But here's the situation: the rating agency market is dominated by three players and three players only -- Standard &amp; Poor's, Moody's, and Fitch -- and we know whenever there is a market concentration, there is really no competition.
Por ja ku eshte situata: tregu i agjensive vleresuese  eshte i dominuar nga tre lojtare dhe vetem nga tre lojtare-- Standard &amp; Poors, Moody's dhe Fitch -- dhe ne e dime se kudo  ku ka nje perqendrim tregu, nuk ka ne te vertete konkurence.