ALTERNATIVE LOAN TRUST 2005-57CB
Not applicable.  See the Relief Letters.
Not applicable.
None.
Not applicable.  See the Relief Letters.
There were no material pending legal proceedings relating to the             Trust Fund to which any of the Trust Fund, the Trustee, the Master             Servicer or the Company was a party or of which any of their             respective properties was the subject during the fiscal year             covered by this Report other than ordinary routine litigation             incidental to the duties of the Trust Fund, the Trustee, the             Master Servicer or the Company, nor is the Company aware of any             such proceedings contemplated by governmental authorities.
No matter was submitted to a vote of Certificateholders, and no             Certificateholder consent was solicited during the fiscal year             covered by this Report.                                           4                                       PART II
(a)   Item 201 of Regulation S-K:                    i.    Market Information. There is no established public                         trading market for the Certificates.                    ii.   Holders. As of December 31, 2005 there were less than                         300 holders of record of the Certificates.                    iii.  Dividends. Not applicable. See the Relief Letters.                         (Information as to distributions to Certificateholders                         is provided in the Registrant's monthly filings on                         Form 8-K.)                    iv.   Securities Authorized for Issuance Under Equity                         Compensation Plans. Not applicable.                    Item 701 of Regulation S-K.  Not applicable.                   --------------------------              (b)   Rule 463 of the Securities Act of 1933. Not applicable.              (c)   Item 703 of Regulation S-K. Not applicable as the Registrant                   has no class of equity securities registered pursuant to                   section 12 of the Securities Exchange Act of 1934.
Not applicable.  See the Relief Letters.
Not applicable.  See the Relief Letters.
Not applicable.
Not applicable.  See the Relief Letters.                                            5
None.
Not applicable.
None.                                          6                                      PART III
Not applicable.  See the Relief Letters.
Not applicable.  See the Relief Letters.
Information required by Item 201(d) of Regulation S-K: Not             applicable.              Information required by Item 403 of Regulation S-K:              (a)   Not applicable. See the Relief Letters.              (b)   Not applicable. See the Relief Letters.              (c)   Not applicable. See the Relief Letters.
Not applicable.  See the Relief Letters.
Not applicable.                                          7                                       PART IV
(a)   (1)   Pursuant to the Pooling and Servicing Agreement,                         the Master Servicer is required (i) to deliver an                         annual statement as to compliance with the provisions                         of the Pooling and Servicing Agreement and certain                         other matters (the "Annual Statement of the Master                         Servicer") and (ii) to cause a firm of independent                         public accountants to deliver an annual report as to                         compliance with the servicing provisions of the                         Pooling and Servicing Agreement (the "Annual Report of                         the Firm of Accountants"). The Annual Statement of the                         Master Servicer is attached as Exhibit 99.1 to this                         Report. The Annual Report of the Firm of Accountants                         is attached as Exhibit 99.2 to this Report. See Relief                         Letters.                    (2)   Not applicable.                    (3)   The required exhibits are as follows:                          o     Exhibit 3(i): Copy of Company's Certificate of                               Incorporation (Filed as an Exhibit to                               Registration Statement on Form S-3 (File No.                               333-110343)).                          o     Exhibit 3(ii): Copy of Company's By-laws (Filed                               as an Exhibit to Registration Statement on Form                               S-3 (File No. 333-110343)).                          o     Exhibit 4: Pooling and Servicing Agreement                               (Filed as part of the Registrant's Current                               Report on Form 8-K filed on January 18, 2006).                          o     Exhibit 31: Rule 15d-14(a) Certification.                          o     Exhibit 99.1: Annual Statement of the Master                               Servicer.                          o     Exhibit 99.2: Annual Report of the Firm of                               Accountants.              (b)   See subparagraph (a)(3) above.              (c)   Not applicable. See the Relief Letters.                                             8                                     SIGNATURES        Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.                                  CWALT, INC.,                                 ALTERNATIVE LOAN TRUST 2005-57CB,                                 MORTGAGE PASS-THROUGH CERTIFICATES,                                 SERIES 2005-57CB                                  By:    Countrywide Home Loans Servicing LP,                                        as Master Servicer*                                  By:    Countrywide GP, Inc.                                   By:    /s/ Craig Baingo                                        -------------------------------                                        Name:  Craig Baingo                                        Title: Executive Vice President                                  Date: March 28, 2006               __________________  *     This Report is being filed by the Master Servicer on behalf of the Trust       Fund. The Trust Fund does not have any officers or directors.                                         9          SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT.        No such annual report, proxy statement, form of proxy or other soliciting material has been, or will be, sent to Certificateholders. See the Relief Letters.                                            10                                    EXHIBIT INDEX    Exhibit     Document - -------     --------  3(i)        Company's Certificate of Incorporation (Filed as an Exhibit to             Registration Statement on Form S-3 (File No. 333-110343))*  3(ii)       Company's By-laws (Filed as an Exhibit to Registration Statement             on Form S-3 (File No. 333-110343)*  4           Pooling and Servicing Agreement (Filed as part of the Company's             Current Report on Form 8-K filed on January 18, 2006)*  31          Rule 15d-14(a) Certification  99.1        Annual Statement of the Master Servicer  99.2        Annual Report of the Firm of Accountants             ______________  *     Incorporated herein by reference.                                         