Datasets:

vitaliykinakh
/

heloc

Dataset card Viewer Files Files and versions Community

Split (2)

train · 8.37k rows

RiskPerformance stringclasses 2 values	ExternalRiskEstimate int64 -9 93	MSinceOldestTradeOpen int64 -9 789	MSinceMostRecentTradeOpen int64 -9 383	AverageMInFile int64 -9 383	NumSatisfactoryTrades int64 -9 79	NumTrades60Ever2DerogPubRec int64 -9 19	NumTrades90Ever2DerogPubRec int64 -9 19	PercentTradesNeverDelq int64 -9 100	MSinceMostRecentDelq int64 -9 83	MaxDelq2PublicRecLast12M int64 -9 9	MaxDelqEver int64 -9 8	NumTotalTrades int64 -9 104	NumTradesOpeninLast12M int64 -9 19	PercentInstallTrades int64 -9 100	MSinceMostRecentInqexcl7days int64 -9 24	NumInqLast6M int64 -9 66	NumInqLast6Mexcl7days int64 -9 66	NetFractionRevolvingBurden int64 -9 232	NetFractionInstallBurden int64 -9 196	NumRevolvingTradesWBalance int64 -9 27	NumInstallTradesWBalance int64 -9 23	NumBank2NatlTradesWHighUtilization int64 -9 16	PercentTradesWBalance int64 -9 100
Bad	54	142	2	61	23	4	3	76	4	4	3	30	4	52	4	1	1	51	73	5	6	1	80
Good	72	262	10	91	45	0	0	98	48	6	6	51	3	18	0	6	6	62	-8	6	-8	3	67
Bad	72	114	3	61	17	1	0	72	7	4	5	18	1	28	0	0	0	0	100	2	2	0	33
Good	69	216	35	100	12	0	0	92	26	6	6	14	0	42	0	2	2	57	-8	3	2	2	100
Bad	73	311	7	77	13	0	0	100	-7	7	8	13	2	46	0	0	0	69	93	5	2	2	88
Good	65	332	2	139	16	1	0	89	1	3	5	18	2	0	1	1	1	5	-8	9	-8	0	60
Good	83	107	3	60	24	0	0	100	-7	7	8	24	3	42	3	1	1	28	95	1	3	0	80
Good	67	91	3	45	23	1	1	88	41	5	3	24	4	75	0	2	2	20	62	2	4	0	100
Good	77	-8	3	116	19	0	0	100	-7	7	8	19	2	16	18	0	0	34	-8	10	1	1	85
Good	73	261	8	101	14	1	0	82	4	4	5	17	2	29	-7	0	0	18	-8	3	2	0	56
Bad	59	171	49	110	8	2	2	63	24	6	6	8	0	38	-8	1	0	85	-8	3	1	1	100
Good	80	391	3	105	14	0	0	100	-7	7	8	14	1	21	0	1	1	68	83	3	2	2	71
Bad	78	72	1	52	6	0	0	100	-7	7	8	1	1	43	-7	1	1	42	-8	2	2	1	80
Good	88	242	21	97	31	0	0	100	-7	7	8	38	0	23	3	1	1	1	39	4	3	0	33
Bad	59	76	5	38	23	0	0	88	10	4	6	24	3	38	0	0	0	69	95	4	6	2	83
Good	69	201	9	66	37	0	0	97	0	4	6	17	2	30	9	0	0	2	46	5	2	1	32
Bad	63	380	3	94	20	2	2	100	-7	0	8	20	3	50	0	7	7	37	35	5	2	1	78
Bad	65	91	1	38	17	1	1	89	21	6	6	18	5	56	0	6	6	26	37	3	4	0	78
Good	88	237	16	119	10	0	0	100	-7	7	8	10	0	10	23	0	0	1	-8	4	1	0	56
Bad	82	299	1	112	12	0	0	100	-7	7	8	13	3	8	0	1	1	34	-8	4	1	1	45
Bad	73	192	4	60	19	0	0	95	40	6	6	19	3	42	0	2	2	29	95	4	3	2	88
Good	71	387	9	133	52	1	0	93	22	6	5	55	1	49	0	0	0	22	51	8	6	1	67
Bad	62	206	6	54	34	1	1	100	-7	6	8	36	5	47	0	1	1	31	81	3	4	1	54
