 If we can meet twice or we'll talk over the phone. In general, we do one. Kind of a strategy session for the next year. Yes. And then we'll see if there's some, you know, if that index fund that they're in, if there's, you know, one being offered that's a better one. But the big thing you encourage, if I have a life-changing event and I need to meet with you, well, then they can raise their hand and come in and sit down.