Capital One Prime Auto Receivables Trust 2005-1
Market for Registrant’s Common   Equity and Related Stockholder Matters and Issuer Purchases of Equity   Securities.      To the best knowledge of the registrant, there is no established public trading market for the Notes.   (a)     At December 31, 2005 there were fewer than 300 holders of record of each class of Notes.   (b)     Not applicable.   (c)      Not applicable.   Item 6.            Selected Financial Data   Omitted.   Item 7.            Management’s Discussion and Analysis of Financial Condition and Results of Operation   Omitted.   Item 7A.        Quantitative and Qualitative Disclosures About Market Risk   Omitted.   Item 8.            Financial Statements and Supplementary Data   Omitted.   Item 9.            Changes in and Disagreements With Accountants on Accounting and Financial Disclosure   Omitted.   Item 9A.         Controls and Procedures   Omitted.   Item 9B.         Other Information   None.   3          PART III   Item 10.            Directors and Executive Officers of the Registrant   Omitted.   Item 11.            Executive Compensation   Omitted.   Item 12.             Security Ownership of Certain Beneficial Owners and Management       Title       Name and Address of Beneficial Owner       Amount and Nature of   Beneficial Ownership       Percent of Class         Certificates       Capital One Auto Receivables, LLC       Directly owns 100% of the Certificates of the   Trust       100   %      Item 13.             Certain Relationships and Related Transactions   (a)                                  (1)                                  Not Applicable.   (2)                                  Not applicable.   (3)                                  None.   (4)                                  None.   Item 14.                                                       Principal Accountant Fees and Services   Omitted.   4          PART IV   Item 15.               Exhibits and Financial Statement Schedules.   (a)          (1)         None.   (2)         None.   (3)         The exhibits filed in response to Item 601 of Regulation S-K are listed in the Exhibit Index.   (b)        Reports on Form 8-K.   The following Current Reports on Form 8-K were filed by the registrant during the year ending December 31, 2005      Date of Report       Items Reported                   August 30, 2005       Items 8.01, 9.01     September 2, 2005       Items 8.01, 9.01     October 12, 2005       Items 8.01, 9.01     November 9, 2005       Items 8.01, 9.01     December 12, 2005       Items 8.01, 9.01     January 11, 2006       Items 8.01, 9.01      (c)         The exhibits filed in response to Item 601 of Regulation S-K are listed in the Exhibit Index.   5          SIGNATURES   Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.          Date: March 30, 2006       CAPITAL ONE AUTO REVEIVABLES, LLC,         as Depositor                             By:    /s/ Stephen Linehan             Name: Stephen Linehan         Title: Treasurer      6          EXHIBIT INDEX      Exhibit 1.1       Underwriting   Agreement dated as of August 23, 2005, among the Registrant, COAF and   the Representatives (Filed as part of the Company’s Current Report on Form 8-K   filed on September 2, 2005).*                   Exhibit 3.1       Amended   and Restated Limited Liability Company Agreement of the Registrant dated as   of July 26, 2001 (incorporated by reference to Registrant from Periodic   Report on Form 8-K, Registration Statement file no. 333-54736,   dated as of March 13, 2001) (Filed as part of the Company’s Current   Report on Form 8-K filed on September 2, 2005).*                   Exhibit 4.1       Amended   and Restated Trust Agreement dated as of August 30, 2005 between the   Registrant and the Wilmington Trust Company, not in its individual capacity   but solely as owner trustee (Filed as part of the Company’s Current   Report on Form 8-K filed on September 2, 2005).*                   Exhibit 4.2       Indenture   dated as of August 30, 2005 between the Trust and JPMorgan Chase Bank,   N.A., as the indenture trustee (the “Indenture Trustee”) (including forms of   Notes) (Filed as part of the Company’s Current Report on Form 8-K   filed on September 2, 2005).*                   Exhibit 10.1       Purchase   Agreement dated as of August 30, 2005 between COAF and the Registrant   (Filed as part of the Company’s Current Report on Form 8-K filed on   September 2, 2005).