 You're a great fit for doing 80% of your Roth or into Roth over the next 12 to 15 years. You're not going to do it all once. It doesn't make sense a lot of times. Now we've had businesses that make, they start a new business. I got a new business owner and he's got a lot in IRA and he just sold one business and he's going to start another one and he's going to have these massive losses. I know it, but that's how it works. You've got to fund the new business, which is a great time for me to go in and convert his IRA. I've already told him and he's like, is that legal? I'm like, yes. So you've