 So according to this Kiplinger article, there are four scenarios talking about super savers. So scenario number one is if you don't need money for 10 plus years, scenario two is if you need money for, you know, in the next two to 10 years, if you need the money in less than two, and if you don't need the money or the return, can you break those down for me? I mean, the article talks about if you don't need the money for 10 plus years, you can invest with the NASA allocation you're comfortable with.