 or whether making sure that mom and dad's money come and we disinherit the IRS as much as possible. So you like to have a conversation about legacy strategy for mom and dad. I have people all the time, hey, Steve, I don't know, can't be sure, but I think I'm going to get this amount of money, $250,000, $500,000, $1 million, $5 million, whatever. I have it all the time. And I say, well, count it when it's in the bank.