but what have you done to ensure that you continue to get a pay cheque dont resign just because somethings missing to start formulating a career plan write down shortterm and longterm goals as well as what you need to do to achieve them over the past three years she has extended the programme to 40 schools and 25 centres vaishali gupta understood the need to widen her knowledge base when she started her career as an interior designer in 1999 but choose your field of knowledge carefully does your organisation encourage learning so i pursued a course in software development from niit for six months says zaidi mumbaibased prasun bhowmik wanted to experiment after working as a consultant with pricewaterhouse coopers for three years however if the aim of taking a sabbatical is to set up your own venture you may have to make a few risky investments to earn high returns and build a substantial corpus what about the concrete foundation on which all these things are perched precariously however if your investment tenure is so short its better to stay away from such risky investments will the industry continue to do well in the next 10 years a good way to make an effective career transition is to either enrich your academic profile or try your hand at another industry whats the plan list your best accomplishments so she approached the kinderdance programme in the us to start a franchise in bangalore to protect your capital invest in bank fds fixed maturity plans or ultra shortterm debt funds says jayant pai vp parag parikh financial advisory services after working in the us for six years when the 42yearold mother of two returned to india in 2005 she wanted to be her own boss a big nono is to take any type of loan enhance whether you take a sabbatical or pursue a parttime course strive to learn something new every year even if both workers invest just 30 of their income every year in an investment that delivers 8 returns the high performer will have a comfortable retirement corpus of 1314 crore six times more than his lackadaisical colleagues 239 crore a few clients began asking me about vaastu and i knew that interest in this would deepen says the 34yearold should i opt for a sabbatical our greatest assetcareeris the one that we ignore most often his savviness helped him earn 130 returns when he sold his shares two years later the difference between the earning potential of a high performer and a poor one is a whopping 875 see returns from your career so effectively youre becoming poorer each year if even 50 of the job profile meets your needs its a good one says sunil goel director globalhunt when noidabased feroz zaidi decided to switch careers from the printing industry to the software sector he was confident of his marketing skills however dont jump jobs simply because you suffer from an itch the difference