 this would be a great show for you to call in on. Because if you're working with one of those advisors that just continues to tell you, as a matter of fact, the lady that came in last time, she said, my Edward Jones guy told me that I did not need an annuity. And from what I've heard on your show and several others that I've listened to, he said, I think I need an annuity. And I said, okay, so let's sit down and dissect that.