lawsuit later on if something happens with that vehicle and they did not total it he said pain points the british government is funding research into ev insurance pain points led by thatcham synetiq and insurer lv recently adopted eu battery regulations do not specifically address battery repairs but they did ask the european commission to encourage standards to facilitate maintenance repair and repurposing a commission source said insurers said they know how to fix the problem make batteries in smaller sections or modules that are simpler to fix and open diagnostics data to third parties to determine battery cell health individual us insurers declined to comment but tony cotto director of auto and underwriting policy at the national association of mutual insurance companies said consumer access to vehiclegenerated data will further enhance driver safety and policyholders satisfaction by facilitating the entire repair process lack of access to critical diagnostic data was raised in midmarch in a class action filed against tesla in us district court in california insurers said failure to act will cost consumers ev battery damage makes up just a few percent of allianzs motor insurance claims but 8 of claims costs in germany lauterwasser said germanys insurers pool data on vehicle claims data and adjust premium rates annually if the cost for a certain model gets higher it will raise premium levels because the rating goes up lauterwasser said