 The thing is, it's not for everyone. So don't say, hey, I got to do a CRUD, I got to do a CRUD. No, it's just a strategy. So the idea is to find somebody that will look for strategies that will work for you. And as a fiduciary, we look for a lot of different strategies. And, you know, a CRUD may be good. The key is to find somebody that understands these things and talk to them, especially somebody like a tax attorney, a financial advisor, retirement income planner. That's who we are. And we'd love to talk to you more. Just go to riskfees.com.