 If you would like to get the four steps to a worry-free retirement analysis, be one of the next 10 callers at 800-700-8229. That's 800-700-8229. And remember to retire with Altmyer. This is Altmyer Financial Radio with Dave and Jonathan Altmyer and Bruce Steinbrock. And that tax component, Jonathan, is really, really key. What are some strategies to shift funds?