While mathematicians all accept zero as a number, some non-mathematicians would say that zero is not a number, arguing that one cannot have zero of something. Others say that if one has a bank balance of zero, one has a specific quantity of money in that account, namely none. It is that latter view which is accepted by mathematicians and most others.
w aɪ l WORD_BOUNDARY m æ θ ɪ m ʌ t ɪ ʃ ə n z WORD_BOUNDARY ɔ l WORD_BOUNDARY ʌ k s ɛ p t WORD_BOUNDARY z iə ɹ oʊ WORD_BOUNDARY æ z WORD_BOUNDARY ʌ WORD_BOUNDARY n ʌ m b ə ɹ WORD_BOUNDARY s ʌ m WORD_BOUNDARY n ɑ n m æ θ ɪ m ʌ t ɪ ʃ ə n z WORD_BOUNDARY w ʊ d WORD_BOUNDARY s eɪ WORD_BOUNDARY ð æ t WORD_BOUNDARY z iə ɹ oʊ WORD_BOUNDARY ɪ z WORD_BOUNDARY n ɑ t ə WORD_BOUNDARY n ʌ m b ə ɹ ɹ WORD_BOUNDARY ɑ ɹ ɡ j uː ɪ ŋ WORD_BOUNDARY ð æ t w ʌ n WORD_BOUNDARY k æ n ɑ t WORD_BOUNDARY h æ v WORD_BOUNDARY z iə ɹ oʊ WORD_BOUNDARY ʌ v WORD_BOUNDARY s ʌ m θ ɪ ŋ WORD_BOUNDARY ʌ ð ə ɹ z WORD_BOUNDARY s eɪ WORD_BOUNDARY ð æ t WORD_BOUNDARY ɪ f WORD_BOUNDARY w ʌ n WORD_BOUNDARY h ʌ z WORD_BOUNDARY ʌ WORD_BOUNDARY b æ ŋ k WORD_BOUNDARY b æ l ə n s WORD_BOUNDARY ʌ v WORD_BOUNDARY z iə ɹ oʊ WORD_BOUNDARY w ʌ n WORD_BOUNDARY h ʌ z WORD_BOUNDARY ʌ WORD_BOUNDARY s p ə s ɪ f ɪ k WORD_BOUNDARY k w ɔ n t ɪ t i WORD_BOUNDARY ʌ v WORD_BOUNDARY m ʌ n i WORD_BOUNDARY ɪ n WORD_BOUNDARY ð æ t WORD_BOUNDARY ʌ k aʊ n t WORD_BOUNDARY n eɪ m l i WORD_BOUNDARY n ʌ n WORD_BOUNDARY ɪ t WORD_BOUNDARY ɪ z WORD_BOUNDARY ð æ t WORD_BOUNDARY l æ t ə ɹ WORD_BOUNDARY v j uː WORD_BOUNDARY w ɪ t̠ʃ WORD_BOUNDARY ɪ z WORD_BOUNDARY ʌ k s ɛ p t ɪ d WORD_BOUNDARY b aɪ WORD_BOUNDARY m æ θ ɪ m ʌ t ɪ ʃ ə n z WORD_BOUNDARY æ n d WORD_BOUNDARY m oʊ s t WORD_BOUNDARY ʌ ð ə ɹ z WORD_BOUNDARY