 So at age 70 and a half or age 72, depending on when you were born, you're now required to start taking the IRA or 401k distributions. In other words, you can't leave it in there anymore. You have to take it out of the 401k or IRA. And they put you on some type of a plan that says you have to take it out over such a period and it's dictated to you, right? So I don't know if that's really relevant to anything or not. But what is relevant is that you can go through all of that