 Well, I think, first of all, you've got a CFA, I believe. It's a rumor. And so do I. So we certainly believe that that's the right way to go. I think the CFA is more than about stock picking, isn't it? Partly it's about signing up every year to a code of conduct, which is really important in our industry. Without trust, we don't have a business. The financial services will suffer from a lack of trust. So the CFA...