 But as we become adults and now we have a career and now we have the bills that come in every month, Verizon is going to want their money and Newport News Water Works is going to want their money and Hampton Roads Sanitation is going to want their money. And of course, the lender for the mortgage on your home, they're going to want their payment. All of these responsibilities come upon us. And so we start to work and we start to labor and we start to toil. And then there's the necessity of money.