 What's really interesting is it doesn't really change a lot, right? People think that when I'm not working anymore, my expenses are going to go down. But the truth is they don't. I mean, think about it. You quit going to work. What expenses aren't there anymore, right? Maybe lunch, right? If you're buying lunch every day, that cost might not be there. But we got to eat lunch every day anyways, right? So does that cost really go away or not, right? Maybe...