3- My coworkers don’t really depend on me. We just work on computers so each of us do our own work.

My parents don’t send me money because they are not well off enough. That’s why I have regrets because I sometimes think that I could send them more money if I work like crazy.

4- I am extremely concerned about how I deal with my stress because whenever I am in this situation, I don’t answer phone calls, I don’t reply or check my emails, I get out of everyone’s life and stay on my own.
Despite my worries, my parents don’t really ask me for money. I just felt that I would like to send them some money from time to time. I pay schools for a younger sibling.
The stress is caused because I am unhappy at school and I fail behind with some homework. But I am working on my assignments now
thanks sounding. I was very surprise by question 3 and 4. You must have gone through the same thing. The stress is a vicious cycle, it comes back every now and then. I hope that I can finish my work today and get it done.
Thanks

Okay, so I’m going to be starting classes this Spring semester, and I have to make up my mind, like now, about which college I’ll be going to. I’ve been torn between two for my entire Gap year, and now that it’s coming to an end, I still haven’t been able to make up my mind. You may think this is silly, considering this whole dilemma is only over two community colleges, but there’s a lot riding on where I decide to go, and it’s really stressing me out. I need to make up my mind by the end of this week (Which I don’t think is so unreasonable considering how freaking long I’ve had already!) so I can start preparing before I miss my chance.

Here’s the deal: For my first two years of college, I’m going to community college and then transferring to a four year university for my junior year. The two community colleges I can’t make up my mind over are in two different states. One is in my home state, and the other is in the next state over. The four year university I have my sights set on is also in the next state over. I’ve already thoroughly looked at all the colleges in my own state, and while they’re all really great, none of them are for me. Once I started looking at colleges in the next state over, it turned out there were many that appealed to me. The one I decided on is perfect for me; the best place for me to reach my educational and career goals. It’s just really great all around. Now, I know there can be a lot of issues with credit when transferring from a community college to a four year university, so I made sure to look over the transfer agreements my two community colleges have with other universities. The one in the next state over has a guaranteed admissions agreement with the university I plan to transfer to, and the one in my own state, well, doesn’t. So, if I were to attend the community college in my own state, getting into the university I want to wouldn’t be a sure thing. There’s a good chance the university may not accept the credits from this one.

Whatever choice I make, I have till the end of January to prepare. That’s really not a lot of time, especially when moving to another state, and considering finances. I’ve worked all this Gap year, but all my money is going towards tuition, so I have to worry about being able to pay rent and car insurance, when I’ll only be working part-time, while going to school full-time. It’s taken me so long to decide, that I haven’t, in all honesty, given myself enough time to prepare to move to another state. Now, it’s not impossible to do if I really want to, I’m just not sure that it’s very practical at this time, and I really don’t want to make an irresponsible decision, you know? The thing is, I really like this community college in the next state over and if I didn’t have to worry about all this other stuff, I’d chose it in a heart beat. Too bad it took me till NOW to figure that out, lol.

Now, if I stay in my state and go to community college, tuition will be like $8,000 less (The other community college costs more for out of state students.) and I’ll be able to save up some more money, and not have to worry over being able to afford things as much. I was thinking that if I didn’t want to go to this college for the full two years, I could at least go just for this first year, so I can save up some more money and give myself a little more time to prepare to move to another state, like I said. Then, after this year is up, I’ll just transfer my credits over to the other community college and finish out my sophomore year there. This way I’d be able to still go to the university I want to transfer to, you know? But, does that make much sense to you? The whole issue here is being properly prepared, really. I’m not sure a few months is enough time. If I’d made up my darn mind sooner, then I wouldn’t be having this problem, you know? I would have had much more time to figure out all the details, saved up a little more money and such.

Think that’s it? Nope! One more issue.

Alright, if I stay in my own state, I’d be staying with my parents. My only problem with that is — even if it’s just for one more year — that my house isn’t exactly the easiest place to focus in, and I really want to give all of my attention to school. I know there’s always a way around something if you really want it to happen, but speaking from experience, I really think staying home is going to take away from my studies, considering my home life always tends to take up most of my energy. There is the option of going somewhere else to study, or finding a roommate here at home. The thing is, I genuinely feel my best chance to concentrate on school would be to go away, and most of my friends have gone away to college themselves. The ones that have stayed home are living with their parents to save money, and if I’m home I wouldn’t c
consider rooming with a stranger. I know I would be rooming with a stranger, anyway, if I go away to school, but that would only be because I’d have to. And the community college out of state actually works with students to find housing and roommates, unlike the one in my own state.

So, what do you think I should do? I’d go with the plan to stay here at home one more year so I have more time to prepare properly, and then finish out my second year at the community college out of state, but does that make much sense to you? Like, does there seem any point to doing that? Or would it just be too much? Argh, I know I’m probably making all of this more complicated than it needs to be, which I hate, but I honestly can’t let it go. I’m like loosing sleep over it, lol. It’s really important that I make a choice soon. Any advice you can offer would be a huge help. =]

Whew, I obsess too much.

Thanks in advance for any feedback! Especially if you had the patience to read all of this!
lol So, what do you think?
Oh, and it’s not the tuition I’m worried about being able to afford, it’s more the other things like rent and bills and groceries and car insurance, lol. I’ll only be working part-time, so, yeah. The money I saved up this past year my parents took for tuition, and I haven’t made up my mind about where to go up until now, so I didn’t really give myself much time to prepare for all of the details if I decided to go away to school.
I was just pointing out the bonus benefit about tuition if I decided to stay in-state. Like, it might be a smarter choice because of that.

I know, probably the typical marriage money issue question, but I’ll give it a shot.

My wife and I are in our 20s and both work. I work more, and make more per hour. I generally make about four times what she does per week. We are both college students. With our current combined income, we can comfortably pay bills and eat out about once a week. In addition, she likes to buy a lot of things for herself, snacks and drinks when she’s out by herself or with friends, a few books each week, a lot of clothing, and go out with friends a lot. She also bought concert tickets for herself and a friend on my credit card, which has not yet been paid off. Although a lot of this is technically paid for with my income, I don’t mind since we can still comfortably get by. The problem is that when I want to buy myself something, such as a nice shirt or a movie, she gets angry, saying they are not necessary expenses. When I told her about my intentions of buying concert tickets for myself and a friend of which the total was roughly that of her concert, she again became angry and said we didn’t have the money for them.

This has become more of a problem lately than it ever has been and I really need some advice on how to handle the situation. I don’t want to be the husband that says she can only spend what she has left over after paying half of every bill (which she would be unable to do), give her an allowance each week, or separate our joint bank account. I would rather get her to understand that I am also allowed to purchase things for myself without her permission every so often. I just feel that I am not allowed to spend an equal amount of money as her, even though I earn the majority of the income.

If anyone has gone through a similar situation or has any advice, it would be greatly appreciated.
Great advice everyone, thank you!!

