 Maybe don't get a home equity loan. Get a second mortgage that's a 10-year loan and you know you're going to pay it off and the rate's fixed. Home equity loans, you've got to be careful because you're borrowing at a fixed rate. So be very careful there. There's some strategies you can work with home equity loans called velocity banking. I'm not going to get into that. I'm going to try to find an expert to bring them on the show to talk about debt reduction on your home. But that's a different show altogether. We might do a whole series on that one or a whole show on that one. But I would say sell, sell, sell because we're still due for market correction.