 like VTI, I'm sorry, like AVUS at Avantis, the Avantis US Equity Fund, they get it down to only 12% in those three. So longer term, you're going to have much better diversification outside of that S&P 500. And I just see that regularly. Let's go to the last call. Sue, you're up. Welcome to Talking Real Money. Yes, you always recommend Vanguard. Can you just name the different