text: Haasa’a qabattan osoo addaan hin kutin dhimma faayinaansii keessanii kan isiniif si’eessu, Koop-Chaappaagiraamiin isin qaqqabeera.
text: #000025
text: Tapha eegaltan addaan kuttanii maallaqa namaaf erguuf appilikeeshiniiwwan adda adda keessa seenuun hafeera, maaltu isin rakkise!
text: #000026
text: Tooftaa haaraan kun tajaajila baankii gara fuulduraatti tarkaanfachiisuu irratti argama.
text: #000028
text: Mee tilmaamaa - hiriyaa keessan waliin waa'ee irbaata wal affeeruu ergaa waliif ergitanii, battalumatti karaa Koop-Chaappaagiraamiin maallaqa erguun yommuu danda’amu!
text: #000029
text: Yookaan ammoo, maamila waliin waa’ee hojii osoo haasoftanii kaffaltii erguun yoo isin barbaachise, haasa’a keessan osoo addaan hin kutin sekondii muraasa keessatti yommuu xumurtan!
text: #000030
text: Yookaanis, obboleessi keessan biyya alaa irraa MasterCard fi Visa card fayyadamuun telegiraama irratti maallaqa yommuu isiniif ergu ... Hamma kana salphaadha!
text: #000031
text: Waaleetii Kooppeey i-birriin cinaatti waaleetota Awaashi Birrii, Siibi’ii Birrii fi Teelee Birrii irraa kaffaltii kallattiin erguu fi fudhachuu,
  Koodii QR scan gochuun maallaqa saffisaan dabarsuu,
  Kaffaltii namoota biroo waliin qooddachuu,
  Kaardii mobaayilaa achumaan guuttattanii gara haasa’a keessaniitti akka deebitaanii fi kanneen biroo salphumatti akka raawwattan isin dandeessisa.
text: #000032
text: Appilikeeshiniiwwan kan biroo faana bu’aa ba’iin hin barbaachisu; Telegiraama fayyadamuu qofti gahaadha.
text: #000033
text: Tajaajila baankii armaan dura turerraa addatti tajaajilamuuf of qopheessaa!
text: #000035
text: Haasa’a keessan gidduutti waa’ee kaffaltii yommuu yaadattan, Koop-Chaappaagiraam kaffaltii keessan fidee kallattumaan isiniif geessa.
text: #000036
text: Guyyaan boruu as dhiyaateera - tapha eegaltanii fi tajaajila baankii iddoo tokkotti xumuruuf qophooftanii?
text: #000037
text: ወግዎን እያወጉ የፋይናንስ ጉዳዮችዎን ለማንጎዳጎድ ይችሉ ዘንድ ኮፕ ቻፓግራም ከተፍ አለልዎት
text: #000038
text: የወጉና የባንኩ አውድ ተዋህዶ በመተግበሪያዎች መሀል አይዋልሉም፤ ምን በወጣዎ!
text: #000039
text: የኦሮሚያ ኅብረት ሥራ ባንክ ኮፕ-ቻፓግራምን ሥራ ላይ በማዋል የባንክ አገልግሎት አሰጣጥን መልክ በማስቀየር ቀዳሚ ሆኗል።
text: #000040
text: ይህ አዲስና ከፍተኛ ለውጥን ያስከተለ ስልት የባንክ አገልግሎትን ወደፊት የሚያስገሰግስ ነው።
text: #000041
text: እስቲ ያስቡት - ከጓደኛዎ ጋር እራትን ስለ መጋራት መልዕክት ሲልኩና በቻፓግራም አማካኝነት ወዲያውኑ ገንዘብ መላላክ ሲችሉ!
text: #000042
text: ወይም ከደንበኛዎ ጋር ስለ ሥራ እያወጉ ክፍያ መላክ ቢፈልጉ ንግግርዎ ሳይቋረጥ ጥቂት ቅደም ተከተሎችን ዘልቀው ወዳልተቋጨ ንግግርዎ ሲመለሱ!
