民间借贷和诈骗罪是很多人问到的问题,有些当事人打电话就说某某骗了我多少钱,欠着我的钱一直没有一定是诈骗罪,我要去公安局报案,等等!今天我们就来说说一般的民间借贷和诈骗罪的区分。<br>首先:民间借贷纠纷是指借款人与出借人达成书面或口头的借贷协议,由借款人向出借人借款,因借款人不能按期归还借款而产生的民事纠纷。借贷双方之间因借贷协议形成特定的债权债务关系,其借贷关系属于民事法律关系,由民法调整。<br>诈骗罪是指以非法占有为目的,用虚构事实或者隐瞒真相的方法,骗取数额较大的公私财物的行为。其模式一般为:行为人以非法占有为目的实施欺诈行为——对方陷入错误认识——对方基于错误认识而“自愿”处分财产——行为人取得财产——被害人受到财产损失。欺诈行为有两种表现形式:虚构事实和隐瞒真相。<br>诈骗罪与民间借贷纠纷,罪与非罪之间的区分关键在于行为人主观上是否具有非法占有公私财物之目的。非法占有的目的,属于行为人主观上的心理活动,具有一定的隐蔽性。考察行为人的主观目的,只能从行为人实施的具体客观行为事实方面进行综合判断。具体应当审查以下几个因素:<br>一、审查行为人借款的用途是否具有非法性。<br>行为人对于借款用途的非法性是判断行为人主观上具有非法占有他人财物目的的重要依据。对于正常的民事借款,行为人一般会将款项用于正当用途,并且会在借款时主动说明,以达到使借款人相信而且愿意借款。而诈骗犯罪的行为人主要将借款用于非法目的,如贩毒、非法经营、赌博以及投机行为等,审判实践中莫不如是。<br>因此《解释》、《纪要》均分别确定了各自的两种情形,即“挥霍集资款”、“使用集资款进行违法犯罪活动”而致使集资款无法返还的、“肆意挥霍骗取资金”、“使用骗取的资金进行违法犯罪活动”。对于以借款方式实施的普通诈骗犯罪,也完全可以采取上述类似的审查判断方法。当然,也有少部分行为人在用于非法目的后按时归还的,但审判实践中多见之于获取了非法利益或暴利,具有偶然因素,但只要事后归还,当然就不能认定行为人具有非法占有之目的。从司法实践中看,任何诈骗犯罪案件均是以最终没有归还相关款项而案发。这里所说的借款用途,应当是借款的主要用途,即款项的全部或大部分流向。而不包括行为人有可能将少量借款用于非法用途等。<br>二、审查行为人在借款时是否实施了诈骗手段。<br>手段的非法性是确定行为人主观目的的重要依据。在审理
动词搭配 1. add to 增加,增进 add ? to 把?加进? add up 相加 add up to 总计,所有这一切说明 1) I don’t think these facts will ________ anything. 2) Fifty new books have been ________ the library. 3) The music _________ our enjoyment of the film. 4) You must have made a mistake when you _______ the bill ________. ( add up to, added to, add to, added…up ) 2. break away from 打破,脱离,挣脱,改掉 break down 出毛病,身体(精神)衰弱,分解,拆开 break off 暂停,中断 break in 强行进入,插话 break into 闯入 break into pieces 成为碎片 break out 爆发 break up 捣碎,驱散,瓦解,学期结束,拆散 break through 突破 1) The criminal managed to break _______ ______ the police and ran in to the woods. 2) When he heard the news, he broke _______ and cried. 3) Don’t break ________ while others are speaking. 4) Why don’t you break ________ for a few minutes and have some coffe e? 5) When does school break ________? 6) After harvest we break _________ the soil with a tool pulled by tw o oxen. ( away from, down, in, off, up, up ) 3. bring up 抚养,呕吐,提出 bring about 造成 bring out 拿出,出版 bring in 引入,引进,挣钱 bring back 使回想起 bring down 使下降,使倒下 1) The shopkeeper brought his price _________ to only five dollars. 2) The school has brought _________ new foreign teachers to teach ora l English. 3) The song brought ___________ happy memories of our schooldays. 4) Do you know what brought ___________ this misunderstanding? 5) The kind old man agreed to bring __________ the young orphan. 6) We decided to bring the matter ___ at the next meeting. 7) The wind brought _______ a lot of trees last night. 8) Next month they will bring ________ a new edition of the book. ( down, in, back, about, up, up, down, out ) 4. call on 号召,拜访(某人) call at 拜访、参观(某地) call for 去叫某人, 要求, 需要 call up 使回忆起, 征召入伍 call in 召集,请某人来 call out 大喊,高叫 call off 取消,不举行 1) Doctors are often called _____ in the middle of the war. 2) Please wait for me at home. I’ll call _______ you at your house at seven tonight. 3) The trains calls _______ several big cities between Beijing and Gu angzhou. 4) He called her name __________, but she didn’t answer. 5) The sports meet was called ____ on account of the rain. ( in, for, at, out, off) 5. come about 发生,出现 come down 下跌,落,降,传下来 come in 进来 come into (sight/being/existence/use/notice/effect) come on 来临/ 快点 come out 出版,结果是 come along 一道来,赶快 come to 达到(an end/an agreement/a stop)