They lay down a maximum "vesting" period of five years (i.e. after five years in a job, employees will have acquired rights that have to be paid or preserved if their employment ends) and state that no vesting conditions may apply to members of a scheme once they have reached the age of 25 (in Germany the current minimum age is 30 years).
Jebkurā gadījumā ierobežojumu nepiemērotu, ja pensiju shēmas dalībnieks ir jaunāks par 25 gadiem.