Bad	57	192	5	75	35	0	0	89	5	4	6	37	5	41	5	0	0	81	92	6	2	2	90
Good	77	135	1	55	13	0	0	93	38	6	6	15	4	47	1	4	4	0	-8	2	3	0	71
Good	89	328	17	132	34	0	0	97	41	6	6	35	0	14	-8	0	0	1	-8	3	2	0	31
Good	88	166	17	84	12	0	0	100	-7	7	8	12	0	17	13	0	0	0	-8	0	1	0	25
Bad	47	496	2	74	17	7	1	74	2	3	5	27	6	48	0	1	1	53	93	3	5	0	80
Bad	79	187	2	64	24	0	0	92	39	6	6	63	2	32	1	6	5	7	-8	3	1	0	40
Good	78	274	4	98	5	0	0	100	-7	7	8	6	2	67	0	2	2	0	80	0	2	0	50
Good	82	205	2	93	42	0	0	98	73	6	6	40	1	16	1	1	1	1	-8	4	2	0	35
Good	77	242	2	86	14	0	0	93	17	6	6	15	1	33	-7	1	1	26	-8	3	2	0	83
Bad	76	333	7	144	25	0	0	100	-7	7	8	25	2	36	10	0	0	40	70	6	4	1	69
Good	87	441	2	103	22	0	0	100	-7	7	8	23	3	48	3	2	2	3	83	1	3	0	33
Good	75	135	3	58	32	0	0	97	29	6	6	22	3	6	7	0	0	17	-8	6	1	0	70
Bad	65	399	15	147	11	2	2	80	5	0	2	15	0	7	0	1	1	30	-8	6	-8	0	60
Good	92	407	10	124	16	0	0	100	-7	7	8	18	1	17	9	0	0	1	-8	2	1	0	50
Good	60	51	9	26	13	0	0	100	-7	7	8	13	1	15	0	3	3	66	4	7	2	1	91
Bad	85	201	3	58	6	0	0	100	-7	7	8	7	3	57	-7	2	1	11	97	2	2	-8	80
Bad	65	216	6	80	19	1	0	70	7	4	5	20	1	30	0	0	0	21	-8	2	1	0	38
Bad	66	54	6	28	10	1	1	100	-7	7	8	10	1	50	-7	2	2	74	57	3	2	1	83
Bad	63	62	4	20	7	2	2	88	26	6	2	8	4	50	0	1	1	43	77	3	2	0	100
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	65	409	6	72	33	0	0	92	5	4	6	36	3	53	0	0	0	17	58	3	3	2	41
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	87	336	4	120	35	0	0	100	-7	7	8	35	4	14	0	2	2	3	-8	6	1	0	47
Good	93	264	6	124	15	0	0	100	-7	7	8	26	1	0	-7	0	0	0	-8	1	-8	0	9
Good	74	229	7	72	26	0	0	92	12	6	6	28	2	27	-7	3	3	17	85	2	3	0	45
Bad	62	251	19	92	41	1	1	98	10	0	6	53	0	15	0	3	3	83	-8	17	1	11	72
Good	61	264	6	74	34	0	0	89	1	4	6	35	3	49	1	1	1	21	71	5	4	0	64
Bad	59	117	10	45	11	1	1	91	3	4	6	11	1	36	0	3	3	105	-8	4	1	2	83
Good	69	217	5	98	32	0	0	91	1	4	6	38	1	31	17	0	0	24	92	6	3	0	64
Bad	85	162	49	101	6	0	0	100	-7	7	8	6	0	33	-8	0	0	10	9	2	2	0	80
Good	80	173	2	67	35	0	0	100	-7	7	8	36	1	22	10	0	0	4	100	3	2	0	26
Good	65	128	5	46	19	0	0	100	-7	7	8	20	2	20	0	1	1	59	-8	8	1	5	82
Bad	75	160	5	69	12	0	0	100	-7	7	8	12	2	42	2	2	2	85	100	2	2	2	83
Bad	73	367	7	129	30	1	1	91	25	5	3	32	1	34	2	2	2	29	-8	6	2	2	67
Bad	61	111	1	25	9	1	1	100	-7	6	8	14	4	64	0	3	3	65	88	2	6	1	90
Bad	71	145	2	64	15	1	1	88	36	6	2	17	3	53	0	0	0	24	72	3	5	0	67
Good	77	165	12	75	20	0	0	95	-8	6	6	20	0	20	0	0	0	41	44	4	2	1	43
Good	85	425	8	109	36	0	0	100	-7	7	8	35	1	14	4	1	1	5	-8	3	1	0	36
