 hopefully unlikely circumstance, but certainly, you know, the one thing we know for sure is death is inevitable, right? What we don't know is, is when will that happen? And so, but there's all kinds of other things that can happen, sickness, you know, illness, incapacitation, confinement to a nursing home. And so, you know, part of your legacy, in my opinion, is if something happens to you, if you are sick or incapacitated,