 Now, just because it's fund money doesn't mean you have to have it all at risk. You know, we talk to our clients a lot about if you don't need to be taking risks, then why do it, right? You don't have a purpose anymore. So most people take risks in the market because they're hoping they'll have enough someday to retire. But if you already have enough to retire, we already guaranteed all your income. That's all my life. I got to take risks. I got to take risks. If I don't take risks, I'm not going to make any money. But why? Why?