 I paid $25,000 for it. It's worth $125,000 more. Do the same calculation. $125,000 with income divided by $2,000 investment, and it comes out to be a 6,250% return. The stock market was a 290% return over 22 years. The fixed rate annuity was 330% over that period of time. But this single-family house had a rate of return of 6,250%.