text: #000043
text: ወይም ወንድምዎ ከውጭ ሀገር ማስተር ካርድና ቪዛ ካርድ በመጠቀም በቴሌግራም ሲልክልዎ፤ የዚህን ያህል ቀላል ነው!
text: #000044
text: ከኮፔ ኢ- ብር ዋሌትዎ በተጨማሪ ከአዋሽ ብር ፣ ክሲቢኢ ብርና ቴሌ ብር ዋሌትዎ በቀጥታ ክፍያዎችን መላክና መቀበል
  ፈጣንና ቀላል የገንዘብ ቅብብሎሽን ለማስቻል QR ኮዶችን ስካን ማድረግ
  ከሌሎች ጋር ክፍያዎችን ለማጋራት
  እዛው በዛው የሞባይል አየር ሰዓት መሙላትና ሌሎችን ንግግርዎ ሳይስተጓጎል ይከውናል።
text: #000045
text: የምን መተግበሪያ? የምን ውጣ ውረድ? ቴሌግራም ተጠቃሚ ከሆኑ ይመችዎት!
text: #000046
text: የኦሮሚያ ኅብረት ሥራ ባንክ የዲጂታል ባንኪንግ አገልግሎትን የበለጠ ለማጠናከር አዳዲስ ቴክኖሎጂዎችን እያቀረበ ነው።
text: #000047
text: ከዚህ ቀደም ከነበረው በተለየ በባንክ ለመገልገል ይዘጋጁ!
text: #000048
text: ኮፕ-ቻፓግራም ክፍያዎችን ያመጣል፤ በጫወታ መሀል ትውስ ሲልዎ ለሚያወጉት ወገን በቀጥታ ያደርሳል!
text: #000049
text: ነገ ቀርቧል - የወጉንና የባንኩን አውድ አንድ ለማድረግ ዝግጁ ነዎት?
text: #000050
text: ይህንን መስፈንጠሪያ ጠቅ ያድርጉ ...
text: #000051
text: Addunyaan dijitaalawaa ta’aa dhufuun industiriiwwan baay’een sirna kaffaltii fayyadama maallaqa callaa irraa bilisa ta’eetti akka ce’an dirqisiisanii jiru. Tooftaan kaffaltii dijitaalawaa maamiltoonni maallaqa callaa malee bittaa boba’aa raawwachuu kan isaan dandeessisu yoo ta’u, yeroo qusachuu qofa osoo hin taane balaa saamichaas ni hir’isa.
text: #000053
text: Kooppeey I-birri maamiltoonni bilbila harkaa qabaniin fayyadamuun kaffaltii bittaa boba’aa raawwachuu kan dandeessisu sirna kaffaltii dijitaalawaati. Maamiltoonni Kooppeey I-birri fayyadamuu isaanitiif sababoonni heddu yommuu jiraatan, isaan keessaa ijoon kan armaan gadiiti.
text: #000054
text: Kooppeey I-birri fayyadamuun boba’aa guuttachuuf adeemsa armaan gadii hordofaa:
text: #000059
text: Baankolee dhuunfaa biyyattii keessatti socho'an, sadarkaa olaanaa irratti kan argaman keessaa tokko kan ta’e Baankii Hojii Gamtaa Oromiyaatiin kan dhiyaate appilikeeshinii Kooppeey I-birri buufachuun fayyadamuun tooftaa salphaan yeroo gabaabaa keessatti boba'aa kaffaladhaa.
text: #000061
text: Bu’aa ba’ii boba’aa guuttachuun walqabate maqsuun haala jireenyaa salphifadhaa!
text: #000062
text: As the world becomes increasingly digital, more and more industries are shifting towards cashless payments. With digital platforms, customers can pay for their fuel purchases without the need for cash, and this not only saves time but also reduces the risk of fraud. In this blog, we will take a closer look at Coopay-Ebirr, a digital payment platform endorsed by Coopbank, and why it is the finest choice for fuel payment:
text: #000064
text: Simple: It is very simple and easy to use, and customers can typically set up an account and make payments easily.
