 Home of the 60-minute guarantee. You can listen for 60 minutes every hour. Guaranteed. Seville 1075 and 1260 WCHV. Jade Walshaw, Ramsey Personality, is my co-host today. Thank you for joining us, America. Well, the stock market's been rough lately. It's been up, it's been down, and it's basically about where it was a year ago.