Choose an issue of importance to you – the issue could be personal, school related, local, political, or international in scope – and write an essay in which you explain the significance of that issue to yourself, you family, your community, or your generation.
Here are some things that may help you help me choose an issue. Extracurricular Activities: Drama, Band, Interact
Community: Church, Volunteer Firefighter, Big sister

I’m 21 and I’m really miserable right now. I can’t seem to find my place in life and I feel like I’m just going through the motions without really enjoying my life right now. I’m a college student but because of a glitch in my financial aid, I can’t fix it and I am forced to change my major from biology (what I really love) to psychology so I can actually graduate with a degree. (I pay for college on my own with loans so having them cut off is really going to be a burden, that’s why I just changed my major). So now I feel completely thrown into this field as a junior with no real knowledge about how to get into grad school for psychology or what I really want to do with this degree. My mom is also really sick and her marriage to my dad is falling apart. My dad was having an affair and my mom pretty much had a breakdown the other day because she is so stressed between being treated/going to the hospital, trying to save our house (we are financially struggling), dealing with my dad and taking care of my sister who is chronically ill. I am working 2 jobs and still living at home. I was hoping to move out this summer, but if my mother has cancer I don’t know if I can because I’m the one who drives her to her dr appointments and I have been lending her money for groceries so I no longer have any savings. I feel like I have absolutely no direction and I’m burning out. My love life is a wreck, I keep getting led on by guys who never really wanted a relationship in the first place.

I know that things could be 10 times worse and I’m trying to be grateful for what I have but being stuck in the middle of my parent’s failing relationship is really tough. Not only that but I just am miserable in life. I don’t find joy in anything anymore. I try to exercise but I’m so exhausted between work and school that I never want to do anything. Occasionally I go out with my friends, but I never have a good time because I’m always worrying about whats gonna happen.

I love dealing with money and stress. My teachers recommend me to pursue a career in investment banking but how do I go about becoming one? What should I major in? What internship should I look into? Lastly, Does what college you go to really matter? I heard mostly Ivy leaguers become bankers but I don’t have the grades to get into those schools at the moment. Most likely for graduate school I will attend one. Please share your experiences and how you became one. This is my passion.

I can’t tell him anything without him being mad or yelling or stops talking to me. He used to get on me with grades and schooling but now I am a good college student. Now he forbids me to even speak one word to my moms side of the family and his reasons why have nothing to do with him. just because they hate him doesnt mean i have to hate them. we don’t talk at all these days, i have nothing to say to him. he makes my mom deal with my finances, social life, everything. i don’t know what to do? talking to him won’t work because he just sits there like a vegetable

I’m a 21 year old college student. Unlike some students I use my credit cards to help buy my books and help pay for fees. I do have Hope but it doesn’t pay for everything. Plus the school I go to isn’t eligible for a lot of financial aid, trust me I’ve tried, which is why I’m going to transfer to a better school later. So Over the past 3 years I’ve accumulated over $4,000 worth of debt and its starting to get harder to pay my bills. I lost my job a few months ago and every since then just to survive I’ve been living off my credit cards, (which is dumb I know but its buying me time to find another job) Its only a matter of time before I default, but there is a way out to prevent that. I have a few jobs offers right now and I have the opportunity to work full time. Bottom line is that my debt is starting to get overwhelming and dealing with that stress along with school is starting to get to me. Winter Quarter ends in a few weeks, so is it a good idea to skip the Spring Quarter to help get myself out of debt? Plus I don’t want to have worry about keeping good grades while having my overwhelming debt in the back of my head. I can return in the Summer Quarter or if I need longer I’ll go back in the fall. My parents think it’s a good idea but I’m not sure.

I work part-time at a fairly decent job, I am a full time college student, in debt from Medical bills and have never had a credit card in my life. I live on my own and can hardly afford to eat.. Is there any assistance programs that can help me survive?

Been trying to put my application through for uni however at the end of it, it only display tuition loans nothing to do with maintenance grants… what’s up? Am i not eligible for this? im a dependant and the house income is less than 15k from one parent other not living with us nor in the same country! what the hell is going on with it? totally stressing out…

Hi. I’m in the junior year of HS and I’m interested in going to college to become a counseling psychologist. The thing is, I originally wanted to work with alcohol and drug addicts by becoming a Substance Abuse Counselor. However, the problem with this career is that most sources say they don’t really make much money (the highest is usually reported to be around $38,000 per year) and while money isn’t everything to me, I do want to be pain well enough so I can support a family without a lot of stress about finances. I’ve wanted to be a substance abuse councilor because I grew up live with and helping addicts like my dad (meth addict, alcoholic and prescription medication addict) and my uncle (heroin addict and alcoholic) (the list of family members with additions goes on and on) and helping people with addictions is something i love doing. Since substance abuse councilors don’t make much, I decided I would go for being a counseling psychologist because to me that is the next best thing because I can still help people and it has better pay. A lot of sources say that counseling psychologists often can help a variety of people, they can also specialize in various things like dealing with grief, or having depression. So I was wondering if it was possible to be a counseling psychologist and then specialize in dealing with addicts so i could become like a substance abuse councilor but with more schooling and knowledge so I would get paid more. I was just wondering if that was possible and if it was, what kind of pay range could i expect. Any answer or input would be helpful. Thanks.

So I just entered my senior year in high school. To give you a synopsis about myself, I’ve taken at least 4 honors or AP courses each year. This past year, I took 2 honors and 3 AP courses. This year, I’m taking 5 AP courses. I’ve loaded up my schedule because I have always been encouraged to overachieve, which has really stressed me out, but has paid off. I’m currently 4th in my class of 400 and have a 3.9 unweighted GPA.

Freshman year, I struggled with biology, but by the end of the course, I really developed a passion for environmental issues because the teacher expressed such a passion for the subject. I struggled with chemistry, but earned an A. I also had a hard time with physics, but received a B+.

My father, who works as a splicer for a major electric company, has always pressured me to go into engineering because I’ve shown an aptitude in math and science; however, I don’t think engineering would make me happy because math has always stressed me out (except Geometry), and physics completely went over my head.

I can’t honestly say that I enjoy most of my classes in school because I’ve always been pressured by guidance, the school administration, and my peers, to load up my schedule with higher level core classes instead of exploring electives such as business and communication.

I want to have a good quality life without anxiety. Every year, the first month of school gives me a great deal of anxiety because I feel that I just don’t know enough to succeed in my core classes (though I usually end up doing just find because I work hard at it). I don’t want college to feel like that – I don’t want to continuously feel the pressure of having to be the best at everything.

I’ve always been very involved in after school activities because I love socializing and managing projects. For me, after school activities help relieve my stress and keep me motivated. I currently serve as president of the school’s student council, president of the school’s environmental club, vice president and lead AVA specialist of the school’s drama club, and vice president of the national honor society. In addition, I run a mobile DJ business and web development business on the side. I really would like to get into a management position in a business down the line, but people always tell me that majoring in business, accounting, finance, economics, and similar majors that are associated with the liberal arts of undergraduate business programs are useless unless you attend an Ivy League school with a great reputation and connections in the work place.

Basically, I need some help choosing a career path. I’ve been juggling arround majors: bioenvironmental engineering, environmental science, applied economics, pharmacy, and now considering accounting. I’d like to live comfortably, as would anyone. I like working with people. I’d like to make six figures somewhere down the line and am willing to work for it. I would like the opportunity to make a difference – to feel that my work is rewarding. I love doing community service, I love to lead, and I love to have a good laugh. I don’t want my parents, family, friends, or teachers to be disappointed in me because they often say how I have a great deal of potential.

