 We don't have room for the hot tub anymore, honey, but we got $100,000. You did what? You sold the backyard? Sounds like a saying. I don't know. I guess I like my privacy too much. I'm not sure I really want a duplex in my backyard. So for a small business owner, retirement step one is deciding that it's time for your exit plan. A GoBankingRates contributor says the hardest thing might have been shifting his mindset from customers first