 And majority of the times it's a fraction of that amount. So if today my net income, let's say after my wife and I both working, she's got a paycheck, I got a paycheck. And between her and I, after they take out Medicare, Social Security, health insurance, let's say my net income is $7,200 a month. My question then is going to be, well, how much of the $7,200 goes to sustain your quality of life?