 That money will be gone, and your goal then will be to die before that pile goes away. That's not what retirement is. Real retirement is where you've replaced it because you had a pension or because you've got some stream of income coming in that lasts forever. That's real retirement, right? Now, to do that, you have to have cash flow. I ask you, why do you get up and go to work every day? What a redundant, painful...