Chase Mortgage Finance Trust Series 2005-A1
Not Applicable.
Not Applicable.
None.
Information regarding the mortgaged properties is included in the Annual Statement of Compliance filed under Item 8 and Item 15 hereof.
The registrant knows of no material pending legal proceedings with respect to the Trust Fund for any Series, involving the registrant, Wachovia, N.A. (the "Trustee") or JPMorgan Chase Bank, National Association (the "Servicer"), other than ordinary routine litigation incidental to duties of the registrant, Trustee or the Servicer under the Pooling and Servicing Agreement among Chase Mortgage Finance Corporation, JPMorgan Chase Bank, National Association and Wachovia, N.A., dated as of November 1, 2005, for Multi-Class Mortgage Pass-Through Certificates, Series 2005-A1.
No matter was submitted to a vote of Security Holders for any Series during the fiscal year covered by this report.                                       PART II
(a)    (1)    To the knowledge of the registrant, there is no                       established public market for the Certificates of any                       Series.                  (2)    To the knowledge of the registrant, there are no reported                       high and low bid quotations for any of the Certificates.           (b)    The records of the registrant indicate that as of December 31,                 2005, Series 2005-A1 had 65 holders of record.
Not Applicable.
Not Applicable.
Not Applicable.
In accordance with the Exemption Orders, the Annual Statement of Compliance and the Annual Independent Accountant's Reports for the Certificates for each Series are included herein as Exhibit 99.1 and Exhibit 99.2, respectively.
None.
Not Applicable.
None.                                         PART III
Not Applicable.
Not Applicable.
The records of the Depository Trust Company ("DTC") indicate that as of December 31, 2005, there were the following holders of record with more than 5% of each class of Certificates:    Chase Mortgage Finance Trust,   Name & Address                                  Original Certificate    % of Series 2005-A1                  of Participant                                  Principal Balance       Class - ----------------------------------------------------------------------------------------------------------------     IA1                             00002027 Wells Fargo Bank Minnesota, N.A.       $  415,000,000            63.99%                                 733 Marquette Avenue                                 MAC N9306-057 5th Floor                                 Minneapolis, MN 55479 - ----------------------------------------------------------------------------------------------------------------                                 00000187 J.P. Morgan Securities Inc. - Fixed    $  208,488,600            32.15%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- IA2                             00000187 J.P. Morgan Securities Inc. - Fixed    $   25,265,800           100.00%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- IIA1                            00000956 Bank of Tokyo-Mitsubishi Trust         $  100,000,000           100.00%                                 Company                                 Trust Operations Dept Plaza 3,                                 5th Floor Harborside Financial Center                                 Jersey City, NJ 07311-1904 - ---------------------------------------------------------------------------------------------------------------- IIA2                            00000902 JPMorgan Chase Bank, National          $  177,000,800            38.15%                                 Association                                 Proxy Services                                 14201 Dallas Parkway STE 121                                 Dallas, TX 75254 - ----------------------------------------------------------------------------------------------------------------                                 00000901 The Bank of New York                   $  142,995,000            30.82%                                 One Wall Street, 6th Floor                                 New York,  NY 10286 - ----------------------------------------------------------------------------------------------------------------                                 00000997 State Street Bank and Trust Company$       37,880,000             8.16%                                 1776 Heritage Drive                                 North Quincy,  MA 02171 - ----------------------------------------------------------------------------------------------------------------                                 00002027 Wells Fargo Bank Minnesota, N.A.       $   30,090,000             6.49%                                 733 Marquette Avenue                                 MAC N9306-057 5th Floor                                 Minneapolis, MN 55479 - ---------------------------------------------------------------------------------------------------------------- IIA3                            00002163 Wachovia Bank N.A. - Phila. Main       $   25,565,500            40.70%                                 530 Walnut Street, 1st Floor                                 Philadelphia, PA 19101 - ----------------------------------------------------------------------------------------------------------------                                 00002669 Northern Trust Company                 $   12,335,000            19.64%                                 801 S. Canal C-IN                                 Chicago, IL 60607 - ----------------------------------------------------------------------------------------------------------------                                 00000997 State Street Bank and Trust Company    $    7,985,000            12.71%                                 1776 Heritage Drive                                 North Quincy,  MA 02171 - ----------------------------------------------------------------------------------------------------------------                                 00000901 The Bank of New York                   $    5,675,000             9.03%                                 One Wall Street, 6th Floor                                 New York,  NY 10286 - ---------------------------------------------------------------------------------------------------------------- IIA4                            00000997 State Street Bank and Trust Company    $  207,004,300           100.00%                                 1776 Heritage Drive                                 North Quincy,  MA 02171 - ---------------------------------------------------------------------------------------------------------------- IIA5                            00000187 J.P. Morgan Securities Inc. - Fixed    $   32,484,400           100.00%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- IIIA1                           00002027 Wells Fargo Bank Minnesota, N.A.       $  200,000,000           100.00%                                 733 Marquette Avenue                                 MAC N9306-057 5th Floor                                 Minneapolis, MN 55479 - ---------------------------------------------------------------------------------------------------------------- IIIA2                           00000187 J.P. Morgan Securities Inc. - Fixed    $   56,670,900            96.59%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- IIIA3                           00000187 J.P. Morgan Securities Inc. - Fixed    $   19,253,600           100.00%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- IIIA4                           00000187 J.P. Morgan Securities Inc. - Fixed    $   10,828,300           100.00%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- M                               00000901 The Bank of New York                   $   25,147,300            69.66%                                 One Wall Street, 6th Floor                                 New York,  NY 10286 - ----------------------------------------------------------------------------------------------------------------                                 00002205 Keybank National Association           $    9,503,000            26.32%                                 4900 Tiedeman Road                                 Brooklyn, OH 44144 - ---------------------------------------------------------------------------------------------------------------- B1                              00000187 J.P. Morgan Securities Inc. - Fixed    $   13,300,100           100.00%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ---------------------------------------------------------------------------------------------------------------- B2                              00000187 J.P. Morgan Securities Inc. - Fixed    $    6,650,000           100.00%                                 Income                                 34 Exchange Place, 4th Floor                                 Jersey City,  NJ 07302 - ----------------------------------------------------------------------------------------------------------------
Not Applicable.
Not Applicable.                                          PART IV
(a)     The following documents are filed as part of this Annual                         Report on Form 10-K.                          (3)     Exhibit Number      Description                                 --------------      ------------                                   31.1                Certification pursuant to                                                     Section 302 of the                                                     Sarbanes-Oxley Act of 2002.                                  99.1                Report prepared by the                                                     Servicer's certified                                                     independent accountants                                                     concerning the Servicer's                                                     activities for the year-end                                                     December 31, 2005.                                  99.2                Servicer's Annual Statement                                                     of Compliance.                  (b)     See item 15(a)(3) above.                  (c)     Not Applicable.                                        SIGNATURES         Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.                CHASE MORTGAGE FINANCE CORPORATION,              depositor               By: /s/ Jerome A. Cipponeri              ---------------------------------              Name:   Jerome A. Cipponeri              Title:  President  Date:   March 27, 2006     SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT.   No annual report, proxy statement, form of proxy or other proxy soliciting material has been sent to Certificateholders during the period covered by this Annual Report on Form 10-K and the registrant does not intend to furnish such materials to Certificateholders subsequent to the filing of this report.                                     INDEX TO EXHIBITS                          (3)     Exhibit Number      Description                                 --------------      ------------                                   31.1                Certification pursuant to                                                     Section 302 of the                                                     Sarbanes-Oxley Act of 2002.                                  99.1                Report prepared by the                                                     Servicer's certified                                                     independent accountants                                                     concerning the Servicer's                                                     activities for the year-end                                                     December 31, 2005.                                  99.2                Servicer's Annual Statement                                                     of Compliance.     EX-31.1 2 v038638_ex31-1.txt                                                                      Exhibit 31.1                                    CERTIFICATION                         Chase Mortgage Finance Corporation,                        Mortgage Pass-Through Certificates                           Series 2005-A1 (the "Trust")  I, Jerome A. Cipponeri, President of Chase Mortgage Finance Corporation, the depositor of assets into the above-referenced Trust, certify that:  1.    I have reviewed this annual report on Form 10-K, and all reports on Form       8-K containing distribution or servicing reports filed in respect of       periods included in the year covered by this annual report, of the Trust;  2.    Based on my knowledge, the information in these reports, taken as a whole,       does not contain any untrue statement of a material fact or omit to state       a material fact necessary to make the statements made, in light of the       circumstances under which such statements were made, not misleading as of       the last day of the period covered by this annual report;  3.    Based on my knowledge, the distribution or servicing information required       to be provided to the trustee by the servicer under the pooling and       servicing agreement for inclusion in these reports is included in these       reports;  4.    Based on my knowledge and upon the annual compliance statement included in       this annual report and required to be delivered to the trustee in       accordance with the terms of the pooling and servicing agreement, and       except as disclosed in this annual report, the servicer has fulfilled its       obligations under the pooling and servicing agreement; and  5.    