The draft directive aims to harmonise consumer credit contracts in a number of areas, such as information provided to consumers before contracts are signed and when they are concluded, calculations of the total cost of a loan, the right to cancel and the right to pay off a loan early.
Viens no strīdīgākajiem jautājumiem ir par to, kā regulēt kompensācijas, kas jāmaksā ņēmējam kredīta pirmstermiņa atmaksas gadījumā.