 Want anybody to sing to give a little intro there? Expert mortgage advice from Chris Davies. How's that? No, that's not good enough. Okay, let's try. Well, we got Pam on the line. So let's talk a little bit more about the situation where she can sell her home and potentially do a rent back and what that entails, Cece. It's not commonly talked about, but it certainly can be negotiated upon the sale of a house. Pam, we get this question.