The reports disclose all significant deficiencies relating to the       servicer's compliance with the minimum servicing standards based upon the       report provided by an independent public accountant, after conducting a       review in compliance with the Uniform Single Attestation Program for       Mortgage Bankers or similar procedure, as set forth in the pooling and       servicing agreement, that is included in these reports.   Date:    March 27, 2006            /s/ Jerome A. Cipponeri - --------------------------------- Name:    Jerome A. Cipponeri Title:   President Company: Chase Mortgage Finance Corporation      EX-99.1 3 v038638_ex99-1.txt                                                                        Exhibit 99.1  [PriceWaterhouseCoopers Letterhead]                                                     PriceWaterhouseCoopers LLP                                                    PriceWaterhouseCoopers Center                                                    300 Madison Avenue                                                    New York NY 10017                                                    Telephone 646 471 3000                                                    Facsimile (813) 286 6000                           Report of Independent Auditors  To the Board of Directors and Stockholder of JPMorgan Chase Bank, National Association:  We have examined management's assertion about JPMorgan Chase Bank, National Association (the "Company") compliance with the minimum servicing standards identified in the Mortgage Bankers Association of America's Uniform Single Attestation Program for Mortgage Bankers ("USAP") solely as they relate to standard VII, Insurance Policies (the "Applicable Standard"), as of and for the year ended December 31, 2005 included in the accompanying management assertion. Management is responsible for the Company's compliance with the Applicable Standard. Our responsibility is to express an opinion on management's assertion about the Company's compliance, solely as it relates to the Applicable Standard based on our examination. The Company uses subservicing organizations to perform the servicing obligations subject to minimum servicing standards I-VI of USAP. We did not examine the Company's compliance with standard I-VI of USAP and, accordingly, do not express an opinion theron.  Our examination was made in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence about the Company's compliance with the Applicable Standard and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company's compliance with the Applicable Standard.  In our opinion, management's assertion that the Company complied with the Applicable Standard solely as it relate to standard VII, Insurance Policies, as of and for the year ended December 31, 2005 is fairly stated, in all material respects.   /s/PriceWaterhouseCoopers LLP  March 13, 2006                                       [CHASE LOGO]                    Management's Assertion Concerning Compliance                       with USAP Minimum Servicing Standards  March 13, 2006  As of and for the year ended December 31, 2005, JPMorgan Chase Bank, National Association (the "Company") has complied in all material respects with the minimum servicing standards set forth in the Mortgage Bankers Association of America's Uniform Single Attestation Program for Mortgage Bankers ("USAP") solely as they relate to standard VII, Insurance Policies (the "Applicable Standard"). The Company uses subservicing organizations to perform the servicing obligations subject to minimum servicing standards I-VI of USAP.  As of and for this same period, the Company had in effect fidelity bond and errors and omissions policies in the amounts of $250,000,000 and $25,000,000 respectively.  Attached to this Management Assertion are the independent auditors' reports on the subservicing organizations' compliance with the minumum servicing standards related to the servicing obligations performed.    /s/ Kim Greaves                                     /s/ Jim Miller - ---------------------------                         ---------------------------  Kim Greaves                                         Jim Miller  Vice President                                      Vice President  JPMorgan Chase Bank,                                JPMorgan Chase Bank,  National Association                                National Association   /s/ Scott Powell - ---------------------------  Scott Powell  Senior Vice President  JPMorgan Chase Bank,  National Association    EX-99.2 4 v038638_ex99-2.txt                                                                        Exhibit 99.2                                    [CHASE LOGO]                           ANNUAL STATEMENT OF COMPLIANCE  Pursuant to the servicing agreement, the undersigned Officer, to the best of his/her knowledge, hereby certifies to the following:  I have reviewed the activities and performance of the Servicer and, during the preceding fiscal year under the terms of the Servicing Agreement, Trust Agreement, Pooling and Servicing Agreement and/or Seller/Servicer Guide and to the best of the Officer's knowledge, the Servicer has fulfilled all its duties, responsibilities or obligations under these Agreements throughout such year.        a)    All property inspections have been completed.        b)    Compliance relative to Adjustable Rate Mortgages has been met.        c)    Compliance with IRS Foreclosure reporting regulations enacted as IRS             Section 6060J by the Deficit Reduction Act, regarding Acquired             and/or Abandonment property have been completed.        d)    All loans serviced in states that have statutes requiring payment of             interest on escrow/impound accounts have been completed.        e)    That such Officer has confirmed that the Fidelity Bond, the Errors             and Omissions Insurance Policy and any other bonds required under             the terms of the Servicing Agreement are in full force and effect.        f)    Enclosed is a copy of our most recent independent audit statement.   CERTIFIED BY:   /s/ Kim Greaves                             Date: March 13, 2006                 ----------------------                            --------------                 Kim Greaves                 Senior Vice President                 Chase Home Finance LLC                   /s/ Jim Miller                              Date: March 13, 2006                 -----------------------                           --------------                 Jim Miller                 Senior Vice President                 Chase Home Finance LLC     SEE EXHIBIT 99.1 FOR MOST RECENT INDEPENDENT AUDIT STATEMENT     -----END PRIVACY-ENHANCED MESSAGE-----