 are they going to be in an acquisition mode of picking up some of those smaller banks and cleaning up their loan portfolios. Well, anyway, that's enough for now. We'll be back with more, and thank you for tuning in. You're listening to Money Management, powered by the Opus 111 Group, with offices in Seattle and Spokane. Remember, you can catch commercial-free podcasts of this show on our website, opus111group.com.