 S&P 500 was about five and a half years to get back to where it was. Can you ride that out? A lot of people had to. Some people were going to retire and they had to postpone retirement. Where are you in the situation? You could have been post-retirement and that kind of hit could have affected your income stream that you were taking off. And you had to revisit that. Another question, suppose the stock market performs unusually poorly over the next decade, what would you expect from your investments?