 You know, I was talking to a guy the other day. His whole thought and theory was to buy a used car, you know, something only a couple of years old. And he went in, and they're making such great deals on new cars right now because they want to move the new inventory. It was cheaper for him to finance, and then he paid it off in two months, finance the new car because of all of the incentives they were offering him rather than buy a used car, which has got an elevated price.