 And now, ladies and gentlemen, it's time for Your Money Matters, a weekly show with a positive approach to the markets and investing. And now, your hosts from Moulton Wealth Management, Ryle and Don Moulton. Good morning. I'm Ryle Moulton. Here is my brother, Don. We're the hosts of Your Money Matters. We're both certified financial professionals. I'm an attorney and a CPA.