This law means that all United States money as identified above are a valid and legal offer of payment for debts. There is no Federal statute saying a person or organization "must" accept currency or coins as payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash. But there might be a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. Businesses may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
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