 And if you have a non-IRA, you want to keep that turnover at about 25% or less if you can. Otherwise, you're getting killed in taxes on those small cap funds. And so in process of that, when we're looking for funds that are in a small cap value arena with that low market cap, you essentially can't find them. And so with that, I'll go around and I'll pop and I'll look at a couple of small cap ETFs that have the small cap indexed.