 so obviously he put in 150k would he have to get that back and then put it back in well you can just show it on a closing statement as a as a down payment you just show it on the closing statement because it's already been transferred to the owner reduce the own what the owner is going to receive it can show but you have to have a contract that says this and you can't have two contracts it's called dual contracts that's fraud you can't have one you show the bank and one that's the real deal you show them what you're doing we'll put down 150 the money's already been transferred to them