 You can't be an expert on everything, so you need a team. And you go, well, I can figure it out myself. Okay, good luck. Things are always changing. Wealthy people have people. They have people that do that stuff, that have license, and not just license, but are experienced. My tax planner has a master's in tax planning and is now also getting educated about the impact of AI in the tax space. Forward-thinking people.