 Now, when I say that, we're all spouses in a way, if we're married or we were married. They're spouses, though, in particular, that they let their significant other, or in most cases, sometimes we see it's 80% of the time the man. The man does all the investing. The man meets with the advisor. The spouse sits there quietly, and she says, this goes right over my head. I don't understand anything that's going on here. This is designed for that spouse that listens but does not do the investing.