 If that's what you're asking. I've never recommended it. We would not use it. We would not recommend it. The 10-year average annual return. 10-year average annual return. Now, this includes the dividends, the income. So the guy's a liar. The 10-year average annual return is 1.48%. That's everything. The 15-year average annual return is 0.99%. Wow. 1%.