 And taking the IRA will not leave me broke. I need to know, am I going to be taxed on the amount I withdraw? Wait a minute. I thought you said you have no debt. Now we're paying off a car. So I guess you have a car loan. Okay. That's one thing. Presuming that that money in the Roth IRA has been there for five years, you can certainly withdraw it. But I would really like to think about maybe leaving that Roth IRA alone.