 Anyway, it comes up. And it turned out it was a pretty good thing to have something in fixed income because for two reasons. Number one, the stocks had gone up a lot. So the dollar had sold in stocks. I had to pay a big tax. Number two is those bonds will be stable for you. And so if stocks are off 50% and you get a draw on something that's down 50%, that is a crummy strategy. And let me tell you, both Tom and I are longtime risk takers.