bank to assess the user for the same including by obtaining credit information reports or other information from the credit information companies or persons engaged in generating scores or reports in relation to creditworthiness or fraud prevention or detection5 authorises the bank and business associates to collect obtain receive request for seek any personal data or other information or reports of or related to the user from any person or other sources whether public or private online or offline including as required as the agent of the user including from any credit information companies and for this purpose to share any user data or other information related to the user with any such sources or persons and to further process any of the aforesaid so obtained for any of the purposes6 authorises the bank and business associates to undertake any such processing or sharing of data or information as mentioned in this clause by such means as the bank may deem fit whether manual or automated or otherwise whether by running or deploying analytics algorithms or logics with artificial intelligence techniques or not7 authorises the bank and business associates to store preserve and retain any of the aforesaid data or information mentioned in a to e above including the user data or any part thereof for such period of time as the bank may need to do so for assessing or making offers or marketing the user for the interest products or as per applicable law whichever is later8 authorises the bank tpap andor the business associates any credit information companies to use store profile or process any of the aforesaid data or information mentioned in a to e above including the user data or any part thereof and to share any of that with any of their service providers for or towards any of the following purposes collectively purposes and to undertake any of the activities or steps or communications either by themselves or through any service providers or business associates towards or for fulfilling or performing any of the purposes1 for assessing examining determining andor conveying from time to time the eligibility suitability or credit worthiness of the user andor for profiling the user for any of the products or services of the bank or business associates including any credit facilities credit cards prepaid cards loans any other credit transactions or products or services insurance products investments wealth products credit assessment financial products advisory services accounts deposits transfers referrals etc all such products and services collectively interested products2 for conveying to displaying or communicating with marketing to crossselling to the user through or on the banks app tpap app any other channels of the bank tpap or business associate or otherwise through notifications emails or other means of communications whether online or offline or telecommunications the availability or eligibility or offer whether in principle or otherwise of any of the interested products or the facility for availability of facility to place requestapplications for interest products or for checking