 It is a whole new chapter. And the interesting thing is it's a long new chapter. I mean, people are living 20, 25, 30, 35 years into retirement, right? It's almost rivaling the number of years we were working. So the first 20 years, you're just learning. Then the next 40 years, you're working. And then you got another about 20 or 30 years that you're going to be living in retirement. Doesn't it pay? Doesn't it make sense that you need to do something? Yeah.