 Hey, I'm underwater on my car. And people go, what? How did they get in water? No, this has nothing to do with – it's about negative equity, right? Am I paying attention? Yeah, so what you owe is greater than the piece that you own. That would put you underwater. So if the car – you've got a $20,000 loan on the car. The car is only worth $10,000. You're $10,000 underwater.