 and ultimately an income plan. And we want to make sure you're doing the very best you can do with your money. Look, if we're not a good fit, we're going to shake hands and part as friends. But generally speaking, when I sit down with people, they walk out in a much better position when they walked in. And I would encourage you to do the same. So what you hear on the radio is what you get in person. I'd love a chance to sit down and have a conversation with you.