B:	And then they  and then the people default on the loans.
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY ð ɛ n WORD_BOUNDARY ð eɪ WORD_BOUNDARY æ n d WORD_BOUNDARY ð ɛ n WORD_BOUNDARY ð ə WORD_BOUNDARY p iː p ə l WORD_BOUNDARY d ɪ f ɔ l t WORD_BOUNDARY ɔ n ð ə WORD_BOUNDARY l oʊ n z WORD_BOUNDARY