 Welcome to Retire With Integrity, the show brought to you by Integrity Financial Planning. Your host is sitting right across from me, Brian Bowen. He is the president and founder of Integrity Financial Planning, a fiduciary, and a whole lot of other letters. What are those letters? I mean, what else? What are your other certs? I know you got like a million of them. It's hard to keep track of them. You're a SEPA, Certified Exit Planning Advisor.