 And it's a great point, too, on you might be more exposed to tech than you think, especially if you're sitting in the S&P 500, which is, what, 30 percent tech or so. I do want to actually talk about how all this rolls into price targets. And typically at this point, I would ask you what your year end S&P 500 forecast is. But I know that you've backed away from those sorts of calls. And it was interesting if you take a look at Friday, we got some news from Piper Sandler saying that they're actually going to drop prices.