You may not have heard about it before, but this coverage “forgives” a surcharge associated with only one at-fault accident. If you are a new driver you can only benefit from this type of coverage if you have already qualified for the Excellent Driver Discount Plus, under the Save Driver Insurance plan. If you already have insurance you can add this coverage to your plan, but you must first meet three requirements. You need your policy to have been active for the last 2 years, qualify for the Excellent Driver Discount plus and meet other requirements imposed by your insurance company.
Another interesting coverage plan is the Dissapearing Deductible one. What it basically does is provide with an automatic 100$ credit/vehicle for every year that you are claim-free. You can add it against the collision deductible, and receive a maximum of 500 dollars per vehicle. This can be a great addition to your discounts for Houston Car Insurance.
Have you just purchased a brand new car? This is great news because the Loan or Lease gap will pay the difference between the loss and the balance owed on Loaned/leased vehicles. The only requirement is for the car to have less than 45.000 miles over the last 36 months since it was purchased.
If these three points are met, your enhancement and repairs will apply in case of collision, limited collision and comprehensive coverage for your vehicles.
Claims can be a drag, but this will no longer be the case if you have Door-2-Door claim service. It will ensure that your vehicle is picked-up, and repaired, while you stroll around in a rental one. Once your car is restored to its former condition, it will be returned, and the rental will be picked up. Another great thing about this coverage is the fact that repairs done by the referral shop are guaranteed to last as long as you own/lease the car.
There are other discounts for Houston car insurance available, but these ones are the ones with the best rates.