A:	Uh, I get in a rut with credit cards cause they get me kind of in a vicious cycle. Where you use them a lot one month and then you have to use whatever money you have to pay those off
ʌ WORD_BOUNDARY ʌ WORD_BOUNDARY aɪ WORD_BOUNDARY ɡ ɛ t WORD_BOUNDARY ɪ n WORD_BOUNDARY ʌ WORD_BOUNDARY ɹ ʌ t WORD_BOUNDARY w ɪ ð WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY k ɑ ɹ d z WORD_BOUNDARY k ɔ z WORD_BOUNDARY ð eɪ WORD_BOUNDARY ɡ ɛ t WORD_BOUNDARY m iː WORD_BOUNDARY k aɪ n d WORD_BOUNDARY ʌ v WORD_BOUNDARY ɪ n WORD_BOUNDARY ʌ WORD_BOUNDARY v ɪ ʃ ə s WORD_BOUNDARY s aɪ k ə l WORD_BOUNDARY w ɛ ɹ WORD_BOUNDARY j uː WORD_BOUNDARY j uː z WORD_BOUNDARY ð ɛ m WORD_BOUNDARY ʌ WORD_BOUNDARY l ɑ t WORD_BOUNDARY w ʌ n WORD_BOUNDARY m ʌ n θ WORD_BOUNDARY æ n d WORD_BOUNDARY ð ɛ n WORD_BOUNDARY j uː WORD_BOUNDARY h æ v WORD_BOUNDARY t ə WORD_BOUNDARY j uː z WORD_BOUNDARY w ʌ t ɛ v ə ɹ WORD_BOUNDARY m ʌ n i WORD_BOUNDARY j uː WORD_BOUNDARY h æ v WORD_BOUNDARY t ə WORD_BOUNDARY p eɪ WORD_BOUNDARY ð oʊ z WORD_BOUNDARY ɔ f WORD_BOUNDARY