has moved up to 93 and 1089 respectively one can expect decent return from credit risk funds in the next three years as well these are average yields and they may be higher for some nbfc bondsyield on aaarated dhfl papers is between 105 and 11 nowthough yield of bbbrated threeyear bonds stands at 1214 experts say investors should stick to funds that dont invest in such bonds as the riskreward is not favourably placed this is a good time to invest in credit risk funds but investors should not get into funds taking very high risk on the credit quality front says nimesh shah md and ceo icici pru mutual fundsince the situation is still evolving experts also advise caution the situation is still fluid so there is no urgency to put all your money now investors should stagger their investments to make the most of this opportunity says iyer dwijendra srivastava cio debt sundaram mutual fund concurs while there is enough liquidity in the system market for nbfc bonds is almost frozen now due to loss of faith and it revival will take time so investors can come in a bit later as well