 uh... we've got about three thousand dollars and you don't have an emergency and we do not have a full and you started baby step four without that being done so you're not following the baby steps and you've got debt of twenty nine hundred dollars so you've not been following the baby steps already so if you want to follow them we can show you exactly how to do that but then you've got to say that's what i'm really do you can't sorta you either is or you isn't okay and so you isn't right now