 in terms of the subprime mortgage market. Well, if we have laws like that, and given the size of these banks, which now control trillions of dollars with a T as opposed to billions of dollars of assets, can we make radical changes to our economy by focusing on these players, the conduits of capital that are channeling goods around the country? If we regulate the gateways of our economy, can we have rapid and big changes? Now, what that looks like, I don't know. I'm a historian.