BMW Vehicle Owner Trust 2004-A
NOT APPLICABLE.
NOT APPLICABLE.
NONE.
NONE.  PART II
NOT APPLICABLE.                                         2
NOT APPLICABLE.
NOT APPLICABLE.
NOT APPLICABLE.
NOT APPLICABLE.
NONE.
NOT APPLICABLE.
NONE.  PART III
NOT APPLICABLE.
NOT APPLICABLE.
NOT APPLICABLE.
NOT APPLICABLE.
NOT APPLICABLE.                                         3  PART IV
(a) The following documents are filed as part of this report:                    (1) Financial Statements:                    NOT APPLICABLE.                    (2) Financial Statement Schedules:                    NOT APPLICABLE.                    (3)  Exhibits:                    Exhibit 20.1 Current Reports on Form 8-K filed during period covered by this report for (i) the January 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on January 27, 2005, file number 333-103795), (ii) the February 27, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on February 28, 2005, file number 333-103795), (iii) the March 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on March 25, 2005, file number 333-103795), (iv) the April 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on April 25, 2005, file number 333-103795), (v) the May 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on May 25, 2005, file number 333-103795), (vi) the June 27, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on June 27, 2005, file number 333-103795), (vii) the July 27, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on July 27, 2005, file number 333-103795), (viii) the August 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on August 25, 2005, file number 333-103795), (ix) the September 26, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on September 26, 2005, file number 333-103795), (x) the October 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on October 26, 2005, file number 333-103795), (xi) the November 25, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on November 28, 2005, file number 333-103795) and (xii) the December 27, 2005 Distribution Date (incorporated herein by reference to the BMW Vehicle Owner Trust 2004-A Form 8-K filed on December 28, 2005, file number 333-103795).           Exhibit 31.1   Certification Pursuant to the Sarbanes-Oxley Act of 2002           Exhibit 99.1   Annual Servicer Statement of Compliance           Exhibit 99.2   Annual Statement of Independent Accountants Report for                         the Servicer           Exhibit 99.3   Management Assertion           (b) EXHIBITS TO THIS REPORT ARE LISTED IN ITEM (15)(A)(3) ABOVE.           (c) NOT APPLICABLE.                                         4                                    SIGNATURES             Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.                                   BMW FS Securities LLC                                  BMW Vehicle Owner Trust 2004-A                                   Signed: BMW Financial Services NA, LLC, as                                          Servicer  Date: March 29, 2006                     By: /s/ Kerstin Zerbst                                              -----------------------------------                                              Kerstin Zerbst                                              Chief Financial Officer   SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(D) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT.  The registrant has not sent an annual report or proxy material to its security holders. The registrant will not be sending an annual report or proxy material to its security holders subsequent to the filing of this form.                                   EXHIBIT INDEX  Exhibit     Description  31.1       Certification Pursuant to the Sarbanes-Oxley Act of 2002 99.1       Servicer's Annual Statement of Compliance 99.2       Servicer's Annual Independent Accountant's Report 99.3       Management Assertion                                         5        EX-31 2 jdex311_2004.txt 31.1                                                                      Exhibit 31.1                            SARBANES-OXLEY CERTIFICATION             I, Kerstin Zerbst, certify that:             1. I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing distribution or servicing reports filed in respect of periods included in the year covered by this annual report, of BMW FS Securities LLC and BMW Vehicle Owner Trust 2004-A;             2. Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report;             3. Based on my knowledge, the distribution or servicing information required to be provided to the trustee by the servicer under the pooling and servicing, or similar, agreement, for inclusion in these reports is included in these reports;             4. I am responsible for reviewing the activities performed by the servicer under the pooling and servicing, or similar, agreement and based upon my knowledge and the annual compliance review required under that agreement, and except as disclosed in the reports, the servicer has fulfilled its obligations under that agreement; and             5. The reports disclose all significant deficiencies relating to the servicer's compliance with the minimum servicing standards based upon the report provided by an independent public accountant, after conducting a review in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar procedure, as set forth in the pooling and servicing, or similar, agreement, that is included in these reports.    