 And you need another $2,546 to meet your income. So what we would do is we would route it up a little bit, make it $3,000, just to give you a little bit of cushion. And you want to make it tax-free. Why tax-free, Daniel? Because tax-free is spendable money, right? Exactly. Because if it's taxable money, then you got to worry about taxes going up or down or sideways or whatever. But if it's tax-free, that doesn't come into play. So we need about $3,000 of guaranteed income. So what we do is we...