 And so when you propose that concept to a person, the guy's 40 years old, he's in the apex of his career, he's peaking in his company, it just doesn't even click because they're still thinking about climbing to the top of the mountain. So you see that the people out there just don't really even have any understanding that there is a possibility to retire in two or three years. We'll be right back with the Dell Walmsley Radio Show.