 Yeah, and Dave, let's face it, sitting with a deer in the headlights looking to help you. I mean, you've got to unfreeze. And I'm as guilty as the next person. 2008, you mentioned it earlier, my wife and I were a little upside down, and we had to pull money out of a 401K, which still to this day, it's in the back of my head. It still kills me.