 But if you had a million dollars in the year 2000, and you were taking income out, just 4%, simple 4% cash flow rule, making 4% out of there. You took money out, the market took money out. At the end of year 2021 or 22, you only have about $250,000 left. Because you don't get 100% returns when the market does come back. It's hard to do that. So the question we're asking right now, the third question is,