 If you had $100,000 in your savings account 15 years ago, back in 2009, you left it alone, it would be worth just $70,000 in spending power today. That's the effect of inflation and out of control government spending. How do you protect the value of your savings account from inflation? Well, that's up to you, but it's got to be your own initiative. Nobody else is going to do it for you. Investing some portion of your savings in gold is one smart way to protect the value of your savings.