 Greetings, friends. Sebastian Gorka here. You've probably been hearing me talk about YRefi for some time now. And yes, many of my colleagues do as well. What makes YRefi so different from other investments? Let's quickly break it down. YRefi offers a secure, collateralized portfolio with a strong fixed rate of return up to 10.25%. There is no attack on your principal if you ever need your money back and you're in control.