 And I'm Karen Moscow. European stocks are falling. U.S. stock index futures are little changed. This morning is disappointing. Corporate earnings way on sentiment. We check the markets all day long here on Bloomberg. Again, futures little changed. The DAX in Germany down 0.5%. The 10-year Treasury up 12.30 seconds. Yield 4.18%. The yield on the two-year 4.41%. NYMEX crude oil is down 0.8% on 68 cents at $81.23.