to these tradestoday youth who had turned to the wrong path are returning to the mainstream in large numbers if we remain vigilant we can now save our children from returning to those evil ways of violence and cruelty the fact that so much of the cash in circulation has been deposited in the banking system indicates the success of this missionevents of the last few days indicate that escape routes for the dishonest have all been sealed technology has played a big role the habitual offenders will be forced to abandon their misdeeds and join the mainstreamfriends this also represents a golden opportunity for the countrys banking system during this period bank employees have worked day and nightfemale employees too worked till late hours as part of this mission post office staff banking correspondents all did exceptional workamid this herculean effort some grave crimes by some officers in some banks have come to light some government officers have also committed serious offences and tried to take advantage of the situation they will not be sparedat this historic juncture i wish to make an appeal to the banks history is witness that the indian banking system has never received such a large amount of money in such a short timewhile respecting the autonomy of the banks i appeal to them to move beyond their traditional priorities and keep the poor the lower middle class and the middle class at the focus of their activitiesindia is celebrating the centenary of pandit deendayal upadhyay as garib kalyan varsh banks should also not let this opportunity slip they should take appropriate decisions in public interest promptlywhen policies and programmes are made with clear objectives in mind not only are beneficiaries empowered but both short term and long term benefits are achieved spending is carefully scrutinized and chances of good results are maximisedthe more the villages the poor the farmers the dalits the tribals the marginalized the oppressed the deprived and women are empowered and financially enabled to stand on their own feet the stronger the country will become and the faster will be the pace of developmentfriends to further the principle of sabka saath sabka vikaas on the eve of the new year government is bringing some new programmes for the peopleeven so many years after independence millions of poor do not have their own home when black money increased in our economy houses became out of reach of even the middle classthe government has taken some major decisions to ensure homes for the poor the neo middle class and the middle classtwo new middle income categories have been created under the pradhan mantri awaas yojana in urban areas loans of up to 9 lakh rupees taken in 2017 will receive interest subvention of 4 per cent loans of up to 12 lakh rupees taken in 2017 will receive interest subvention of 3 per centthe number of houses being built for the poor under the pradhan mantri awaas yojana in rural areas