 That's what you're saving for. So that's the thing you've got to get. You need offense and defense. Investing is offense. Your insurance, your emergency fund, that is defense. And they cost you money. Defense costs you money to protect the things that make you money. So that's how you keep that straight. Dwight is with us in Louisville, Kentucky. Hi, Dwight. What's up? Thanks for having me on. So I'm looking for some career advice. I'm a retired...