A:	As opposed to the insurance paying the bills,
ʌ WORD_BOUNDARY æ z WORD_BOUNDARY ə p oʊ z d WORD_BOUNDARY t ə WORD_BOUNDARY ð ɪ WORD_BOUNDARY ɪ n ʃ ʊ ɹ ɹ ə n s WORD_BOUNDARY p eɪ ɪ ŋ WORD_BOUNDARY ð ə WORD_BOUNDARY b ɪ l z WORD_BOUNDARY