standard of living for most part of the family members lives whats the magic trick to live a relaxed life now and secure your future more importantly how do you ensure your family lives a good life even when you are not earning or when you are not around the answer to this financial puzzle lies in a balanced recipe of saving insuring and investing with smart investment and insurance products available these days it is possible to live the life you want and ensure your kin are taken care of in case of any unfortunate incidents hdfc lifes latest product called hdfc life click 2 protect 3d plus is one such term insurance product this plan option covers all three ds death disease and disability it also provides lumpsum benefit on death or diagnosis of terminal illness moreover it offers 9 plan options that helps one decide the most suitable option although it is a term plan it also provides a plan option called return of premium which gives you survival benefit another interesting plan is the whole life protection you pay premiums till the age 65 and get protected your entire life sources 2014pdf