 Jade Warshaw, Ramsey Personality, is my co-host today. Open phones at 888-825-5225. Andrea is with us in Houston. Hey, Andrea, how are you? Good, how are you? Better than we deserve. How can we help? So I've just started here at university, and I've got all the materials. I'm kind of thinking a little bit ahead, and I was contemplating what to do with the two cars I have.