 You know, I was doing a retirement planning course in college a few years back. I haven't done this in a while, but usually it's married couples, and we typically host this on a Saturday. And I say to the folks that are in the room, you know, guys, have you ever once in your life, you know, woke up early in the morning, it's Saturday morning, and you kind of stretch, and, you know, you get the little crusties out of your eye, and you look over at your loved one, and you say, you know what, honey?