 So why would you keep a $180 million loan on a $150 million building? That's what happened in 2008 when all the houses were worth less than what people owed mortgages on, and they walked away from it. So there was a huge amount of glut of housing and foreclosures because the value was less than what people owed. And that's really what's going to happen with commercial real estate, except probably on a larger scale, because these are