A:	Because they, of course, if you did not have them, you would be pulling from your salary, of course.
ʌ WORD_BOUNDARY b ɪ k ʌ z WORD_BOUNDARY ð eɪ WORD_BOUNDARY ʌ v WORD_BOUNDARY k ɔ ɹ s WORD_BOUNDARY ɪ f WORD_BOUNDARY j uː WORD_BOUNDARY d ɪ d n ɑ t WORD_BOUNDARY h æ v WORD_BOUNDARY ð ɛ m WORD_BOUNDARY j uː WORD_BOUNDARY w ʊ d WORD_BOUNDARY b iː WORD_BOUNDARY p ʊ l ɪ ŋ WORD_BOUNDARY f ɹ ʌ m WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY s æ l ə ɹ ɹ i WORD_BOUNDARY ʌ v WORD_BOUNDARY k ɔ ɹ s WORD_BOUNDARY