 All of these are forward-going policies that make me confident that building an economy in which no one gets left behind and workers do well is not only possible, it's the only option for this president. Julie, I think for this market, there's a lot of uncertainties about 2025. I know there's a lot of drama happening in DC this weekend with Team Biden and what happens with that. And the election itself, it's always periods of uncertainty. I'm not going to