 Welcome back. Now here's some more unconventional wisdom to set you free. From the man on a mission to retire America, one person at a time, Del Wamsley. Welcome back to Del Wamsley Radio Show. Today we are covering an article called 10 Financial Commandments of Your 20s, followed by 10 Financial Commandments of Your 30s. We're on number two, step number two, which is establish a budget.