Ok here’s the situation. We’ve been together for a bit over 2 years and are both college students (I just turned 27 and am in graduate school for Engineering, shes 20). The whole time I was having troubles with friends, financing school, and her mom kept causing drama for me (whenever I go to my gf’s moms house her mom is rude to me first and keeps following me around talking forever, and bringing me down — so I become rude to her back. It always seems she is out to get me and I have hated her ever since the first Christmas we spent together). Because of all this, I developed some anger issues to deal with my stress. I really love my gf but started yelling at her all the time for simple mistakes and just started taking my anger out on her. I call her names (b*tch, slut, trash), put her down (how she looks, hobbies), and slam doors. I have promised to change a few times, but keep relapsing and taking my anger out on her again. Like we live in a room with a sink and I find myself cussing her out for getting ready for work in the morning and apologizing later. She considers me verbally abusive and I always make her cry. Until two days ago, she finally told me she can’t take me anymore and she wanted to move out (but she really loves me), but continue dating. Then, later when we fix the problem we will move back in together.

Of course, I swear I need to fix the issue and want to fix this! But the problem is, my gf is being so resentful because of how I treated her, though she really loves me. I really love her and I swore that I would change, but how can I make up for the past? How can I make her feel less resentful and get her to forgive me. Please let me know, thanks in advanced.

I know u have to work very hard and becoming a doctor is not very easy but can someone tell be exactly wat is it like.?
And do u practise using dead bodies??? I mean dont u find it gros , blood etc etc…….can u grow out of that disgusting feeling?
Please tell me precisely and in detailed form.
do tell me abt u if u r a medical student and ways to contact u.
Im doing my o’levels in may and would like to know abt the feild of medicine. do provide websites.

i’m a full time college student taking 12+units and also working so by the time i get home i’m extremely tired and hardly want to deal with my boys which are 11yrs,10yrs,and my daughter who is 3yrs.sometimes things can get pretty hectic and overwhelming.do anyone have any suggestions at all ?

This person is a 26 yr old female with a bachelors degree in finance. She has no medical experience and just came to the conclusion a few months ago that she wants to be a doctor. She was a 4.0 student through college. Hates her finance job and the industry all together. She has serious problems dealing with stress and life in general. Loves helping people truly! No kids not married but soon will be. Very dedicated individual and excellent memory. Completely throws herself into work or anything that she is working on at the time. Very gullible. Very lovable personality and sweet. Has test anxiety sometimes. Emotional person to the point of needing to be medicated sometimes. Relatively unrealistic person as well.

I know nothing about becoming a doctor other than what a couple of my old college buddies tell me that are almost finished with medical school. I have a g-friend that seems to think she needs to become a doctor in the field of dermatology, anesthesiology or radiology. Something that is going to allow her to become a doctor and still have a life. I don’t know how to tell her that she has lost her freaking mind as far as I am concerned, but maybe a person that is a doctor can enlighten me on what to present or say. I want to refrain from crushing her spirit. She is about to waste a shit ton of my money going back to get her biology degree and add to her already acquired 18K student loan debt not including mine. There has got to be a test, article, person or something out there that can help bring her back to Earth soon. I love her but this is ridiculous. Maybe I’m being a prick about this and holding her back. That’s why I need some advice from a person that has medical experience and can break it down for me and her. SOMEBODY HELP ME PLEASE!!!!

I am a 23 year old african american male from the south and I’m dealing with harrassment and (racial) comment from my supervisor for the past 9 months. I deal with it a few times every week, I got fed up with it and I put in a complaint on 9/14. I went back to work on the 17th, which was really stressful not knowing what was going to happen. Dealing with this for the last 9 months caused me to have anxiety about even going to work, in fear of what I was going to have to deal with that day. I sit in the car at 4:30 in the morning contenplating whether I ‘m going to go in or not
here a last of things I dealt with at work:
– Called names, ex: fat, ugly, lazy
– My job threathened on many occasions (mind a you a got a $3 my second month working there)
-Makes a point to embarass me infront of my coworkers every chance he gets
-Being told I think I’m white because I want what white men want since he found out that my wife was white.
-Lots of remarks about my personal life

I’m 20 years old lady. I started working at target 1year ago; the main reason was, I wanted to get experience. I gave to my mother more than half-money I earned. I Couldn’t think about saving , ignoring that she need to pay bills to support us, we were moving to a new house. (she have section 8) I’m a college student, tap and fafsa pay my tuition, they also give me work-study. Last year per semester they gave me $2,300 for my expenses.( Money I used to buy furniture) my scheduled at target was from 3:15 to 12:00 AM so my GPA start to fall. That semester I got D- in finance,and my other classes also, not all of them. I decided to leave target in January. I love that class so much couldn’t understand what I was doing wrong. so I prefer to take it again and get a better grade. So that F kill my GPA completely on spring because I have to wait for this semester to take it. I hang-up n probation. I decided to come back to target, why? because I love target! I love to deal with ppl help them, even though I’m a cashier I feel part of the family. My mom was pushing me also, shes the kind of person that have to see someone killing themselves to believe they are doing something in life, I understand her, her life was like that,so that’s how she see it. But she can’t expect me to work this routing schedule, college and also clean the house. I understand that sometimes she feel so pressure but omq the reason why I Don’t ask for more hrs at target its because I’m dependent and she need section 8. I’m earning $3,000 per year, And loosing $6,500 because for her study is not a job. I was taking an astronomy course, My major is Business Administration; This class was really hard for me. But I spend days and night studying tried my best to get a fair grade. Even though I took a week off to void this routing scheduled,I got D I was so mad with myself. I’m not giving target the total responsibility of my problems, I know the main reason is My English, as ya can see. but how could expect to pass this class n the last week of the semesteR? In order to to plan something for next week I have to wait to target decided if to put me day or night shift. This is not life!I know its my fault I cant expect anyone to talk for me but its so frustrating keep going to the office for the same problem! There’s a manager that hate me with all her heart, This past black Friday happened a shock situation in from of my eyes, the store lead said to turn off my light but I continue to work , cuz I knew the store need me. After 30Min’s I asked one of the managers to send me to my break, This lady said to first send another team member because I was new? I came 10Min’s late but she said to her supervisor it was 30. Even though I tried to explain that the train took long to pass, for her she hav lot of employers in the same situation. She started talking about situation that has happened before, I though it was resolved already. (when I came back to the store they started scheduling me hours out of my availability.My managers asked me why I didn’t call or show up to work I explained what happened cuz the lady that make the scheduled said not to go so they understood it was not my fault.) I called out one day and its like ” No call, no show ” in the office ” I called sick ” but because I don’t like to be seen as irresponsibly I went to work, but didn’t get pay that day.. Even though I tried to explain this to her she said I was acting in a defensive way! I know she have the rights to give me a verbal warning and write what we had talk, But situations that has happened before is affecting me! I talked to HR about this situation, because If something happen I know that the first question they are going to ask is ” Why you didn’t talk before” Omq I wanted to get experience starting as a cashier but I don’t see myself being one of them, I do understand that managers main task is to make profit, but omq but is not dealing with the ppl at all; but she’s using this situation to take me out and Its look that I’m giving to her the reason, but my priority its my college!I’m planning tomorrow go to the store 2 talk about this ( not the manager situation ) I called out this past friday and Sunday; cuz I feel sooo physical sick! but In the other hand I feel bad because they had been soo many ppl that has been so cool with me helping me with my problems, like the person I’m going to talk 2morrow. . I’m looking as a irresponsible person which I’m not I prefer to talk about this with no feeling emotions but not to sound like a person that ignore how much they have helped me. In a understandable and short explanation just want them to give me a normal scheduled in order to give them my everything, but letting them know that my priority is my college. This coming Thursday they put me to work 2-10pm I won’t let them down but I can’t come to the store before not knowing what’s happening. Maybe I’m fired already Lolz! =( I have earned 37 credits so far is so fru

I am considering studying Finance in the US. In my country, I don’t have any girlfriend because I don’t want & because it is NOT NORMAL to HAVE girlfriends.

