 The type of people that spend everything they earn in general are people that spend everything they earn. In other words, if you were paying them $60,000 a year, they'd live on $60,000. If you paid them $100,000 a year, they'd live on $100,000 a year. That's just who they are. If you're different and you got paid $60,000, you'd live on $40,000 or $50,000.