 You have, you know, you're earning interest. You're taking risks because the bank went down. You know, there's still risk. Or whole life insurance premiums was this big savings vehicle, and they might have gotten 5%, 6%, 7%. It wasn't so much invest in the stock market because it was for the wealthy, really. The wealthy were the ones that are investing in Wall Street, right? Yeah, you could buy some shares. It wasn't like you could open up an app today, download an app, and in five minutes...