 money is always the first concern. You know, how do I get money? How do I finance it? And how can I do it at a decent rate? And typically when it comes to renovations and things of that nature, especially when you're looking at sizable projects, when I say sizable, let's just say six figures, 100,000, 200,000, 300,000, et cetera. You know, how do you do that when you've got a first mortgage offer