B:	So, we don't, uh, have big balances on them at,
b iː WORD_BOUNDARY s oʊ WORD_BOUNDARY w iː WORD_BOUNDARY d oʊ n t WORD_BOUNDARY ʌ WORD_BOUNDARY h æ v WORD_BOUNDARY b ɪ ɡ WORD_BOUNDARY b æ l ə n s ɪ z WORD_BOUNDARY ɔ n WORD_BOUNDARY ð ɛ m WORD_BOUNDARY æ t WORD_BOUNDARY