 Well, hi again. This is Jim Harvey welcoming you back. I am president, CEO, and founder of Opus 111 Group. And this week, I'd like to start off by talking about sort of the elephant in the room with respect to real estate, in particular office space, and where I'm concerned about the potential for a major recession. And that has to do with the fact that right now, we know post-COVID that a lot of people, my company included,