 Thanks for joining us, America. George Campbell, Ramsey Personality, is my co-host on the debt-free stage in the lobby of Ramsey Solutions. Tom and Cheryl are with us. Hey, guys, how are you? We're so good, thank you. Welcome. Where do you guys live? Colorado Springs, Colorado. Oh, wonderful town. Welcome to Nashville. Good to have you. And here to do a debt-free scream, how much debt have you paid off?