 set the prices right, and the market will sort out the deals between the insurance and the providers, but I recently broke both my wrists, which I'm doing great, but I was paying attention to the bills as they came in, and I have really good insurance, so I'm very lucky. So this is not a story about me being out of pocket. This is a story about the market being just totally out of whack. So the bills for surgery on two wrists plus a bunch of physical therapy added up