If I want to study in the US, I know that should & will deal with so many girls. I’m not sure if I can keep on not having a girlfriend. And I SHOULDNT have one. I don’t want to have one, but I’m afraid I might get seduced or change due to the stress.

What I want is a group of friends (boys) which we can hangout together.

I’m 19 years old. It’s not like I don’t deal with girls in my country, I do in different occasions, but only for serious work. And that’s what I want to do in the US. I talk normally but nothing of romance relationship.

Please tell me your opinion about this situation… can I stay the way I am there?
Please tell me how can I deal with this there.

okay I am 20 years old in College. (mechanical engineering student) my 1990 Cadillac Seville just broke down a couple of weeks ago, I spent thousands on work on it in the last 2 months and it still went dead. So ive been on the car market heavily latley, I found alot of good deals online my favorite a 2000 Cadillac Deville for just $5k!!! at my local credit union it would only be $117 a month… I make $12757 a year! I figured i could get loan myself but because of my age and lack of a long credit history I need a cosigner. I applied to a bunch of other places and got the same answer. So I asked my parents they said no without any reason to why… Left me shocked and confused. The person at my credit union said I should ask them because both my parents have great credit he said. But why are my parents refusing to co-sign? the student loan I have isant in their name but mine. and they know I could afford $117 a month? any ideas?
I would just fix my 1990 Seville but Ive been doing that for the last 5 years (had it since highschool when I BOUGHT IT with my saved up cash) But now the repairs it needs totalled up to $5000 and not guaranteed so theres no point to fix it

I’m a sophomore right now in High School and I’ve just noticed that most of my friends at church and some of my friends at school are thinking of school or already went. I have a friend and his brothers went to Villanova and Harvard. My friend that is in 12th grade is going to Penn State (Main) and I know some that are going to Yale, Penn State, Westchester, Temple, etc. I didn’t really worry about college assuming that I’ll do that during my senior year, but now I AM FREAKING OUT. I am so stressed out because I know with my 3.2 GPA that I am not going to go anywhere I want to go. I need to study but of course, I run into distractions. I am just losing it right now and I just don’t know how to deal with it. SATs are stressful and so is thinking of what college I want to go to/can go to. Has anyone else felt this much stress/pressure put on yourself before? I need help quick before I just go insane… I can’t think positive.

I want to major in Finance, Accounting, Economics, and probably more things, just haven’t thought of more.

this is my third attempt at full time education over the last couple of years
the short of the story is i have mental health problems (depression, anxiety, eating disorder)
i am 19 and i tried college when i was 16 and i had to leave because i got too stressed out and my mental health got worse, i tried again when i was 18 and i had to leave due to mental health problems getting worse
now im at college again and it is so stressful, ive been off my meds and my depression is getting worse i have made an appointment with a new doctor to go back on my meds and will ask to be referred to a dietitian and counsellor to help with my problems
but the problem is that i need the appointments to get better but im at college full time so will have to take at least part of 2 days off each week so i can go to my appointments as there only in the day but i no i need to go to college to get into university and now i have no idea what to do
can anyone help?

I’m a high school senior whose extremely stressed out right now, I have no idea whether I should go to a community college or a California State University.

I’ve taken my SATS and I received a 1510 total:
Reading:580
Math:460
Writing: 470

My average GPA is usually around 3.5, but right now I’ve got a 3.8.

I’m not 100% sure of what I want to do as a career yet, the 3 careers that interest me however, are: Business, Law, and Botany.

Botany is last because even though I do have a love for plants, I’ve researched many times the salaries of Botanists, and its not what I’m looking for. The other two have potential of reaching 6 figures, which I’m heading for. I like business because I’m organized, like to take charge, and like the idea of leading a business venture. As for law, I’m not bad arguing…lol, and I also take many careers in law like fraud, lawsuits, and divorce seriously.

So which should I choose? I don’t know whether or not any CSU will still be eager to accept me if I’m a transfer student from a college compared to a fresh out of high school student. All I know is that college will give me at least 2 years to narrow down what I want, which I know is enough time, and a fresh start to really trying and getting straight As which I know I’m capable of.. I’m really worried right now, any help would be greatly appreciated. =]
@Danny Z: Thanks, normally that’d be easy to do, but my heats tugging in several directions right now =]
Wow I can’t believe all the answers I got on this!

I honestly wasn’t expecting more than 2 answers at the most since I thought most users would be bored by my question! I’m so grateful to every single one of you who answered my question, it really helped me a lot and I wish I didn’t have to choose just 1 best answer! You guys all rock! =DDD

my boyfriend who is turkish(he came here 3 years ago) and i have been going out for a year and a month now and its been beautiful, we argue sometimes but we always get over it and are very much in love. he has given me a promise ring. i am 18, he is 21. however i have some problems with the way he behaves. i think he may be emotionally abusive. he wants me to ask him before i go out with my friends, he gets mad if i dont tell him about something that i bought, and he makes me feel really guilty about saying “no” to him. whenever i bring up what he did hurt me, he tells me its not his issue, and i have insecurity problems.

today i was at his apartment and everything was going fine, until he said “thanks for not doing the dishes, now i need to do them AND write a paper” he was talking about 4 cups that were sitting on his drawer that i forgot to wash because i fell asleep after i came home from school. (we both go to the same college). he said “you dont think ‘he has a paper to write, he worked all weekend'” and i explained to him that i also have homework to do, i work, and i also did not feel well, i got upset and a little teary. he then mocked where i work, calling it a “great career”, and said that i dont have that much work to do in school since i am a freshman. he said i am lazy, he said i was talking bitchy, and in the future he imagines coming home to a house with dirt all over and a wife who talks bitchy. anyway, to this remark i started crying and i unfortunatley lost my cool and hit him, and then i left his apartment. i dont really want to end the relationship but maybe you have suggestions on how i can talk to him and try to tell him to give me a little more respect. i am very stressed i am a student full time and i work part time and these issues very much affect my day to day life, i am very sensitive. and just a p.s. he is not a bad guy at all he is very loving, generous, and makes me feel happy alot i just think he needs to work on somethings.

I am 20 and my father just passed away. Amid all the mourning, I am trying hard to be strong because I am his oldest child (I also have a 7 year old brother.) and I am the heir to his estate now. He did not leave a will and he did not have
any insurance. I am very distraught and I wish I did not have to deal with all these loose ends. I wish I could just mourn in peace..

My father had savings. I would like to put some money in an account to draw interest for a head start on a retirement fund for me and/or a college fund for my little brother. How would I go about doing this? I don’t know very much about banking or
finance. Would it be in my best interest to shop around, for better “rates”? I am very lost here. I assume this is one of those things that has an answer like “just go to the banks and ask them” but I would be grateful for any tips. I don’t know anything whatsoever about this. I am a college student and I only have a bank account, nothing else.

