as per section 157 of the motor vehicles act the second owner enjoys certain benefits including insurance cover if the vehicle owner transfers the vehicle registration certificate to his namebengaluru the transfer of vehicle registration certificate rc from the owner to buyer is sufficient to pass on benefits including motor insurance policy a consumer court has ruledthe court also ordered an insurance firm to clear the accident claim of nearly rs 66 lakh and pay a compensation of rs 60000 to a man who had purchased a car and got its rc transferred to his name but not the insurance policy advt mysuru resident abishek r das 25 purchased a hyundai verna car from sheeba robert in october 2019 on october 10 das got the rc transferred to his name and planned to transfer the insurance paper within the stipulated 14day period but on october 12 his acquaintance drove the car and caused a serious accident entailing repair costs of over rs 6 lakh with the cars policy under united india insurance company ltd active from january 16 2019 to january 15 2020 in the name of its previous owner robert das raised an accident claim while a surveyor was sent to assess the car damage the firm turned down the claim stating there was no contract between das and united india and it was not liable to pay das approached the i additional district consumer disputes redressal commission with a complaint against united india insurance on august 7 2020 his lawyer presented his case while the insurers bengaluru representatives failed to appear the insurers chennai counterparts countered the case through their attorney who claimed that the complaint was false the lawyer argued that the insurance policy was in the name of sheeba the first owner of the car and das was nowhere in the picture however the consumer court cited supreme court verdicts in similar cases where the second owner as per section 157 of the motor vehicles act enjoys certain benefits including insurance cover if he transfers the rc to his name the court pointed out the accident had taken place two days after the rc transfer advt in its verdict on november 18 2021 the court held that the insurer repudiating das accident claim for an active policy is a clear service deficiency it asked the insurer to pay rs 658432 with interest towards car repair and additional sums of rs 25000 for causing inconvenience rs 25000 damages and rs 10000 court expensesalso read insurance claim can be denied if vehicle driven without valid registration supreme courta bench headed by justice u u lalit said the claim of insurance amount be dismissed if there is a fundamental breach of the terms and conditions of the policysee more details by petlee peter tnn published on dec 20 2021 at 0214 pm ist telegram facebook copy link be the first one to comment comment now comments comment now read comment 1 all comments post post find this comment