 Some of them can be more cheap. Depending on if you want to pull money out in retirement, you can do that in a tax-free manner. But really, first, you have to figure out what you're exactly looking for. And then if you do already have a policy, you can definitely look into that and see things you can change and what you can make better on it. Yeah. Well, you mentioned, Patrick, that most people get life insurance when they're working in order to cover expenses should they pass away prematurely. And that typically would be a term insurance policy, correct? Correct.