The aim of the approved legislation, called Solvency II, is to help ensure the financial stability of insurance (and reinsurance) companies by introducing more sophisticated solvency requirements which will take better account of the risks the companies must deal with: insurance risks as at present, but also market, credit and operational risks.
Kredītvērtējuma aģentūras nespēja laikus konstatēt finanšu stāvokļa pasliktināšanos, tādēļ tās vaino kā vienu no krīzes faktoriem.