According to [Tofugu](https://www.tofugu.com/japanese/how-to-make-a-
reservation/) 〜となっております means "it is a rule that" I know that となる means [to
become with the nuance of
finality](https://maggiesensei.com/2010/12/10/%E3%81%A8%E3%81%AA%E3%82%8B-vs-%E3%81%AB%E3%81%AA%E3%82%8B%E3%80%80-to-
naru-vs-ni-naru/) and てある is for [resulting
actions](http://www.guidetojapanese.org/learn/grammar/teform#Using_for_resultant_states)
"in preparation for something".

The grammar of this does not thus add up for me:

> お支払いは現金のみとなっております
>
> It's our rule that we only accept cash for the payment of the bill

Cause if it were literally: :"It is becoming of only cash for the bill". Then=
Wouldnt おる be humble (謙譲語) [form of
いる](https://en.wikipedia.org/wiki/Honorific_speech_in_Japanese#Respectful_verbs)
where one would refer to themselves

**Can someone pls explain the grammar and with a literal translation ?**
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grammar honorifics
"となっております" - "It is our rule that" - Honorific Speech?
お支払いは現金のみとなっております == お支払いは現金のみです

It is just a polite (business, 謙譲語) form
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What you mention at first is correct, however, none of it really applies here
(~てある also isn't equivalent to what's seen here since ~ておる = ~ている but I
digress).

"お支払いは現金のみとなっております" is just equal to "お支払いは現金のみです." Why is this? Well,
"となっております" is really just a business/part-time job form (or バイト／マニュアル敬語 as
it's called in Japanese) of "です;" in fact, looking up the Wikipedia article
for ["manual keigo"](https://en.m.wikipedia.org/wiki/Manual_keigo) shows this
exact form.

Manual keigo is, depending on who you ask, a slightly skewed version of keigo
mostly used in part-time jobs where certain expressions are used to "sound"
polite despite not really being fully accepted keigo.

Now then, the keigo: おる is 謙譲語 _however_ it is not regular 謙譲語 (i.e. 謙譲語１) but
謙譲語２ (or 丁重語). 謙譲語２ is, for all intents and purposes, just an even more
polite/formal version of 丁寧語, which is also why you never use the verbs
associated with it in plain form, always ます-form.

(If you want to go deeper into all things keigo, I highly recommend [this
YouTube playlist](https://youtube.com/playlist?list=PLyJCUas37mqfYgMT-_-
WeFM_hAwMVs8ok) by a native Japanese speaker who explains all the different
forms and usage cases of keigo.)

So, for a full breakdown of the sentence:

  * お支払い – payment
  * は – topic particle
  * 現金 – cash
  * となっております – is/copula

This then gives us the translation "we only accept payments in cash." Breaking
the sentence down further than this isn't really necessary since it follows
manual keigo basically to a tee as I see it.

As you can probably tell, I'm not really sure I agree with the translation
Tofugu gave for this sentence. _Why_ they translated it like they did I have
no clue, but, if I'd hazard a guess, I'd assume it's to get across the
"formality" of the keigo in the sentence in their translation. Though, for
actually understanding the sentence, their translation really doesn't help
much in my opinion.
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