 Meaning, okay, so if you're pulling out $100,000 and you're going to pay 30% tax on that IRA because you're still in a decent tax bracket, we need $70,000. Where's the $70,000 going to come from? I don't know. That's your job. Okay, good. Let me do my job. Let me tell you where we're going to put it from. It needs to be more secure. It can't be taking a ton of risk. We still are going to try to get a decent rate of return to keep up with inflation.