Date: March 29, 2006                            By: /s/ Kerstin Zerbst                                                     ----------------------------                                                     Kerstin Zerbst                                                     Chief Financial Officer     EX-99 3 jdex991_2004.txt 99.1                                                                      Exhibit 99.1                                OFFICER'S CERTIFICATE             This Officer's Certificate is furnished pursuant to Section 4.10 of      that certain Sale and Servicing Agreement dated as of May 1, 2004, among      BMW Financial Services NA, LLC, as Seller, Servicer, Administrator and      Custodian, Citibank, N.A., as Indenture Trustee, BMW FS Securities LLC, as      Depositor, and the BMW Vehicle Owner Trust 2004-A as Issuer (the "Sale and      Servicing Agreement") (all capitalized terms used herein without definition      have the respective meanings specified in the Sale and Servicing      Agreement).       THE UNDERSIGNED HEREBY CERTIFIES THAT:       1.   I am a duly authorized officer of the Servicer;       2.   I have reviewed the terms of the Sale and Servicing Agreement and I           have made, or have caused to be made under my supervision, a detailed           review of the transactions and conditions of the Servicer and the           performance of its obligations there under during the period from           January 1, 2005 to December 31, 2005;       3.   To my knowledge, based on the review described in paragraph 2, the           Servicer has fulfilled all its obligations under the Sale and           Servicing Agreement, during the period from January 1, 2005 to           December 31, 2005, except as set forth below.             Described below are the exceptions, if any, to paragraph 3 by listing,      in detail, the nature of the condition or event, the period during which it      has existed and the action which the Servicer has taken, is taking, or      proposes to take with respect to each such condition or event: NONE             IN WITNESS WHEREOF, I have affixed hereunto set my hand this 29th day      of March, 2006.           By:        BMW Financial Services NA, LLC           By:        /s/ Kerstin Zerbst                     -------------------------------                     Kerstin Zerbst           Title:     CFO     EX-99 4 mvex992_2004.txt 99.2                                                                     Exhibit 99.2                           Independent Accountants' Report                          -------------------------------  Management Committee BMW Financial Services NA, LLC  We have examined management's assertion that the servicing of consumer finance receivables owned by BMW Vehicle Owner Trust 2004-A has been conducted by BMW Financial Services NA, LLC, in its capacity as servicer, in compliance with the servicing standards in all material respects, as set forth in Articles IV and V of the Sale and Servicing Agreement dated May 1, 2004 (the Agreement) for the year ended December 31, 2005. BMW Financial Services NA, LLC's management is responsible for the assertion. Our responsibility is to express an opinion on management's assertion based on our examination.  Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence supporting management's assertion that the servicing of receivables have been conducted in compliance with the servicing standards as set forth in Articles IV and V of the Agreement and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion.  In our opinion, management's assertion that the servicing of the receivables has been conducted by BMW Financial Services NA, LLC, as Servicer, in compliance with the servicing standards as set forth in Articles IV and V of the Sale and Servicing Agreement dated May 1, 2004 for the year ended December 31, 2005 is fairly stated, in all material respects.  This report is intended solely for the information and use of the management of BMW Financial Services NA, LLC, and is not intended to be and should not be used by anyone other than the specified party.   KPMG LLP  March 6, 2006       EX-99 5 jdex993_2004.txt 99.3                                                                      Exhibit 99.3                                 MANAGEMENT ASSERTION       For the period of January 1, 2005 to December 31, 2005, the servicing of      consumer finance receivables owned by BMW Vehicle Owner Trust 2004-A has      been conducted by BMW Financial Services NA, LLC, in its capacity as      servicer, in compliance with the servicing standards in all material      respects, set forth in Articles IV and V of the Sale and Servicing      Agreement dated May 1, 2004.       By:      BMW Financial Services NA, LLC       By:      /s/ Kerstin Zerbst               -------------------------------               Kerstin Zerbst       Title:   CFO    -----END PRIVACY-ENHANCED MESSAGE-----