 Listen for Altmyer Financial Radio on 920 KXLY, Saturdays at 5, 6, and 7 a.m., and Sundays at 5, 9, 30, 10, and 11 a.m., and at 2 and 3 p.m. Optimizing tax outcomes requires careful planning, especially for those with substantial assets in their IRAs or 401ks.