 And I write 20% up there, and they go, yeah, people, we can earn 20%. Look at the cash flows on our deals. Anywhere from 10% to 20% cash flow from a rental property, very easy to make those kind of returns. Then I put down 2%, and I say, can we earn 2% or less? And everybody goes, yeah, of course, we can buy bonds. We can find bonds all day long at 2% or CDs and so forth, so we know we can earn 2%.