 You could get great diversification with just VT, and I was just talking about that, where you get a global portfolio of stocks. But the thing you need to do, I don't want to just name funds because the portfolio has to be built for you. It has to be built for what you need the money to do, one, and then two, how much risk you can take in doing so. If you just put all of that half a million dollars in VT, the Vanguard Total World Index, which is about 9,500 stocks,