B:	And since they don't have the yearly fee.
b iː WORD_BOUNDARY æ n d WORD_BOUNDARY s ɪ n s WORD_BOUNDARY ð eɪ WORD_BOUNDARY d oʊ n t WORD_BOUNDARY h æ v WORD_BOUNDARY ð ə WORD_BOUNDARY j ɪ ɹ l i WORD_BOUNDARY f iː WORD_BOUNDARY