 do me a favor grab your latest investment statements if you know where they are how many do you have a lot how many different investments are in each statement a bunch do you own individual stocks bonds sector funds and stuff you don't understand yeah i thought so i'm don mcdonald and i'm pretty sure you have a case of hodgepodge itis but don't worry it's not terminal and can be cured but it takes three things a bit of time some fiduciary guidance and a plan there's a problem though