Subprime mortgage loans were given to borrowers which could have only payed them back, if house prices had kept rising, if the economy had continued to boom and if interest rates had stayed low.
Riskantie hipotēku aizdevumi tika piešķirti aizņēmējiem, kas tos varēja atmaksāt tikai tādā gadījumā, ja nekustamo īpašumu cenas turpinātu celties, ja ekonomika turpinātu plaukt un ja procentu likmes paliktu zemas.