 All right, let's move on here. It says, I listen to your show every time you're on the air. You are a source of common sense, encouragement to me. I would greatly value any input you could be so kind to provide. I'm 57 years old. I emerged from a bad marriage in 2014 with only enough cash for an attorney retainer. I have since, through meek living and lots of hours' work, saved up enough