 What the zip code has to do with anything, I don't know. But I was wondering, why are they not capped? Why is that allowed? 30%. Are they kidding? Yeah, but Janet Yellen says you're probably not really paying 30%. You probably just got that wrong. Oh, no. I calculated it. I called them up. I wrote all the three Cs, Cruz, Carter, and Cronin. I wrote them all.