Good	75	222	2	124	23	2	2	92	62	6	2	25	2	24	0	0	0	30	57	4	2	1	40
Bad	72	69	5	47	17	1	0	89	36	6	5	18	1	11	0	2	2	17	-8	9	1	0	71
Good	72	280	2	97	54	0	0	100	-7	7	8	11	8	20	5	2	1	22	37	9	4	1	44
Bad	62	87	9	42	10	2	1	83	5	3	5	12	2	33	1	1	1	14	90	4	1	1	63
Good	87	126	7	71	21	0	0	100	-7	7	8	22	1	38	13	0	0	10	50	2	2	0	67
Good	80	290	5	96	14	0	0	100	-7	7	8	43	2	21	-7	1	1	29	-8	5	2	1	58
Bad	59	195	5	51	17	2	2	84	5	1	2	19	3	53	0	1	1	32	83	2	2	2	75
Bad	84	138	5	52	18	0	0	100	-7	7	8	18	1	44	0	1	1	9	67	5	4	0	69
Good	76	217	14	83	23	0	0	100	-7	7	8	26	0	22	11	0	0	17	51	10	3	2	81
Bad	73	131	4	63	19	1	0	85	20	6	5	26	2	62	-7	1	1	25	17	1	4	-8	100
Bad	67	187	0	89	47	2	1	87	12	6	4	55	4	13	0	2	1	30	43	13	3	3	55
Bad	72	331	5	80	24	0	0	88	55	6	6	25	4	20	0	0	0	76	92	3	2	-8	89
Bad	65	293	1	84	29	1	1	94	2	6	6	32	3	26	1	3	3	24	-8	6	1	2	58
Bad	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Good	84	372	5	137	37	0	0	100	-7	7	8	37	1	16	-7	0	0	2	43	8	2	0	45
Good	83	177	1	60	18	0	0	100	-7	7	8	25	4	37	0	2	2	6	74	3	3	1	64
Good	90	197	5	92	13	0	0	100	-7	7	8	13	1	46	4	2	2	5	50	3	3	0	100
Bad	72	169	8	86	12	3	2	80	12	6	5	17	1	33	0	0	0	1	-8	1	1	0	40
Good	67	182	7	50	13	0	0	100	-7	7	8	6	1	62	-7	2	2	24	51	3	3	-8	86
Bad	79	231	12	80	17	0	0	94	16	6	6	18	0	39	0	2	2	8	-8	4	1	1	50
Bad	54	253	6	94	59	2	0	71	3	3	2	66	5	76	0	0	0	45	55	3	2	2	71
Bad	73	181	3	59	22	0	0	100	-7	7	8	22	2	41	0	0	0	56	54	6	5	1	79
Good	72	298	1	84	22	0	0	96	34	6	6	25	2	20	1	1	1	33	-8	4	-8	2	57
Good	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Bad	75	61	16	63	5	0	0	67	16	6	6	13	0	50	-7	1	1	43	-8	2	1	0	75
Bad	62	170	8	78	53	1	1	100	-7	6	8	58	5	24	0	2	2	39	90	3	4	3	50
Good	79	214	4	85	37	0	0	97	8	4	6	15	2	27	4	2	2	6	78	3	3	0	38
Good	84	264	11	102	26	0	0	96	-7	5	7	27	1	33	1	1	1	21	57	7	3	0	100
Good	83	344	6	130	65	1	0	95	18	6	5	68	3	18	6	0	0	4	21	5	3	0	31
Bad	69	361	8	96	26	1	0	89	1	4	5	28	1	29	-7	0	0	29	57	5	3	0	64
Good	86	101	14	56	12	0	0	100	-7	7	8	12	0	42	0	0	0	0	-8	3	1	0	83
Bad	56	316	13	143	9	6	4	50	2	1	3	15	0	21	0	1	1	36	-8	4	1	0	63
Bad	70	166	17	77	27	0	0	81	3	4	6	17	0	30	-7	0	0	25	-8	3	2	0	36
Bad	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9	-9
Bad	72	136	13	74	3	1	1	75	25	6	6	4	0	25	0	3	3	0	-8	0	-8	0	0
Bad	73	174	3	63	13	1	0	86	18	6	5	14	2	36	3	2	2	24	-8	2	1	0	75
Good	86	252	1	78	7	0	0	100	-7	7	8	10	3	30	4	3	3	29	-8	1	2	0	50
Bad	63	69	2	32	19	0	0	100	-7	7	8	20	3	30	1	2	2	62	78	6	2	2	67
Bad	69	192	2	106	27	3	1	88	15	5	4	32	5	53	-7	2	2	15	23	4	4	0	67