 So give me a call, 855-935-TALK, 855-935-8255. And Herb, you're up. Welcome to Talking Real Money. Hey, Don, it's Herb Weisbaum from checkbook.org. Was hearing your caller about the... Herb Weisbaum! Oh, my gosh. Yeah, I listen. Usually I listen when Tom's on, but that's all right. You know, I had to put up with you. The answer to the question that we... He really loves me, folks. He really does. Oh, Herb.