B:	and so the insurance would cost lower,
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY s oʊ WORD_BOUNDARY ð ɪ WORD_BOUNDARY ɪ n ʃ ʊ ɹ ɹ ə n s WORD_BOUNDARY w ʊ d WORD_BOUNDARY k ɔ s t WORD_BOUNDARY l oʊ ə ɹ WORD_BOUNDARY