 Our book club selection today is by Raghuram Rajan. It's titled, The Third Pillar, How Markets and the State Leave the Community Behind. This is from the preface. We're surrounded by plenty. Humanity has never been richer as technologies of production have improved steadily over the last 250 years. And it's not just the developed countries that have grown wealthier. Billions across the developing world have moved from stressful poverty to a comfortable middle class existence in the span of a generation.