 If Jerome Powell is able to pull off a soft landing, he'll go down in the history books and in my book as one of the best Fed chairmen we've had. The point is, he's going to get it done. And that brings me back to the same theme. Now is a great time to reallocate because we have so many good choices. You can get 4.75, 4.75, 5.25 out there almost anywhere. Savings accounts, CDs, checking accounts. You can get 5.25 in some of the CDs.