 If you ever get sued, the one thing they're going to go after is a paid and full house. They're not going to go after a house that's got massive debt on it. There's nothing to go after. If you have your house leveraged to the value of your house, there's nothing for them to sue you for. But if you have $400,000 with equity in that house, every attorney on the street is going to want to take that case and go after you for that money, that equity in the deal.