B:	you have to have some form of health insurance.
b iː WORD_BOUNDARY j uː WORD_BOUNDARY h æ v WORD_BOUNDARY t ə WORD_BOUNDARY h æ v WORD_BOUNDARY s ʌ m WORD_BOUNDARY f ɔ ɹ m WORD_BOUNDARY ʌ v WORD_BOUNDARY h ɛ l θ WORD_BOUNDARY ɪ n ʃ ʊ ɹ ɹ ə n s WORD_BOUNDARY