 And I'm Karen Moscow. We go to the first word breaking news desk for today's morning call. And here's Bill Maloney. Bill, good morning. And good morning, Karen. U.S. futures trading in the red right now. Dow futures down 69 points. S&P's dropped seven and Nasdaq futures declined by 20. The U.S. 10-year yield at 4.28%. Gold is up 11. Oil in the green. And Bitcoin...