151 a miami couple has been charged in a 2 million credit card fraud and identity theft scheme mainly targeting seniors which they allegedly used to go on designer shopping sprees and luxury vacations the manhattan district attorneys office announced tuesday patricia perezgonzalez 26 and alberto companioni 31 were indicted in manhattan supreme court on march 18 and were each charged with felony second third and fourthdegree grand larceny felony first and seconddegree identity theft and petit larceny a misdemeanor according to the indictment while the victims were rebuilding their credit and their financial lives our defendants were traveling around the entire country living it up living large in resorts and high end restaurants purchasing high end merchandise said steven schrank deputy special agentincharge for immigration and customs enforcements homeland security investigations hsi saks 400000 shopping spree called credit card fraud what really happens after your credit card is stolen duo used hugs to rob startled elderly documents state homeless man traveled us for 20 years with stolen credit card information district attorney cyrus vance jr said the couple spared no expense while enjoying the use of the credit cards which were opened in victims names and inflicted damage on their credit the scope of the alleged fraud required the defendants and their coconspirators to construct a network using stolen information to circumvent typical safeguards intended to prevent fraud such as chipenabled credit cards vance said more than 40 victims across the us were affected in the luxury identity theft ring said angel m melendez special agent in charge of homeland security investigations new york between december 2014 and january 2016 companioni and perezgonzalez allegedly used american express credit cards with chip technology the accounts were opened using stolen personal information primarily from senior citizens and the couple spent hundreds of thousands of dollars on vacations designer merchandise luxury vehicles and other expenses according to the das office once the accounts were opened the american express cards were shipped to various locations across the us often vacant homes and properties and intercepted by companioni and perezgonzalez along with coconspirators according to the da this method of fraud allowed the defendants to run up significant lines of credit with no intention of paying off the charges and in many cases victims were unaware that there were large amounts of outstanding debt linked to their names and accounts the press release said schrank described the couple as part of an organized crew that knew that they were doing and took many steps to evade law enforcement scrutiny and scrutiny from the financial industry credit card fraud has been a growing problem for years said schrank we do increasingly find that through the use of the internet and cybercrime it is growing increasingly complex in recent years he said the couple allegedly used the cards to pay for trips to new york california hawaii and other destinations where they made additional charges for expensive meals outings at popular clubs and