it is anticipated that infrastructure and property homes and businesses would suffer significant losses as a result of floods in several states of north india in july 2023 due to this the insurance regulatory and development authority of india irdai urged insurance companies to handle floodrelated claims in north india on fast track basis and has advised to mobilise all resources to ensure immediate service response for the flood related areasirdai has also asked all insurers to activate publicise 24hour helplines to assist claimants and start a comprehensive awareness campaign detailing the steps taken according to an irdai circular issued on july 16 2023 special claims desks at district level with adequate delegated claims settlement teams are recommended to be set up in affected areas to facilitate claims speedy processing and settlements including release of onaccount interim payments to assist early reinstatement of property businesses here is a look what else irdai stated in its latest circular claimsit is important to make sure that all claims are examined right away and that claim payments or onaccount payments are distributed as soon as possible never going past the designated deadline irdai stated encourage to use electronic communicationwhen making a claim and commencing correspondence the insurer should encourage the policyholder to use electronic communication wherever possible to the greatest extent practicable efforts must be undertaken to evaluate claims using digital procedures in order to achieve a swift final payment insurers are advised to analyse and expedite the processing of claims by ensuring that only the documentation required to substantiate claim quantum is providedthe recent floods in various states of north india himachal punjab haryana and delhi have caused widespread loss to property and infrastructure future generali india insurance is committed to providing timely and efficient assistance to policyholders who have been affected we will expedite all processes to ensure that claim paymentson account payments are disbursed at the earliest we encourage policyholders to use electronic communication wherever possible for correspondence while initiating the claim and filing all the relevant documents this will vastly enhance convenience for the customer as well as ensure expedited claims processing said deepak prasad chief operating officer future generali india insurance company will your car insurance cover natural calamitiesaccording to reliance general insurance website a comprehensive car insurance policy provides coverage against damages or losses caused due to almost all natural disasters which means you dont have to buy individual plans for each one of them what documents are required to file a claim in car insurance policyin case of accidental damages claim you need to provide the following documents claim form duly signed valid rc copy of the vehicle valid driving license copy policy copy fir if required for theft third party injury damage highway accidents major only original repair bill proof of release and cash receipt any other document as required to investigate the claim or companys obligation to make payment for itr