 They will offer you gap insurance. It's worked right into the purchase and financing the vehicle, and it adds very little to your overall monthly payment and well worth the value should the unfortunate happen where the car is in a wreck and totaled. For more, Trostlaw.com, 434-777-HURT. Where opinions meet facts. It's Tom Sullivan. Buggy whip manufacturers went out of business, but a bunch of new jobs were created at Ford Motor Company.