 And all you have to do is be one of the next 10 callers at 800-700-8229. 800-700-8229. And remember to retire with Altmyer. With Dave and Jonathan Altmyer, I'm Bruce Steinbrock. This is Altmyer Financial Radio. And let's talk about the importance of balancing growth, which we have to have some of, the liquidity we just talked about, but also safety, Dave. I mean, it is a delicate balance.