A:	because they offer assistance, then don't get repaid.
ʌ WORD_BOUNDARY b ɪ k ʌ z WORD_BOUNDARY ð eɪ WORD_BOUNDARY ɔ f ə ɹ ɹ WORD_BOUNDARY ʌ s ɪ s t ə n s WORD_BOUNDARY ð ɛ n WORD_BOUNDARY d oʊ n t WORD_BOUNDARY ɡ ɛ t WORD_BOUNDARY ɹ ɪ p eɪ d WORD_BOUNDARY