 is having substantial bad high-interest debt. You'll never dig yourself out of that hole. And as the old saying goes, at some point in time, you're like, how do I get out of the hole? Well, the first way to get out of the hole is to stop digging. Yeah. We're talking to Sam Duhl and Luke Van Abel about getting some tips from a financial professional, a retirement professional as they are, on how you set yourself up for retirement