mumbai sbi and credai have entered into an mou to jointly conduct various initiatives towards housing for all initiative in the next 3 years each of them will leverage its individual strengths and collaborate in areas which will be beneficial to the sector and the consumers at large we see a lot of synergies in working with credai both of us have a common objective of making every indian own a home of their own said rajnish kumar md sbi under this mou sbi will be a national partner for all credai activities and both will jointly work together for various marketing activities like conclaves seminars exhibitions campaigns and csr activities as well credai is the largest real estate association in the country with over 11500 members the credai sbi mou is meant to mobilise the credibility of credai members and the reach of the largest bank in india to cater to both home loans and construction finance requirements of the real estate sector said geetambar anand president credai we believe that availability of finance at lower rates would help fulfil credais objective of making housing more affordable