 You know, I don't get paid off of people's real estate. I don't get paid off their social security. I don't get paid off a lot of different things, getting people out of debt. Oh, by the way, if you buy a house right now, we have our wealth accelerator type program that can help you pay down that house really rapidly, build equity on top of the appreciation. So if you're thinking about waiting for rates to come down and you really have to move,