 Okay. What is the 150 in debt? So 88 of it is student loans. My monthly payment's fixed, and it's not insane. That's about $105 a month. But the credit cards is really where I got into trouble, and I had to move unexpectedly. So they just crept up, and now I'm in a spot where I can pretty much only pay the minimum on everything. How much do you owe on credit cards?