pune agricultural insurance company aic one of the biggest crop insurer in the world expects the compensation claims by farmers covered under the of crop insurance schemes to go higher this year due to deficient rainfall last season was good for agriculture this year however we may have to pay higher compensation to farmers the picture will become clear by octobersaid kn rao chief risk officer aic the flagship national agriculture insurance scheme nais covers 450 out of 650 districts across the country two pilot schemes called the weather based crop insurance scheme wbcis which covers 150 districts and the modified nais which covers another 50 districts gujarat is part of the modified nais but is not part of wbcis aic insured a risk of rs 14500 crore under the weather based crop insurance scheme wbcis last year the premium paid was rs 1400 crore of which farmers had paid rs 450 crore while the rest of the premium amount was paid by central and state government on 5050 basis the provisional claims of kharif 2011 and rabi 201112 is rs 1100 crore in the current kharif season the risk insured under the wbcis is rs 7000 crore while the premium paid is rs 650 crore wbcis covers 160 districts in the country on a pilot basis