 That's a big deal. When you have the answer to your clients and not a manager, you can do what's right. You have access to everything. We don't have proprietary products, and I think that's a huge deal. You've used this before on the show, and I love it because it paints such a great picture when you are talking about being independent, being an independent advisor. It's like you go to shop at a grocery store, and you are independent. You have access to the entire store, all 25 aisles.