Most important factor determining convergence of light rays on the retina is –
The cornea is the most important refractive surface of the eye with a refractive index of 1.376. The reason for maximum refraction lies in the fact that when light travel from one refractive medium to other, refraction will be more if the difference between the refractive index of the two surfaces is more. In the eye, there are three such refracting interfaces:-


Air - cornea: Difference between refractive index is 0.38 (1.38 of cornea minus 1.00 of air).
Aqueous - lens.: Difference between refractive index is 0.064 (1.4 of lens minus 1.336 of aqueous).
Lens - vitreous: Difference between refractive index is 0.064 (1.4 of lens minus 1.336 of vitreous).


As air-cornea interface has a maximum difference in refractive index, maximum refraction occurs from the anterior surface of the cornea.
Therefore, out of + 60 D (total diopter power of eye), + 44 D is provided by the cornea.
It is important to mention one important fact here.
Normally cornea is covered by tear, so actual refraction occurs at the air-tear interface.
Tear has refractive index 1.336. Difference between refractive index at air tear interface is (0.336), maximum of all interface.
Therefore, maximum refraction occurs at the air-tear interface.
So, remember


If the air-tear interface is there in options it is the best answer.
If it is not in options, air-cornea is the best answer.
Length of eyeball
Dioptre power of lens
Refractive index of cornea
Physical state of vitreous