 But you get into these situations, if somebody had come to me, I would have said, how are they doing this? How are they paying out something more than everyone else is? Often we will tell you, when you call us with an investment that you're possibly concerned about or that you want to vet, often we don't know. We can't know what's going to go wrong. Well, we can't know. It's impossible to know the future. And sometimes we can't predict what will be wrong.