 He's letting the clock run out on his Social Security to age 70 for maximum benefits. And here comes the Roth conversion. He's locked in for income for life. He's got some outstanding coaching with that annuity plan. He's created his own pension as well. And it looks like he's going to go all the way. Play your best retirement game. Call Jim Martin of Martin Wealth Solutions. 800-635-4313. 800-635-4313.