 Wow, Steve, those are some great questions. You opened up a whole bunch right there. I don't know exactly where to start because there's so much to go. Let me just throw a little bit out there. I fully agree with you on the mortgage. We've been spoiled. It's been crazy low for so long. Where we're at right now is kind of more historically, quote unquote, normal. So this is actually just regular right now. Rents, you're right, have jumped so high. Actually, the median rent right now in our area is just right at $2,000 a month.