A:	you're not going to payoff what you owe,
ʌ WORD_BOUNDARY j ʊ ɹ WORD_BOUNDARY n ɑ t WORD_BOUNDARY ɡ oʊ ɪ ŋ WORD_BOUNDARY t ə WORD_BOUNDARY p eɪ ɔ f WORD_BOUNDARY w ʌ t WORD_BOUNDARY j uː WORD_BOUNDARY oʊ WORD_BOUNDARY