 But sometimes if it's bad news, people, you know, need to get motivated to do more or something like that. But I would really say 95% is not bad news. It's just like, hey, we can make sure you have more for retirement or, you know, hey, you don't have to work to 65. You could work, you know, another year or, you know, that sort of thing. Sure, sure. It's a tweak rather than an overhaul. Yeah, yeah. So it's just, yeah.