  Fast: With Coopay-Ebirr, customers can make payments instantly or within a few seconds.
  Convenient: Customers can use both their bank account and wallet in one mobile application, that is Coopay-Ebirr.
  Secure: It is generally considered to be more secure, and customers’ financial information is protected.
text: #000066
text: Steps to Use Coopay-Ebirr at Fuel Stations:
  Please follow the following steps:
  1. Download the Coopay-Ebirr mobile app from App Store or Google Play,
  2. Visit Coopbank’s branch nearest to you to create an account or dial *841# to self-register,
  3. When you pull up to the fuel station, inform the fuel attendant that you will be paying with Coopay-Ebirr,
  4. The fuel attendant will process the payment,
  5. Confirm the payment amount and authorize the transaction.
text: #000067
text: Register for the service and pay for fuel with just a few taps using Coopay-Ebirr that supported by Coopbank, one of the top-tier private banks operating in the country.
  Try it now and simplify your life!
text: #000068
text: ዓለማችን እያደር ዲጂታል እየሆነች የመምጣትዋ ነገር ኢንዱስትሪዎች ከጥሬ ገንዘብ ቅብብሎሽ ነፃ ወደ ሆነ የክፍያ ሥርዓት እንዲሸጋገሩ ግድ ብሏል፡፡ በዲጂታል የክፍያ ስልቶች ደንበኞች ያለ ጥሬ ገንዘብ የነዳጅ ግዢ መፈፀም ከማስቻሉም በላይ ጊዜን በመቆጠብ መጭበርበርንም ያስወግዳል፡፡
text: #000070
text: ኮፔይ ኢ-ብር በኦሮሚያ ኅብረት ሥራ ባንክ የቀረበና ደንበኞች የእጅ ስልካቸውን በመጠቀም ለነዳጅ ግዢ ክፍያ የሚፈፅሙበት ዲጂታል የክፍያ ሥርዓት ነው፡፡
text: #000071
text: ቀላል - አጠቃቀሙ በጣም ቀላል ሲሆን ደንበኞች ከሂሳባቸው ጋር በማገናኘት ክፍያውን በቀላሉ ለመፈፀም የሚያስችል ነው፡፡
text: #000073
text: ፈጣን- ኮፔይ ኢ-ብር ጊዜ ቆጣቢ ደንበኞች ወዲያውኑ ወይም በጥቂት ሰከንዶች ውስጥ ክፍያ መፈፀም እንዲችሉ የሚያደርግ ነው፡፡
text: #000074
text: ተስማሚ- ኮፔይ ኢ-ብር ደንበኞች የባንክ ሂሳብና የዋሌት ሂሳባቸውን ሁለቱንም በአንድ የሞባይል መተግበሪያ መጠቀም የሚችሉበትና ምቾት ያለው ነው፡፡
text: #000075
text: ደህንነት- እንዳጠቃላይ ደህንነቱ የተጠበቀ ሲሆን ለደንበኞች የፋይናንስ መረጃዎች ጥበቃ የሚደረግበት ነው፡፡
text: #000076
text: የኮፔይ ኢ-ብርን መተግበሪያ ከአፕስቶር ወይም ጎግል ፕሌይ በማውረድ በሞባይልዎ ይጫኑ
  የኮፔይ ኢ-ብር ሂሳብ ለመክፈት በአቅራቢያዎ ወደሚገኝ የኦኅሥባ ቅርንጫፍ በመሄድ ወይም 841 በመደወል በራስዎ ይመዝገቡ
  ነዳጅ ማደያ ሲደርሱ በኮፔይ ኢ-ብር እንደሚከፍሉ ለነዳጅ ማደያ ባለሙያ ያሳውቁ
  ክፍያ በነዳጅ ማደያ ባለሙያ ተዘጋጅቶ ይቀርባል
  የክፍያ መጠኑን በማረጋገጥ የምስጢር ቁጥርዎን በማስገባት ክፍያ ይፈፅሙ
text: #000078
text: በሀገሪቱ ከሚንቀሳቀሱና በላቀ ደረጃ ላይ ከሚገኙ የግል ባንኮች አንዱ በሆነው የኦኅሥባየቀረበውን ኮፔይ ኢ-ብር መተግበሪያ በመጠቀም የነዳጅ ሂሳብዎን በቅፅበት ይክፈሉ።
text: #000079
text: ይፍጠኑ የነዳጅ ሙሌት ውጣ ውረድን በማስወገድ ኑሮን ያቅሉ!
