 They also can't tell that homeowner that they'll negotiate with the insurance company on their behalf. You know, they may say, look, we're experts in this. We know what these companies will do. We'll negotiate for you. They can't do it. They can only discuss what damages they found with the insurers, and that's even with the customer's permission. And then they also have to ask that homeowner, and this is really important, they have to ask if the work is going to be related to an insurance claim before they even get into a contract.