 But those are kind of a short-term thing. Treasury and CDs are great right now, but we don't know when the interest rates start dropping, you won't have that access or the growth there. And so there's only temporary fix. And then there are certain types of annuities that can also provide a volatility buffer help for you. And most annuities would not work for this. So you'd have to find one that is a fixed annuity. It's guaranteed not to lose money. There's that fees.