text: #000080
text: እንደ የፋይናንስ ተቋም፣ ደንበኞቻችን ምን ጊዜም ስለ ገንዘባቸው በመረጃ ላይ የተመሰረተ ውሳኔ እንዲወስኑ ለመርዳት ዝግጁ ነን። የዋጋ ግሽበት ለብዙዎች ግራ የሚያጋባ ፅንሰ-ሀሳብ በመሆኑ፣ የሚያስከትለውን ተፅዕኖ ሁሉም ሰው ሊረዳው ይገባል።
text: #000082
text: የዋጋ ግሽበት ምንድን ነው?
text: #000083
text: የዋጋ ግሽበት የሚከሰተው የሸቀጦች እና የአገልግሎቶች አጠቃላይ ዋጋ ባልተለመደ ሁኔታ ለረጅም ጊዜ ሲጨምር ነው። ይህ ሊሆን የሚችለው በገበያ ውስጥ የሚንቀሳቀስ የገንዘብ መጠን እና የምርት ዋጋ፣ እንዲሁም ለተለያዩ እቃዎች እና አገልግሎቶች ፍላጎት መጨመርና በመሳሰሉት ምክንያቶች ነው።
text: #000084
text: በቁጠባ ​​ላይ ምን ተጽዕኖ ያሳድራል?
text: #000085
text: የዋጋ ግሽበት ጊዜና ሁኔታ ላይ በመመስረት የገንዘብን የመግዛት አቅም ይቀንሳል። ይህ ማለት በእጃችን ያለው የገንዘብ መጠን ወደፊት ዛሬ መግዛት ከሚችለው ያነሰ ይገዛል ማለት ነው። በመሆኑም፣ የዋጋ ግሽበት በቁጠባ እና በኢንቨስትመንት ላይ ያለውን ተጽእኖ አስቀድሞ መረዳት አስፈላጊ ነው።
text: #000086
text: በዋጋ ግሽበት እንዳይጠቁ ምን ማድረግ ይኖርብዎታል?
text: #000087
text: ደንበኞቻችን እንዲቆጥቡ ስናበረታታቸው፣ የዋጋ ግሽበት በቁጠባ ላይ የሚያሳድረውን ተጽእኖ እንዲገነዘቡም እንፈልጋለን።
text: #000088
text: በዋጋ ግሽበት እንዳይጠቁ ሊረዱዎት የሚችሉ አንዳንድ ጠቃሚ ነጥቦች እነሆ፡
text: #000089
text: ወጪዎን መቆጣጠር፡ በዋጋ ግሽበት ወቅት የሸቀጦች እና የአገልግሎቶች ዋጋ በከፍተኛ ደረጃ ሊጨምር ስለሚችል፣ ወጪዎን ማስተካከል አስፈላጊ ነው። የማያስፈልጉትን ነገሮች መቀነስ እና በሚያስፈልጉት ላይ ብቻ ማተኮር ያስፈልግዎታል።
  የቁጠባ ልምድ ማዳበር፡ ካላቸው ነገር ላይ የሚቆጥቡ ሰዎች ከማይቆጥቡት ጋር ሲነፃፀር፣ የፋይናንስ ግባቸውን የማሳካት እድል አላቸው። “ትንሽ ነው” ብለው ሳይንቁት በተቻለ መጠን ከቆጠቡ፣ የአደጋ ጊዜ ወጪዎችዎን በቀላሉ ማከናወን ይችላሉ።
  የት እንደሚገዙ መለየት፡ ዕቃዎችን እና አገልግሎቶችን ሲገዙ ቅናሽ ቦታዎችን መፈለግ አለብዎት። በብዛት መግዛትም ዋጋን በመቀነስ ረገድ የራሱን ሚና ስለሚጫወት ከሻጩ ጋር ስምምነት ማድረግ አስፈላጊ ነው።
  የገቢ ምንጮችን ማሳደግ፡ ገቢዎ ከዋጋ ግሽበት ጋር የማይሄድ ከሆነ የኑሮ ሁኔታ አስቸጋሪ ሊሆን ይችላል። በትርፍ ጊዜ መሥራትን የመሳሰሉ ገቢዎን የሚጨምሩ መንገዶችን ማሰብ አለብዎት።
  ገንዘብዎን በቋሚ ንብረቶች ላይ ኢንቨስት ማድረግ፡ እንደ መሬት እና ህንፃዎች ያሉ ቋሚ ንብረቶች በዋጋ ግሽበት ወቅት ጥሩ ዋጋ ሊኖራቸው ይችላል። በመሆኑም፣ ገንዘብዎን በእንደዚህ ዓይነት ንብረቶች ላይ ካዋሉ፣ ለወደፊቱ የገንዘብዎ ዋጋ እንዳይቀንስ ይረዳዎታል። ይሁን እንጂ፣ ማንኛውም የኢንቨስትመንት ሥራ ያልታሰበ ኪሳራ ሊኖረው እንደሚችል በመረዳት ከመጀመርዎ በፊት የባለሙያ ምክር ማግኘት አስፈላጊ ነው።
text: #000090
text: በመጨረሻም፣ በዋጋ ግሽበት ወቅት ወጪዎ ላይ መጠንቀቅ፣ ያለዎትን መቆጠብ እና ተጨማሪ ገቢ የሚያገኙበትን መንገድ መፈለግ እንደሚኖርብዎ መረዳት ያስፈልጋል።
