 82 29 we're talking about preventative care let's talk about number two on the preventative care list they're going to tell me to do things i don't want to do most people who come in they might complain that the doctor always tells them to do things like lose weight eat better exercise more stop smoking you know etc the assumption is that a financial advisor is always going to tell you spend less and save more but that's rarely the most important advice that you'll hear from an advisor