 but hopefully two and some change and you guys are clear and then you know by then her income shoots up and you'll be able to take advantage of this and you'll be debt free and have an emergency fund and you'll be setting the course towards wealth building but every dollar you throw in that 401k in the meantime slows down your get out of debt and it slows down your wealth building more than the match so i i did the math on it and it was it would currently it'll take us