 God forbid, as I always say, God forbid, if I need that care, I can use half of my death benefit for long-term care. So many uses for life insurance if you just don't know. But, you know, we always put things off. Well, Steve, it's busy. It's the summertime. I'm going on vacation. I'm good. I would have, could have, should have done something. That guy that died in his early 40s, if you saw him, he looked like a Greek god. He was built, chiseled, worked out all the time.