 worth millions of dollars as opposed to hundreds of thousands of dollars. And so that's gonna affect that. And what happens is a lot of hedge funds have a lot of money in regional banks. Why? Because they're profitable. They're making a lot of money until they're not. So what happens is these hedge funds and these big market movers, shakers, they're gonna end up hurting a lot. So be prepared for that. If you're close to retirement, what I mean by that is if you're in the red zone, what is the red zone in retirement?