 And if that is okay, then we can back in and say, okay, so you don't want to invest in management real estate, right? That's basically what she's doing. She's investing in real estate but managing it herself. And it's a great way to build wealth. 90% of the millionaires have investment real estate worth over a million dollars. Now, does she want to pass it on tax-free? That's one plan. I like that one.