 There's the Dave Ramsey plan, which is the debt snowball plan, which is his idea is pay off the smallest amount debts you have because they're easiest to get paid down. And when you do, now you no longer have to pay principal on that particular debt anymore. And you can put a larger and larger dollar amount towards whatever debts are left over. And you work by getting the smaller ones. And first knock them out and then work on the big ones later. That's one way to look at it. Another way to look at it.