 Good morning, I'm Nathan Hager. And I'm Karen Moscow. U.S. Stock Index futures are little changed this morning, at least S&P and Dow futures. NASDAQ futures are up a tenth of a percent, up about 23 points. Ten-year Treasury up 13.30 seconds, yield 4.17 percent. Yield on the two-year, 4.41 percent. And NYMEX crude oil is down nine-tenths of a percent, down 73 cents at $81.18 a barrel. Nathan.