new delhi staterun insurer lic has relaxed claim settlement procedure for those affected in floods in jammu and kashmir and a special help desk has been set up for expeditious claim processing lic has extended concessions and relaxations to claimants with respect to settlement of death and disability benefit claims the largest insurance company said in a statement these concessions are in the nature of simplified death claim settlement proof of death or missing loss of policy document etc similar to concessions and relaxations extended to the victims of floods and landslides in uttarakhand in june 2013 it said in addition for policyholders residing in the flood affected areas lic has extended waiver of interest on the overdue premium it said lic has set up special help desk at srinagar divisional office and northern zonal office at new delhi to facilitate expeditious settlement of claims