请列出三种国际支付方式，并用JSON格式输出
user
```json
{
  "payment_methods": [
    {
      "name": "Credit Card",
      "description": "A card issued by a bank that allows cardholders to borrow funds with which to pay for goods and services."
    },
    {
      "name": "PayPal",
      "description": "An online payment system that enables users to transfer funds electronically between individuals or businesses."
    },
    {
      "name": "Wire Transfer",
      "description": "A method of transferring money electronically from one person or entity to another, typically through banks."
    }
  ]
}
```
assistant