 This is the Tom Hartman Program. Our book today in the Tom Hartman Book Club is The Lords of Easy Money, How the Federal Reserve Broke the American Economy by Christopher Leonard. This is from Chapter 1. It's titled Going Below Zero, and it begins our story in 2010. Thomas Honig, H-O-E-N-I-G, woke up early on November 3, 2010, knowing what he had to do that day and also knowing that he was almost certainly going to fail.