 Over the next four to six months, for the same reason I just mentioned, we have volatility probably picking up in the third quarter. I would say your likelihood of upside between now and year-end is very low, much lower than normal. I'd call it 20%, 25% that markets are higher between now and year-end. Specific target? I don't know, but let's say it's down 10% or so. Then we would get interested. Then we'd be interested to say, okay, maybe there's some things happening at the index level.