Machine Learning

Deep Learning

A hierarchical knowledge model is created using deep learning to solve classification & aggregation use-cases.

Advanced Analytics for Banking & Insurance

Process Automation (PA)

Process automation requires intricate knowledge of a business, its policies and processes in combination with expert-level identification of relevant data. PA enables enterprises to automate knowledge-data interactions in loan
underwriting and claims processing at massive scale in a fraction of the time.

Document Analytics (DA)

For any given project, there exists a massive volume of text-based content that must be read. DA enables the assimilation of contextually relevant information from multiple sources, reducing document-browsing time and allowing
more time for strategic planning in regulation analysis, contract covenant management and financial research analysis.

Knowledge Discovery (KD)

The richest source of knowledge in an enterprise is hidden in unstructured data present in reports, manuals, presentations, policy and product notes. Experts need to extract industry-specific concepts, contexts and the relationships
between them. Parabole KD allows data-discovery to power knowledge applications for strategic initiatives.

Industry leading solutions for the enterprise in risk, finance and regulatory compliance

RESOURCES

ABOUT US

PRIVACY

Privacy Policy

Your privacy and the protection of your sensitive personal information are important to us. Because we collect and/or store certain information from and about you, it is necessary for you to understand and agree to our privacy
policy. By using the Company's website ("Site") and the services provided on or through the Site ("Services"), you consent to the Privacy Policy of the Company.

This Policy discloses which information do we collect about you and how do we use it. We also detail below our security policy which describes how your sensitive personal information is protected both electronically and physically.

Information that we may collect from you and about you

We may collect personal and personally identifiable information from you while you use our Site and/or the Services. The information may need to be submitted during registration or may be asked by us at a later stage or may
be captured automatically by our systems, depending on your use of the Site and/or the Services. Some of the information that is sought from you must be provided and some is optional.
In addition to the above information, we also gather names and email addresses of people who contact us through our Site with questions about us or the Services. We collect this information for the sole purpose of
responding to such inquiries and do not use the contact information unless consented to by those people. We also collect information about your computer and your visits to our Site, such as your IP address, IMAC address
(or any other similar unique identifier) geographical location, browser type, length of visit, and page views through the use of log files. We use this information in the administration of our Site, research and analysis
for improving our Site and Services, to evaluate the success of particular marketing/advertising campaigns, search engine optimization strategies, marketing activities, and for keeping a record of the transactions entered
into through the Site. We maintain such information in our logs. We use also use such information for optimizing our Site. No personal or personally identifiable information about any user that is collected will ever
be distributed to any third party for any purpose, in any manner that is contrary to applicable laws and regulations.

How and When Your Information Is Shared With OtherParties

We may share your information with law enforcement or other government agencies as required by law or for the purposes of limiting fraud. We reserve the right to disclose your personal and personally identifiable information
when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process. Company works with a number of trusted partners that perform vital functions
as part of our operations. Information is shared with these third parties only to the extent necessary for us to process the transactions you initiate or perform other specific services or for protection of legal rights.
Our partners are legally and contractually required to keep your information private and secure.

Communications from our Site

When you register on our Site you will receive emails that confirm specific actions you requested. You will receive e-mail notifications confirming your registration, the successful verification of email addresses, and other
information that requires verification or confirmation. We may also send you responses to emails you send us or queries posted by you, if applicable. From time to time, we may also send user surveys, requests for user feedback
regarding your experience of the Site or Services or marketing offers. The completion of these surveys or requests for feedback or acceptance of any offer is strictly voluntary.

Passwords

At a minimum, we require the use of both numbers and letters in your password. We have also instituted secure steps by which you can regain access to your account should you forget your password, including the use of a security
question. Your password is not known to any employee or third party with whom we may partner, and we will never ask for your password as a means of identifying yourself. You should never share your password with anyone,
and if you ever receive an email purporting to come from us that asks for your password, you should immediately report this development to infot@parabole.ai

Compliance with Laws

Since the Site and the Company is resident in United States, we comply with all applicable Federal and New Jersey State laws. We take all steps to ensure compliance with all applicable laws at all times.

