A:	and I suppose if, maybe in, in your instance, if, if you're started with T I in your early to mid-twenties, and happen to stay with them until you're sixty-five, then you'll have a very good retirement plan.
ʌ WORD_BOUNDARY æ n d WORD_BOUNDARY aɪ WORD_BOUNDARY s ə p oʊ z WORD_BOUNDARY ɪ f WORD_BOUNDARY m eɪ b iː WORD_BOUNDARY ɪ n WORD_BOUNDARY ɪ n WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY ɪ n s t ə n s WORD_BOUNDARY ɪ f WORD_BOUNDARY ɪ f WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY s t ɑ ɹ t ɪ d WORD_BOUNDARY w ɪ ð WORD_BOUNDARY t iː WORD_BOUNDARY aɪ WORD_BOUNDARY ɪ n WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY ɜː l i WORD_BOUNDARY t ə WORD_BOUNDARY m ɪ d t w ɛ n t i z WORD_BOUNDARY æ n d WORD_BOUNDARY h æ p ə n WORD_BOUNDARY t ə WORD_BOUNDARY s t eɪ WORD_BOUNDARY w ɪ ð WORD_BOUNDARY ð ɛ m WORD_BOUNDARY ʌ n t ɪ l WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY s ɪ k s t i f aɪ v WORD_BOUNDARY ð ɛ n WORD_BOUNDARY j uː l WORD_BOUNDARY h æ v WORD_BOUNDARY ʌ WORD_BOUNDARY v ɛ ɹ i WORD_BOUNDARY ɡ ʊ d WORD_BOUNDARY ɹ ɪ t aɪ ə ɹ m ə n t WORD_BOUNDARY p l æ n WORD_BOUNDARY