 So, you know, here's some financial advice. I heard this from some counselors. I was watching a segment. I went to a talk, whatever. Sure. And they were saying, let's say you give a loan to, let's say, just say one of your kids. Okay. And they don't pay it back or they're always late or something like that. Okay. Then you get that behind you. Well, they come at a later point in time and