 a home, right? And as you're saying, then instead of just putting all your money in your landlord's pocket, which look, nothing against landlords. I'm a landlord, love landlords. That's a great way to build long-term wealth. But if you're in a position where you're able to actually own your own home, that's so much better than just renting and being a renter for life. The wealth difference between somebody who's rented for life versus somebody who's owned a home at the end of their retirement phase is such a big gap.