 That way you get to pick and choose. You get to actually think a little bit more, think outside the box and see what else is out there. So really what I see that's concerning to me is people are too scared to have these conversations. They're told not to have these conversations or they're too confused on where to start. And that's where we come in as your trusted advisor to sit down with you, talk to you, figure out what those problems are and help you start the conversation on finding solutions.