 Nothing we've talked about is unexpected. We just might not see it because we don't know what our healthcare looks like. We don't really know what kind of vacations we're gonna take. But as somebody here that all I've done since 2012 is retirement planning, right? The families that come to us are typically three to five years from their own retirement. And in general, they've accumulated the bulk of their wealth. And Jen, they come in here and typically their biggest priority is preserve the money that we've accumulated, right? Don't let us get crushed in the market.