 billion this quarter to 14.5 billion in the fourth quarter. And we showed the steps to get there, which I think gave the market confidence that part of this requires a little bit of growth in loans and deposits, continued discipline in pricing. But a lot of it comes from mechanical repricing of assets that are rolling off their fixed rate and having them repriced to current rate structures. Yeah, and those mechanical things you're reasonably certain of as far as much as you can be. But when you talk about growing, for example, small and medium-sized business loans,