mumbai feb 25 the largest lender state bank has said its tieups with various ecommerce players including snapdeal and flipkart have not yielded the desired results so far and is thus reworking the strategy to increase the volume as part of supply chain finance sbi had tied up with snapdeal flipkart amazon and taxi aggregator ola to offer easy working capital to their vendors somethings you invest but you dont get any immediate outcome we did tie up with flipkart snapdeal and taxi aggregators but the outcome is not as per our expectations chairman ranjish kumar said at an event over the weekend he said despite availability of technology at the bank the volumes were not high as sometimes these ecommerce players themselves provide funds to their lenders which affects the volumes for the banks many times these companies themselves provide finance to their vendors so the need for bank finance is not much it is a constant review process for us and if we have to make our product more attractive we will make it kumar said he however hopes the transaction volumes will increase in near future the fact is having invested in the technology we have not lost hope i feel that we have the platform and sooner or later we will be able to make use of these platforms kumar said last november the bank launched a digital platform yono which provides all financial services of the bank and its subsidiaries under one app the platform allows customers to open an sbi bank account digitally transfer funds avail of preapproved personal loan sans any paperwork and get overdraft facility against fixed deposit the bank is also in the process of integrating all the financial services products from sbi and its subsidiaries with the platform the response for yono is tremendous so far the downloads have exceeded 25 million and registration have exceeded 1 million we have added general insurance product also in few days mutual fund products will also be available he said kumar said the digital platform is currently offering products to retail customers and bank is working on offering similar services to corporates also we are working on whether there can be a yono application for corporates but it is much more complicated it will take another year he added hv ds ben dsk