 And he asked me, Bob, would you please look over all my policies? I probably have 10 or 12 of them. My wife has six or eight of them. We bought them all at different times and different stages of our life. We want to make sure they're all set up correctly. Some of them are income producing. Some of them I'm still paying on. I would like to know why. He hasn't looked at his policies in years. I told him I'd be happy to do that. We do it all complimentary for you. We will be happy to do a complete insurance review.