Credit history or credit report is, in many countries, an information about past borrowing and repaying, including information about late payments and bankruptcy. The term "credit reputation" can be also used to describe "credit history" or "credit score".
k ɹ ɛ d ɪ t WORD_BOUNDARY h ɪ s t ə ɹ ɹ i WORD_BOUNDARY ɔ ɹ WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY ɹ ɪ p ɔ ɹ t WORD_BOUNDARY ɪ z WORD_BOUNDARY ɪ n WORD_BOUNDARY m ɛ n i WORD_BOUNDARY k ʌ n t ɹ i z WORD_BOUNDARY ʌ n WORD_BOUNDARY ɪ n f ə ɹ m eɪ ʃ ə n WORD_BOUNDARY ʌ b aʊ t WORD_BOUNDARY p æ s t WORD_BOUNDARY b ɑ ɹ oʊ ɪ ŋ WORD_BOUNDARY æ n d WORD_BOUNDARY ɹ ɪ p eɪ ɪ ŋ WORD_BOUNDARY ɪ ŋ k l uː d ɪ ŋ WORD_BOUNDARY ɪ n f ə ɹ m eɪ ʃ ə n WORD_BOUNDARY ʌ b aʊ t WORD_BOUNDARY l eɪ t WORD_BOUNDARY p eɪ m ə n t s WORD_BOUNDARY æ n d WORD_BOUNDARY b æ ŋ k ɹ ʌ p t s i WORD_BOUNDARY ð ə WORD_BOUNDARY t ɜː m WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY ɹ ɛ p j uː t eɪ ʃ ə n WORD_BOUNDARY k æ n WORD_BOUNDARY b iː WORD_BOUNDARY ɔ l s oʊ WORD_BOUNDARY j uː z d WORD_BOUNDARY t ə WORD_BOUNDARY d ɪ s k ɹ aɪ b WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY h ɪ s t ə ɹ ɹ i WORD_BOUNDARY ɔ ɹ WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY s k ɔ ɹ WORD_BOUNDARY