 Okay. So what we essentially did was we pulled back the death benefit and long-term care levers, pushed up the cash value lever. And what that did was one, it's going to grow her cash value a lot faster. And two, her fees dropped from about $8,000 a year to $2,000. Oh, wow. Yeah. So you also have to keep in mind that with life insurance, you're going to be paying a fee. A lot of the times people don't know how much they're actually paying, but $8,000 to $2,000, that's a pretty big difference.