 So she upstates the beneficiaries to her own children and then dies the next day. Well, guess what? My children are out of the picture and what she did was very legal. And likely it was an accident. It was an oversight. It was a short-term dementia or maybe a long-term dementia situation. And so scenarios like this are very real. And the only way to protect against something like that is to have a trust because a trust allows you to make decisions from the grave.