 If you can plan barbecues and weddings, you can plan to protect yourself from a natural disaster. Sign up for local alerts, prepare an emergency kit, and make a family communications plan. Get started at ready.gov slash plan. Brought to you by FEMA and the Ad Council. George Campbell, Ramsey Personalities, my co-host today. Tyler is in Alabama, Birmingham to be precise. Hey, Tyler, what's up? Hey, Dave, I'm good. How are you doing?