 Strike three could be an illness for which there is no coverage under Medicare, unless you have a safe harbor trust. Hi, it's Mark Christopher. If you have a safe harbor trust, you will hit the home run. If not, you likely will strike out. Don't stand on home plate without a safe harbor trust. Crafted by attorney Rajiv Nagayat with LifePoint Law. Join Rajiv at his next free workshop, August 1st in Bellevue. August 3rd in Federal Way, or how about August 6th?