A:	with the American Express card from T I, there's no, um, late fee,
ʌ WORD_BOUNDARY w ɪ ð ð ɪ WORD_BOUNDARY ʌ m ɛ ɹ ɪ k ə n WORD_BOUNDARY ɛ k s p ɹ ɛ s WORD_BOUNDARY k ɑ ɹ d WORD_BOUNDARY f ɹ ʌ m WORD_BOUNDARY t iː WORD_BOUNDARY aɪ WORD_BOUNDARY ð ɛ ɹ z WORD_BOUNDARY n oʊ WORD_BOUNDARY ʌ m WORD_BOUNDARY l eɪ t WORD_BOUNDARY f iː WORD_BOUNDARY