 um because i know that can truly help people where are you working right now is it a bank or is an actual investment firm it's a credit union okay that was my next question because you could just work for you know an investment brokerage that just focuses on investments that don't also sell debt products right and that's something i would encourage you to look into because i understand at a bank one of the big ways they make money is selling debt products but that's not the entirety of the you know investment industry