 This is not a substantial easing cycle. This is going to be a soft, gradual easing cycle where the Fed's normalizing policy, not easing into weakness. How do you feel consumers are doing at the moment? Because we can't really tell very easily when we look at the performance of certain companies that are heavily exposed to consumer behavior. I won't cite all of them because I did it earlier in the hour. But there are plenty of companies doing well and there are plenty of companies that are not doing well. And the consumer is their customer.