 intrastate branching. But North Carolina and California were one of the few, and they're big states, that allowed you to branch across the country. And the same model was being followed there. A bank called NCMB was servicing cotton farmers, tobacco. And again, my point is to say this is all country capital. These banks, which we think of as kind of the high titans of finance and maybe investing in computers and big tech, really got its start by focusing on farms and countryside communities.