 We help a wide variety of business clients, retailers, contractors and builders, restaurants, garages, landscapers, commercial building and investment property owners, apartments, churches, and many more purchase the coverages they need to stay open for business if a loss occurs and at competitive prices. Let's talk about your business. Gardner Insurance Solutions, 3723 Old Forest Road, Lynchburg. The VTRN Morning News. The people you know. The news you can trust.