 Good morning, I'm Zach Brickner here with your Money Matters Update presented by Altmyer Financial Group. Currently, the Dow Jones is up 236 points to 40,237. The S&P 500 is up 31 to 5,646. And the NASDAQ is up 126 points to 18,524. Tenure treasuries are at 4.2%. Crude oil is unchanged at just above $81 a barrel.