B:	because you'll save fifteen to seventeen years off the end of the loan.
b iː WORD_BOUNDARY b ɪ k ʌ z WORD_BOUNDARY j uː l WORD_BOUNDARY s eɪ v WORD_BOUNDARY f ɪ f t iː n WORD_BOUNDARY t ə WORD_BOUNDARY s ɛ v ə n t iː n WORD_BOUNDARY j ɪ ɹ z WORD_BOUNDARY ɔ f WORD_BOUNDARY ð ɪ WORD_BOUNDARY ɛ n d WORD_BOUNDARY ʌ v ð ə WORD_BOUNDARY l oʊ n WORD_BOUNDARY