I’ve been engaged for about 8 months now. For the last 8 months I’ve been planning to have our wedding at home with all of our family and friends. My fiance has been telling me the whole time I’ve been planing our wedding that we need to just go to Hawaii and get married, I did not want to do that at all I wanted everyone we knew to be at our wedding. About a month ago I started having anxiety attacks. Planning a wedding, taking care of our daughter, going to college, and maintaining a good relationship with my fiance was really starting to stress me out. One day while online looking up music I wanted to be played at our ceremony I came across a few Hawaiian songs that I loved. And then it hit me instead of dealing with all the drama of having a big wedding we should just get married in Hawaii. I called my grandma and told her the plan. I drove to her house to get all the details together so that I could tell everyone. My fiance said he would love to get married in Hawaii if our parents and grandparents could all be there. Once I got all the details together I told everyone. Everyone in my family was excited, then we told my fiances family they weren’t too happy. I tried telling them that we don’t have 20000 dollars for a big wedding, and if we get married in Hawaii it wouldn’t cost us as much. My fiances mother is the type who likes to show off to her friends and family. Then there is me who hates he the center of attention. Anyways my fiances parents promised us 5000 dollars to use how ever we wanted for our wedding. I tried telling them to keep the 5000 dollars and use it for the trip, they said the money is for us not for them to use I tried telling her that if they went to Hawaii that the money would still be going to us because they could see us get married. We are getting married July 25th 2012 I figured 10 months is enough time to give everyone to save up to go. Now my fiance and I are fighting pretty much every day because his parents can’t save the money to go. But I know if we have our wedding at home I will have a nervous break down. What should I do?

Can anyone that works for Xerox give some insight into their benefits to employees? I read they offer huge discounts (smoke free, health assessment) which minimize the cost of benefits. Also, do they have a maternity leave policy? Thanks!

I live in Knoxville,TN and I am going to Hardin Valley Academy for high school. This fall I wil be going into 9th grade. I have already started looking at colleges because I ant to know how goo I need to do and having a goal really helps me do better anyway! I made straight A’s 1st-7th grade and then I took Alg. 1 and I got a B…I do great in all my other classes and I didn’t do Algebra 1. I had a terrible teacher and 2. I had the most talkative class 3. I didn’t really care…4. ANYWAY 🙂 I would like to go into the Theatre Film and TV department of UCLA.

What GPA do I HAVE to have and what would be BEST?( to increase my chances of getting in?)
Should I take the SAT and ACT? [I actually have already taken the ACT once-in 7th grade..i got an 18 🙂 ]
What scores do I HAVE to have and what would be BEST?
What kind of community work should I do?
Does acting in community plays count towards hours?
Also I read that they are not accepting as many out of state people because dorms are under construction-I plan on moving into an apartment about a month or so before college starts-Is ther a way I could tell them this and would it increase my chances of getting accepted?
Should I take all of the AP classes that are offered?
Even though I want to go into acting could I get a minor degree in teaching Biology or something?
Would doing this make me have to take extra years in college?
If not Biology I would like to teach a middle school French class or something to do with it.
How many years of language do I need to take to get into UCLA?

okay that’s all for now:)

Thankyou so much and sorry about all of the questions!(be sure and answer all of them though;] )

i have been out of school for three semesters now due to money problems and I am trying to register for this up coming semester… I just found out that in order for me to get back into school, I have to write a petition..so my questions is how do I write a college petition??

So I’m pretty smart, straight A student in high-school, exceeded in state testing, officer of many clubs at school, and going to be entering college as a sophomore since I’m ahead of the game. BUT, I don’t know what to do in terms of a career. I’ve done hours upon hours of research and have ruled out well, pretty much everything. The thing is I don’t want to waste my potential. I don’t want to be one of those stories with “it’s such a shame, she was so smart.”

Here’s what I’m looking at:

~Job Growth- I’ll be entering college, I want to know that employers will be hiring when I’m done (yes, I plan on working to make myself standout with internships, etc.)
~Salary- $100k, yes-$100k. I want to make that kind of money mid-career. I’m well aware that this kind of money comes with lots of schooling and stress( which I don’t mind, I handle stress well and I love school).
~Work Environment- I would like to work with people. I don’t need to be with people 24/7, in fact, I prefer working alone, but I’m outgoing and I like contact.

Here’s the catch:
~I don’t like science. I’m good at it, in terms of earning “A” grades, sometimes I don’t always understand it, but I hate doing it. This ruled out all medical professions(that actually make at least 100K a year out)
~I’m good at math. I even tutored college students in it while in high school. BUT, it’s been with me so long, I’m tired of it.
~I want something solid. You can make 100k being an actor, but the chance of that is slim. I want something solid where I can EXPECT to make that much.
~I’m willing to do the school. Honestly, I would go to school for 8 years if I had to.
~I have no passion. I like helping people, but really- most careers help people in one way or another.
~I’m pretty awesome with management. I’ve always been the leader of projects and groups at school. My dream was to be a CEO, and my family, as well as friends, think this is the perfect job for me. I thought that too up until about last week. I mean, is it worth it? I’m family oriented, would I have time for them working long hours as a CEO. HERE IS THE BIGGEST REASON I SHOT THIS CAREER DOWN: I don’t have an idea, an original idea. And, I have no passion. Most people build their own companies out of passion.

Where i am now: I’m currently majoring in Computer Information Systems. Why? Because at the very least, I like technology. But, most people nowadays do. I have a phone, laptop, ipod, and stereo. I didn’t want to program computers, so I chose this major(which is a business major).

I need help in discovering some options for me, ten points to best answer, thanks!

I am 22 years old and have severe anxiety and depression with a possible learning disability which I was given medication for at a younger age but I fear these prescription drugs have ruined who I once was and affected my memory I am also behind in a lot of grade school math as a kid teachers felt I wasn’t learning it like the other students and gave me the easy work to make their job easier I feel stupid and incapable even though I did some college a few years ago and understood algebra with the help of a patient tutor yet I would also like to go back to school and work on a degree I have fears about not being able to afford college because I am low income I am also very independent despite living with family and a part of me wants to do it on my own plus I don’t have the help of family to support me in school
The family member I live with has a long history of alcoholism and it has affected our family very negatively at the same time they have been supportive of me as one would to their own child I love them but I want to get on my own to get away from the alcohol abuse I also have resentment at one of my parents and fear that if I don’t talk to them it will be too late but when looking at them I see our issues and it is hard to let go of bitterness I am in a small town with very low employment so it us hard to find a job to be on my own I am also realizing that I’m am probably gay and coming from my family friends and hometown I don’t know if all of them would accept me I have struggled with sexuality for a while and only felt some attraction to one women in my life but seem to be emotionally and sexually attracted to other men I met someone in another town I was living in who I connected with and we listened to each other’s problems nothing seemed to happen but I liked him as a person and could see it being a possible relationship when he touched my arm I felt warm and butterflies in my stomach he also drank and it scared me because the issues with alcoholism in my family I feel I am not attracted to women it just doesn’t seem to fit especially when a girl recently tried to ask me out I just didn’t feel attracted to her in that way I have gone to a therapist in another area when I was living there to deal with anxiety and these feelings but finances have led to moving back to the town I wanted out of in the first place I also need to get a car and license at my age since I am starting late but am afraid of how I will afford auto insurance even with money I have worked hard to save anxiety has led me to withdraw from friends and family which makes a person feel isolated and hopeless and even when I work on my goals I find myself losing attention and focusing on too much wasted time things are so uncertain I am afraid and I think about images of what I could be but waste too much time and dwell on the past I have given up on some interest which come as natural talents like music singing and art too when people have told me I have natural ability and could be great at them I feel stupid and incapable especially when I see friends moving forward with their lives and realizing how behind things are compared to them I am overwhelmed and my mind races too much to focus on one thing…this may sound like rambling but it would be appreciated if you could give me helpful advice

