 like let's walk the baby steps in order and then once you do that obviously you're building equity there which i don't you know i don't know what your plans are i mean you're 21 at some point you're probably going to sell that house you'll meet somebody that you love and you know but that would be my next move is to start paying that debt down and then when you're done with that you can go to the moon like you can invest as much as you want i'd probably finish up