 So we think that the debt and deficits are issues that over the long run are issues that the U.S. is going to need to address. But we're not by any means in the camp that it's going to be an acute issue over the next 12 months. In fact, we're forecasting yields moving lower in the U.S. over the next 12 months. And again, some of this does depend on future fiscal action, which we don't know. We don't know the outcome of the election yet.