11    EX-31 2 efc6-0791_ex31.txt EX-31                                     Exhibit 31                                   ----------                                        CERTIFICATION            I, Steve Bailey, certify that:           1. I have reviewed this annual report on Form 10-K, and all reports          on Form 8-K containing distribution and servicing reports filed in          respect of periods included in the year covered by this annual          report, of CWALT, Inc., Alternative Loan Trust 2005-57CB;           2. Based on my knowledge, the information in these reports, taken as          a whole, does not contain any untrue statement of a material fact or          omit to state a material fact necessary to make the statements made,          in light of the circumstances under which such statements were made,          not misleading as of the last day of the period covered by this          annual report;           3. Based on my knowledge, the distribution or servicing information          required to be provided to the trustee by the master servicer under          the pooling and servicing, or similar, agreement, for inclusion in          these reports is included in these reports;           4. I am responsible for reviewing the activities performed by the          master servicer under the pooling and servicing, or similar,          agreement and based upon my knowledge and the annual compliance          review required under that agreement, and except as disclosed in the          reports, the master servicer has fulfilled its obligations under that          agreement; and           5. The reports disclose all significant deficiencies relating to the          master servicer's compliance with the minimum servicing standards          based upon the report provided by an independent public accountant,          after conducting a review in compliance with the Uniform Single          Attestation Program for Mortgage Bankers or similar procedure, as set          forth in the pooling and servicing, or similar, agreement, that is          included in these reports.           In giving the certifications above, I have reasonably relied on          information provided to me by the following unaffiliated parties: The          Bank of New York, as Trustee.            Date: March 28, 2006                                           /s/ Steve Bailey                                         ----------------                                         Steve Bailey                                         Senior Managing Director    EX-99.1 3 efc6-0791_ex991.txt EX-99.1                                    Exhibit 99.1                                  ------------                          COUNTRYWIDE HOME LOANS SERVICING LP                                OFFICERS' CERTIFICATE                     ANNUAL STATEMENT OF THE MASTER SERVICER                                     CWALT, INC.                         ALTERNATIVE LOAN TRUST 2005-57CB               MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-57CB         The undersigned do hereby certify that they are each an officer of Countrywide GP, Inc., general partner of Countrywide Home Loans Servicing LP (a "Master Servicer"), and do hereby further certify pursuant to Section 3.16 of the Pooling and Servicing Agreement for the above-captioned Series (the "Agreement") that:  (i) A review of the activities of the Master Servicer during the preceding calendar year and of the performance of the Master Servicer under the Agreement has been made under our supervision; and  (ii) To the best of our knowledge, based on such review, the Master Servicer has fulfilled all its obligations under the Agreement throughout such year.     /s/ Craig Baingo                                      Dated: March 28, 2006 - ----------------  CRAIG BAINGO EXECUTIVE VICE PRESIDENT    /s/ Kevin Meyers                                      Dated: March 28, 2006 - ----------------  KEVIN MEYERS MANAGING DIRECTOR, CHIEF FINANCIAL OFFICER, LOAN ADMINISTRATION    EX-99.2 4 efc6-0791_ex992.txt EX-99.2                                                                    Exhibit 99.2                                                                   ------------  [KPMG Logo]                       KPMG LLP                          Telephone 213 972 4000                      Suite 2000                        Fax       213 622 1217                      355 South Grand Avenue            Internet  www.us.kpmg.com                      Los Angeles, CA 90071-1568                         Independent Accountants' Report,                        --------------------------------  The Board of Directors Countrywide Financial Corporation:  We have examined management's assertion, included in the accompanying Management Assertion, that Countrywide Financial Corporation and subsidiaries, including its wholly-owned subsidiary, Countrywide Home Loans, Inc. ("CHL"), and Countrywide Home Loans Servicing, L.P., a wholly-owned subsidiary of CHL, (collectively, the "Company") complied with the minimum servicing standards set forth in the Mortgage Bankers Association of America's Uniform Single Attestation Program for Mortgage Bankers (USAP) as of and for the year ended December 31, 2005. Management is responsible for the Company's compliance with those minimum servicing standards. Our responsibility is to express an opinion on management's assertion about the Company's compliance based on our examination.  Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence about the Company's compliance with the minimum servicing standards specified above and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company's compliance with the minimum servicing standards.  In our opinion, management's assertion that Countrywide Financial Corporation and subsidiaries, including its wholly-owned subsidiary, Countrywide Home Loans, Inc. ("CHL"), and Countrywide Home Loans Servicing, L.P., a wholly-owned subsidiary of CHL, complied with the aforementioned minimum servicing standards as of and for the year ended December 31, 2005 is fairly stated, in all material respects.                                         KPMG LLP  March 3, 2006             KPMG LLP, a U.S. limited liability partnersnip, is the U S.            member firm of KPMG International, a Swiss cooperative.                                                [LOGO]Countrywide(R)                                             --------------------                                                     HOME LOANS                                              2900 MADERA ROAD                                             SIMI VALLEY, CALIFORNIA 93065-6298                                              (805) 955-1000                               Management Assertion  March 3, 2005  As of and for the year ended December 31, 2005, Countrywide Financial Corporation and subsidiaries, including its wholly-owned subsidiary, Countrywide Home Loans, Inc. ("CHL"), and Countrywide Home Loans Servicing, L.P., a wholly-owned subsidiary of CHL, (collectively, the "Company") have complied in all material respects with the minimum servicing standards set forth in the Mortgage Bankers Association of America's Uniform Single Attestation for Mortgage Bankers. As of and for this same period, the Company had in effect a mortgage bankers' (fidelity) bond in the amount of $200 million and an errors and omissions policy in the amount of $100 million and $130 million for the period January 1, 2005 to August 1, 2005 and for the period from August 1, 2005 to December 31, 2005, respectively.  /s/ Steve Bailey - ------------------------------------- Steve Bailey Senior Managing Director and Chief Executive Officer, Loan Administration    /s/ Kevin Meyers - ------------------------------------- Kevin Meyers Managing Director and Chief Financial Officer, Loan Administration      -----END PRIVACY-ENHANCED MESSAGE-----