 At that point, I actually got to see this stuff firsthand. And I got to the point where I could almost tell you what a person was going to do or say about investments just by figuring out right up front what they were, type A or type B. And by the way, in most cases, it's very obvious what they are, either type A or type B. The last point I'm going to make here today, if I can get through it all,