 And so the earned income tax credit is the perfect thing, Tom. You install it. Maybe you install it for the good reasons of compassion and whatever. Because you want to help people. But what happens is for, as I say many times, it's a math problem for people. And so they go, well, I don't have to work two jobs as long as I stay under this because I get the income credit and I get this and I get that. So they are taught to not be responsible for themselves.