new delhi buoyed by the success of the 92 paise travel insurance policy for passengers irctc is now planning to launch another scheme for passengers gadgets like mobile phones and laptopsthe first round of meeting in this regard was held between irctc officials and insurance companies irctc chairman and managing director a k manocha saidthere are some concerns that insurance companies have about false claims we have shared a few ideas with them and also asked for their suggestions offering this policy to credit card holders or government officials in the initial stage is one of the ideas we have floated to mitigate cases of false claims he saidmanocha wishes to make this scheme available both in cases of rail accidents as well as of theftshe said i am trying hard to push companies to give insurance cover in instances of theft as well so far they have expressed their willingness to offer it only in cases of mishapsthe proposal follows the success of the travel insurance scheme launched by irctc last month over one crore passengers have already opted for itthe policy unveiled last month offers insurance cover of up to rs 10 lakh for a premium of 92 paise in case of accidents or an untoward incident like terrorist attack dacoity rioting shootout or arsonto promote this scheme during the festive season irctc has in fact decided to reduce the premium from 92 paise to 1 paisa for tickets booked between october 7 to october 31 as part of its diwali bonanza