B:	And you don't have an annual fee there,
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY j uː WORD_BOUNDARY d oʊ n t WORD_BOUNDARY h æ v WORD_BOUNDARY ʌ n WORD_BOUNDARY æ n j uː ə l WORD_BOUNDARY f iː WORD_BOUNDARY ð ɛ ɹ WORD_BOUNDARY