讲解一下什么是互联网金融，并列举两种互联网金融模式。请将回答组织成以下列表形式，并且配合使用markdown语法以列表形式展示，每一个要点后的介绍内容都限制在一两句话内。最后还请用英文做简单总述：- ** Internet Finance Introduction ** - ** Internet Finance Models ** 1.   2.
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- **Internet Finance Introduction**  
  互联网金融指的是通过互联网技术和信息通信技术实现融资、支付、投资及信息中介等金融服务的新型金融业务模式。  
- **Internet Finance Models**  
  1. **P2P网络借贷**：个人对个人的直接信贷服务，去除了传统银行中介，提高了借贷效率和透明度。  
  2. **第三方支付**：基于互联网的电子支付服务，如支付宝、微信支付，为线上交易提供便捷的支付解决方案。  

Simple Summary in English:  
Internet finance refers to the use of internet and information communication technology to provide new financial services such as financing, payment, investment, and information intermediary services. Two prominent models include P2P lending, which facilitates direct loans between individuals bypassing traditional bank intermediaries, and third-party payments, which offer convenient online payment solutions like Alipay and WeChat Pay.
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