 And so the seminars really are about just pure education. That's what it is. I just want you to come understand what you're dealing with. Understand that you have a lot more power and control. Understand the way you're building your retirement plan isn't parts right now. You're not getting the whole Chevy Silverado. You're going to buy the engine, buy the seats and buy the instrument panel and buy the chassis. But you have to put it all together yourself. That's what retirement planning in America looks like today. But it doesn't need to be.