 That's awesome. And Victor, did you enjoy it? Oh, it was amazing. First wall I caught wasn't big enough to keep, but we'll get there. Right. Nice. Well, that kind of is a good segue into what we're talking about today. We're talking about refinancing your life insurance. I would love for you guys to set up what you mean when you're posing this question for folks and setting the context for what we're going to be talking about today.