*                   Exhibit 10.2       Sale   and Servicing Agreement dated as of August 30, 2005 between the Trust,   COAF, the Registrant and the Indenture Trustee (Filed as part of the   Company’s Current Report on Form 8-K filed on September 2, 2005).*                   Exhibit 10.3       Administration Agreement   dated as of August 30, 2005 among the Trust, COAF, as the administrator,   and the Indenture Trustee (Filed as part of the Company’s Current Report   on Form 8-K filed on September 2, 2005).*                   Exhibit 31:       Certification pursuant to Section 302   of the Sarbanes-Oxley Act of 2002 and relevant rules and regulations of   the Securities and Exchange Commission.                   Exhibit 99.1:       Aggregate Trust Data.                   Exhibit 99.2:       Annual Statement as to Compliance of the Servicer.                   Exhibit 99.3:       Independent Auditors Report on Compliance.                   Exhibit 99.4:       Report of Management on Compliance.       *Incorporated by reference.   7         EX-31 2 a06-7986_1ex31.htm 302 CERTIFICATION       Exhibit 31   CERTIFICATIONS   I, Stephen Linehan, certify that:   1.                                       I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing distribution or servicing reports filed in respect of periods included in the year covered by this annual report, of Capital One Prime Auto Receivables Trust 2005-1;   2.                                       Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report;   3.                                       Based on my knowledge, the servicing information required to be provided to the Indenture Trustee by the Servicer under the Sale and Servicing Agreement for inclusion in these reports is included in these reports;   4.                                       Based on my knowledge and upon the annual compliance statement included in the reports and required to be delivered to the Indenture Trustee in accordance with the Sale and Servicing Agreement, and except as disclosed in the reports, the Servicer has fulfilled its obligations under the Sale and Servicing Agreement; and   5.                                       The reports disclose all significant deficiencies relating to the Servicer’s compliance with the minimum servicing standards based upon the report provided by an independent accountant, after conducting a review in compliance with the standards established by the Uniform Single Attestation Program for Mortgage Bankers or similar procedure, as set forth in the pooling and servicing, or similar, agreement, that is included in these reports.      Date: March 30, 2006   By:       /s/   Stephen Linehan             Stephen Linehan         Treasurer         Capital One Auto   Receivables, LLC              EX-99.1 3 a06-7986_1ex99d1.htm EXHIBIT 99       Exhibit 99.1   Capital One Prime Auto Recevables Trust 2005-1   Aggregate Data for year ended December 31, 2005      Defaults       $   659,229.85                           Total Collections       $   205,999,320.28                           Scheduled and Prepayment Principal Received       $   166,703,379.83                           Collection of Interest and Fees       $   27,403,786.70                           Annual Servicing Fee       $   2,088,759.50                           Class A Investor Charge-Offs       $   0.00                  EX-99.2 4 a06-7986_1ex99d2.htm EXHIBIT 99       Exhibit 99.2   OFFICER’S CERTIFICATE CAPITAL ONE PRIME AUTO RECEIVABLES TRUST SERIES 2005-1 March 15, 2006      Capital One Prime Auto Receivables Trust 2005-1   c/o Wilmington Trust Company   1100 North Market StreetRodney Square North, Wilmington, Delaware   19890-0001       Fitch, Inc.   One State Street Plaza, 32nd Floor   New York, New York 10004                   Morgan Stanley Capital   Services Inc.   1585 Broadway, 3rd Floor   New York, New York 10036       Standard & Poor’s   Ratings Services   55 Water Street   New York, New York 10041                   JPMorgan Chase Bank, N.A.   4 New York Plaza, 6th Floor   New York, New York 10004-2477       Moody’s Investors Service, Inc.   99 Church Street   New York, New York 10007                   Capital One Auto Finance, Inc.   1680 Capital One Drive   McLean, Virginia 22102              This Officer’s Certificate is being issued in accordance with Section 3.9 of the Sale and Servicing Agreement dated as of August 30, 2005 as amended or supplemented (the “Agreement”) by and among Capital One Prime Auto Receivables Trust 2005-1, as Issuer, Capital One Auto Receivables, LLC, as Seller, JPMorgan Chase Bank, N.A. (as successor to JPMorgan Chase Bank) as Indenture Trustee and Capital One Auto Finance, Inc., as Servicer (the “Servicer”). Terms not otherwise defined herein shall have the meanings ascribed thereto in the Agreement.   