Centex Home Equity Loan Trust 2005-A
Not Applicable.
Not Applicable.
None.
Not Applicable.
The  Registrant  is  not aware of any material  legal  proceeding  with          respect to itself,  the  Servicer  or  the  Trustee,  as related to the          Trust.
None.  PART II
There is currently no established public trading market for the          certificates issued by the Trust.           There are less than 300 participants in the DTC System.          As of December 31, 2005 the total number of such DTC participants          with respect to each class of certificates is set forth below:           Class   AF1     17          Class   AF2     10          Class   AF3     8          Class   AF4     11          Class   AF5     6          Class   AF6     4          Class   AV1     23          Class   AV2     9          Class   AV3     1          Class   M1      6          Class   M2      7          Class   M3      4          Class   M4      6          Class   M5      2          Class   M6      3          Class   M7      2          Class   B       2
Not Applicable.
Not Applicable.
Not Applicable.
Not Applicable.
None.
Not Applicable.
Not Applicable.                                       -2-    PART III
Not Applicable.
Not Applicable.
The  certificates   are  represented  by  one  or   more   certificates          registered  in the name of Cede & Co.,  the  nominee of The  Depository          Trust Company.  A beneficial  owner of certificates  is not entitled to          receive  a  definitive  certificate  representing  such   certificates,          except in limited circumstances.  Accordingly,  Cede &  Co. is the sole          holder of certificates,  which it holds on behalf of  brokers, dealers,          banks and other participants in the DTC system.  Such  participants may          hold  certificates for their own accounts or for the  accounts of their          customers.           The address of Cede & Co. is:          Cede & Co.          c/o The Depository Trust Company          Seven Hanover Square          New York, New York  10004
No reportable transactions have occurred.
Not Applicable.  PART IV
(a) The following documents are filed as part of this report:      (1)  Financial Statements:           Not Applicable.      (2)  Financial Statement Schedules:           Not Applicable.      (3)  Exhibits:           Rule 13a-14(a)/15d-14(a) Certification, filed as Exhibit 31.1 hereto.           Annual Summary Statement filed as Exhibit 99.1 hereto.           Annual Independent Accountants' Servicing Report with Management          Assertion, filed as Exhibit 99.2 hereto.           Annual Servicer's Statement as to Compliance, filed as Exhibit 99.3          hereto.  (b) Exhibits to this report are listed in Item (15)(a)(3)above.  (c) Not Applicable.                                         -3-     SIGNATURE  Pursuant to the  requirements of Section 13 or 15(d) of the Securities  Exchange Act of 1934,  the Servicer of the Trust has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.                           Centex Home Equity Company, LLC, as Servicer of the                         Centex Home Equity Loan Trust 2005-A                     By:  /s/ Jesse K. Bray                         --------------------------------------                    Name:    Jesse K. Bray                    Title:   Executive Vice President/Chief Financial Officer                    Date:    March 30, 2006                                          -4-     SUPPLEMENTAL  INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(D) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT.  The  registrant  has not sent an annual report or proxy material to its security holders.  The registrant  will not be sending an annual report or proxy material to its security holders subsequent to the filing of this form.                                        -5-                                        EXHIBIT INDEX  Exhibit     Description   31.1       Rule 13a-14(a)/15d-14(a) Certification  99.1       Annual Summary Statement  99.2       Annual Independent Accountant's Servicing Report             with Management Assertion  99.3       Annual Statement as to Compliance                                         -6-                                      EXHIBIT 31.1                      Rule 13a-14(a)/15d-14(a) Certification                           ---------------------------                            SARBANES-OXLEY CERTIFICATION   I, Jesse K. Bray, certify that:       1. I have reviewed this annual report on Form 10-K, and all reports on Form 8-K  containing  distribution  or servicing  reports filed in respect of periods included in the year covered by this annual  report,  of Centex Home Equity Loan Trust 2005-A;       2. Based on my knowledge,  the  information  in these  reports,  taken as a whole, does not contain any untrue statement of a material fact or omit to state a  material  fact  necessary  to make  the  statements  made,  in  light  of the circumstances  under which such  statements  were made, not misleading as of the last day of the period covered by this annual report;       3.  