are needed to deepen financial inclusion across the nation he said manan dixit founder fidypay said in rural india the financial inclusion gap is still visible to bring them all onto the financial inclusion platform we must first enable upi in cooperative banks and microfinance institutions once its done their customers the unorganised sectors small businesses farmers truckers and individuals will be able to do digital transactions in their daily lives dixit said on his expectations from the budget vineet tyagi global cto biz2x said the government should allocate allowances and resources to speed up digital innovation to enable banking space adapt to disruptive changes that occurred during the last two years banks are required to adopt proactive outreach programs to make access to credit convenient the government should shift from cashdrive to digital oriented and cashless economy for a seamlessly functional economy he suggested