 Visit WoffheadBank.com to learn more and open an account. Member FDIC. Free checking requires $25 to open. Overdraft and return item fees may apply. It's 524. News Radio, 97.7 FM, AM 1000. Your home for breaking news and traffic and weather every 10 minutes on the 4s. Let's get over to the High Performance Homes Traffic Center. And for Kiara this morning, it's Michael Convery.