mumbai hdfc bank indias largest private lender on monday reported a biggerthanexpected 30 jump in firstquarter profit helped by higher net interest income nii and strong loan growththe lenders standalone net profit was at 11952 billion rupees 146 billion up from 9196 billion rupees a year ago analysts had expected a profit of 11497 billion rupees as per refinitiv datathe standalone numbers do not include the business of the banks subsidiariesthe results come weeks after the bank completed a merger with parent housing development finance corp in a 40 billion deal aimed at tapping rising demand for home loanshdfc banks net interest income or core lending income rose 211 to 23599 billion rupees net interest margin was at 41 the bank said in a press releasethe lender saw advances rise 158 during the quarter while deposits rose at a faster pace of 192asset quality was largely stable with gross nonperforming assets npa ratio slipping slightly to 117 from 112 in the prior quarter the figure stood at 128 a year agoprovisions and contingencies or the funds set aside to cover loan losses slipped 103 to 286 billion rupeesshares of the lender rose as much as 1 after the results