<caption><image_29>The image shows a man standing in front of a blackboard with mathematical equations written on it. He is holding a microphone in his right hand and appears to be giving a presentation. The equations are written in white chalk and are arranged in a grid-like pattern. The man is wearing a white shirt and has short dark hair. The background of the blackboard is a dark green color.</caption><transcript><audio_30> 어쨌든 돈은 어리빌리고 병집에다가 저당권 설정했을 때 이렇게 병을 물상보증인이다 이렇게 설명한다. 채무자와 저당권 설정자 같이받고</transcript><transcript><audio_31> 로로 보증섰다 빨리 물건으로 보증섰다 이게 그냥 걸자 가지고 기억해야 된대요 물상보증인은 무없이 채무 없이 책임지는 자 이렇게 한다</transcript><transcript><audio_32> 됐습니까? 책임지는 자라고 해서 어쨌든 그런데 어리 돈 못 갚으면 채권자는 뭐 저당권은 사람을 따라다닌 게 아니라 물건 누가 가지고 있던 등계로 물건 실행할 수 있더라도</transcript> These days, it's like that. But anyway, I borrowed a lot of money and put a mortgage on my house. This is how the physical guarantor explains the disease. Example: When the debtor and the mortgagor are not the same, the mortgagor was corrected with something. I quickly corrected it with the object. Remember, this is just a letter. A material guarantor is a person who takes responsibility without any debt. This is what he does.  Without debt, uh, have you become the responsible person? Yes, you said you are the responsible person, but anyway, if you can't pay the money, the creditor is not a mortgage. A mortgage is not something that follows a person, but you can execute the property by registering who had it.
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