[{"text_idx": "#000001", "text": "Canllaw i werthu neu rentu eiddo masnachol\nCanllaw i brynu neu rentu eiddo masnachol\nPam defnyddio Adran Fasnachol Williams & Goodwin?\nMae Williams & Goodwin yn rhan o rwydwaith o tua 800 o werthwyr tai ledled y DU, felly ni fyddwch byth yn bell o un o\u2019n partneriaid. Cliciwch uchod i ddod o hyd i\u2019ch gwerthwyr tai lleol."}, {"text_idx": "#000004", "text": "Edrychwch ar ein canllawiau sy\u2019n ymdrin a\u0302 phrynu a gwerthu eiddo.\nMae Williams & Goodwin yn rhan o rwydwaith o tua 800 o werthwyr tai ledled y DU, felly ni fyddwch byth yn bell o un o\u2019n partneriaid. Cliciwch uchod i ddod o hyd i\u2019ch gwerthwyr tai lleol."}, {"text_idx": "#000005", "text": "Edrychwch ar ein canllawiau sy\u2019n ymdrin a\u0302 phrynu a gwerthu eiddo."}, {"text_idx": "#000006", "text": "Y rhesymau dros ddewis Williams & Goodwin.\nSefwch allan yn y dorf drwy ymuno a\u0302 thi\u0302m Williams & Goodwin\nBydd pob cwmni gwerthu tai yn honni mai nhw yw\u2019r gorau. Yn Williams & Goodwin The Property People rydym yn gadael i'n cwsmeriaid wneud y siarad."}, {"text_idx": "#000008", "text": "Sefwch allan yn y dorf drwy ymuno a\u0302 thi\u0302m Williams & Goodwin"}, {"text_idx": "#000009", "text": "Bydd pob cwmni gwerthu tai yn honni mai nhw yw\u2019r gorau. Yn Williams & Goodwin The Property People rydym yn gadael i'n cwsmeriaid wneud y siarad."}, {"text_idx": "#000011", "text": "Despite the brake on house-price growth, the market, as well as economic outlook, is showing tentative green shoots as we head towards spring."}, {"text_idx": "#000012", "text": "There has been a welcome fall in mortgage rates, with rates of below 4% for lower loan-to-value mortgages. Typical costs of a two-year deal and five-year fixed-rate mortgage have fallen back to where they were in October 2022, in spite of the Bank of England Bank Rate rising by 1.75% during this period. There has also been a rise in the number of mortgage products, with over 4,000 different products now available. The number of days a product is available before it is withdrawn has also increased, now at 28 days, up from just 15 days in January, the highest level since March 2022 (Zoopla)."}, {"text_idx": "#000013", "text": "The housing market and economy are closely interlinked, and despite the rising cost of living, the rate of inflation has slowed and is expected to fall back over the course of the year. Employment levels remain strong, GDP forecasts are improving and any recession is"}, {"text_idx": "#000014", "text": "expected to be less severe than first predicted. Prices are softening but many sellers continue to be over-optimistic on price. With supply returning to more normal levels, up 60% compared to a year ago, there is more choice for prospective purchasers and Zoopla report the average discount to asking price is currently 4.5%."}, {"text_idx": "#000015", "text": "The Bank of England announced that mortgage approvals in January had fallen to their lowest level since May 2020. However, there are more recent signs of improvement. Zoopla report that buyer demand is up 8% on the pre-pandemic years (2017\u20132019), while the latest survey of UK consumer confidence undertaken by GfK registered a +7 uptick in February. This represents the largest monthly improvement in nearly two years. Although still dented, confidence in the UK\u2019s economic outlook and personal finances over the next 12 months registered a month-on-month rise of +11 and +9 points respectively."}, {"text_idx": "#000016", "text": "Price growth in the rental sector is expected to continue in 2023. However, there are tentative indications that competition between renters, which has underpinned the record rental rises, is beginning to relent. Rightmove report that competition between renters for available properties has dropped by 6% compared with the same time last year, and a third compared with September\u2019s peak. However, the imbalance between supply and demand remains high. The number of available homes to rent in the final quarter of 2022 was up 13%, while new-to-themarket properties are up 5% (Rightmove)."}, {"text_idx": "#000017", "text": "Browse our Regional Market Reports:"}, {"text_idx": "#000034", "text": "To see a full copy of The Guild\u2019s winter market report and for further guidance on the home moving process, take a look at the regional property market updates or get in touch with your local Guild Member today."}, {"text_idx": "#000035", "text": "City Life vs Country Life"}, {"text_idx": "#000036", "text": "How to get on the property ladder"}, {"text_idx": "#000039", "text": "Eisiau gwybod mwy am Williams & Goodwin a\u2019r gwasanaethau rydym yn eu cynnig, ffoniwch neu anfonwch e-bost atom heddiw."}, {"text_idx": "#000041", "text": "Dilynwch ni ar y cyfryngau cymdeithasol:"}, {"text_idx": "#000043", "text": "A local company with national connections. The brand Williams & Goodwin The Property People Ltd is already a well established successful property auction, sales & letting agency with the directors still actively involved in the day to day business having served the area for over 30 years."}, {"text_idx": "#000044", "text": "Do you want to find out more about The Guild and our services? Call or email us today."}]