 Oregon, and Texas. I think all four absolutely make the playoff. Texas has one of those dream SEC schedules. Oregon has the talent, and it may just be favored in all 12 games this year. Ohio State and Georgia will clearly make it. A couple teams that are on the borderline, and the reason I leave them off that list, Penn State, I think, has the talent to get 11 or 12 wins this year, but you just wonder with James Franklin. Hasn't got to the playoff, haven't got past big boys. They get Ohio State at home. Will they be able to get it?