 I'm Kevin Zivna, President of Wealthway Financial Advisors. Investment management is important, that's for sure. It's serious business and a cornerstone of the services we offer. Done well, it requires a logical strategy, an efficient system, courage in times of turmoil, and maturity in times of success. All things at which we excel. But at Wealthway, the investment portfolio is servant to the financial plan. Financial planning is where our knowledge, skill, and expertise set us apart.