 Whether it's a shoulder, hip, or knee, before you choose surgery, consider stem cell therapy with Dr. Mark Wagner, M.D. at Seattle Sports and Regenerative Medicine. Get the facts, hear from all the patients I've talked to, and schedule your consultation at drmarkwagnermd.com. Cash benefit plans allow you to pay family members for long-term care, and our plan pays you back if you never need it. Find out more at 525longtermcare.com and listen to Long-Term Care Radio every Saturday and Sunday at noon on 570 KVI.