sector in particular has remained a victim of the states apathetic attitude reads the study it adds that the state has not drawn any specific schemes for the upgradation of informal enterprise in manufacturing as well as trading sectorstherefore it has been recommended that the punjab government should evolve a serious strategy to rejuvenate informal manufacturing enterprises at present these enterprises are striving to sustain themselves in an era of competition sudden onslaught of covid19 pandemic has made them economically fragile in fact there are several segments such as sports goods machine tools and textiles which were known once across the world for their growth performance with little support they may emerge againaccess to institutional financethe access to formal credit by punjabs urban informal enterprises across manufacturing trading and other services enterprises remains much lower than their counterparts in other indian states the study states that such backwardness in access to formal credit impedes growth and thereby calls for better access to finance as formal credit access is found to have a positive impact on the operational dynamism of informal enterprisesthe study also says that there is a need to build business resilience of informal enterprises business resilience centres depend upon seven pillars resource adequacy technical edge market knowledge product uniqueness commercial prudence manpower planning and networking it has been found that jalandhars sports goods manufacturing enterprises are at a very low level of business resilience which requires urgent corrective steps