 but for the, you know, these commercial banks and their credit cards. So it turns out that having kind of buy on credit models and making sure that's available in all markets, not just in big cities, was part of the success of what we might call the Amazon economy we call we have today. I'll just say when I say Amazon economy, I'm putting it in quotes because as you can see, I'm suggesting that there's these all this other infrastructure that made Bezos's business