A:	and I hadn't read the, uh, terms of the credit agreement really.
ʌ WORD_BOUNDARY æ n d WORD_BOUNDARY aɪ WORD_BOUNDARY h æ d ə n t WORD_BOUNDARY ɹ ɛ d WORD_BOUNDARY ð ɪ WORD_BOUNDARY ʌ WORD_BOUNDARY t ɜː m z WORD_BOUNDARY ʌ v ð ə WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY ʌ ɡ ɹ iː m ə n t WORD_BOUNDARY ɹ iə l i WORD_BOUNDARY