<transcript><audio_0>hi I'm Mark Bergeron and welcome to this episode of Bergeron briefs these are the the the uh the short presentations that supplement the sum the the seminars that I've been doing every month and for my seminar regarding uh Frank and Mary and</transcript><caption><image_1>The image is a collage of four different video call screenshots. On the top left, there is a woman with short brown hair and glasses, wearing a white shirt. She appears to be in a room with a desk and a computer monitor in the background. 

On the top right, there are three people, two older women and one younger woman, all smiling and looking at the camera. They are all wearing casual clothes and appear to be engaged in a conversation.

In the bottom left, on the bottom right, is an older man with a bald head and glasses. He is wearing a blue shirt and has a serious expression on his face. He seems to be speaking into a microphone. The background is blurred, but it seems like the video call is taking place in a medical office or clinic.</caption><transcript><audio_2>there for you if you are in your 60s we talked about the fact that that's the time where you really want to be thinking about whether you want to be going on Medicare versus staying on your own health insurance that I told you I said the great expert on this is not me and is not your lawyer or your</transcript><transcript><audio_3>accountant it's these people um Janice long and Holly Richardson are both at the Hudson Senior Center and I wanted to tell it and they're both certified shine counselors I want them to start off in like a minute talk a little bit about what that means right</transcript> hi I'm Mark Bergeron and welcome to this episode of Bergeron briefs these are the the the uh the short presentations that supplement the sum the the seminars that I've been doing every month and for my seminar regarding uh Frank and Mary and there for you if you are in your 60s we talked about the fact that that's the time where you really want to be thinking about whether you want to be going on Medicare versus staying on your own health insurance that I told you I said the great expert on this is not me and is not your lawyer or your accountant it's these people um Janice long and Holly Richardson are both at the Hudson Senior Center and I wanted to tell it and they're both certified shine counselors I want them to start off in like a minute talk a little bit about what that means right
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