 and then we want to make sure about leaving a legacy if that's the concern to you and whatever's there and i will tell you you know flat out with my clients when we get together i just let them know i work for you we'll talk about legacy but my plan is to make sure you maintain your economic world financial peace of mind maintain your lifestyle enjoy life you've worked hard for this you know the fact is most people when they retire they're gonna they're looking at 30 years plus