<transcript><audio_57>the numbers in regards to when you're looking to retire so if you're still covered so if you work for a smaller company it's generally less than 20 employees</transcript><transcript><audio_58>then generally medicare's primary Insurance to your employer plan so if you work for a larger company they are supposed to be offering the same health insurance coverage for someone who should be on Medicare as a standard</transcript><transcript><audio_59>employee so that's for larger companies so with larger companies Medicare would be a secondary insurance to your employer so that's why people generally delay their Medicare and they just keep their employer plan</transcript><transcript><audio_60>however if you work for a smaller company and Medicare should be primary Insurance to the employer plan and let's say that you don't take it your employer plan the employer Group Health Plan could potentially deny</transcript><transcript><audio_61>claims and then request funds that were paid inappropriately so the issue if you delay your enrollment into Medicare and you are still working wouldn't would you wouldn't be looking at issues of penalties for Medicare because you are still working you are covered the issue</transcript> the numbers in regards to when you're looking to retire so if you're still covered so if you work for a smaller company it's generally less than 20 employees then generally medicare's primary Insurance to your employer plan so if you work for a larger company they are supposed to be offering the same health insurance coverage for someone who should be on Medicare as a standard employee so that's for larger companies so with larger companies Medicare would be a secondary insurance to your employer so that's why people generally delay their Medicare and they just keep their employer plan however if you work for a smaller company and Medicare should be primary Insurance to the employer plan and let's say that you don't take it your employer plan the employer Group Health Plan could potentially deny claims and then request funds that were paid inappropriately so the issue if you delay your enrollment into Medicare and you are still working wouldn't would you wouldn't be looking at issues of penalties for Medicare because you are still working you are covered the issue
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