 After you get your paycheck, are you putting any money into after-tax savings, like your savings account, CDs, brokerage account, things like that? Because you don't need to be saving necessarily when you retire. So the basic living expenses are going to be – what that is, the paycheck that you're getting minus anything you're saving out of that. And then that's the number that you really want to have guaranteed in retirement because if you have that guaranteed, you know –