 Hi, this is Joel Marks, COU CHFC Financial Advisor, bringing you money success on Saturday mornings, our new time, 8.30. If you're concerned about your retirement plans, your college funds for your kids, IRAs or Roth IRAs, making the contributions you should for your 401ks, how about your estate for legacy purposes? How's that being set up with your wills? Tune in Saturday morning, 8.30.