I know nothing about credit, interest rates, payments, etc. Can somebody reccomend a credit card that would suit a college student, and give me the jist of establishing good credit? Also, what should I look for when making my final decision? What is important to know?

okay… long story short.
I dated this guy for almost 3 years, we broke up, don’t talk anymore..
my dad doesn’t give me the time of day.. just because he has a new family, and i don’t go to private school.
my brother went to private school,then failed out of college, and now… he is jail.
my mom is about to drive me crazy!!! she is going through another divorce and i done with dealing with it. She puts me in the middle of it, and when her husband gets mad at her. He brings me into, and she lets him..

so i am 18 years old.. with a 476 payment for a vehicle and 600 for rent in my appt. plus EVERYTHING else..

I am about to be a sophomore in college. I am not a big spender, but every once in a while I’ll make a purchase that either requires a credit card or I would rather not pay with check or cash. I have been told it is a good idea to start establishing credit now for the future. Would this be a smart decision? What kind of card would be best for me, providing I would rarely use it and only for purchases in which a credit card is necessary? What kind of rates should I be looking for? As a college student, I get offers every day in the mail, but I’m not sure what would work best for me. Thanks for your help!

I seem to be exhibiting the aftermath of some neurological event. I am a generally healthy, fit, intelligent post-bacc student (conquering my school’s pre-med classes, so my brain seems pretty sharp). I have no issues with substance abuse: usually a single beer with dinner, rarely I’ll split a joint with friends (but more often than doing, I’ll abstain). Since going back to school, I quit my job and have focused solely on studies, so while my classes aren’t exactly easy, I am not stressed or losing sleep–actually I’ve been very happy and having fun.

Last semester, I suspected that I had a seizure in my sleep: I can recognize the little jolt you get from falling asleep and waking, and this was far more violent. Because it never happened again or prior, to my knowledge, I assumed it was no big deal.

But my real problem: I have been exhibiting a writing disorder. I take notes by hand in classes. This summer, I began making frequent, glaringly illogical spelling errors. These errors would be three or four per page of notes, so it’s not like I was suddenly illiterate, but I have never had problems like this before, so 3 or 4 per page is a big decline. I would start a word off correctly (as in only the first or first two letters), then I would bastardize it in some way: either rushing into later segments of the same word (omitting many letters in the middle), skipping into the next word I was thinking (writing this out as one non-word), or filling in some completely off-base letters that don’t seem to have come from any word that was upcoming (letters coming out of nowhere). It is an unconscious happening just like spelling correctly is unconscious for most people, but if I am looking at what I am writing, my eyes will instantaneous process the unmistakable mistake: I don’t know as I am actively writing something wrong, but I can immediately see if via visual processing of the letters on the page.

I am not a medical professional, but I get the feeling that this is the sign of very clear neurological damage, which should be properly investigated. I am going to see a doctor, and I am not trying to post this information to be handed some sort of a diagnosis. However, I am an extremely poor student at the moment (a few hundred in my bank account until late August), and I need to be able to find the right doctor fast, and to be my own advocate to avoid the “let’s wait and see” approach to the problem. I can wait and see without paying a couple hundred dollars to have a doc look at my face for a few minutes.

What could this indicate (I expect there to be a variety of possibilities)? What should I ask my doctor to consider? What can I say or do to by my own advocate for thoughtful evaluation of my symptoms?

I applied for a job at Gamestop and I have been told that college students that get hired can also get a small amount of money for living and college expenses each month. So my question is: Can a full time college student working at Gamestop receieve any company scholarships or aid?

Have you ever seen the kind of college student who tries to do as little work as possible while trying to get others to do as much work for him or her as possible? Do these students really believe a lazy-ass approach like this is “efficient” or something like a basic college survival skill?

I had a borderline grade in a class that I made very stupid mistakes in, and as a result my already low grade dropped to a D+ after the final and my teacher understandably does not want to help me bump it. Because of this my admissions to a UC (requirement of a B average GPA with no grade lower than a C) will probably be revoked after I send in my end of the year transcripts. It was a big fat mess with many people involved and I am devastated and have never regretted anything more, but I’m not going to explain my situation about the grades because I feel like I deserved it and it would be much too complicated for a YA question.

I’m planning to go to a CC for two years and then transfer to a UC or private school like many of my friends. The problem is that the two community colleges in my area (small town) are impacted because I did not expect this coming and I neglected to register. If I can’t get in, I’ll have to look at other cities in California, but I was thinking of moving to New York City to get closer to some prospective schools/career shadowing opportunities that are only available there. I’ll be getting my first job this summer and already have a few thousand dollars saved up in the bank from almost 18 years of birthday presents, X-mas gifts, etc. Will that be enough for one semester of CC while I work and save up money to pay for the rest? How much will living expenses/apartment/books/etc. cost? My parents aren’t helping out and I will apply for financial aid/scholarships as an independent next semester. I am willing to live in cheaper neighborhoods and boroughs if need be and commute through the subway. Will I still be able to apply/register for classes this late?

I know I dug myself in a deep hole and that it’s all my fault, but I’m just in shock right now. I want to start a better life for myself and I have a lot of high goals (a career in finance) but it’s so demoralizing that I threw everything away and have to go to a CC when I know I can do better. I’m so ashamed that I can’t bear thinking of ever visiting my cousins/extended family (who go to Ivy Leagues and top UCs). I have never felt so low in my life. All my friends, teachers, etc. knew that I got into Cal and now I have to back out. It’s so embarrassing and uncomfortable telling my friends that I’m not going because they know it’s because I was having trouble in school and not for financial reasons (I was a straight-A student for two years, CSF and other honors). I’ve had a lot of family problems/depression and long story short, I have never been more glad to graduate and never see them again. Anyone else experience something similar? How did you pick yourself up again? 🙁

My daughter is a full time college student who also activity participates in clubs and volunteers since she isn’t working (while in college my husband and I agreed that she shouldn’t have to work like we did). Her tuition, room, books, and food is paid for. However, I was wondering what her allowance should be?
The materials that she is responsible for: cell phone bill ($90), car’s gas, personal items (shampoo, soap, etc), entertainment, and anything extra the she needs for her dorm (i.e. food, cleaning supplies).

– young female college student bored in her small hometown of only about 6,000 – I go to school in NYC and there is nothing to do in this town. I need something to keep me busy. Maybe a dog that I can bring back to NYC in the fall. I’m interested in art, fashion, etc. Any project ideas? Anything that I could do? I don’t want to hang out with the dramatic teenagers here.

For the average college student there is not normally enough time in the day, or desire, to go to the local supermarket. Would you use a service to do the shopping for you if it is still the same amount you would have spent at the store?

I’m a college junior and I know I need to build a credit score. I am already budget conscious and will not spend more than I make; I need a credit card simply to establish a credit rating. What cards have the best benefits for a college student?

I would like to price out different potential cities for college. I am wondering how I would find out what the average income of a college student in different places is so that I can make up possible budgets for myself.

