(14) This Directive should not apply to payment transactions made in cash or to those based on paper cheques since, by their nature, they cannot be processed as efficiently as other means of payment , in particular electronic payments .
Šī direktīva nav jāpiemēro maksājumiem, ko veic skaidrā naudā vai ar čeku, jo to īpašības neļauj tos apstrādāt tik pat efektīvi kā citus maksājuma līdzekļus, jo īpaši elektroniskos maksājumus.