 airline points typically and hotel points uh to do car rentals or to buy a computer or whatever so they go on and they run these websites where people for pennies on the dollar can go and buy somebody else's points their loyalty points and then the the bad actors just get money because they didn't pay for anything for those points it's all pure profit to them peter nicoletti is a chief security officer says not a huge amount of work for the hackers to get in that this is pretty easy for