Security Policy

We have in place adequate safeguards for protecting your personal and sensitive information through strict policies and procedures, both electronically and physically. All data collected by the Company is considered highly
confidential, and is maintained in a pass-word protected environment. The security of the data is achieved through a combination of network firewalls and servers with hardened operating systems. All our systems and servers
are housed in a secure facility. Access to the systems and servers, both physical and electronic, is controlled and sanctioned by a high-ranking officer of the Company.

Changes to this Policy

The Company reserves the right to make changes to this Policy. If we do this, we will notify you of any such changes by posting the revised Privacy Policy on the Site or by sending you an e-mail. You should check this Privacy
Policy link on our Site periodically for changes. All changes shall be effective upon posting or communication.

Your Queries

In case you have any doubts or questions regarding our Privacy Policy, you may write to us at info@parabole.ai

Terms of Use

TERMS OF SERVICE

PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS OF USE BEFORE USING THIS SITE. ANY USE OF THIS WEBSITE CREATES A BINDING AGREEMENT TO COMPLY WITH THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS, YOU SHOULD
EXIT THIS SITE IMMEDIATELY.

USER AGGRIMENT

The following are terms of a legal agreement (the "Agreement") between you (the "User", or "you") and Parabole, its business divisions, subsidiaries, affiliates, and group companies, and their respective officers, agents, partners
and employees ("the Company", "we", or "us") that sets forth the terms and conditions for your use of this website (the "Site") and the variety of resources and facilities (the "Services") made available to you through
this Site. The Site is owned and operated by the Company. This Site is being provided to you expressly subject to this Agreement. By accessing, browsing and/or using the Site, you acknowledge that you have read, understood,
and agree to be bound by the terms of this Agreement and to comply with all applicable laws and regulations, regardless of whether you are a registered member of the Company. You understand and confirm that if you did not
agree to be bound by the terms of this Agreement, you had an option to decline this Agreement, however, you specifically and with a free will made your choice to be bound by the terms of this Agreement. The terms and conditions
of this Agreement will govern all contractual relations between you and the Company in respect of the Site and the Services. In addition to this Agreement, you may be required to enter into other agreements with us or others
depending upon the services you choose to use. If there is any contradiction between this Agreement and another agreement you enter into with us or others as applicable to specific service used by you or any transaction
that you may enter in furtherance of the Services, the other agreement shall take precedence in relation to the specific aspects of the Service or the transaction to which it applies. As used herein, "Users" means anyone
who accesses and/or uses the Site.

CHANGES TO THESE TERMS OF USE

The Company reserves the right to amend this Agreement at any time. If we do this, we will notify you of any such changes by posting the revised Agreement on the Site and will indicate on the top of this page the date this
Agreement was last revised. You should check this Agreement periodically for changes. All changes shall be effective upon posting. If any change to this Agreement is not acceptable to you, you may choose to forthwith stop
using the Site and the Services. Your continued use of the Site after any change to this Agreement constitutes your acceptance to the new terms of use.

ELIGIBILITY

This Site is intended solely for natural persons eighteen (18) years or older in age, or artificial persons being a company, LLC, partnership, association of persons, society or a trust which are incorporated in accordance
with, and are validly existing under, the laws of applicable to them. By using the Site or the Services you represent and warrant: that you are either 18 years or older or an artificial person as described above, that you
are competent and authorized (applicable in case of an artificial person) to enter into contracts generally, that you do not suffer from any legal disability barring you from entering into this Agreement, and that you agree
to abide by all the terms and conditions of this Agreement.

REGISTRATION DATA & YOUR ACCOUNT SECURITY

In consideration of your use of the Site, you agree to (a) provide accurate, current and complete information about you as may be prompted by any registration forms on the Site ("Registration Data"); (b) maintain the security of your password and identification;
(c) maintain and promptly update the Registration Data, and any other information you provide to the Company, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any
actions that take place using your account.

