 Well, it's happened. The next generation of retirees are starting to hit the first major retirement milestone. Keep calm and carry on, Gen X. And yes, I'm talking to myself. Dave and Jonathan Altmaier are here to help you navigate the pivotal final years of your career. Thanks for joining us, and welcome to Altmaier Financial Radio with Dave and Jonathan Altmaier. I'm Bruce Steinbrock. Dave is an author, a financial professional for 35 years.