 That's a qualifier. I have some index funds and I have some separate stocks. Individual stocks? It's time to change. We already gave you the right answer. We're just getting into the weeds. Literally, we're surrounded by weeds. We don't need to go out and vote. I'm sure there are cicadas out there. Do it. Just do it. 855-935-TALK is our phone number. Give us a call, please.