 And I'm Karen Moscow, and we are watching shares of UnitedHealth Group. They are a little changed this morning. It reported second quarter results that surpassed Wall Street expectations, even as a key measure of the insurer's medical costs was higher than anticipated. Treasuries are rising this morning with the 10-year up 13.30 seconds. They yield 4.17%. They yield on the two-year 4.41%. Meanwhile, futures are higher. S&P futures up a tenth of a percent or six points.