governmentowned sbi was one of the first indian banks to sell mortgages at special lower rates in early 2009 excess liquidity in the system has once again led to the familiar phenomenon of subplr shortterm lending banks would do well to recognise repricing and rollover risk said ms thorat plr stands for prime lending rate a banks individual benchmark rate around which a borrower usually negotiates her rates frustrated mr loombaits a similar story for a group of overseas indians who invested their hard earned money in a maytas properties project which has turned into a nightmare in 2008 and found a 22b hedge fund which decided to invest over 10 million in his startup firm over 3 years we have not used much of the money as yet but this will help us take the company to the next level with our new products he says