india or abroad some organisations that offer educational scholarships include the indian oil corporation j n tata trust sahu jain trust and k c mahindra education trust among others merit the deciding factorcareer counsellor jayanti ghose opines that educational loans and scholarships are meant for a creamy layer of consistent performers according to her scholarships given to indian students are very competitive and thus mediocre performers should choose universityfunded options instead so if your academic records are in great shape and its just the funds that are keeping you from your dream degree fret not educational loans scholarships sponsorships choose your best betwith inputs from lalitha balasubramanian