 really important to um you know when i spoke to friends afterwards they said oh my work covers me it turns out their work did not cover them once again you gotta read the fine print and janice as always a pleasure to talk to you we're going to talk about hearing loss and travel in another segment because that story to me is always fascinating we won't get into it now but most importantly we've learned a lot from you today thank you again janice when we come back more from tampa