A:	I mean, it only takes one time for you to use it and not pay the interest,
ʌ WORD_BOUNDARY aɪ WORD_BOUNDARY m iː n WORD_BOUNDARY ɪ t WORD_BOUNDARY oʊ n l i WORD_BOUNDARY t eɪ k s WORD_BOUNDARY w ʌ n WORD_BOUNDARY t aɪ m WORD_BOUNDARY f ɔ ɹ WORD_BOUNDARY j uː WORD_BOUNDARY t ə WORD_BOUNDARY j uː z WORD_BOUNDARY ɪ t WORD_BOUNDARY æ n d WORD_BOUNDARY n ɑ t WORD_BOUNDARY p eɪ WORD_BOUNDARY ð ɪ WORD_BOUNDARY ɪ n t ɹ ɛ s t WORD_BOUNDARY