nagpur jan dhan yojana may be one of the pet projects of prime minister narendra modi but it has left officers in psu banks miffed the government had promptly announced the scheme and is claiming credit for it leaving bankers to face confusion which has followed after that says officers union in psu banks nothing much apart from opening largescale bank accounts has happened so far certain nittygrittys have to be clarified yet say officebearers of all india bank officers confederation aiboc they were in the city to attend a statelevel conference there is still a huge backlog in issuing atm cards cheques or passbooks said y sudarshan president of aiboc people are lining up to open accounts and are also demanding rs5000 to be provided as overdraft they are not aware that the money is payable only after satisfactory operation of the account for six months he said but many of these are zero balance accounts so there is no question of operating them added bk talware who heads aibocs maharashtra ii unit the government announced the scheme but there was no groundwork on it said harvinder singh general secretary of aiboc it is still not clear whether the government or banks will pay for the overdraft money said singh the union had published an open letter in newspapers in december expressing its stance on the jan dhan yojana the topic is frequently raised during meetings with indian banks association iba and other forum said singh at the same time lpg subsidy has started being deposited in jan dhan accounts aiboc has also opposed the move to allow outsiders in psu bank boards this is part of recommendations by pj naik committee on bank boards which includes one appointing outsiders as ceo though it not fully accepted the government has begun implementing it in bits and pieces said sudarshan six banks have published advertisements for appointing ceos in which the conditions mentioned throw insiders out of the race some of the conditions are three years experience in a board and at least five years services remaining by the time general managers become executive directors and reach the board not much service is left added sudarshan this leaves the arena open for outsiders especially those from private banks private bankers at the helm may not realize the social objectives he said