B:	because you make the deduction at the time of the purchase
b iː WORD_BOUNDARY b ɪ k ʌ z WORD_BOUNDARY j uː WORD_BOUNDARY m eɪ k WORD_BOUNDARY ð ə WORD_BOUNDARY d ɪ d ʌ k ʃ ə n WORD_BOUNDARY æ t WORD_BOUNDARY ð ə WORD_BOUNDARY t aɪ m WORD_BOUNDARY ʌ v ð ə WORD_BOUNDARY p ɜː t̠ʃ ɪ s WORD_BOUNDARY