 My bank affairs, excuse me. So you have that. And then you also have this pillar two solution. So it is possible for politicians to come to agreement. But you need and you need a lot of public traction to get to that point where the politicians actually make a move. In which case, in the sort of last 90 seconds or so that we have, if this is a nice thing to chat about, but probably not realistic beyond that. Is there a better way that this could be approached? Stephen, do you think?