 There's this moment when stacking a house of cards that you know they're all about to collapse. And in a moment of hopeless acceptance, you're powerless to stop them from falling into a cascading pile of randomness. Many of us see the days go by, each one with diminishing purchasing power, if not loss of money that's taken decades to save. It's the doubling down of money that isn't worth as much, and money in retirement plans surrendered to what seems like an investment Ponzi scheme.