 And what they do is they pay a penny on the dollar. So, um, I, uh, took a payday loan out, um, probably 13 years ago, a little longer. Yeah. And, uh, all of that time never heard. But so I was working for a company that went out of business. So all the emails and all that got, got blasted. So I probably owed maybe another $200 on it. Uh, and I, you know, was waiting for them to contact me. They didn't not make an excuse. So I didn't pay it.