 All right, thank you, Michael. Now to another story we're watching. Stock futures are more stable. Traders are waiting for a new pile of price data coming out later today. Earnings reports also coming from the biggest banks. But there was a big tech-led sell-off on Wall Street yesterday. We're going to look at all of this with Joe Quinlan, head of CIO Market Strategy for Maryland Bank of America Private Bank. Joe, always a pleasure. But before we get into your analysis of the markets...