 So if you think across time here, that's what's important is that our teammates think that we end up around three and a half. And that's where the Fed stops. That is a wholly different environment than the last 15, 20 years where, you know, basically there was no interest rate got up in 16, 17, 18, 17, 18, 19 to two and a half. And then it was cut if people forget at the end of 19.