 I don't want to diversify. I want to pick the one where I earn the 100%. I want to pick the one where I earn the 20%. And in some cases where my money's sitting around doing nothing, I'm going to pick the one that's 2%. And yes, I've had tons of money sitting in CDs, savings accounts, those types of cash flow vehicles that don't pay very much. But my God, when I wake up tomorrow, I know the money's going to be there.