PROPRIETARY RIGHTS IN SITE CONTENT; LIMITED LICENSE

All content on the Site, including but not limited to designs, text, graphics, pictures, video, information, software, music, sound and other files, and their selection and arrangement (the "Site Content"), are the proprietary property of the Company
with all rights reserved. No Site Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without
the Company's prior written permission, except as provided in the following sentence and except that the foregoing does not apply to your own User Content (as defined below) that you legally post on the Site. Provided that
you are eligible for use of the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Site Content solely for your personal use, provided that you keep
all copyright or other proprietary notices intact. Except for your own User Content (as defined below), you may not republish Site Content on any Internet, Intranet or Extranet site or incorporate the information in any
other database or compilation or create any hyperlink, and any other use of the Site Content is strictly prohibited. Such license is subject to this Agreement and does not include use of any data mining, robots or similar
data gathering or extraction methods. Any use of the Site or the Site Content other than as specifically authorized herein, without the prior written permission of the Company, is strictly prohibited and will result in
immediate termination of the license granted herein and your access to the Site being restricted. Such unauthorized use may also violate applicable laws including without limitation copyright and trademark laws and applicable
information technology, communications regulations and statutes and we reserve our rights to initiate appropriate action against you for it. Unless explicitly stated herein, nothing in this Agreement shall be construed
as conferring any license to intellectual property rights, whether by estoppels, implication or otherwise by the Company. This license is revocable by us at any time without notice and with or without cause.

TRADEMARKS AND COPYRIGHTS

The terms “Parabole”, “ MindParabole” and the logo(s) of Parabole collectively are registered trademarks, service marks and trade names of the Company. The Company’s trademarks, service marks and trade names must not be used
in any manner either, including as part of trademarks and/or trade names and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion or mislead the public, and
may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company.

USE RESTRICTIONS

You represent, warrant and agree that you will not use the Site or the Services for any purpose that is unlawful or prohibited by or under any law, rules, orders, regulation, notification or circular issued by any local or
governmental body in any applicable jurisdiction, or these terms, conditions, and notices, including any amendments, modifications or replacements thereto. You further agree that you will not use the Service or the Site
in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Site. Additionally, you agree not to attempt to gain unauthorized access to any Services, computer systems or networks connected
to any the Company server or to any of the Services, through hacking, password mining or any other means. You further agree not to use the Services or the Site to: • submit materials of any kind that violates or infringes
upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; or contain libelous, defamatory or otherwise unlawful material; • upload, post, transmit,
share, store or otherwise make publicly available on the Site any private information of any third party, including, without limitation, addresses, phone numbers, email addresses, credit card numbers, etc.;
• upload, post, transmit, share, store or otherwise make available any content that we deem to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent,
invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable; • upload, post, transmit, share or otherwise make available any unsolicited or unauthorized advertising, solicitations,
promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation; • upload, post, transmit, share or otherwise make available any material that contains or provides links
to software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or network or telecommunications equipment.; • upload,
post, transmit, share, store or otherwise make available content that, in the sole judgment of the Company, is objectionable or which restricts or inhibits any other person from using or enjoying the Site, or which may
expose the Company or its Users to any harm or liability of any type.
• harvest or collect information of others Users, including but not limited to email addresses from the Service or the Site by electronic or other means.
• use or attempt to use another’s account, service or system without authorization from the Company, or create a false identity on the Service or the Site. • register for more than one User account, register for
a User account on behalf of an individual or entity other than yourself, or register for a User account on behalf of any group or entity; • impersonate any person or entity, or falsely state or otherwise misrepresent
yourself, your age or other details or your affiliation with any person or entity; • intimidate or harass another User.

USER CONTENT POSTED ON SITE

You are solely responsible for the photos, profiles, messages, notes, text, information, music, video, advertisements and other content that you upload, publish or display (hereinafter, “post”) on or through the Service or
the Site, or transmit to or share with other Users (collectively the “User Content”). You understand and agree that the Company may, but is not obligated to, review and delete or remove (without notice) any User Content
in its sole discretion, including without limitation, User Content that in the sole judgment of the Company violates this Agreement, might be offensive or illegal, or might violate the rights of, harm, or threaten the safety
of, the Company or Users or others.

By posting User Content to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to the Company an irrevocable, perpetual, non-exclusive, transferable, free, worldwide
license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Content for any purpose on or in connection with the Site
or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. You may remove your User Content from the Site at any
time. If you choose to remove your User Content, the license granted above will not expire.