Based  on my  knowledge,  the  distribution  or  servicing  information required to be provided  to the  trustee by the  servicer  under the pooling and servicing, or similar,  agreement, for inclusion in these reports is included in these reports;       4. I am responsible for reviewing the activities  performed by the servicer under the  pooling  and  servicing,  or  similar,  agreement  and based  upon my knowledge and the annual  compliance  review required under that agreement,  and except as disclosed in the reports,  the servicer has fulfilled its  obligations under that agreement; and       5. The  reports  disclose  all  significant  deficiencies  relating  to the servicer's compliance with the minimum servicing standards based upon the report provided by an  independent  public  accountant,  after  conducting  a review in compliance with the Uniform Single  Attestation  Program for Mortgage Bankers or similar  procedure,  as set forth in the  pooling  and  servicing,  or  similar, agreement that is included in these reports.       In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties: JPMorgan Chase Bank, N.A., as Trustee.                     By:                         /s/ Jesse K. Bray                         --------------------------------------                  Name:  Jesse K. Bray               Company:  Centex Home Equity Company, LLC as Servicer                 Title:  Executive Vice President/Chief Financial Officer                   Date:  March 30, 2006                                        -7-                                      EXHIBIT 99.1                             Annual Summary Statement                             As of December 31, 2005       - --------------------------------------------------------------------------------------------------------------------------------- CLASS    CUSIP       ORIGINAL              PAID            PAID         TOTAL PAID             ENDING PRIN      CERT POOL FACTOR                      PRINCIPAL            PRINCIPAL        INTEREST                              BALANCE           (Per 1000) - --------------------------------------------------------------------------------------------------------------------------------- AF1     152314LY4  $102,250,000.00  $ 76,216,888.10  $ 2,662,656.00   $ 78,879,544.10       $ 26,033,111.90       254.60256137 AF2     152314LZ1    16,390,000.00                -      639,210.00        639,210.00         16,390,000.00     1,000.00000000 AF3     152314MA5    26,710,000.00                -    1,105,794.00      1,105,794.00         26,710,000.00     1,000.00000000 AF4     152314MB3    32,930,000.00                -    1,554,296.04      1,554,296.04         32,930,000.00     1,000.00000000 AF5     152314MC1    45,320,000.00                -    2,392,896.00      2,392,896.00         45,320,000.00     1,000.00000000 AF6     152314MD9    24,850,000.00                -    1,165,464.96      1,165,464.96         24,850,000.00     1,000.00000000 AV1     152314ME7   334,180,000.00   271,177,012.23    7,571,326.49    278,748,338.72         63,002,987.77       188.53009686 AV2     152314MF4   154,520,000.00                -    5,646,799.87      5,646,799.87        154,520,000.00     1,000.00000000 AV3     152314MG2     9,780,000.00                -      371,207.75        371,207.75          9,780,000.00     1,000.00000000 M1      152314MH0    41,160,000.00                -    1,620,365.02      1,620,365.02         41,160,000.00     1,000.00000000 M2      152314MJ6    37,000,000.00                -    1,464,058.01      1,464,058.01         37,000,000.00     1,000.00000000 M3      152314MK3    20,350,000.00                -      815,491.71        815,491.71         20,350,000.00     1,000.00000000 M4      152314ML1    18,030,000.00                -      767,972.26        767,972.26         18,030,000.00     1,000.00000000 M5      152314MM9    17,570,000.00                -      753,693.91        753,693.91         17,570,000.00     1,000.00000000 M6      152314MN7    16,650,000.00                -      731,017.74        731,017.74         16,650,000.00     1,000.00000000 M7      152314MP2    14,330,000.00                -      704,295.18        704,295.18         14,330,000.00     1,000.00000000 B       152314MQ0    12,970,000.00                -      650,531.55        650,531.55         12,970,000.00     1,000.00000000 - ---------------------------------------------------------------------------------------------------------------------------------                                        -8-                                      EXHIBIT 99.2                 Annual Independent Accountant's Servicing Report                             with Management Assertion                                 ----------------  Ernst & Young LLP                    Ernst & Young LLP     Phone: (214) 969-8000                                      Suite 1500            Fax:   (214) 969-8587                                      2100 Ross