In standard, written, American English, the word "and" is "not" in the word-name of any whole number even though many speakers insert it.
ɪ n WORD_BOUNDARY s t æ n d ə ɹ d WORD_BOUNDARY ɹ ɪ t ə n WORD_BOUNDARY ʌ m ɛ ɹ ɪ k ə n WORD_BOUNDARY ɪ ŋ ɡ l ɪ ʃ WORD_BOUNDARY ð ə WORD_BOUNDARY w ɜː d WORD_BOUNDARY æ n d WORD_BOUNDARY ɪ z WORD_BOUNDARY n ɑ t WORD_BOUNDARY ɪ n ð ə WORD_BOUNDARY w ɜː d n eɪ m WORD_BOUNDARY ʌ v WORD_BOUNDARY ɛ n i WORD_BOUNDARY h oʊ l WORD_BOUNDARY n ʌ m b ə ɹ ɹ WORD_BOUNDARY iː v ə n WORD_BOUNDARY ð oʊ WORD_BOUNDARY m ɛ n i WORD_BOUNDARY s p iː k ə ɹ z WORD_BOUNDARY ɪ n s ɜː t WORD_BOUNDARY ɪ t WORD_BOUNDARY