 so important to obviously have a plan and be ready, but working with a professional, and there's so many of you out there that are sitting on portfolios and you're not. And you might be in a big boat, and I'm probably in this boat too, when it comes to a lot of things, procrastinations written on the side, that's the name of the boat, right? We just kind of put things off. An opportunity to kind of sit down and just