the 4letter f word you need to know about is fico its the score that determines if a lender will lend you money and how much theyll lend you and at what interest rate do you know this 4letter f word one of my huffpost live segments thursday was on why its so hard to say i cant afford that shame of course ruled the if youre broke fix it watch there are literally thousands of federal state and private assistance programs designed to help seniors and others cover their basic needs your challenge might be finding ones for which youre eligible here are a few suggestions when seniors need financial assistance