A:	And, uh, see the, the, the state has a law that says you cannot borrow the money to build your own home.
ʌ WORD_BOUNDARY æ n d WORD_BOUNDARY ʌ WORD_BOUNDARY s iː WORD_BOUNDARY ð ə WORD_BOUNDARY ð ə WORD_BOUNDARY ð ə WORD_BOUNDARY s t eɪ t WORD_BOUNDARY h ʌ z WORD_BOUNDARY ʌ WORD_BOUNDARY l ɔ WORD_BOUNDARY ð æ t WORD_BOUNDARY s ɛ z WORD_BOUNDARY j uː WORD_BOUNDARY k æ n ɑ t WORD_BOUNDARY b ɑ ɹ oʊ WORD_BOUNDARY ð ə WORD_BOUNDARY m ʌ n i WORD_BOUNDARY t ə WORD_BOUNDARY b ɪ l d WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY oʊ n WORD_BOUNDARY h oʊ m WORD_BOUNDARY