today along with keeping oneself safe from the coronavirus one has to be mindful of cybercriminals these criminals are especially targeting users taking the digital route to conduct financial transactions one of the channels seeing a rise in frauds is the unified payment interface upi a digital payment platform that facilitates cashless realtime transactions via mobile phonesseveral banks have issued advisories on their social media platforms warning customers of the same and have asked them to practice safe bankingit is important for all to note hdfcbank will never ask for your otp netbankingmobilebanking password hdfc bank news hdfcbanknews 1586437128000beware of the fake upi ids that are making the rounds in the guise of prime ministers citizen assistance relief state bank of india theofficialsbi 1585574671000various types of frauds take place on the upi platform you should know that none of these are due to the issues with upi itself but are modes of deception how fraudsters can trap you1 phishing scamsfraudsters can send you unauthorised payment links via sms these fake bank urls will look almost identical to the original url if in a hurry you click on that link it will direct you to the upi payment app installed on your phone and will ask you to select any of the apps for autodebit once you give permission the amount will get debited from the upi app instantly rajesh mirjankar md ceo infrasoft technologies a mumbaibased fintech firm said do not click on links in any sms especially those from unknown agencies it could be an attempt to skim money from your account via upi app also remember the name is not everything on the internet for example wwwmybankercom is not the same as wwwmybankercom make a note of the official website and official email id of your banker stockbroker etc directly from their representatives or official websitealso by clicking on the fake url it may infect your phone with a virusmalware designed to steal the financial information stored on the devicefurther pranjal kamra ceo finology a raipurbased fintech firm said you should never search for the customer care number on google if you have an issue with your transaction register a complaint on the platform itself or get the number from the official website with random google searches you might end up calling a fake call centre he said2 remote screen mirroring tool with workfromhome almost a mandate now many people are downloading remote screen mirroring tools which can connect their phones or laptops through wifi to larger displays like smart tvs beware of fraudsters who pose as bank officials and scam people by gaining remote access to their mobile phone scre state bank of india theofficialsbi 1588782244000however not all digital payments app present on the on google play or apple app store are authentic especially the unverified ones once you download an unverified app it will take information from your phone and can have full control of the deviceapart from this fraudsters also