 We're taking some time today to talk to the federal employees. If you're just joining us, my family office model, you cannot be, in my opinion, an expert of everything. You can have somebody that's a financial advisor. You can have somebody that also has a tax license. Maybe they're a CPA. They've got that. Maybe they're also an attorney, an estate attorney, not one for speeding tickets or getting you out of a whatever. You shoplifted something. Hopefully not. But