had no idea hed pay it off in three years said jeff marston 55 of ruckersville virginia im happy for him he did away with the wants and applied himself to the needs and thats what it takes now the wants will come as for advice to other graduates looking to rid themselves of debt marston said to pay off the loans with the highest interest rate first attack it and pay off as much as you can as quickly as you can he said dont think theres some secret out there that only financially savvy people know its just discipline and anyone can achieve what i achieved seen here one of many letters received by logan marston a 28yearold accountant from durham nc confirming that he had paid off a student loan debt in full logan marston here are quick tips from marston for paying off student loans manage your spending ask yourself do i really need this youre better off putting that money toward your loan payment dont be intimidated dont let the amount lead you to not take action or ignore it try to pay more than the just the minimum have a budget know what money you have coming in each month and how much of it is going toward bills for whatever you have left over come up with a goal for how much you want to put toward the loan repayments if you say i want to put 500 extra toward the loan then stick to it marston said