 relative to how it should be because there's always a comparative benchmark there. Right. So I think that's important too. It is. Especially in times like now where the markets are pretty good, people are pretty happy because they're like, hey, things are going up. But are you going to be happy to find out that the way things are going up, that you're actually going up 20% at a rate 20% less than what you should be or that your advisor has you positioned in a way?