 Are you invested for performance? Is your advisor an advisor that sets you up for performance and he's trying to throw Hail Mary passes? Or is he one that's focused on income? Or is he one that puts you in income-producing investments called bond funds? I've done a whole show on bonds versus bond funds. And then the second question we asked, if you need to go back on those and listen to those earlier, you can listen to all my shows and the beginning of this one on my website at rwfhour.com.