 Yeah, and if people want to read it, it's checkbook.org and just search for identity theft or your investment and retirement accounts protected. The other advice you gave was spot on. Don't wait about it. Freeze your accounts. That will stop bad guys from using your information to open bank accounts and credit cards and that kind of thing. It's real easy to do. You can thaw it as soon as you need to do it. You have to do it all three, Experian, Equifax, and TransUnion. Absolutely have to do that. And I talked to the folks a number of years ago at Microsoft