 It's really important to understand because how can you assess if they're delivering the value to you for the fee? And that's all I want out of life. When I go and pay for something, I'm not afraid to pay for anything. Well, maybe some things, but I'm not afraid to pay for it. And ultimately, I just want to know that I'm going to get value from it so I can make a conscious decision if it's worth it. If they charge me $500 to change my oil, I'm probably doing it on my own.