 Both of these things work under the same stimulus response effect. You take the right stimulus each and every day of your life and you go down one path. You take a different set of stimulus and response and you go down another path. And so you have whatever you've done in life. And you are whatever you do. So if you eat like a pig, you're a pig. If you exercise like a sludge, you're a sludge. If you waste money and spend money, you're broke. It's all there is to it.