 just out of sheer ignorance, or they don't want to feel the question. They don't want to feel like they're asking a stupid question. That's right. Yeah, and they don't want their husband and the advisor to snicker behind their back or something like that because she doesn't know what she's talking about. You know, Tammy is a brilliant, my wife is a brilliant lady, and she knows finances. Now, she's much more creative than financial, but man, that girl can save some money. You know, she can put it away and save it, and she has it for the rainy day when she needs it, and that's the way she's always been. She learned it from her father.