new delhi puducherry a union territory has outclassed almost all the states of the northeastern region put together when it comes to education loans and if the loan portfolio of public sector banks psbs in southern states of andhra pradesh karnataka and kerala is added they surpass that of the rest of the countrywhile psbs disbursed nearly rs 100 crore in puducherry in 200809 the total education loans given to students of meghalaya mizoram arunachal nagaland manipur tripura together amounted to less than rs 85 crorethis was however not the first time that the southern region outperformed all other regions when it comes to loans for pursuing higher education in 200708 out of a total of rs 19700 crore worth loans disbursed to students across the country psbs in southern states alone accounted for more than 52 or nearly rs 11000 crore in 200809 it was rs 14280 crore as against the allindia total of rs 27000 crorein education loan segment students from the southern region continued to dominate in 2009 andhra pradeshs loan component of rs 3900 crore in 200809 was more than the disbursal made to the entire western region rs 3223 crore comprising gujarat maharashtra goa and daman and diu northern states rs 3209 crore of delhi punjab haryana jk himachal pradesh and rajasthan central region rs 3143 crore states of up uttarakhand mp and chhattisgarh and eastern region rs 2867 crore comprising bihar jharkhand west bengal orissa and sikkimamong the states tamil nadu had the highest disbursal in 2009 rs 5021 crore followed by andhra pradesh rs 3907 crore kerala rs 2900 crore maharashtra rs 2197 crore up rs 1659 crore and mp rs 1021 crore