new delhi government said it was contemplating introduction of a health insurance scheme for central government employees and pensioners with special focus on noncghs areas stating this in a written reply to a question in the rajya sabha health minister ghulam nabi azad said the serving central government employees in noncghs areas are provided healthcare facilities under the csma rules 1994 but pensioners are not covered under these rules the minister said the pensioners are however entitled to a fixed medical allowance of rs 300 per month he said pensioners residing in noncghs areas have the option to become a cghs member in any cghscovered city of their choice to avail the medical facilities under the scheme