text: #000091
text: Akka dhaabbata faayinaansii tokkootti, maamiltoonni keenya waa’ee maallaqa isaanii murtoo sirrii ta’e akka murteessan gargaaruuf yoomiyyuu kutannoo qabna. Qaala’iinsi jireenyaa yaad-rimee namoota hedduu burjaajessuu danda’u waan ta’eef, dhiibbaa inni geessisu namni kamiyyuu hubachuun barbaachisaadha.
text: #000092
text: Qaala’iinsi jireenyaa uumame kan jedhamu, gatiin waliigalaa meeshaalee fi tajaajilawwan adda addaa irratti haala hin baratamneen yeroo dheeraaf yoo dabaledha. Kunis, sababoota kanneen akka hammi maallaqaa gabaarra socho’u fi baasiin oomishaa ol ka’uu, akkasumas fedhiin namootaa meeshaalee fi tajaajilawwan adda addaaf qaban dabaluu irraa kan ka’e ta’uu danda’a.
text: #000093
text: Qusannoo irratti dhiibbaa akkamii qaba?
text: #000094
text: Haala yeroo irratti hundaa’uun, qaala’iinsi humna bittaa maallaqaa hir’isa. Kana jechuun, hammi maallaqaa of harkaa qabnu gara fuulduraatti waan har’a bituu danda’uu gadi bita jechuudha. Kanaafuu, dhiibbaa qaala’iinsi jireenyaa qusannoo fi invastimantii irratti qabu dursinee hubachuun barbaachisaa dha.
text: #000095
text: Qaala’iinsa jireenyaa irraa dandamachuuf maal gochuutu isinirraa eegama?
text: #000096
text: Maamiltoonni keenya akka qusatan yommuu jajjabeessinu, qaala’iinsi jireenyaa qusannoo isaanii irratti dhiibbaa inni geessisuu danda’us akka hubatan ni barbaanna.
text: #000097
text: Qaala’iinsa jireenyaa irraa dandamachuuf, qabxiiwwan isin gargaaruu danda’an keessaa muraasni:
text: #000098
text: Baasii keessan too’achuu: Yeroo qaala’iinsa jireenyaa gatiin garmalee dabaluu waan danda’uuf, baasii keessan sirreessuun barbaachisaadha. Wantoota dirqama isin hin barbaachisne hir’istanii, waan isin barbaachisu qofarratti xiyyeeffachuu qabdu.