LINKS TO THIRD-PARTY SITES AND CONTENT

The Site may contain links to web sites controlled, owned, and operated by third parties (the “third-party sites” or “third-party content”). The Company cannot control and has no responsibility for the accuracy or availability of information provided
on the third-party sites. You acknowledge that use of any third-party sites is governed by the terms of use for those websites, and not by this Agreement. Links to third-party sites do not constitute an endorsement or recommendation
by the Company of such third-party sites or the third-party content, products, advertising or other materials presented on such sites, but are only for your convenience and you access them at your own risk. Such third-party
sites may have a privacy policy different from that of the Company and the third-party site may provide less security than this Site. The Company is not responsible for the content of any third-party web sites, nor does
the Company make any warranties or representations, express or implied, regarding the content (or the accuracy of such content) on any third-party web sites, and the Company shall have no liability of any nature whatsoever
for any failure of products or services offered or advertised at such sites or otherwise.

TRADEMARK AND COPYRIGHT COMPLAINTS

We respect the intellectual property of others. In case you feel that your work has been copied in a way that constitutes an infringement you can write to us at.

USE OF PERSONALLY IDENTIFIABLE INFORMATION

By using the Site or the Service, you are consenting to have your personal data transferred to and processed in India or abroad. The collection and use of personally identifiable information are governed by the Company’ Privacy
Policy. Please review the Company’ Privacy Policy. Your acceptance of these Terms result in your consent to the Company’s Privacy Policy.

DISCLAIMER OF WARRANTIES

THE COMPANY DOES NOT GUARANTEE THE ACCURACY OF ANY USER CONTENT OR THIRD PARTY SITES. ALTHOUGH WE PROVIDE RULES FOR USER CONDUCT AND POSTINGS, WE DO NOT CONTROL AND ARE NOT RESPONSIBLE FOR WHAT USERS POST ON THE SITE AND ARE
NOT RESPONSIBLE FOR ANY OFFENSIVE, INAPPROPRIATE, OBSCENE, MISLEADING, INCORRECT, INCOMPLETE, UNLAWFUL OR OTHERWISE OBJECTIONABLE CONTENT YOU MAY ENCOUNTER ON THE SITE OR IN CONNECTION WITH ANY USER CONTENT OR THIRD-PARTY
SITES. THE COMPANY IS NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE SITE. THE COMPANY CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE.

THE SITE OR ITS SERVICES MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME FOR MAINTENANCE OR OTHER REASONS. THE COMPANY ASSUMES NO RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR
TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, USER COMMUNICATIONS. THE COMPANY IS NOT RESPONSIBLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY TELEPHONE
NETWORK OR LINES, COMPUTER ONLINE SYSTEMS, SERVERS OR PROVIDERS, COMPUTER EQUIPMENT, SOFTWARE, FAILURE OF EMAIL ON ACCOUNT OF TECHNICAL PROBLEMS OR TRAFFIC CONGESTION ON THE INTERNET OR ON THE SITE OR COMBINATION THEREOF,
INCLUDING INJURY OR DAMAGE TO USERS OR TO ANY OTHER PERSON’S COMPUTER RELATED TO OR RESULTING FROM PARTICIPATING OR DOWNLOADING MATERIALS IN CONNECTION WITH THE WEB AND/OR IN CONNECTION WITH THE SERVICE. UNDER NO CIRCUMSTANCES
WILL THE COMPANY BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING ANY LOSS OR DAMAGE TO ANY USER CONTENT OR PERSONAL INJURY OR DEATH, RESULTING FROM ANYONE’S USE OF THE SITE, ANY USER CONTENT OR THIRD-PARTY CONTENT POSTED
ON OR THROUGH THE SITE OR TRANSMITTED TO USERS, OR ANY INTERACTIONS BETWEEN USERS OF THE SITE OR ANY TRANSACTIONS ENTERED ON OR THROUGH THE SITE OR USING THE SERVICES, WHETHER ONLINE OR OFFLINE.

