 and let's say you're like me and not going to retire for the next seven, eight, nine years, there's still some time, but why not take advantage of this time right now? But again, you don't want to just do it because Joe at work told you to do it. Oh, this is what I did. And you want the advice of someone like you and your team. Yeah. And, you know, the whole idea here is that you're going to save taxes in the future and how the, you know, saying goes, uh,