sometimes investors will confuse recent successes and tend to be more aggressive it can give you a false sense of investment prowess then things turn south and you pay for it so how does a poor investor figure out their risk tolerance warning is your risk tolerance increasing shirley pulawski is a freelance journalist who frequently contributes to mybanktrackercom even if you convert a credit how to spring clean your credit cards its pretty simple if you dont pay your taxes the irs can file a notice of federal tax lien with the credit bureaus and thats a huge negative on your credit reports can paying your taxes late affect your credit score