how to know if you owe the government money?
['Online - check using online tool.', 'By phone - call the IRS at 800-829-1040, Monday through Friday 7 a.m. to 7 p.m. local time.', 'In-person - go to the nearest IRS office.', "By mail – if you're getting letters from the IRS, then there's a good chance you have tax debt."]