 Well, you could take 80 grand from that a year, right, and live on that. What do you need your IRA for? Fine. You saved it because they probably gave it to you in a match, right? Like, you're going to have over a million, right, if you don't already have it. And so when you look at your RMDs, should you be paying $12,000, $13,000, $14,000 in tax on something you don't need? That really adds up over time. No doubt.