借贷方式的“诈骗罪”与民间借贷之间的区别<br>前者是一种刑事犯罪,追究的是刑事责任,后者是一种民事犯罪,只承担民事返还借款及利息的责任。两者虽然在表象上有一些相似之处,但两者的区别也非常明显:<br>(一)借钱人的主观意图不同<br>采用借贷方式的“诈骗罪”的借钱人,其主观意图是为了骗钱,从开始就没打算还钱,“借钱”只是一个虚构的幌子。例如在案例一中,小李明明已经债台高筑,没有还款能力,仍然虚构事实骗取小王38万元。<br>而民间借贷案件中借钱人的主观意图是“有借有还”,只是因为客观原因造成债务不能及时偿还。例如在案例二中,小张借钱确实用于进货,借钱后小张也主动还过钱,只是因为生意赔了本,无法及时偿还剩余借款。<br>(二)借钱人采取的方式不同<br>借钱人采取的方式不同,具体来说,就是借钱人是不是采用虚构事实或隐瞒真相的手段,导致出借人产生错误的认识而借钱。例如在案例一中,小李明明知道自己没有偿还能力,仍然采用伪造相关证件复印件等虚构的事实方法取得小王的信任,最终小王因相信小李虚构的这些事实才将钱款借给小李。<br>而在民间借贷案件中,借钱人不存在虚构事实的情形。比如说案例二中,小张确实因为做生意想多进货才向小刘借钱,他借到的钱也确实用于了进货,而没有任意挥霍。
动词搭配 1. add to 增加,增进 add ? to 把?加进? add up 相加 add up to 总计,所有这一切说明 1) I don’t think these facts will ________ anything. 2) Fifty new books have been ________ the library. 3) The music _________ our enjoyment of the film. 4) You must have made a mistake when you _______ the bill ________. ( add up to, added to, add to, added…up ) 2. break away from 打破,脱离,挣脱,改掉 break down 出毛病,身体(精神)衰弱,分解,拆开 break off 暂停,中断 break in 强行进入,插话 break into 闯入 break into pieces 成为碎片 break out 爆发 break up 捣碎,驱散,瓦解,学期结束,拆散 break through 突破 1) The criminal managed to break _______ ______ the police and ran in to the woods. 2) When he heard the news, he broke _______ and cried. 3) Don’t break ________ while others are speaking. 4) Why don’t you break ________ for a few minutes and have some coffe e? 5) When does school break ________? 6) After harvest we break _________ the soil with a tool pulled by tw o oxen. ( away from, down, in, off, up, up ) 3. bring up 抚养,呕吐,提出 bring about 造成 bring out 拿出,出版 bring in 引入,引进,挣钱 bring back 使回想起 bring down 使下降,使倒下 1) The shopkeeper brought his price _________ to only five dollars. 2) The school has brought _________ new foreign teachers to teach ora l English. 3) The song brought ___________ happy memories of our schooldays. 4) Do you know what brought ___________ this misunderstanding? 5) The kind old man agreed to bring __________ the young orphan. 6) We decided to bring the matter ___ at the next meeting. 7) The wind brought _______ a lot of trees last night. 8) Next month they will bring ________ a new edition of the book. ( down, in, back, about, up, up, down, out ) 4. call on 号召,拜访(某人) call at 拜访、参观(某地) call for 去叫某人, 要求, 需要 call up 使回忆起, 征召入伍 call in 召集,请某人来 call out 大喊,高叫 call off 取消,不举行 1) Doctors are often called _____ in the middle of the war. 2) Please wait for me at home. I’ll call _______ you at your house at seven tonight. 3) The trains calls _______ several big cities between Beijing and Gu angzhou. 4) He called her name __________, but she didn’t answer. 5) The sports meet was called ____ on account of the rain. ( in, for, at, out, off) 5. come about 发生,出现 come down 下跌,落,降,传下来 come in 进来 come into (sight/being/existence/use/notice/effect) come on 来临/ 快点 come out 出版,结果是 come along 一道来,赶快 come to 达到(an end/an agreement/a stop)