 It's near towards the end of their career. And they might not be ready. Financially, they might have needed those extra three or four years or five years of work to shore up their position. We just need to be ready. And that's why having a plan that lays out the financial issues. And you understand what happens if you're laying out. What happens if your paycheck is cut in half? What does that do? Let's run the numbers. Let's get ahead of that now. Yeah. I mean, you're employed. You got the paycheck coming in.