chennai nonlife insurance company royal sundaram would continue to lay focus in growing retail business particularly in retail health and sme business a top company official said royal sundaram is a joint venture between sundaram finance 74 per cent and royal and sun alliance insurance plc united kingdom 26 per cent the company has written rs 1560 crore of premium income during the financial year ending march 31 2013 a company statement said the company had posted a profit after tax after absorption of pool loss of rs 5467 crore for the financial year ending march 31 2012 the pat stood at rs 022 crore it said we will continue our focus in growing retail business with greater emphasis on retail health and sme business we will also maintain our prudence in underwriting commercial business on profitable lines royal sundaram alliance insurance company ltd managing director ajay bimbhet said in a statement the shareholders of the company infused an additional capital of rs 40 crore including a rs 15 crore of share premium the total paid up capital of the company was rs 315 crore it said the company said it absorbed rs 16410 crore towards the motor pool losses in financial year ending march 31 2013 as against rs 22249 crore during the corresponding period of previous year