 All right, we're back here on Your Retirement. I'm Chuck Caton with Sam Duhl, Luke Van Obel of Duhl Financial Strategies. It is that question and answer period again. And in case you missed the phone number to get that, don't cost no obligation. Sit down with him. It's 866-203-7486. And I think you're ready to go. We miss Andy this week with this segment, but Sam and Luke, you're ready to go, aren't you?