 But... You heard it here, folks. But... You know, all year, you know, from back in January, we were hearing they're going to have three or four rate cuts this year. And every time they meet, they push it back a little farther. That's just because they stated last year, last year in November, they stated, you know what, we're going to start, we're going to, we can see a point where we're going to start rate cutting. And that started the pendulum going, oh my God, the rate cutting campaign starting. Once it starts, it'll continue, right? Given...