 We've told people, but the only time we tell people to do that is using an FDIC-insured bank. Period. No secondary person. That's the difference. It's the middle people that make this different. And they were offering rates that were comparable. Yeah, a whole higher. I mean, and so people thought, well, okay, that makes sense. Somebody put in $30,000. The bottom line is people have been stuck. They can't get their money back.