THE COMPANY RESERVES THE RIGHT TO CHANGE ANY AND ALL CONTENT CONTAINED IN THE SITE AND ANY SERVICES OFFERED THROUGH THE SITE AT ANY TIME WITHOUT NOTICE. REFERENCE TO ANY PRODUCTS, SERVICES, PROCESSES OR OTHER INFORMATION, BY
TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP OR RECOMMENDATION THEREOF, OR ANY AFFILIATION THEREWITH, BY THE COMPANY.

WE MAKE NO REPRESENTATIONS THAT THE INFORMATION AND MATERIALS CONTAINED ON OUR SITE ARE APPROPRIATE FOR ANY PARTICULAR LOCATION, OR COMPLIANT WITH THE LAWS OF ANY OTHER LOCATIONS. THOSE ACCESSING OUR SITE SHALL DO SO AT SER
CONDUCT AND POSTINGS, WE DO NOT CONTROL AND ARE NOT RESPONSIBLE FOR WHAT USERS POST ON THE SITE AND ARE NOT RESPONSIBLE FOR ANY OFFENSIVE, INAPPROPRIATE, OBSCENE, MISLEADING, INCORRECT, INCOMPLETE, UNLAWFUL OR OTHERWISE
OBJECTIONABLE CONTENT YOU MAY ENCOUNTER ON THE SITE OR IN CONNECTION WITH ANY USER CONTENT OR THIRD-PARTY SITES. THE COMPANY IS NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE SITE. THE COMPANY
CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE.

THE SITE OR ITS SERVICES MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME FOR MAINTENANCE OR OTHER REASONS. THE COMPANY ASSUMES NO RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR
TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, USER COMMUNICATIONS. THE COMPANY IS NOT RESPONSIBLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY TELEPHONE
NETWORK OR LINES, COMPUTER ONLINE SYSTEMS, SERVERS OR PROVIDERS, COMPUTER EQUIPMENT, SOFTWARE, FAILURE OF EMAIL ON ACCOUNT OF TECHNICAL PROBLEMS OR TRAFFIC CONGESTION ON THE INTERNET OR ON THE SITE OR COMBINATION THEREOF,
INCLUDING INJURY OR DAMAGE TO USERS OR TO ANY OTHER PERSON’S COMPUTER RELATED TO OR RESULTING FROM PARTICIPATING OR DOWNLOADING MATERIALS IN CONNECTION WITH THE WEB AND/OR IN CONNECTION WITH THE SERVICE. UNDER NO CIRCUMSTANCES
WILL THE COMPANY BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING ANY LOSS OR DAMAGE TO ANY USER CONTENT OR PERSONAL INJURY OR DEATH, RESULTING FROM ANYONE’S USE OF THE SITE, ANY USER CONTENT OR THIRD-PARTY CONTENT POSTED
ON OR THROUGH THE SITE OR TRANSMITTED TO USERS, OR ANY INTERACTIONS BETWEEN USERS OF THE SITE OR ANY TRANSACTIONS ENTERED ON OR THROUGH THE SITE OR USING THE SERVICES, WHETHER ONLINE OR OFFLINE.

THE COMPANY RESERVES THE RIGHT TO CHANGE ANY AND ALL CONTENT CONTAINED IN THE SITE AND ANY SERVICES OFFERED THROUGH THE SITE AT ANY TIME WITHOUT NOTICE. REFERENCE TO ANY PRODUCTS, SERVICES, PROCESSES OR OTHER INFORMATION, BY
TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP OR RECOMMENDATION THEREOF, OR ANY AFFILIATION THEREWITH, BY THE COMPANY.

WE MAKE NO REPRESENTATIONS THAT THE INFORMATION AND MATERIALS CONTAINED ON OUR SITE ARE APPROPRIATE FOR ANY PARTICULAR LOCATION, OR COMPLIANT WITH THE LAWS OF ANY OTHER LOCATIONS. THOSE ACCESSING OUR SITE SHALL DO SO AT SER
CONDUCT AND POSTINGS, WE DO NOT CONTROL AND ARE NOT RESPONSIBLE FOR WHAT USERS POST ON THE SITE AND ARE NOT RESPONSIBLE FOR ANY OFFENSIVE, INAPPROPRIATE, OBSCENE, MISLEADING, INCORRECT, INCOMPLETE, UNLAWFUL OR OTHERWISE
OBJECTIONABLE CONTENT YOU MAY ENCOUNTER ON THE SITE OR IN CONNECTION WITH ANY USER CONTENT OR THIRD-PARTY SITES. THE COMPANY IS NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE SITE. THE COMPANY
CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SITE.