I am currently a college student and well I am average. Getting by with Cs but I know I am capable of better work so how do I get to the next level? How do I prepare for exams? How do I study? I wanna be able to transfer to a good school. How do I prepare myself for that? I really need help. Can you guys please help me out. I would appreciate it so much. If guys were ever in this situation please feel free to share it with me.

I am a college student looking for a part-time job related to my Financial Management Major. What places would you recommend I go and apply at? I live in Birmingham, AL which is a huge city so there are a lot of options. If you have some tips and suggestions for certain companies to apply at please let me know. Thanks!

Is a college student credit card any different than the ones my parents apply for? If so what’s the difference.
What is the best credit card company to get my credit card at? I will be sure to pay it off.

I’m 21 years old and a full time college student. My current car has 194,000 miles on it and its no longer dependable, I live 45 minutes away from my school so i really need a reliable car. I don’t want a ‘brand new” car but i need one that is fairly new. Can you take out loans from your school for this type of thing?

My family went on a cruise to alaska last summer on vacation, and there were college kids working everywhere.
Once I start college, I’m going to need money. How much does the average college student working in alaska make over one summer, and how do you get into that?

I am a college student with just two months of employment history in 2012, and am currently on Stdent Loan.I am also a full time student at Community College. I worked only for 2 months in 2012. How do I file my tax , do I have to include my Student Loan when filing my Tax to get my refund?

Generally I spend about $40-50 each time i go grocery shopping, and I shop for groceries once every week or every two weeks. So if i’m spending roughly $160 a month on groceries, is that good or bad by college student standards? What is a practical food budget for a college student to have? I want to know if i am spending too much or if this is ok. (I try to buy healthy organic foods whenever I can, I want to feed my body right)

One of the differences of opinion about college education is whether it should represent what faculty thinks students should know, what students want to know, or both. And the differences is between what is often called “liberal arts” and what others call “pre-professional education” . So, What you believe a college education should be for a community college student? Any exceptions?

I’m a 19 year old full time student living at home and I also now work full time. I don’t know where else to share my story, as I feel like it’s greatly affecting my mental health negatively.

My mom was unemployed for the majority of 2012, and made $4.7k. I made $10.4k.

I’ve been working and helping my mom pay for rent, food, gas, car maintenance and other necessities since our house was foreclosed when I was 16. I also pay for all of my education expenses that aren’t covered by financial aid. My parents are divorced but my father sends us a fixed amount of money per month (about $400-$500).

Still, it’s not unusual that I contribute more rent than she or my father does for the month (sometimes an entire paycheck’s worth or more, ~$600-$800). This has made it extremely difficult for me to save my own money. When my mom does have money, she spends it irresponsibly on alcohol or expensive dinners, things we don’t need, etc. She spent my tax return last year without telling me; it took me a couple weeks to figure out what happened. She has no sense of management for the money she makes. I feel lost and taken advantage of.

To add to this, she was diagnosed as bipolar about 20 years ago and refused to take medication or continue therapy. Under stress, she spends all of our money, and blows up and finds reasons to fight with me. She yells often and has uncontrollable anger issues. She becomes enraged and turns into a different person, even the look in her face is full of hatred. She’s called me names to the point where I cry and leave the apartment scared because she won’t stop. The next day, she’ll be sweet and act as if not much had happened at all. This happens as often as every week to a few months without an episode. We share a room together because we can’t afford a 2 bedroom, I don’t have much privacy and am forced to be around her. Dealing with this from a young age, I feel confused and don’t know why I’m still here with her sometimes.

I’m hesitant to move out because I still have a year of college to finish before I transfer away from home hopefully. It’s overwhelming to think about working, going to school, and finding a place to live as I don’t know any people to move out with. We’ve been homeless before after we lost our house and I fear that it will happen again when I’m no longer here to help her.

I feel frustrated and stuck, is there anything I can do to help my situation? I don’t have many people to talk to and would like an outside perspective on all of this.

I plan on living off campus, and I see that there are some apartments in LA that have studio apartments, is it rare for college students to live in a studio apartment or is it more popular for a college student and a roommate to have there own rooms?

If being in a studio apartment is more popular for college students what are the pros and cons living with someone in a studio apartment?

I am a college student at the art institute of atlanta. this is my first year and im pursueing a degree and career in animation. i really would like to get a head start in the industry and really would enjoy an intership at adult swim since they are located downtown atlanta of where i go to school. but i cant seem to figure out the best way about getting this step ahead.

My buddy is 19 years old and is a college student and works part time. He’s being told to attend jury duty on Wednesday. I thought college students don’t have to attend jury duty or they could be exempted from jury duty. Could he get out of jury duty for being a college student?

How many hours a day should a college student study for? I was studying for 6 hours a day and my instructors told me that I was studying way too many hours. They told me the appropriate time was 2 – 4 hours. I was just wondering, is there an appropriate study length of time?

I’m a college student, but I’ve never worked other than doing volunteers and I’ve been very dependant on my parents. I’m going to start working but I also want to develop financial literacy. What are the good ways in your guys’ opinion? Any websites?

Although I have two more years of High School before I am off to college, I am the type of person who is always prepared.

So on average how much does it cost living as a college student. With two other roommates in a three room apartment. As well as the pay expense of phone bills, food, books, and everything else that you need to survive. If it is a large amount of money, I might as well start finding a job. I will not be going to my parents for money at all.

I’m a full time college student and also have a part-time job. I applied at my local target to earn a little more cash and cover my bills, and I’m scheduled for an interview tomorrow. However, I’ve heard many horror stories about the way they schedule their employees. I don’t mind working late hours or pushy management, so don’t respond with any of that please. What I’m interested in is that I’ve heard claims that they will frequently schedule people outside of their availability, which is unacceptable in my situation. So, any stories, advice, or recommendations?

I have been applying pretty much all around places and i rarely get a call for an interview. I’m a college student and i haven’t had a job since i have just been applying for a while now. I don’t have prior work history or experience or even references. Pretty much i am applying for my first job. Since i am having bad luck with finding a job what are some ways to improve my chances to land a job.

I would like to know what laptop/notebook is the best a college student. I probably need a lot of memory on it and it should be able to fit in a back pack without being to heavy. Also do colleges make you have a certain laptop/notebook? I am going to a community college, would it matter?

I’m a college student and I live in my own little apartment near campus. I’m not much of a party person, so I spend much of my time inside. I’ve come to the decision that I want to adopt/purchase a new cat to help solve some of my loneliness. I need a cat that is very affectionate and loves attention,
I was thinking about the Ragamuffin because they are slow to develop and love being held.
Also, should I get 2 cats so they won’t be lonely when I’m in class?

I am a 19 Y.O full time college student. I have always been interested in working for a hospital doing administrative work or something. I only have a high school diploma. Only problem is most of the job opprotunites seem to be from 9 to 5pm(full time) and I need a part time job from 1pm to 8pm or something. Cause I go to class in the morning.

Also please don’t say grocery store or being a waitress. Those jobs r terrible!!!!

I’m a full-time college student with some retail, office and hospitality experience. I’m posting my resume online and I could really use a title that will catch the attention of potential employers. Thank you all for your help.

I have limited means and am a full time college student. I need some ideas of what I should eat this semester. I don’t want to rely on mac n cheese or ramen noodles for 4 months. I have a kitchen so my plan is to make meals that will last for a couple days at a time, but I also have to make enough for 4 roommates. Any ideas on what I can make that will taste good, but is also cheap???

