 You can get approval in about 10 minutes with almost no documentation, no appraisal, and no hassle. You can get hundreds of thousands of dollars out of your home. Use that money to pay off all your other loans. The average homeowner saves over $850 a month doing this. Listen, your home's value is way up. You can use that to wipe out all those credit cards, get some money for a home improvement. Literally hundreds of thousands are at your fingertips and approval only minutes away.