 Well, Christmas had snuck up on us and came out of nowhere, had no clue it was going to happen. And right around the time that that happened, we had a credit card payment that got messed up, and so we missed a payment. And that put us over our limit, and they were freaking out and wanted all this money, and we had no idea what to do. We were completely broke, and we were just a breath away from having to file bankruptcy. Right.