Why do we say tip of the iceberg?
Majority of Icebergs size/mass tends to be submerged under water. So, their size is misleading when seen from above surface. 
So the expression tip of the iceberg refers to a big issue when we see only a small part of it.
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(Optional) Context information is below.
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Answer the following query.
Why do we say tip of the iceberg?

user
Majority of Icebergs size/mass tends to be submerged under water. So, their size is misleading when seen from above surface. 
So the expression tip of the iceberg refers to a big issue when we see only a small part of it.
assistant