mumbai private sector insurer bajaj allianz general insurance hopes to close the current fiscal with a gross premium of rs 4000 crore our growth rate will be more than the industry average and we hope to touch a premium of rs 4000 crore this fiscal which will be a growth of 2324 per cent against the industry average of around 20 per cent companys managing director and chief executive tapan singhel told pti over the weekend he also said the combined loss ratio and the expense ratio are likely to be lower this fiscal according to irda the company posted gross written premium gwp of rs 250562 crore in aprilnovember period against rs 208983 crore in the same period last fiscal singhel also said health and motor insurance will remain the key growth drivers in the near future for his company the company is also optimistic about commercial lines the company is planning to launch an application on the android platform called eezee tab which will enable customers to register lowintensity claims and upload photographs of the vehicle accident for quick claim settlements through this application a policy can be issued to the customer by the agent at customers place which will increase our presence in rural areas singhel said bajaj allianz is a joint venture between germanys allianz group and bajaj finserv with 74 per cent stake with the latter