 It is. I mean, it really is, right? Because that's exactly what we're saying. And by the way, places I do trust, I do trust major banks. I do trust the banks that they list. I don't trust them. I trust the fact that they have FDIC insurance. You'll get your money back. I do trust the banks that they listed, Bankrate.com. Those are FDIC that we send people to go look at the rates there. I believe you'll get your right trust is one word. You'll get your money back from those banks.