B:	so And I very seldom use a credit card on necessities.
b iː WORD_BOUNDARY s oʊ WORD_BOUNDARY æ n d WORD_BOUNDARY aɪ WORD_BOUNDARY v ɛ ɹ i WORD_BOUNDARY s ɛ l d ə m WORD_BOUNDARY j uː s WORD_BOUNDARY ʌ WORD_BOUNDARY k ɹ ɛ d ɪ t WORD_BOUNDARY k ɑ ɹ d WORD_BOUNDARY ɔ n WORD_BOUNDARY n ə s ɛ s ɪ t i z WORD_BOUNDARY