 For more than 75 years, the VA home loan benefit has helped millions of eligible veterans and service members achieve their piece of the American dream, a home for their families. Did you know that you can purchase a home or refinance your current home loan with your VA home loan benefit? VA home loans have lower closing costs and generally enjoy lower interest rates than other borrowers. The VA home loan may save you thousands of dollars on your mortgage. For more information, visit www.va.gov or talk to a lender of your choice. Choose VA.