 How do you find the right advisor? I know we're going to get into this, but you've got to find the right one based upon what you're trying to accomplish. So I always tell people, work with a specialist. Work with somebody who's completely committed, who's made it their life's work to help you plan for retirement, that will take a look at your tax situation, your income situation, your investments, and build a plan around it. And if you can find that, generally speaking, you've probably found the right fit for you.