 Okay, so let's say that you did pay off the car today. That leaves you with $3,000, and it frees up $428,000, and you have your income. So how quickly could we get back to $10,000 knowing all of that? How many months? I think aggressively maybe eight or nine months. Okay, so eight months from now we're back to where we are, and we're going to be fine with $3,000. How many emergencies have you had in the last year that were over $3,000?