Ndenge nini ko investir na ba marchés ya bourse ekeseni na ko investir na ba fonds mutuels?
Ko investir na ba marchés ya bourse mpe ko investir na ba fonds mutuels ezali deux façons différentes mpo ba investisseurs ba kotia mbongo na bango na marché. Tala mwa bokeseni ya ntina kati na bango mibale: 1. Composition: Tango ozali ko investir na ba actions, ozali kosomba propriété na entreprise moko boye. Okoki kotya mbongo na kompanyi moko to mingi, mpe ndenge oyo mbongo oyo otye ekolanda ndenge oyo bakompanyi yango esalaka malamu. Epai mosusu, fonds mutuel ezali motuka ya investissement oyo etambwisami na ndenge ya professionnel oyo esangisaka mbongo ya ba investisseurs mpo na kosomba ba stocks, ba obligations to biloko mosusu ndenge na ndenge. Na yango, bosali ya fonds mutuel etali bosali mobimba ya biloko oyo ezali na se na portefeuille ya fonds na esika ya société moko boye. 2. Diversification : Bokeseni moko ya monene kati na ko investir na ba stocks na ba fonds mutuels ezali niveau ya diversification oyo epesaka. Ntango ozali kotya mbongo na stock moko moko, mbongo oyo otye ezali mingi na kompanyi moko, mpe yango ekoki kozala na likama. Kasi na ba fonds mutuels, investissement epalangani na kati ya panier ya ba stocks, ba obligations, to ba valeurs mobilières mosusu, epesaka niveau monene ya diversification oyo ekoki kokitisa risque mpo na investisseur. 3. Gestion professionnelle : Litomba ya ntina ya kotia mosolo na ba fonds mutuels ezali ete etambwisami na bakambi ya ba fonds professionnels oyo bazali na mayele ya kopona mpe kokamba portefeuille ya ba investissements na kati ya fonds. Yango ekoki kozala na litomba mpo na ba investisseurs oyo bakoki kozala na expérience to boyebi te mpo na kozua mikano na bango moko ya investissement. Nzokande, ntango azali kotya mbongo na ba actions mokomoko, moto oyo azali kotya mbongo na ye azali na mokumba ya kopona, kosomba mpe kotɛka ba actions na ye moko. 4. Ba frais: Ko investir na ba stocks individuels ekoki kozala na ba coûts ya se lokola ofutaka kaka frais ya courtage tango osombi to oteki stock. Kasi, ba fonds mutuels ezalaka na ba frais mpe ba dépenses ndenge na ndenge, y compris ba frais ya gestion, oyo ba investisseurs basengeli koyeba. Ba frais oyo ekoki kokitisa ba retours globales ya investissement, yango wana ezali important kotalela coût tango ozali kopona entre ko investir na ba fonds mutuels to ba stocks. Na bokuse, kotia mosolo na ba marchés ya bourse mpe na ba fonds mutuels, nyonso mibale ezali na makambo mpe makama na yango moko oyo ekeseni na mosusu. Ezali na ntina kososola bokeseni mpe koyeba motuka nini ya botiami mosolo ekokani malamu na mikano na yo ya botiami mosolo, tolerance ya makama mpe ezalela ya mosolo.