B:	I think if card cards were as, as stringent as say a, a home mortgage loan or something like that where you have to, you know, be able to prove that you can afford this and the rest of your bills, we probably wouldn't have the problems we have.
b iː WORD_BOUNDARY aɪ WORD_BOUNDARY θ ɪ ŋ k WORD_BOUNDARY ɪ f WORD_BOUNDARY k ɑ ɹ d WORD_BOUNDARY k ɑ ɹ d z WORD_BOUNDARY w ɜː ɹ WORD_BOUNDARY æ z WORD_BOUNDARY æ z WORD_BOUNDARY s t ɹ ɪ n d̠ʒ ə n t WORD_BOUNDARY æ z WORD_BOUNDARY s eɪ WORD_BOUNDARY ʌ WORD_BOUNDARY ʌ WORD_BOUNDARY h oʊ m WORD_BOUNDARY m ɔ ɹ ɡ ɪ d̠ʒ WORD_BOUNDARY l oʊ n WORD_BOUNDARY ɔ ɹ WORD_BOUNDARY s ʌ m θ ɪ ŋ WORD_BOUNDARY l aɪ k WORD_BOUNDARY ð æ t WORD_BOUNDARY w ɛ ɹ WORD_BOUNDARY j uː WORD_BOUNDARY h æ v WORD_BOUNDARY t ə WORD_BOUNDARY j uː WORD_BOUNDARY n oʊ WORD_BOUNDARY b iː WORD_BOUNDARY eɪ b ə l WORD_BOUNDARY t ə WORD_BOUNDARY p ɹ uː v WORD_BOUNDARY ð æ t WORD_BOUNDARY j uː WORD_BOUNDARY k æ n WORD_BOUNDARY ʌ f ɔ ɹ d WORD_BOUNDARY ð ɪ s WORD_BOUNDARY æ n d WORD_BOUNDARY ð ə WORD_BOUNDARY ɹ ɛ s t WORD_BOUNDARY ʌ v WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY b ɪ l z WORD_BOUNDARY w iː WORD_BOUNDARY p ɹ ɑ b ə b l i WORD_BOUNDARY w ʊ d ə n t ə v WORD_BOUNDARY ð ə WORD_BOUNDARY p ɹ ɑ b l ə m z WORD_BOUNDARY w iː WORD_BOUNDARY h æ v WORD_BOUNDARY