B:	the money is actually coming out of your own pocket,
b iː WORD_BOUNDARY ð ə WORD_BOUNDARY m ʌ n i WORD_BOUNDARY ɪ z WORD_BOUNDARY æ k t̠ʃ uː ə l i WORD_BOUNDARY k ʌ m ɪ ŋ WORD_BOUNDARY aʊ t ə v WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY oʊ n WORD_BOUNDARY p ɑ k ɪ t WORD_BOUNDARY