 10.20, time for an update on our money news, which we do at 20 and 50 past each hour. The markets today, positive across the board, and quite nicely, actually, for the NASDAQ, up by almost 1%, or 165 points. The S&P 500 and the Dow, they are both up by more than a half percent, a 37-point gain for the S&P, and the Dow is up 214 points. Oil futures today, basically flat, up by about 50 cents or so, to $82 a barrel for West Texas Intermediate Crude.