NEW YORK — Donald Trump sells himself as a bold empire builder, the kind of businessman who could force through big changes in Washington as president. Yet for all his bravado — "I've done an amazing job," the Republican White House hopeful boasted during his announcement speech — a review of the billionaire's financial filings and recent deals suggests he's no swashbuckler. Trump is reluctant to take on debt after it nearly ruined him in the 1990s. He holds few stocks for someone of his wealth and has grown increasingly dependent on making money by lending out his name to others rather than developing real estate himself. "People think of him as big. They see the Trump name around the world. But that's not his money," says Don Peebles, a real estate developer who oversees a $5 billion real estate portfolio. "He's not taking big risks." That's not a knock. Peebles calls Tr...