new delhi atm light automated teller automobile short time money headed diwali well sachin sehgal diljeet singh chauhan would advise august sehgal delhi businessman missed rs greedy cash machine connaught place wanted withdraw rs got rs little chauhan doctor rs stuck standard atmosphere father christmas cruz mumbai given hearing rely neither got money sehgal saga complaints went delhi mumbai back officer still ascertain chauhan missing money would credited whoever pronounce atms would cut bureaucracy size ending long queues dateless waits heard pitfalls technology simple machine want misbehave behave exactly humans often transactions read cash cards gobbled johnny cash run worse desperate counter survey needed rs renew driving licence state shipra singh resident novel rajinder nagar rushed atm ito bank decent machines region atm but would work get amount face problem fact correspond machines often dry specially weekend festivals sound out solution problem partial dispensation banking jargon asking rs getting r old notes invariably cause problems says balakrishnan computer science engineering head iit delhi problems new take note need dealt hardware software level particular machine senior supreme judicature counselor k sharma says consumer fight banks atms courts prove wrong transaction one way would look total amount loaded day amount dispensed difference indicate missing amount inquiry ordered immediately consumer act fleetly says till surprising shipra singh deficiency speedy action decided go back darling bank clerk gravel encash bank check