be approaching the apex court and the sources said that they would rather wait for the court to decide on the matter the sources we met are also of the view that not all employees would stand to gain and that only those with a high basic salary will benefit they cited a few reasons for this to be eligible for higher pension on full salary employees will have to move back a certain sum of money out of their pf account along with the interest earned into their eps account currently the pension is calculated based on last five years average pay unlike 12 months average pay in the past this may result in lower pension even after putting back a huge amount into their eps account also one needs to take into account his past contributions to eps further the wage limit if enhanced from rs 15000 to rs 21000 will also mean lower pension sources also said that the current lowinterest rate scenario has suddenly made the eps an attractive investment compared to other safe instruments which was not the case before earlier when the rates were around 15 percent or even higher for other instruments like fixed deposits and small savings eps was thought to be a black hole with a low pension to fall back on after retirement now with interest rates on the slide eps pension is looking attractive and hence individuals want to take advantage of it with so much confusion around whether others will be able to benefit from the recent sc judgement on higher eps for those who want to contribute on full salary the government needs to clarify the matter and bring out a transparent and a standard mechanism to clear the air