new delhi the countrys financial and banking sector was weakened in the name of aggressive lending about 10 years ago but the bjpled central government has taken several steps to deal with the nontransparent credit culture said prime minister narendra modi on fridayaddressing a webinar on the implementation of budget in the financial services sector prime minister modi said that his government has made reporting of nonperforming assets npas compulsory instead of sweeping it under the carpetthe governments vision of the countrys financial sector is very clear it is our top priority that both the depositor and investor experience trust and transparency in the country steps have been taken onebyone to end the nontransparent credit culture in the country now reporting of nonperforming assets npas from day one is compulsory instead of sweeping it under the carpet he saidhe said protecting the earnings of ordinary families effective and leakagefree delivery of government benefits to the poor and encouraging investment related to infrastructure for the development of the country are the priorities of the countrylooking at longterm financing needs of infrastructure and industrial projects weve built a new development finance institution sovereign wealth funds pension funds and insurance companies are being encouraged to invest in infrastructure the pm statedthe prime minister said that atmanirbhar bharat would not just be big industries or big cities it will be made with the hard work of village small entrepreneurs in small towns ordinary indiansatmanirbhar bharat will be made up of farmers units making agricultural products better our startups and small and medium enterprises msmes would be the identity of aatmnirbhar bharat that is why special schemes were formulated for msmes during the covid pandemic 90 lakh micro msmes have received credit worth rs 24 trillion in a push that we provided to them during covid19 the government has also opened up the agriculture coal and space sector among others for businesses he saidthe pm said the fintech startups are doing excellent work in the country today and they also have a high share in the startup deals that took place during the covid19 pandemicbetter help of technology has played a keen role in financial inclusion in the last few years today 130 crore indians have aadhar and over 41 crore people have jan dhan accounts over 55 per cent of such accounts belong to women and have nearly rs 15 lakh crore with the help of mudra yojana loans worth about rs 15 lakh crores have reached small entrepreneurs in the past years in this also about 70 per cent are women and more than 50 per cent are dalit tribal and backward class entrepreneurs the pm added