jaipur the government was examining a proposal for the merger of idbi with idbi bank union minister of state for finance anandrao adsul said here on friday a standing committee of finance ministry had been looking at the possibility of merger of the financial institutions operations with retail banking business of idbi bank adsul who is in charge of expenditure banking and insurance departments told reporters hereearlier adsul presented two mobile telephone equipped rickshaws to physically challenged persons saidabout nonperforming assets npas of publicsector banks the minister said due to securitisation act and one time settlement scheme the npas had declined from rs 56000 crore to rs 18000 crore