 And in the conversations that we've had, or I should say I've had with Alan Huggum in the couple of years that I've been doing this, the one thing that he keeps coming back to is if you really want to wreck a young adult's life, give them access to a six-figure trust fund, whatever it may be, however much it may be, when they're 18 or 19 years old, because then they won't really go to work