 So that seems that the sentiment is gradually being shaping towards the encouraging side. But however, policy uncertainty remains to be a key risk for this sector to grow. Yeah, certainly a key risk. Lillian, thank you for being with us. Lillian Lee, Vice President, Senior Credit Officer at Moody's Ratings. Looking at the third plenum, it's about 18 minutes past the hour. A chat with the Fed Chief Jerome Powell coming up next.