 They think that it's lined up. They kind of hope that it's lined up. But folks, if you don't know, if you haven't taken a risk assessment in a while, now's the time to do that. And now is also the time to understand how are your assets positioned? Are those positioned near what your comfort level is for risk? Or like we see all too often, is there a great divide, a great difference between those? Because until you have those facts...