 Look at the... Think about banks. Every bank makes their money off of lending. They actually make more money off fees now, believe it or not, but their primary goal is to lend money out because people... The first bill you pay is for the roof over your head. It's the most important thing. You don't want to sleep in your car. You could live in your house without the lights on for a couple of days, but you can't... You don't want to live outside when the lights are on inside. You got to pay your mortgage. You got to pay your rent. So the purse... If you're lending to investors that have income properties...