 Because I wouldn't yell at you if you took out a mortgage, but if you had a bunch of cash and you still avoided paying cash, I'd go, all right, that's pretty dumb. Or if nothing else, brother, you're going to put that... Let's say you decided to take out a $200,000 mortgage, you put half down. You're going to put that money in a high-yield savings account at 5%, but you're going to be paying 7% on the mortgage. I mean...