 And that's the giant if that is out there. In fact, for the show today, we talked with Jeff Bush. He's with the Washington Update, and he provides nonpartisan analysis of what's going on in D.C. And he says that tax diversification is even more important. But unfortunately, he says, much of the financial industry has not done enough to help people achieve tax diversification. We've done a great job helping clients understand asset diversification, i.e. asset allocation.