 all the millionaires we interviewed none of them said you know i use that student loan payoff program and that's how i built well none of them said that they all said i took control of the controllables i got out of debt you didn't have any payments and i jacked and stacked money and i tell you what i'm still burned with those programs did some of my top students who chose to go to public service because of these promises and just got cooked man so i i've