 It used to be a policy that when you died, the beneficiaries would receive the benefits. But now they've added what they call accelerated death benefits onto some of the better companies, the financially stable companies, have set up what they call accelerated death benefits, even on inexpensive term insurance policies. And those term insurance policies, I own several of them. You know, for $150,000, $200,000 at age 60, 65,