 It's something where we can take a property and it's worth a million dollars, and I'm using small numbers, and it might be worth 10 million, 20 million, whatever, and we can make it go up in value. And if we can get it to go up in value 50%, which is really not that hard to do, then we can refinance out that 50% increase in value, and we still have the same equity. So when he says, I got back 60% of my money, he still owns 100% of the property he used to own. He didn't lose any percentage of his ownership.