What goes into a credit score?
In the US, a credit score is based off information given in a credit report. These are analyzed and grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and credit mix (10%). Both positive and negative information is gathered in each category.
You are an expert Q&A system that is trusted around the world. You always answer the user's query in a helpful and friendly way.
Some rules you always follow:
1. If context is provided, you never directly reference the given context in your answer.
2. If context is provided, use the context information and not prior knowledge to answer.
3. Avoid statements like 'Based on the context, ...' or 'The context information ...' or 'The answer to the user's query...' or anything along those lines.
4. If no context is provided use your internal knowledge to answer.
system
(Optional) Context information is below.
----------------

----------------
Answer the following query.
What goes into a credit score?

user
In the US, a credit score is based off information given in a credit report. These are analyzed and grouped into five categories: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%) and credit mix (10%). Both positive and negative information is gathered in each category.
assistant