 They need to have a source of income. The problem, DeWalt says... Unfortunately, there aren't a whole lot of farmers that have $2 million in the 401k where they can just step back, hand the kids the keys to the tractor and the storage, and let the kids succeed or fail. Their financial future tends to be intimately tied to the farm. DeWalt says it's all about facing reality. None of us want to confront our own mortality, so the inclination is to leave that will and trust, sitting on a shelf, gathering dust...