THE SITE OR ITS SERVICES MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME FOR MAINTENANCE OR OTHER REASONS. THE COMPANY ASSUMES NO RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR
TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF, USER COMMUNICATIONS. THE COMPANY IS NOT RESPONSIBLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY TELEPHONE
NETWORK OR LINES, COMPUTER ONLINE SYSTEMS, SERVERS OR PROVIDERS, COMPUTER EQUIPMENT, SOFTWARE, FAILURE OF EMAIL ON ACCOUNT OF TECHNICAL PROBLEMS OR TRAFFIC CONGESTION ON THE INTERNET OR ON THE SITE OR COMBINATION THEREOF,
INCLUDING INJURY OR DAMAGE TO USERS OR TO ANY OTHER PERSON’S COMPUTER RELATED TO OR RESULTING FROM PARTICIPATING OR DOWNLOADING MATERIALS IN CONNECTION WITH THE WEB AND/OR IN CONNECTION WITH THE SERVICE. UNDER NO CIRCUMSTANCES
WILL THE COMPANY BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING ANY LOSS OR DAMAGE TO ANY USER CONTENT OR PERSONAL INJURY OR DEATH, RESULTING FROM ANYONE’S USE OF THE SITE, ANY USER CONTENT OR THIRD-PARTY CONTENT POSTED
ON OR THROUGH THE SITE OR TRANSMITTED TO USERS, OR ANY INTERACTIONS BETWEEN USERS OF THE SITE OR ANY TRANSACTIONS ENTERED ON OR THROUGH THE SITE OR USING THE SERVICES, WHETHER ONLINE OR OFFLINE.

THE COMPANY RESERVES THE RIGHT TO CHANGE ANY AND ALL CONTENT CONTAINED IN THE SITE AND ANY SERVICES OFFERED THROUGH THE SITE AT ANY TIME WITHOUT NOTICE. REFERENCE TO ANY PRODUCTS, SERVICES, PROCESSES OR OTHER INFORMATION, BY
TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP OR RECOMMENDATION THEREOF, OR ANY AFFILIATION THEREWITH, BY THE COMPANY.

WE MAKE NO REPRESENTATIONS THAT THE INFORMATION AND MATERIALS CONTAINED ON OUR SITE ARE APPROPRIATE FOR ANY PARTICULAR LOCATION, OR COMPLIANT WITH THE LAWS OF ANY OTHER LOCATIONS. THOSE ACCESSING OUR SITE SHALL DO SO AT THEIR
OWN RISK AND ARE RESPONSIBLE FOR COMPLIANCE WITH ANY APPLICABLE LOCAL LAWS OR REGULATIONS.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES WILL THE COMPANY AND/OR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES BE LIABLE FOR ANY DAMAGES INCLUDING GENERAL, SPECIAL, DIRECT, INDIRECT, EXEMPLARY,INCIDENTAL, CONSEQUENTIAL, PUNITIVE
OR ANY OTHER DAMAGES INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION OF ANY KIND WHETHER IN AN ACTION IN CONTRACT OR NEGLIGENCE ARISING OR RELATING IN ANY WAY TO THE USE OR INABILITY TO USE BY ANY PARTY
OF THE CONTENT, THE SITE OR ANY THIRD-PARTY SITE TO WHICH THIS SITE IS LINKED, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS
OR LINE OR SYSTEM FAILURE, EVEN IF THE COMPANY OR ITS REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. THE COMPANY AND/OR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES
ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER.

TO THE EXTENT PERMITTED BY APPLICABLE LAW THE COMPANY’ LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO THE COMPANY. YOU
ACKNOWLEDGE THAT IF NO FEES ARE PAID TO THE COMPANY FOR THE SERVICE, YOU SHALL BE LIMITED TO INJUNCTIVE RELIEF ONLY, UNLESS OTHERWISE PERMITTED BY LAW, AND SHALL NOT BE ENTITLED TO DAMAGES OF ANY KIND FROM THE COMPANY,
REGARDLESS OF THE CAUSE OF ACTION.

