you must verify if your planner holds professional degrees like a certified financial planner cfp qualification or chartered accountancy and has specialised in financial planning both knowledge and qualifications will build up your confidence in the financial planner and will assure you of good management of your money5 if your financial planner is suggesting you to buy products like a traditional insurance policy then be sure that he is just trying to make money for himself through commissions for himself or some of his associatesstay away from a financial planner who suggests you to buy such dead products which cannot be justifiably recommended by any financial planner6 do some research on your planner and his reputation in the market you can go on google and search for hisher namea financial planner with good reputation will always be very popular with the media and you will find enough to read about them over the internet7 stay away from a financial planner who starts off with advising you a product without analysing all your goals most importantly go with your gut feeling after the first meeting