 Required what? Minimum distribution. Look at you. That's pretty good. I listen to you sometimes. Sometimes. Two of our least favorite things, IRS and RMD, but two things that have to be handled correctly or it could really cost you. If you're just naturally charitable or you need to reduce the taxable income from that RMD, here's another three-letter acronym for you, QCD. Brian, what is qualified charitable distribution? I feel like I should know this by now because I hear you talk about it.