wealth creation avenues 2023 amidst the ongoing global economic turmoil and the stock market volatility what should the investment strategy of a small investor be should you invest in mutual funds equities real estate gold international funds fixed income products in this episode of toi wallet talks adhil shetty the ceo of bankbazaarcom answers all these important questionsaccording to adhil shetty passive index funds are the right investment option for a small investor given their historical outperformance they are also a relatively riskfree option to grow wealth consistently he feels shetty also talks about the benefits of investing in systematic investment plans sipstop investment ideas 2023 mfs gold real estate or fixed deposits explainedasked about the outlook for real estate for 2023 he explains that while buying a home to live in makes sense even emotionally but in the last few years it has not emerged as the best investment betin an extensive interview adhil shetty talks about how diversification into too many assets can work for a sophisticated investor but a small investor should stick with relatively risk free options he also discusses at length about the prospects of gold versus gold etfs and how fixed deposits with the assured rate of returns are a good wealth creation bet for senior citizensfinally he answers the most important question with emis rising due to rbis repo rate hike should you prepay your loans or look to invest more money watch this episode of toi wallet talks and make an informed decision about the best investment options for your money in 2023