 high income earner. And we actually ended up putting money into a life policy. She's about 10 years from retirement, but we're really what's called max funding because she's maxing out everything else. But it's going to produce a tax free income for her, just like a Roth when she retires. And it's really, really great. And here's the great thing is I'm dealing only in guarantees. I'm not looking at what could maybe hopefully will be. This is exactly what's going to happen. And that's a big difference. Plus, you know what? Interest rates are much higher. So there's a lot more