 You know, Bob, we hear that story and I've heard that since I was a little kid that, you know, just stay in there. It's going to come back, you know, and you see it go up and see it go down. Then you see record stock market highs and you have to think to yourself, well, they've got to be right. Market keeps getting larger and larger and larger. But it's it's all about when it hits, isn't it? It just psychologically kicks you.