 And let me just say this. A lot of my lenders are business owners, such as Andy. I won't mention the company, but Andy has additional capital. He calls me, hey, I'll do another one. I've had other investor partners that sold a business, and they're like, well, I've got to put some money somewhere. I don't want to risk it on Wall Street. I've made it. I've cashed out after 20 years, and they want something that's going to create an income stream. And annuities don't pay that well, and CDs, you know.