B:	and then the price of oil had, had gone south resulting in those loans being very risky,
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY ð ɛ n WORD_BOUNDARY ð ə WORD_BOUNDARY p ɹ aɪ s WORD_BOUNDARY ʌ v WORD_BOUNDARY ɔɪ l WORD_BOUNDARY h æ d WORD_BOUNDARY h æ d WORD_BOUNDARY ɡ ɔ n WORD_BOUNDARY s aʊ θ WORD_BOUNDARY ɹ ɪ z ʌ l t ɪ ŋ WORD_BOUNDARY ɪ n WORD_BOUNDARY ð oʊ z WORD_BOUNDARY l oʊ n z WORD_BOUNDARY b iː ɪ ŋ WORD_BOUNDARY v ɛ ɹ i WORD_BOUNDARY ɹ ɪ s k i WORD_BOUNDARY