 Thank you for caring. Summertime in Virginia means never having to say, well, at least it's a dry heat. I'm as mad as hell! Seville 1075 and 1260 WCHV. Ramsey Personality is my co-host today. Thank you for joining us. Chris is in Bozeman, Montana. Hi, Chris. How are you? Good, Dave. Thanks for taking my call. Sure, man. What's up?