new delhi travelling abroad is expensive a medical emergency or loss of baggage only add to costs a family travel insurance policy thus covers these risks at a nominal price it is mandatory to buy such a policy while visiting certain countriestypes of policiesthese plans come in different variantsfor single trips multiple trips or yearlong travel if a single trip plan is chosen it is a good idea to choose a policy duration which exceeds the trip duration just in case there are any unforseen delays while travellingcoveragewhile choosing a policy find out the exact amount covered and the heads under which these amounts are covered policies may offer benefits like emergency cash advancepreexisting medical conditionsit is important to declare preexisting diseases if any at the time of taking the policy travel insurance policies typically do not cover preexisting medical conditions except for a few that cover life threatening medical conditionsdeductiblesalong with the coverage and claim limits it is important to check the deductible amount from the cover in case of a claim the amount mentioned as deductible is to be paid by the insured before the insurance company pays any amount under the claimhow to buyairline booking portals provide travel insurance cover as an addon one can also use an insurance aggregator website to view comparable quotes or visit the insurance company website