 Now, how do you know some criminal has not taken over the title to your home? You can find out with sign up at HomeTitleLock.com and use the promo code Sean, S-E-A-N. Hey, Dr. Portrayal. Dude, guess how much I pay for a million dollar term life insurance policy? Gotta be at least 150 bucks a month. Nope. I got coverage through Ethos all online for less than $70 a month and no medical exam.