 so in the past what would happen is at least those people would buy a home and so i'm going to give you two examples my dad when i was a kid bought a home for ten thousand dollars a little thousand twelve hundred square foot home and by the time we moved out of it and sold it moved to another city he sold it for a hundred thousand bucks i mean you think about that that's a massive amount of wealth growth and remember that's a long time ago ten thousand then was probably a hundred thousand two hundred thousand now