 I've had people go, well, I want 100% of the S&P 500 and zero of the downside. I want the genie in the magic lamp. Right, I want to look like Tom Cruise at 65, you know, six-pack abs and, you know, right. It's just the reality is you can't have your cake and eat it too. So with the number two, it says if you need the money in two to ten years, yeah, you should probably be a little more conservative there.