  Amala qusannaa gabbifachuu: Namoonni waan qaban irraa qusatan, warra hin qusanne waliin wal bira qabamee yoo ilaalamu, maallaqaan wal qabatee waan karoorfatan galmaan ga’uuf carraan isaanii guddaadha. Hanga danda’ametti, “xiqqaadha” jettanii osoo hin tuffatin yoo qusattan, baasii yeroo hatattamaaf isin barbaachisu salphaatti raawwachuu dandeessu.
  Bittaa eessaa akka raawwachuu qabdan adda baafachuu: Meeshaalee fi tajaajiloota adda addaa yeroo bitattan, iddoo gatiin hir’isu barbaaduu qabdu. Baay’inaan bitachuunis gatii hir’isuu irratti gahee waan qabuuf, qaama gurguru waliin waliigaltee taasisuun isin gargaara.
  Madda galii keessanii guddisuu: Galiin keessan qaala’iinsa jireenyaa waliin wal hin simu yoo ta’e, haalli jireenyaa ulfaachuu danda’a. Karaalee galii keessan ittiin guddistan, kan akka hojii dabalataa hojjechuu irratti xiyyeeffannoodhaan yaaduu qabdu.
  Maallaqa keessan qabeenya dhaabbataarra oolchuu: Qabeenyi dhaabbataan kan akka lafaa fi gamoo yeroo qaala’iinsa jireenyaa keessatti gatii gaarii qabaachuu danda’a. Kanaafuu, maallaqa keessan qabeenyawwan akkasiirra yoo oolchitan, gatiin maallaqa keessanii gara fuulduraatti akka gadi hin buuneef isin gargaara. Haa ta’u malee, hojiin invastimantii kamiyyuu balaa hin yaadamne qabaachuu akka danda’u hubachuun, gara invastimantiitti galuun dura gorsa ogeessaa argachuun barbaachisaadha.
text: #000099
text: Xumura irratti, yeroo qaala’iinsa jireenyaa baasiif ofeeggannoo taasisuu, waan qabdan irraa qusachuu fi karaa galii dabalataa ittiin argachuu dandeessan barbaaduun akka isinirraa eegamu hubachuun barbaachisaadha.
text: #000100
text: As a financial institution, our priority is to help our customers make informed decisions about their money. One concept that can be particularly challenging to understand is inflation. However, it’s crucial for everyone to be aware of its impact on their savings and investments.
text: #000102
text: Inflation is a sustained increase in the general price level of goods and services in an economy over time. Several factors can cause inflation, including an increase in the money supply, rising production costs, and higher demand for goods and services.
text: #000103
text: Inflation decreases the purchasing power of your savings over time. This means that the same amount of money you save today will buy fewer goods and services in the future. Therefore, it’s essential to be aware of how inflation can impact your savings and investments.
text: #000105
text: Develop Habits of Saving: Saving regularly is an excellent way to achieve your financial goals and have a greater sense of financial security compared to those who do not save. Saving any amount of money will help you during emergency cases.
text: #000108
text: Shop Around for the Best Deals: When buying goods and services, it’s essential to look for the best deals. Look for discounts, promotions, and special offers, and consider buying in bulk to save money.
text: #000109
text: Consider Investing in Property Assets: Property assets, such as land, buildings, and other physical assets, tend to perform well during inflationary periods. Investing in these assets can help protect the value of your money. However, investing always comes with risks, so it’s essential to seek professional advice before making any investment decisions.
text: #000111
text: Protecting your money during inflationary periods is all about being mindful of your spending habits, saving regularly, and finding ways to earn extra income. By following these tips, you can protect your savings and investments and achieve your financial goals.
text: #000112
text: We hope you found this information helpful. If you have any questions or concerns, please don’t hesitate to contact us.
text: #000113