 yes okay pay it off or work your way out of it depending on what you're going to do there all the rest of these gabriel can be negotiated with for probably 10 to 15 cents on the dollar so you've got 64 000 that can probably be settled for six or eight thousand bucks but you're gonna start calling them and offering them ten cents on the dollar to settle and every one of them will take it you just got that hard line negotiate with them and get it in writing before you give them money