 But we'll see. We assume that it's going to also look favorable like the last two have. We'll have to see how that goes. The odds of a cut are moving up, aren't they? Or more cuts, I should say, by year end, aren't they? Yeah, that's what they're saying. With inflation coming down a bit, the odds of a cut are moving up. And, of course, unemployment's gone up too, so they're worried about that. Those are two things, so...