 And remember, like an exit planning for a business owner, you don't wait till the last second. If you're off track, the sooner you know you're off track, the better you are and the more opportunity you have to fix it. You don't want to get down the road and go, you can't retire, dude. You got to work another couple of years. What do you mean? I was going to go out at 62. I thought I had everything. You thought, but you didn't. Here's why. Boom, boom, boom, boom, boom. You're not ready.