<transcript><audio_401>like a college that budget is for you which is always nice if you're raising your own dollars um and you are having trouble at the moment seriously need to rethink what you're doing because times they are a changes to</transcript><caption><image_402>The image shows a man and a woman standing in a dimly lit room. The woman is on the left side of the image and is wearing a green sweater. She has shoulder-length blonde hair and appears to be in her late 40s or early 50s. The man on the right side is also wearing a purple sweater and is looking towards the woman. He has short dark hair and a serious expression on his face. The background is a plain white wall.</caption> like a college that budget is for you which is always nice if you're raising your own dollars um and you are having trouble at the moment seriously need to rethink what you're doing because times they are a changes to
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