 either opting in or opting out for travel insurance. Now, that's not the insurance we're talking about right now. That's trip cancellation and interruption insurance. But the same principle applies. You have no idea what you're being covered for, or worse, what you're not being covered for when you hit that keystroke. So my advice is always opt out of it and then call a travel agent or a travel advisor and have them read you the policy language because they can sell you those policies for either trip cancellation and interruption or the one that you really have to have