 was because of the housing market and the stock market. So they kept the interest rate low for many years, and then they started raising again, but so they felt it was too low for too long. And then what happened? Well, COVID happened. So right before the, we did have a crash, but well, there was a shortage crash in history. It was only one month because the federal government decided to print $2 trillion and dump it into the market. So that brought us right out of that crash.