chief executive officer of financial advisory firm fincart builders are also coming out with innovative schemes for buyers supertech is offering a possessionlinked payment plan at its noida and gurgaon projects that requires customers to pay 2 of the cost at the time of booking and take a loan for 80 the emi for which will be borne by the builder after six months 8 of the cost has to be paid and the final 10 is due on possession in gurgaon builders such as m3m ireo mahindra lifespace and lotus greens are offering similar schemes with payment options varying from 30655 to 3070 and 304030 to attract buyers a buyer in delhi mumbai or bengaluru can today get a good discount even 20 is normal from tierii and iii developers or from developers that are developing large projects said ashutosh limaye head research and real estate intelligence service at jll india sharad mittal director and head real estate investments at motilal oswal real estate fund expects disposable incomes to increase on the back of improving economic indicators and lower interest rates with property prices expected to remain stagnant this combination is an opportunity for home buyers he said