film makers after evaluating the risk factor he said adding idbi has lready financed a film producer from hyderabad rama naidu in making two films benegal who is also deeply involved in evolving a method of financing films said idbi should create a venture capital fund which can evaluate a film and find out how much money it can raise through distributors domestic distributors and earnings from satellite tv and music companies any public financial institution will give money only on the basis of certain disciplines let us say they want a complete down script 90 percent of producers will not have it secondly budgets very few films are made within clearly demarcated budget referring to the production insurance concept he said production has to be insured to the total value of the film that becomes a safety for the person who puts money into the film and guarantees completion of the film within the schedules made out on paper he said people who run bond companies in the uk are planning to come to india he said he had used the bond companies for a film he made in south africa and they are very good a representative of the bond company is present on the sets and if there is any accident on the set or if an actor falls sick then the bond companies make good the loss for their services they charge a certain percentage of the value of the film he said