A:	I don't, uh, uh, I don't have a long-term financial plan.
ʌ WORD_BOUNDARY aɪ WORD_BOUNDARY d oʊ n t WORD_BOUNDARY ʌ WORD_BOUNDARY ʌ WORD_BOUNDARY aɪ WORD_BOUNDARY d oʊ n t WORD_BOUNDARY h æ v WORD_BOUNDARY ʌ WORD_BOUNDARY l ɔ ŋ t ɜː m WORD_BOUNDARY f aɪ n æ n ʃ ə l WORD_BOUNDARY p l æ n WORD_BOUNDARY