bhopal getting cash credit facilities with the help of kisan credit card is set to get simpler for farmers kisan credit card kcc which does away with timeconsuming bank credit screening processes will soon be converted into a smart card enabling the beneficiary to withdraw straight from an atm beneficiaries registered for mobile banking would also be able to pay through their mobile too about new scheme nabard chairman prakash bakshi said a report of a similar pilot project in tamil nadu has been submitted to the central government it would eventually dispense with business correspondent who are entrusted disbursement of the money to kcc beneficiaries the scheme is likely to begin from the new financial year in the new system through new kcc money could be withdrawn from any atm or even swiped with a fertiliser pesticide or tractor dealer just like a regular debit or credit card all farmers cultivators and share croppers having agreement with institution are eligible for the card most banks in india that offer agricultural finance offer the kisan credit card speaking to toi about nabard focus on madhya pradesh bakshi said i have been informed by the state government that health of 350 primary agricultural credit societies pacs has improved with over 60 recovery and refinancing of the cooperative banks would be recommended by the nabard bakshi held a meeting with the state chief minister and secretary cooperatives on the sidelines of the cooperative conference about 780 pacs from the state were not being given loans due to poor financial health and loan recovery even after the vaidyanathan committee had recommended refinancing of these cooperatives with a budgetary allocation of rs 667 crore