 And so they go to a local supply company, and they tell that company, I need to take out these shingles on credit. So they get $5,000 worth of shingles, and they say it's going to be for Tim Bremmel's house here in Janesville, and this is what's going to be going on. And oftentimes, these businesses will have these accounts and get these things on credit, understanding that when the payment's made back, that they'll pay the supplier. Mm-hmm.