 Results may vary. Hi, folks. Merle Kelch here. Tune in to our sometimes informative, always entertaining financial advice show Saturday from 8 to 9 a.m. on AM 550 FM 99.9 and in Wausau at 95.1 FM WSAU. If you have questions but are too shy to call into the program live, please give us a call back at our office at 715-849-3600 or toll free at 866-355-5100. Visit us on 3rd Avenue and Bridge Street in Wausau, Wisconsin or on the web at kelchandassociates.com. Securities and investment advisory services offered through HPEC Incorporated.