Loan Amount (up to):                $965,000                           Product:                           COMM REAL ESTATE LOAN

Specific Purpose:                   To refinance three (3) existing loans held with Wells Fargo into one (1) conventional loan. The three (3)
                                        loans are: Happy Mailman Baylor, LLC SBA 7A R/E loan i/a/o $690M; Happy Mailman Midtown, LLC
                                        business loan i/a/o $11M; Midtown Pets Granbury SBA 7A business loan i/a/o $269M.

Note Term / Maturity:               240 Months /                       Amortization:                      240 Months                Page 1