 It's coming up on 6.30 on Wall Street. Good morning. I'm Amy Morris. And I'm John Tucker. We're nearly three hours away from the open of U.S. trading. Time for the five things you need to start your day. Brought to you by Interactive Brokers Bond Marketplace. Access their vast selection of over one million global fixed income securities with no markups or built-in spreads and low transparent commissions. Learn more at IBKR.com slash bonds.