A:	I think what needs to be done is they need to control their spending habits.
ʌ WORD_BOUNDARY aɪ WORD_BOUNDARY θ ɪ ŋ k WORD_BOUNDARY w ʌ t WORD_BOUNDARY n iː d z WORD_BOUNDARY t ə b i WORD_BOUNDARY d ʌ n WORD_BOUNDARY ɪ z WORD_BOUNDARY ð eɪ WORD_BOUNDARY n iː d WORD_BOUNDARY t ə WORD_BOUNDARY k ə n t ɹ oʊ l WORD_BOUNDARY ð ɛ ɹ WORD_BOUNDARY s p ɛ n d ɪ ŋ WORD_BOUNDARY h æ b ɪ t s WORD_BOUNDARY