<transcript><audio_14>1837 1854 1857 1873 1882 and 1893 in addition 1903 and 1907 were also crisis years part of this instability came from the</transcript><transcript><audio_15>eras of the banking system lack of a central banking system right uh writes richard duboff until the federal reserve act of 1913 made financial panics worse and business cycle swings even more severe it's the accumulation of power</transcript><transcript><audio_16>page 177 this was in response to the instability that the federal reserve system was created and as doug henwood notes the campaign for a more rational system of money and credit was not a movement of wall street versus industry or regional</transcript> 1837 1854 1857 1873 1882 and 1893 in addition 1903 and 1907 were also crisis years part of this instability came from the eras of the banking system lack of a central banking system right uh writes richard duboff until the federal reserve act of 1913 made financial panics worse and business cycle swings even more severe it's the accumulation of power page 177 this was in response to the instability that the federal reserve system was created and as doug henwood notes the campaign for a more rational system of money and credit was not a movement of wall street versus industry or regional
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