 then you do pay tax on that each year. But when you die, then the remainder goes to charity. And you might be thinking at this point, everything sounds good so far, but I'm not really sure of a particular charity that I like. Well, you can start your own charity. It's allowed to have private charities. Now, it's not like your kids are still going to get this money. This is going to be for charitable purpose. And I want to be very careful to explain that on the radio program here that