B:	and interest rates aren't none too shallow these days anyway.
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY ɪ n t ɹ ɛ s t WORD_BOUNDARY ɹ eɪ t s WORD_BOUNDARY ɑ ɹ n t WORD_BOUNDARY n ʌ n WORD_BOUNDARY t uː WORD_BOUNDARY ʃ æ l oʊ WORD_BOUNDARY ð iː z WORD_BOUNDARY d eɪ z WORD_BOUNDARY ɛ n ɪ w eɪ WORD_BOUNDARY