 Why would you even get into something? Because I think it's going to go up. But how do you know it's going to go up? I don't really know. I'm just going to speculate that it is. How about your house? One of the stories we're told when we're younger is that you should buy the largest home you can possibly buy, live in it, and pay the mortgage on it for 30 years. At the end of that time, you'll have a gigantic asset. At the end of that time, that house should have gone up in value multiples of times. Reality is, it almost never happens that way.