 So we're talking about $50,000 of high yield versus a mutual fund over a five-year period of time. I also like the idea of investing it or doing the blend because once you put it, you know, you put it in an index fund, you put it where you put it, you're less likely to touch it. You're less likely to have something pop up like your friend's, you know, wedding in the Caribbean that you think would be a good idea to spend some of that money on, right? Whereas if it's at a high yield, it's easy to grab some of it. You invest it.