 So we want to talk about some of those other things today. Now, I've met, how did my radio shows come about? A lot of people have asked me that. And usually, I get a small spark of a thought, and it glows and it glows many times for days before it bursts into a flame of a financial show that really is of interest to you, my listeners. And today's one of those days. So I met this last week with several of my clients in different locations, down in the Charlottesville office.