 Good morning. I'm Nathan Hager. And I'm Karen Moscow. And U.S. stock index futures are lower this morning after the Dow and S&P rose to records yesterday. S&P futures down 7 tenths of a percent, down about 42 points. Dow futures down 2 tenths of a percent, or 82 points. NASDAQ futures down 1.25 percent, down 255 points. Ten-year Treasury little change. The yield 4.15 percent. Nathan.