 Good morning, I'm Zach Brickner here with your Money Matters Update presented by Altmyer Financial Group. The Dow Jones is up 25 points to 41,223. The S&P 500 is up 17 to 5,605. And the NASDAQ is up 88 points to 18,084. Ten-year treasuries are at 4.18%. Crude oil is unchanged at $81.41 a barrel.