 There were also accusations of racist loan practices, and Ray was picketing the main branch with the local chapter of the NAACP. First Federal was denying all charges and refusing to budge. But Ray had Rico's savings account there. So one day he came to have a talk with his son. So he said, we're going to go in the bank, all the picketers are going to be in there, and we're going to ask for your $3,000 in pennies.