 But what I also know is that I'm looking at, you know, when you say 80-20, maybe one way to kind of hedge your bet is that you can go a little bit more into the bond market, which, as you saw, like, by the way, earning 5% is pretty nice. If you took some of that cash, if you took some of that 5% cash, which you know is going to go down to 3-2-1 pretty quickly, and you get that invested as quickly as you can, I think you're going to be better off.