Financial management competency was defined as the knowledge, skills, attitudes, and behaviors associated with financial management. Differentiated capacity-building measures, such as providing customized education and borrowing CFPB measurement tools to control financial conditions and mitigate finances, are effective for financial well-being.
이를 위해 재 무관리역량을 재무관리지식 재무관리기술 재무관리 태도 재무관리행동으로 구성하였으며 재무웰빙은 CFPB의 측정도구를 차용하여 재무상황통제 재무 완해주는 등의 맞춤형 교육제공 등 차별적인 역량강 화방안이 효과적이라는 것을 의미한다.