 I think whatever happens, the Fed is planning and gearing up to cut rates in September. It won't move in July, but they'll move in September. I'll try to stay away from the politics of the two candidates, other than to say there's still three or four months left between now and the election. And the only caution I would give is that's an eternity. And at the moment, it may seem one way. I think this is going to have fits and starts.