B:	they withhold what they're supposed to and at the end of the year it's not enough.
b iː WORD_BOUNDARY ð eɪ WORD_BOUNDARY w ɪ ð h oʊ l d WORD_BOUNDARY w ʌ t WORD_BOUNDARY ð eɪ ə ɹ WORD_BOUNDARY s ə p oʊ z d WORD_BOUNDARY t ʊ WORD_BOUNDARY æ n d WORD_BOUNDARY æ t WORD_BOUNDARY ð ɪ WORD_BOUNDARY ɛ n d WORD_BOUNDARY ʌ v ð ə WORD_BOUNDARY j ɪ ɹ WORD_BOUNDARY ɪ t s WORD_BOUNDARY n ɑ t WORD_BOUNDARY ɪ n ʌ f WORD_BOUNDARY