 You know, the early part of my career when we had the government come up and say, well, we're going to create Roth IRAs. OK, perfect. We'll write the rules later. Then later on, they came out with a simple plan, which, by the way, is a great idea. But they came up with a simple plan for small business. OK, here's what we're going to do. We'll take care of the rules later on.