A:	so I'm actually managing to do this with zero debt.
ʌ WORD_BOUNDARY s oʊ WORD_BOUNDARY aɪ m WORD_BOUNDARY æ k t̠ʃ uː ə l i WORD_BOUNDARY m æ n ɪ d̠ʒ ɪ ŋ WORD_BOUNDARY t ə WORD_BOUNDARY d uː WORD_BOUNDARY ð ɪ s WORD_BOUNDARY w ɪ ð WORD_BOUNDARY z iə ɹ oʊ WORD_BOUNDARY d ɛ t WORD_BOUNDARY