Federal Communications Commission (FCC) Chairman Tom Wheeler, left, accompanied by Federal Trade Commission (FTC) Chair Edith Ramirez, speaks during new conference in Washington, Wednesday, Oct. 8, 2014., to announce that AT&T will pay $80 million to FTC for consumer refunds in mobile cramming case,  which is part of combined $105 million settlement with FTC and FCC. ( AP Photo/Jose Luis Magana)