 Does it complicate things a little bit? Yes, but sometimes complication is necessary to protect your loved ones. And then lastly, the scenario that I've already used, if you are in a second marriage and you want... The inheritance is going to look different. Maybe your kids are going to get a different amount than the new person's kids. Maybe the new person's... Maybe your money goes to your kids, their money goes to their... I mean, there's all kinds of different situations. And the more, quote unquote, complex...