 Medical billing, we've talked about insurance companies, we pay up front. We give them our premiums, we give them our tax dollars straight out of our paychecks up front. And they have no incentive to give us care from there. They make money by denying our care, by delaying our care, by creating things like networks that don't need to exist that cause us difficulty and barriers in actually receiving healthcare. And that's the way the system's set up, right? So it's set up not with a patient in the center,