 celebrating founding Father's Day every day. No colony has ever broken from the parents' stem in the history of the world. Seville 1075 and 1260 WCHV. Thanks for joining us, America. I'm Dave Ramsey, your host. Jade Warshaw, Ramsey personality, is my co-host. The best way to make the most of your money is by creating and sticking to a plan to be intentional. A plan in the money world is called a budget. Just tell your money what to do instead of wondering where it went.