 Well, there's barely any carriers or issuers out there anymore. I would say maybe half a dozen at most. Half a dozen at most. And the ones that we see out there are raising their premiums to keep up with the price of nursing care. And so consequently, when the premiums go sky high and you started at $400 or $500 and now you're at $1,000 a month and you're 68 years old, you can't keep it. You've got to dump that like a hot rock, right? Yeah.