 Well, on the other hand, if I can get 8% and I put $500,000 and get 8%, I'm getting the same $40,000. That allows me to take the other $500,000 that I have left over and put it in the market and I don't really have to worry about what the market's going to do when there becomes a correction. And you just let it do its thing and you let it sit there and grow over a period of time for inflation.