A:	once he got past his undergraduate and graduate degree, he had to take out some loans,
ʌ WORD_BOUNDARY w ʌ n s WORD_BOUNDARY h iː WORD_BOUNDARY ɡ ɑ t WORD_BOUNDARY p æ s t WORD_BOUNDARY h ɪ z WORD_BOUNDARY ʌ n d ə ɹ ɡ ɹ æ d̠ʒ uː ə t WORD_BOUNDARY æ n d WORD_BOUNDARY ɡ ɹ æ d̠ʒ uː ə t WORD_BOUNDARY d ɪ ɡ ɹ iː WORD_BOUNDARY h iː WORD_BOUNDARY h æ d t ə WORD_BOUNDARY t eɪ k WORD_BOUNDARY aʊ t WORD_BOUNDARY s ʌ m WORD_BOUNDARY l oʊ n z WORD_BOUNDARY