B:	And so they've already shifted the risk.
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY s oʊ WORD_BOUNDARY ð eɪ v WORD_BOUNDARY ɔ l ɹ ɛ d i WORD_BOUNDARY ʃ ɪ f t ɪ d WORD_BOUNDARY ð ə WORD_BOUNDARY ɹ ɪ s k WORD_BOUNDARY