 So the $100,000 is your kind of investment. The $10 million is my kind of investment. And in four years from now on my deal, I make $10 million. That's the difference. Say, well, when could you retire? We could retire as soon as you come up with some money to invest. And if you don't have very much money, then you've got to wait for the time value to change the value of that money. That's what it all comes down to.