I’m a college student with no car & by the end of this summer I’ll have more than enough for a bike. I’ll just use the bike for riding around campus, and around town to the bank (I have a job right by campus), the grocery store, ecetera. It’ll feel nice to not have to walk 30 minutes just to get to bank & I won’t feel super confounded to the campus. But I have no idea what kind of bike to get; a road bike? My dad has a mountain bike that I drove once on the road to run an errand and it just felt really difficult for me to handle, like it was going too slow for me so I don’t think a mountain bike would be a good idea? Or should I get a hybrid? I’m just lost when it comes to all this.

I am a full time college student, and I am looking for health care insurance, but I’m not for sure which to go for. I was looking up Blue Shield of California, Health net, and Kaiser, but I’m new to this.

I am a college student and I have only part of what I need to pay for my schooling and such from the government, but there is still a big chunk that needs to be paid off. My mother has pretty bad credit so we’ve had a ton of trouble getting any with her a a co-signer. Any ideas where we can go from here?

I am looking for a nice car that a college student could afford. I like Hyundai’s late model year cars but I wouldn’t be able to afford a newer car. Suggestions?
How did you get 20K in college?
I work a minimum wage job plus tips

I already get a PELL grant from financial aid, will they give me more money if i have my own place? What are the average costs of a college student would have?? I know electricity and water are some utilities that are necessary, but i’m not sure of the costs.

I am a college student in Maine and I am interested in finding a career in an orphanage after I graduate. How do I go about this? Where do I start? Are there any programs for college students to travel abroad and work for an orphanage?

I’m 21 years old and a full time college student. My current car has 194,000 miles on it and its no longer dependable, I live 45 minutes away from my school so i really need a reliable car. I don’t want a ‘brand new” car but i need one that is fairly new. Can you take out loans from your school for this type of thing?

All this time I thought that I was NOT a first generation college student because my older brother and sister have already gone to college. But I am still considered a first generation because my mother, aunts, uncles, grandparents or no one else in my family have ever gone to college? My brother was the first person in our entire family, my sister second, one of my cousins third, and me the fourth.

I’m a college student and I want a nice reliable car. I’m looking for a Nissan, Honda, or Toyota between the years of 2002-2005. I wanted to put like $1500 down and make payments as small as $175 no more than $200 a month but it seems impossible. Does anybody know what’s the best thing to do?

Here is my issue I’m a 2nd year college student, and I’ve got a few things I need to be responsible for, and really Im feeling under pressure to perform.
Things such as,
– Exam revision,
– Coursework (overdue deadlines).
– University Finance application,
– Job,

And just all these things and much more, is making my head explode.

My question is, how do you cope with multiple responsibilities? Which all need attention at the same time? How can I be a good planner, or a good decision maker?

Here is my issue I’m a 2nd year college student, and I’ve got a few things I need to be responsible for, and really Im feeling under pressure to perform.
Things such as,
– Exam revision,
– Coursework (overdue deadlines).
– University Finance application,
– Job,

And just all these things and much more, is making my head explode.

My question is, how do you cope with multiple responsibilities? Which all need attention at the same time? How can I be a good planner, or a good decision maker?

Here is my issue I’m a 2nd year college student, and I’ve got a few things I need to be responsible for, and really Im feeling under pressure to perform.
Things such as,
– Exam revision,
– Coursework (overdue deadlines).
– University Finance application,
– Job,

And just all these things and much more, is making my head explode.

My question is, how do you cope with multiple responsibilities? Which all need attention at the same time? How can I be a good planner, or a good decision maker?

I am 21 years old and will be entering my final year of undergraduate school this coming August. I was originally going to transition to full independence from my parents after graduation next year. However, because I am technically still a dependent of my parents, my mom’s job is requiring that I go through a background check and medical clearances that I find tedious and a bit invasive and would prefer not to deal with them. I know that becoming “independent” means that I would be stressed financially, especially since I still have another year as a full time undergraduate student. Independence is still under consideration, however, I have been quiet excited about supporting myself for awhile and its only a year before I was going to do it anyways. (edit: Im leaning towards waiting until after graduation to be independent, but I would still like to know what this would mean for my finances)

So basically, I wanted to know what kind of things I would have to pay for to be considered “independent” by the state of Virginia. As well as the processes of how to go about doing this. Specifically, I have never really understood the process of doing taxes and I am sure I would have to list my self as an independent on them next spring, but how would the state consider me “independent” for the time being? Also, what are the minimum costs I would have to pay for myself? I am assuming I have to file for independent health insurance and car insurance. (I am unsure whether or not i have to transfer the actual car payments to myself) But I was wondering about the cost of school and rent. I am uncertain if I could refile for financial aid through my school. I am hoping my parents will still be able to help me out with things by giving me a sort of “allowance” to help me pay for my rent and food and electricity and stuff. But I was wondering how much they could help provide for me without breaking the “dependent” line. And is there any other random bills that I have not thought of? (I am assuming my parents can pay my phone bill for another year without that meaning I am their dependent). Note: I do have two separate bank accounts (different banks). One account I got when I was in eighth grade and it is considered a joint account with my parents. The second account, I opened during my second year of college and is completely independent from my parents and I recently applied for a credit card and have been building up my credit score for the past few months.

Sorry if this is a long and heavy question, any advice would do! Thanks!

– engaged to boyfriend of 5 years
-fiances parents are kind and welcoming of me
– parents only issue thus far is treating us like children and telling us adults what to do at times ( been politely ignoring those comments)
– fiancé an MD , me an attorney
-me+ him= 300,000 in student loans
– both grew up in low income households, parents self employeed with no retirement
– parents 49 yrs old
– fiances parents acting EXTRA clingy to son calling him 2-3 times a day after graduation
– I want to go back to school to enhance degree
– want a house and nice things we have never had
– never borrowed a penny from parents during high
School or college ( lived on student loans)
– fiances parents made comment today that they hope we are prepared to support them financially because dad can’t work forever and neither have retirement
– even made comment about building them a house behind ours!!!
– I’m stressed, we don’t even own anything yet and we are do happy to have things. How do they expect us to pay back
All these student loans and support all of us
– I think this is soo wrong of them
– how do I handle this without harming relationships

I’m a college student working at an elementary school as a paraprofessional. I initially wanted to major in business or accounting…. but after working at the school for a while I am starting to consider going into education.

I like working with kids and I often find myself fantasizing about decorating my own classroom, gathering teaching ideas….even though I am not a teacher lol

What I DONT like about teaching is all the pressure teachers have to meet test standards and the dictatorship that the government has on education.

I don’t know if I could deal with all of that and still be motivated to teach my best. Not to mention the pay, even though teachers make more than I do now.

I have my heart set on being self employed eventually (idk in what though) and I think that an accounting degree would benefit me more in the long run…. The problem is that I have no connects to anything related to accounting and I know I don’t want to be an accountant at all.

I think that an accounting degree would be more practical because it would teach me things that I can use everywhere, even if I don’t become an accountant. I can benefit from the extensive knowledge that I gain from the degree even in my personal finances and possibly my future business.

BUT I am not sure if I would get a job I’d be happy with after I graduate. I’m not even sure I would get a job at all.

With the job I currently have, I already have the connections I need to get a stable job as a teacher if I chose to go that route.