 That's a great way to help pay those taxes because now without being able to do the inherited IRA over a lifetime, you have to take it out over 10 years. There's a lot of things that are moving parts and you really have to plan for it. And you know what? Let's face it. We've talked a lot on these programs about pensions aren't around anymore. People are saving. They're putting money in 401ks. Well, guess what? A lot of people have a lot of pre-tax money out there, which is a huge tax liability sitting out there waiting to happen.