B:	it's not, a lot of the firms that offer,
b iː WORD_BOUNDARY ɪ t s WORD_BOUNDARY n ɑ t ə WORD_BOUNDARY l ɑ t WORD_BOUNDARY ʌ v ð ə WORD_BOUNDARY f ɜː m z WORD_BOUNDARY ð æ t WORD_BOUNDARY ɔ f ə ɹ WORD_BOUNDARY