Thats a unique idea.You should consider the following idea to enhance your idea so that it would impact uniquely: The paper presents an effective mobile-to-mobile payment system. A mobile phone with or without SIM card is enabled as an EMV payment instrument and is linked to a debit or credit account in a bank to pay merchant who has a mobile phone or an online EMV capable terminal. In a single phone, multiple credit or debit accounts from different banks can be configured without compromising on security. The proposed framework provides a secure and convenient payment mechanism without any terminal infrastructure.
['Ashutosh Saxena', 'Manik Lal Das', 'Anurag Gupta']
I am writing a research paper on a idea MMPS: a versatile mobile-to-mobile payment system
[{"from": "human", "value": "I am writing a research paper on a idea MMPS: a versatile mobile-to-mobile payment system"}, {"from": "gpt", "value": "Thats a unique idea.You should consider the following idea to enhance your idea so that it would impact uniquely: The paper presents an effective mobile-to-mobile payment system. A mobile phone with or without SIM card is enabled as an EMV payment instrument and is linked to a debit or credit account in a bank to pay merchant who has a mobile phone or an online EMV capable terminal. In a single phone, multiple credit or debit accounts from different banks can be configured without compromising on security. The proposed framework provides a secure and convenient payment mechanism without any terminal infrastructure."}]