A:	And I, I'm not expert, again, because, I don't really do it monthly.
ʌ WORD_BOUNDARY æ n d WORD_BOUNDARY aɪ WORD_BOUNDARY aɪ m WORD_BOUNDARY n ɑ t WORD_BOUNDARY ɛ k s p ɜː t WORD_BOUNDARY ʌ ɡ ɛ n WORD_BOUNDARY b ɪ k ʌ z WORD_BOUNDARY aɪ WORD_BOUNDARY d oʊ n t WORD_BOUNDARY ɹ iə l i WORD_BOUNDARY d uː WORD_BOUNDARY ɪ t WORD_BOUNDARY m ʌ n θ l i WORD_BOUNDARY