 Again, for us, this is all part of our proprietary process. We call the Madison Money Map. And folks, if you're listening to today's show, if you're three to five years from your own retirement and you've accumulated $500,000 or more, give us a call. If you're one of the first 10 folks on today's show that call us, you get this Madison Money Map at no cost. We completely waive our financial planning fee.