 So even though the title of the show today is The State of the Market, the real overriding theme of today's show, if you've ever, ever thought about reallocating your accounts, this might be the perfect time to do it. I know you've heard me say that before, but because right now you can capitalize on all of the good things that are happening like no other time in the past. You can take advantage of the good. You can miss the rocks that are coming up on the canoe ride of your life.