 And here's one, again, I don't think anybody would disagree with this, Dave. You can't sit on the sidelines of life. I mean, that's not possible. You've got to get involved. Yeah, so that's right. In your financial life, sitting on the sidelines could manifest itself in different ways, and it could mean that you're not contributing to a 401K or missing out on that company match, or it could look like,