A:	Well, that, that, that, I guess from the, from the card issuer, uh, that
ʌ WORD_BOUNDARY w ɛ l WORD_BOUNDARY ð æ t WORD_BOUNDARY ð æ t WORD_BOUNDARY ð æ t WORD_BOUNDARY aɪ WORD_BOUNDARY ɡ ɛ s WORD_BOUNDARY f ɹ ʌ m ð ə WORD_BOUNDARY f ɹ ʌ m ð ə WORD_BOUNDARY k ɑ ɹ d WORD_BOUNDARY ɪ ʃ uː ə ɹ ɹ WORD_BOUNDARY ʌ WORD_BOUNDARY ð æ t WORD_BOUNDARY