Avenue      Telex: 6710375                                      Dallas, Texas                    Report on Management's Assertion on Compliance                With Minimum Servicing Standards Set Forth in the             Uniform Single Attestation Program for Mortgage Bankers                         Report of Independent Accountants  The Members of Centex Home Equity Company, LLC and Subsidiaries and CTX Mortgage Funding, LLC  We have examined  management's  assertion,  included in the accompanying  report titled  Report  of  Management,   that  Centex  Home  Equity  Company,  LLC  and Subsidiaries  and  CTX  Mortgage  Funding,  LLC  (collectively,  the  Companies) complied with the minimum  servicing  standards as stated in Attachment A, which were derived from the Mortgage Bankers  Association of America's  Uniform Single Attestation  Program for Mortgage  Bankers (USAP) during the twelve month period ended December 31, 2005. Management is responsible for the Companies' compliance with  those  requirements.  Our  responsibility  is to  express  an  opinion  on management's   assertions   about  the  Companies'   compliance   based  on  our examination.  Our examination was made in accordance with attestation standards established by the  American  Institute  of  Certified  Public  Accountants  and,  accordingly, included examining,  on a test basis,  evidence about the Companies'  compliance with those  requirements  and performing such other  procedures as we considered necessary  in the  circumstances.  We believe  that our  examination  provides a reasonable  basis for our  opinion.  Our  examination  does not  provide a legal determination on the Companies' compliance with specified requirements.  In our opinion,  management's  assertion  that the  Companies  complied with the aforementioned  requirements  during the twelve month period ended  December 31, 2005 is fairly stated, in all material respects.    /s/ Ernst & Young LLP - --------------------- March 10, 2006     CENTEX HOME EQUITY               Management's Assertion on Compliance with Minimum Servicing    Standards Set Forth in the Uniform Single Attestation Program for Mortgage                                     Bankers                                 Report of Management   We, as members of management of Centex Home Equity Company, LLC and Subsidiaries and CTX Mortgage Funding, LLC (collectively, the Companies), are responsible for complying  with the minimum  servicing  standards in  Attachment A ("the minimum servicing  standards")  as set  forth in the  Mortgage  Bankers  Association  of America's Uniform Single Attestation Program for Mortgage Bankers (USAP). We are also  responsible for establishing  and maintaining  effective  internal control over  compliance  with these  standards.  We have performed an evaluation of the Companies'  compliance with the minimum servicing  standards as set forth in the USAP as of December 31, 2005 and for the twelve  month period then ended.  Based on this evaluation, we assert that during the twelve month period ended December 31, 2005, the Companies  complied,  in all material  respects,  with the minimum servicing standards set forth in the USAP.  As of and for this same  period,  the  Companies  had in effect a fidelity  bond (crime) policy in the amount of  $25,000,000 and an errors  and omissions policy in the amount of $6,000,000.                           By: /s/  Jay Bray                             ------------------------                             Jay Bray                             Executive Vice President - Chief Financial Officer                          By: /s/  Jerry Berrens                             ------------------------                             Jerry Berrens                             Vice President - Controller  March 10, 2006                                         -9-                                     EXHIBIT 99.3                         Annual Statement as to Compliance                                 ----------------                           ANNUAL STATEMENT AS TO COMPLIANCE        As of and for the  calendar  year ended  December  31,  2005,  pursuant  to Section 8.16 of the Pooling and Servicing  Agreement,  the undersigned on behalf of Centex Home Equity  Company,  LLC has performed the reviews of the activities of the Servicer  during such calendar year and of performance  under the Pooling and  Servicing  Agreement,  for Centex Home Equity  Loan Trust  2005-A  under my supervision.       To the  best of my  knowledge,  based  on such  review,  the  Servicer  has fulfilled  all  obligations  under the Pooling and  Servicing  Agreement for the calendar  year above referenced.                                              By: /s/ Robert Frye                                                 -----------------------                                                 Robert Frye                                                 Executive Vice President                                        -10-    -----END PRIVACY-ENHANCED MESSAGE-----