 And so I think this is part of leaving a legacy that folks don't necessarily think about. And certainly getting with a certified estate planning attorney to get the appropriate documents is important, but also having a financial planning team on board that communicates with the estate planning attorney to make sure that everything we do on this side of the house matches what you do over there. So again, it's very easy in the event that life throws us curve balls. And the truth is that that's just the reality of life. So-