 So with that all in mind, I think you really have to look at this. We'll be keeping an eye on the banking sector. I did ask one portfolio manager what he thought about money center banks, and he said, well, he thinks money center banks are probably reasonably safe. It's not to say they couldn't take a hit. And I do think that when this crisis really comes front and center, we'll be looking very much at those money center banks to see, number one, are they good buys on their own? How much actual commercial