 We've known for some time that commercial real estate has been in big trouble. We've talked about that for a long time. But now it's spreading into that multifamily housing, multifamily construction we just talked about. But in general, it's now hitting the loans on multifamily. So Goldman Sachs and Ballast are set to surrender 82 apartment buildings, about 1,200 apartments in San Francisco, to Royal Bank of Canada.