Because with 50 funds to choose from, it's so damn hard to decide which fund to choose, that you'll just put it off till tomorrow, and then tomorrow and then tomorrow and tomorrow, and, of course, tomorrow never comes.
Sest kui valida on 50 fondi vahel, siis on nii neetult raske otsustada, milline fond võtta, et sa lükkad otsustamise homseks. Ja siis homseks, ja siis homseks. ja homseks, ja homseks, ja loomulikult homset ei tulegi.