 That's right, my friends. But we are very live this hour in a very special treat with Steve Burton from Equity One Financial Solutions. We'll talk about de-risking that portfolio in the future. And I'm so happy to have Steve live on the air this hour to share some of his financial knowledge with our listeners and take those calls and questions because we know that you have them. But Steve, so glad to have you here live on the air this evening. How are you?