 So what is the net average of the top investors that I've ever met? The net average over a long period of time is 10%. 20% is a superstar. If you could take your millions and keep your money moving at 10%, 20%, you'd be richer than you could ever believe. Problem is, you've got to keep working. You've got to move that money around. All right, next rule. Next rule is it's got to have cash flow.