 50% in our retirement accounts, but our financial planner at the time would always say, don't worry, it's just going to come back. And so we did that. We followed the conventional wisdom like so many other people do and like a lot of members have done. And then finally, in about 2015, when the oil prices in Houston were going down, we had a lot of our retirement accounts in oil and energy stocks, and they were going down while the rest of the country was going up. So