 Maybe have a little cash reserve. I think if you're needing money in two to ten years, the income stream needs to be figured out. We're doing a lot of income planning, meaning, okay, so if you're pulling out $100,000 and you're going to pay 30% tax on that IRA because you're still in a decent tax bracket, we need $70,000. Where's the $70,000 going to come from? Yeah.