 and they have an individual retirement account or a 401k and they don't work there anymore, you could leave your 401k here and you're like, well, I still have, I don't have an IRA anymore, but you don't work. You're going to have to take a distribution. So if you have a million dollars at 73, you got to take about $36,000. I think it is somewhere in that ballpark of what you need to take. And if you have another 2 million, you did it right, right? You invested in real estate, you saved outside of your retirement plan. You got all this equity.