 Welcome back to the Dell Walmsley Radio Show. Today we're going through an article here called Seven Reasons Why Financial Intelligence is the Best Investment You Can Make. We've covered a couple points here already. We're on the second point, which was some people believe in good debt, other people believe in no debt at all. I need to get this one out because this one is really a harsh one. A very famous gentleman by the name of Dave Ramsey is out there telling everybody you should have no debt at all. No debt at all