mumbai the bombay high court today issued notices to 25 nonlife insurance companies on a pil seeking prepackaged compensation for 42 ailments covered under medical insurance policies on the basis of sum insured and on the type of the hospital the notices were issued by a bench headed by chief justice mohit shah on a pil filed by social worker gaurang damani detailing hardships faced by mediclaim policyholders we are not here to decide individual matters but we want the consumers to benefit they should know in advance how much package would they get to undergo treatment for a particular illness this will enable an insured to decide in which hospital he may undergo treatment said the bench the court had earlier asked insurance regulator and development authority irda to come out with prepackaged compensation for the ailments covered under the medical insurance policies the court had asked irda to include such guidelines in the regulations framed by it this year however irda today moved a chambers summons saying such a step was practically not possible to implement general insurance council gic which represents collective interests of the nonlife insurance companies in the country said that 25 such insurance companies should be made respondents to this petition the gic said there should be uniformity in packages offered in insurance policies it demanded that a regulator should be appointed to regulate the hospitals because in the existing scenario different hospitals were charging varying amounts for treating patients for the same kind of illness the petitioner argued that there was a provision in the clinical establishments registration and regulation act to appoint a regulator to regulate the hospitals yet irda had not appointed such an authority in the interest of consumers and policy holders a regulator should be appointed he urged the court the petitioner submitted that there have been instances where patients who have undergone the same kind of treatment at the same hospital have been disbursed different insurance amounts if prepackaging was made available then the insured can also choose the kind of hospital in which he wants to be treated his petition said