 How come nobody's ever mentioned it? Is it new? No, it's not new. It's been around for many decades. But normally, it's used by very, very wealthy people. And I'm talking about families that have $50 million to $100 million or more in assets. And so then why would it work for me if I don't have that, if I only have a couple million dollars? Well, the reason why a lot of advisors and a lot of lawyers don't talk to their clients about this is because –