 The WVMT Studio is powered by Vermont Federal Credit Union, where Vermonters can find great rates, exceptional local service, and top-notch online banking capabilities. Vermont Federal Credit Union. Bank like a Vermonter. If this radio spot were Nikki Baker's life, it would start pretty normal, like this. But then, right around here, her life would take a bad turn with her mother abusing her. And about this far in, Nikki would drop out of high school and run away.