 President-elect Joe Biden said that there should be immediate congressional action on student loans after Democrats suggested he should sign an executive order to forgive student debt. A Biden official says that the president-elect is calling for immediate action to forgive $10,000 of student loan debt for borrowers and that the action should take place in Congress. Let's check in with financial advisor Chuck Koppis on this. This would be big news, Chuck, if it happens, wouldn't it?