 I think there's some smoke out there on the economy. And I think a lot of people are starting to wonder, not are we in a bubble, but are we set for a pullback? Because I don't think we're necessarily in a bubble. But I don't think there's any reason why we couldn't have a pullback, Morgan. And it's one of the questions we ask all of our clients. Are you ready for a 25%, 30% pullback in the market?