DISPUTES

Any complaints relating to the use of the Site will be first directed towards the customer care team at the Company, which will make best efforts to resolve the issue. If the customer care team is unable to resolve the issue
within 30 business days within receipt of the complaint to customer care, either you or the Company shall have the right to refer the dispute for arbitration. The arbitration shall be conducted by a single arbitrator to
be appointed by the Company. The arbitration shall be held in accordance with the provisions of the New Jersey State Law or any statutory modification, amendment or replacement thereto. In the event of the death, inability,
unavailability of the arbitrator for any reason, the Company shall have a right to appoint another arbitrator to replace the previous arbitrator.

GOVERNING LAW; VENUE & JURISDICTION

This Agreement shall be construed and interpreted in accordance with the laws of State of New Jersey and subject to the agreement to refer the disputes for arbitration, the courts and tribunals in the state of New Jersey shall have exclusive jurisdiction
in respect of any matter arising out of this Agreement. By accepting this Agreement, you unconditionally and irrevocably submit to and accepts the exclusive jurisdiction or courts and tribunals in the State of New Jersey,
and unconditionally and irrevocably waive any objection that you now have or may have in future regarding the choice of jurisdiction and shall not claim that it is an inconvenient forum.

INDEMNIFICATION

You agree to indemnify and hold harmless the Company and/or its directors, officers, employees, agents or representatives from and against any and all claims, losses, expenses, demands or liabilities, including attorneys’ fees
and costs, incurred by the Company in connection with any claim by a third party (including any intellectual property claim) arising out of (i) materials and content you submit to, post to or transmit through the Site,
or (ii) any misleading, false, or incomplete representations made by you, or (iii) your use of the Site in violation of this Agreement or in violation of any applicable law. You further agree that you will cooperate fully
in the defense of any such claims. The Company reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event
settle any such claim or matter without the written consent of the Company.

SUBMISSIONS TO THE SITE

All questions, comments, suggestions, ideas, feedback or other information about the Site or the Service (“Submissions”), communicated to the Company through this Site will become and remain the property of the Company, and
the Company is entitled to use any Submission for any purpose, without acknowledgement or compensation to the individual who has provided the Submission. The Company shall not be subject to any obligations of confidentiality
regarding Submissions except as expressly agreed by the Company or as otherwise required by applicable law.

TERMINATION

This Agreement is effective until terminated by the Company. The Company may terminate this Agreement at any time without notice, or suspend or terminate your access and use of the Site at any time, with or without cause, in
the Company’ absolute discretion and without notice. You can stop using the Site or the Services at any time.

The sections concerning Indemnification, Disclaimer of Warranties, Limitation of Liability, Waiver, Disputes, Governing Law, and General Provisions, and any other provision that by its terms survives termination of your use
or access to the Site, shall survive the termination of this Agreement.

WAIVER

Failure by the Company to exercise or enforce any right or provision under this Agreement shall not constitute a waiver of such right or provision in that or any other instance. A waiver shall be effective only if it is in
writing and issued by any authorized person of the Company.

SEVERABILITY

If any provision of this Agreement shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any
remaining provisions.

MONITORING OF THE SITE

The Company has no obligation to monitor the Site. However, you acknowledge and agree that the Company has the right to monitor the Site electronically from time to time and to disclose any information as necessary or appropriate
to satisfy any law, regulation or other governmental request, to operate the Site, or to protect itself or other users of the Site.

AVAILABILITY

This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to applicable law or regulation. By offering this Site and Content
no distribution or solicitation is made by the Company to any person to use the Site or Content in jurisdictions where the provision of the Site and/or Content is prohibited by law.

GENERAL PROVISIONS

This Agreement supersedes any previous Terms of Use Agreement to which you and the Company may have been bound. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and their respective
successors and assigns. Neither the course of conduct between parties nor trade practice shall act to modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved. Headings are for
reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.