 But the question is, should we do that? But that's why we so much encourage, Dave, for people to reach out and start the conversation because you don't want to do it just because Joe at work said, oh, hey, I'm 59 1⁄2. I'm pulling out this money. Well, is it a good decision? You know, again, you want to get the advice of someone like yourself. Yeah, and it depends. A lot of times it does make a lot of sense to do, but it depends on what you want that money to do for you.