pune the colour zoning of different industrial areas into green orange and red and the dynamic nature of these zones is holding micro small and medium enterprises msmes from quickly getting back to business business leaders said there was a need to open up completely for meaningful resumption of business this fact also reflected in speech of finance minister nirmala sitharaman when she said loans were not being picked even after being sanctioned as per maharasthra industries minister suhash desai about 32000 of the 64000 businesses that had applied to resume actually began work till may 10 others midc officials said were still in the process of resuming operationsthose who have started business complain about workforce being held off by local authorities and each gram panchayat acting as own district collector businesses are also wary that zones should not be converted back into red category if someone is found positive for instance jejuri midc started functioning about 10 days ago but when one positive case surfaced everything was stopped msme representatives told desai that shutdown was no solution as it added to the risk of permanent loss of businessmaruti has asked autoancillary units in bhosari midc to resume part supply immediatelyif not started msmes here will lose out to other states which have reopened pradeep bhargava president mahratta chambers of commerce industries and agriculture saideven for loans msmes are circumspect how this collateralfree and automatic loan approvals will work the rs 3 lakh crore outlay across 45 lakh msmes translates to a loan size of rs 667 lakh per msmeour experience with the earlier plans like the 59minute loan scheme is that we never got a loan even in 59 days so we will have to wait and watch if this one gets translated on ground even if it works it will only provide comfort of less than a month of working capital to most units an msme representative from pune said