 When you hear someone say, I just lied to the insurance company and they paid me. What they're really saying is, give me $1,000 of your hard-earned money. Because insurance fraud costs you, in every regime, an extra $1,000 a year in premiums. But if you report them, you can help stamp out fraud. And you can get up to $25,000 in reward money. Go to stampoutfraud.com to submit a confidential tip. Or I could keep robbing you. A message from the Virginia State Police.