B:	and, and so that the end of the month or when you get your credit card bill are you saying that that way you're not left stranded and high and dry
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY æ n d WORD_BOUNDARY s oʊ WORD_BOUNDARY ð æ t ð ɪ WORD_BOUNDARY ɛ n d WORD_BOUNDARY ʌ v ð ə WORD_BOUNDARY m ʌ n θ WORD_BOUNDARY ɔ ɹ WORD_BOUNDARY w ɛ n WORD_BOUNDARY j uː WORD_BOUNDARY ɡ ɛ t WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY k ɑ ɹ d WORD_BOUNDARY b ɪ l WORD_BOUNDARY ɑ ɹ WORD_BOUNDARY j uː WORD_BOUNDARY s eɪ ɪ ŋ WORD_BOUNDARY ð æ t WORD_BOUNDARY ð æ t WORD_BOUNDARY w eɪ WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY n ɑ t WORD_BOUNDARY l ɛ f t WORD_BOUNDARY s t ɹ æ n d ɪ d WORD_BOUNDARY æ n d WORD_BOUNDARY h aɪ WORD_BOUNDARY æ n d WORD_BOUNDARY d ɹ aɪ WORD_BOUNDARY