 was still the beneficiary of the estate and um you know saying i disallow i won't take it it would go to the current wife but of course guess how many times that's happened in my career zero not a lot yeah so the ex-wife says oh thanks for the gift and uh kept the money and had a good time um amazing how that has uh happened over the years and so it's one of those as you said simple step on a piece of paper you can get that stuff straightened out