Src: MGM Law Kelowna – The biggest mistake an injured party can make is not to seek professional legal advice. A lawyer is not too expensive: failing to speak with an attorney can cost thousands of dollars and cause the lasting pain and suffering of the accident to persist for years. This article will explain specifically the reasons why not seeking, at minimum, a consultation with an accident lawyer could end up costing you a lot of money!
More often than not, regardless of whether the injured party is at fault for the accident or is an innocent victim, if they do not pursue legal advice immediately, they will end up regretting the decision. Remember, time is of the essence: protecting the right to compensation for damages incurred is as critical as emergency medical care. The overriding reasons for this are two-fold: the insurance company financially responsible for the claim retains legal counsel of their own. These attorneys specialize in minimizing the insurance company’s losses – their job is to make sure the insurance company pays the least amount, no matter the severity of the injury! The second reason a personal injury attorney should always be consulted is the value of damages nearly always exceeds the cost of medical treatment alone; the injured party does not know what they are entitled to receive.
Accidents happen every day, which is why insurance is necessary. In the best case scenario, the victim will receive medical care paid exclusively by the medical company. This may give the impression that the insurance company has taken responsibility for all expenses caused by the accident, and the injured party does not need a lawyer’s advice. This is wrong! What has happened is this: the insurance company is obligated to pay something, however small, when found liable under the terms and conditions of their accident policy. Moreover, the insurance company hopes to prey on the fact that the injured party feel somewhat indebted to their generosity. If the victim falsely believes themselves culpable for the injury, they will not bring about a large claim for what they are rightly deserve. In the long run, that means that the company does not have quite as big a financial loss due to the claim and can still make a profit from the offender’s policy.
In short, insurance companies protect their financial well-being at the cost of a victim’s entitlement rights. Unless a victim has spoken to a personal injury lawyer, they will not know this and may feel the case settled. Remember – the insurance company always has attorneys working to protect them – you need to make sure an attorney protects you!
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