 And the other one is just that debt is crippling, right? For some reason in this country, we believe we should always be in debt. It's like the American way to borrow money for a car and to always have a car loan and use credit cards. And once you can break yourself of that, is it hard? It's very hard. It's the hardest thing I ever did and certainly not the reason for my divorce, but I don't want to...