 People feel like they're doing everything right on the tax side, the financial planning side, right? They're making all the core decisions. If they are still investing, they're growing their wealth, buying real estate, saving, investing, right? Keeping their expenses low and building their net worth so they can get more income in retirement. It's not just about how you're investing it, but also where. And then I asked him about his Roth. How much do you have in your Roth? Oh, very small. Okay, and who gave you that advice?