Consequently, it would be very difficult to reach a critical mass, fragmentation would persist, and anticipated benefits for the banking industry as well as for its clients could not be achieved.
Rezultātā būs grūti sasniegt kritisko masu, turpināsies fragmentācija un neīstenosies priekšrocības, kuras šajā sistēmā ir paredzētas gan banku nozarei, gan tās klientiem.