 I'm 40 and my wife is 39. Okay. Are you both working full-time? We both are, yes. How much do you guys earn together? Together, we earn $300,000 a year. Okay. And are you both working for organizations? Anyone self-employed in this couple? No, we're both W-2s. Okay. And are you making retirement plan contributions off of that combined $300,000 of household income?