 There have been many changes in lending and closing real estate transactions that are aimed at protecting consumers. Trust Closure Title & Settlement to educate you about title insurance and the closing process. Call 434-872-0655 or visit closuretitle.com. Closure Title & Settlement Company, your choice for real estate closings. Hi, this is Chan Bront, chair from Almore County. And this is James Halstead, captain of the Reserve Division.