 How do you achieve that guaranteed lifetime income for your paychecks? Social security, right? Well, social security, hopefully you get social security. If you're like most people, you get social security, but that might not be enough. And for many people, it's not enough to cover your basic living expenses because you might get two or three, 4,000 even from social security. And if you're a lucky few that get a pension, then you have pension and social security. Those are paychecks. Is that enough to cover all your living expenses? And it may be, but it may not be.