 What's going to happen to my spouse at home if I have to pay this? How's that going to affect the standard of living of my family? So it's all these what-if scenarios. How do you pay for it? What bucket of money are you going to use to pay for it? What if somebody died in the planning or died in the process? We see that a lot, right? Somebody like what we would call the community spouse, the one at home, male or female, right? What if they were to suddenly pass away? I call it the wrong person dying.