 Tariffs is a very significant topic. But the fiscal spending, I think the jury's out as to how a new administration will handle that. We're running in the United States close to 7% of GDP deficits at full employment. 2019, we're at 4%. And you're starting to see the stresses in the U.S. being able to sell the 10- and 30-year Treasury. So I still think there's a lot of debate on those issues yet to come.