 They're going to level off if not come down. We do have the people wanting to retire here. We're very fortunate. But I'm just conservative. If I was going to sell, I would have sold. I would have sold a year ago. I've been saying that for the last couple of years. And I don't know anybody who's losing. But I do know this because I'm a guy who flips houses. The market is getting softer. I get more calls than ever from real estate agents saying, can you help me out? I can't. This house isn't selling. I'm like, well, they got options. They can rent it out. Or I have a program where I can take over your payments.