 In a fiduciary manner. But they still won't say if that means you can't get sold an annuity. Well, what it says is you can't get sold an annuity that is inappropriate. Oh, yeah, that's easy to figure out, sure. But in fact, almost every annuity is inappropriate for a retirement account. And I think a really good case can be made for variable annuities and indexed annuities to be excluded.