 Right. It's big and big time important. So Ramsey solutions.com slash agent Pim is with us in Pittsburgh. Hi, Pim. How are you? Good. How are you guys? Better than we deserve. What's up? Uh, yeah. So just a little, uh, backstory. Um, my wife and I are, um, followers of the baby steps. We're on four or five and six. We have about 65,000 left on our mortgage and way to go be completely debt free.