 and you have done nothing as far as retirement planning, you're great savers, but if you channel that into investing, your money's going to have compound growth working for you instead of an asset that's going down in value. Since we sold the farm, we do put $3,500 a month. I guess last year and a half, we do budget with every dollar. We're putting $3,500 a month into retirement. Amazing. Good. But here's the deal. We're telling you to pour some gas on the fire by selling this big old boat.