 Not to be naive to the fact that my wife and I didn't necessarily agree with that, but once I was able to crack that code, and I really do got to give credit to Dave Ramsey here because I facilitate his Financial Peace University and Church, and I think everything about that, taking control of how you spend your money and not waiting until the end of the month, right? I think we all know if you wait until the end of the month, there will never be money, but at the beginning of the month, if you tell your money where to go, now you're in charge. Yeah.