 There is a better way to get help. Talk to your creditors directly or to find a nonprofit agency near you. Visit DebtAdvice.org. DebtAdvice.org. Real solutions for real people. This has been a public service message. You're so annoying. You're so annoying. Stop copying me. Stop copying me. Mom, tell her to stop copying me. Mom, tell her to stop copying me. Kids will spend 10 minutes copying everything their sibling says. You're such a doofus. You're such a doofus. How about two minutes to brush their teeth?