The trend towards mobile banking is also embracing lower income segments of the population which own smartphones and are currently not bank customers or only use limited bank services such as an account provided to receive their salaries (so-called “underbanked” customers).
Trend mobilnog bankarstva također obuhvaća stanovništvo s nižim prihodima koje posjeduje pametne telefone, a trenutno nisu klijenti banaka, ili one koji koriste samo ograničene bankarske usluge, kao što je račun za primanje plate (engleski termin „underbanked” klijenti).