 take the house, live in it, not have a mortgage payment, take some of the funds, stick them in the bank, invest them, and have that money sort of work for you, not against you, and be able to live a little bit more while you're living, right? Versus putting all that money down on the house and then having all that money tied up in the home, not doing anything for you. Again, it's a point of philosophy. Everybody has their different points of view, but...