 Now, that's a dumb assumption, because most people, by the time they retire, are in the highest earned income bracket of their life. And so when you start taking it out that way, it's going to be paying higher taxes. Secondly, even if you take it out a little bit at a time, that means you have to live in poverty. But if you take it out enough to be able to live on the same level of income that you're living on now, then you're going to pay the same taxes you're paying now. Again...