By his or her signature below, the undersigned officer of the Servicer, certifies that effective as of December 31, 2005:   (a)          a review of the activities of the Servicer during the calendar year ended on December 31, 2005 (or such shorter period as may be applicable) and of performance under the Agreement has been made under my supervision; and   (b)         to the best of my knowledge, based on such review, the Servicer has performed in all material respects its obligations under the Agreement throughout the calendar year ended on December 31, 2005 (or such shorter period as may be applicable).   IN WITNESS WHEREOF, I have executed this Officer’s Certificate as of the date first above written.          CAPITAL ONE AUTO FINANCE, INC.,         as Servicer                             By:   /s/ Steve Richter             Name:   Steve Richter         Title:   Assistant Vice President              EX-99.3 5 a06-7986_1ex99d3.htm EXHIBIT 99       Exhibit 99.3   Independent Auditors’ Report on Compliance   Capital One Auto Finance, Inc. 3901 Dallas Parkway Plano, Texas 75093   And   JP Morgan Chase Bank 4 New York Plaza 6th Street New York, NY 10001   We have examined management’s assertion, included in the accompanying Report of Management on Compliance, that Capital One Auto Finance, Inc. (“COAF”), a wholly owned subsidiary of Capital One Financial Corporation, complied in all material respects with the requirements of Sections 2.4(a), 2.4(b), 2.4(c), 3.7, 3.8, 3.9(a), 3.11, 4.2, 4.3(a), 4.5, 4.6, and 9.2(e) of the Sale and Servicing Agreement dated as of August 30, 2005 regarding the Capital One Prime Auto Receivables Trust, 2005-1 Class A Notes (the “Agreement”), which was filed with the Securities and Exchange Commission on Form 8-K on September 2, 2005, for the year ended December 31, 2005. Management is responsible for COAF’s compliance with those requirements. Our responsibility is to express an opinion on management’s assertion about COAF’s compliance based on our examination.   Our examination was conducted in accordance with attestation standards established by the U.S. Public Company Accounting Oversight Board and, accordingly, included examining, on a test basis, evidence about COAF’s compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on COAF’s compliance with specified requirements.   In our opinion, management’s assertion that COAF complied with the aforementioned Sections of the Agreement as of and for the year ended December 31, 2005 is fairly stated, in all material respects.        /s/   ERNST & YOUNG LLP                     March   15, 2006              EX-99.4 6 a06-7986_1ex99d4.htm EXHIBIT 99       Exhibit 99.4   Report of Management on Compliance   We, as members of management of Capital One Auto Finance, Inc. (“COAF”), a wholly owned subsidiary of Capital One Financial Corporation (the “Company”), are responsible for complying with the requirements of Sections 2.4(a), 2.4(b), 2.4(c), 3.7, 3.8, 3.9(a), 3.11, 4.2, 4.3(a), 4.5, 4.6, and 9.2(e) of the Sale and Servicing Agreement dated as of August 30, 2005 regarding the Capital One Prime Auto Receivables Trust, 2005-1 Class A Notes (the “Agreement”), which was filed with the Securities and Exchange Commission on Form 8-K on September 2, 2005. We are also responsible for establishing and maintaining effective internal control over compliance with the requirements referred to in the preceding sentence.   An evaluation of COAF’s compliance with the requirements of Sections 2.4(a), 2.4(b), 2.4(c), 3.7, 3.8, 3.9(a), 3.11, 4.2, 4.3(a), 4.5, 4.6, and 9.2(e) of the Agreement as of December 31, 2005 and for the year then ended has been performed under our supervision. Based on this evaluation, we assert that as of and for the year ended December 31, 2005, COAF complied with the requirements of the sections in the Agreement.        Capital One Auto   Finance, Inc.       Capital One Auto   Finance, Inc.                                     By:   /s/ David R. Lawson       By:   /s/ Patrick C. Gray         Name:   David R. Lawson   Name:   Patrick C. Gray     Title:   President   Title:   Assistant Secretary   (acting as         Chief Executive Officer       Interim Chief Financial   Officer)                                         March 15, 2006                               -----END PRIVACY-ENHANCED MESSAGE-----