 Altmyer Financial, helping people in eastern Washington and northern Idaho since 1981. This is Altmyer Financial Radio with Dave and Jonathan Altmyer. I'm Bruce Steinbrock. Jonathan has had to step away on the program today, so it's just Dave and I going it alone. We're doing our financial chores today. And the next one on the list, Dave, is periodic maintenance. We know our car needs that, but so does our financial life, does it not?