 Right, and then the regulators come in at that point and go, well, you know, all the assets are gone. You don't have enough. Zoinks. So they should be because it's other financial institutions. Actually, insurance companies are more liquid because they're not borrowing money out, right? They're another financial institution, right? That's why some of these companies have been around for like, or whatever it was. It was 100 years old, right? How many bank loans lasted 100 years? Wells Fargo, maybe? Of course, it's merged like 150. Wow, right, yeah.