 and get a similar rate of return. And get the exact same thing. We like to try to lay all of those myths aside that people think that, oh, in order to make more money, I've got to take more risk. And that is just, we can illustrate for you within risk, Eliza, that is categorically untrue. So let's talk about that as we wrap this segment up, knowing and being comfortable with your investments, Sam, and how you can help to do that.