 You know, you just have a conversation, find out, figure out what your budget is, what works, so you're not house poor, and then you back into a number there and see what works. Yeah, a lot of times people call me first, and then I refer them back to Chris, like, hey, you need to start there, because we kind of need to know what your means are. And more importantly, what you're comfortable with. Right. You don't have to stretch it, just figure it out. And down payment's not an issue. Folks...