 So all that to say, what were we doing? So the newspaper, again, that just shows you the level of bias that exists in pages of newspapers like the New York Times. It's really unfortunate. All right, 901-260-5926. I want to go to Norman. He's been holding on for a while, and he has a theory about why people like to pay by check. Norman, good to have you with us. What's on your mind? Well, just a brief comment.