 you put 100 grand in there and they borrow it out they can part up like nine times to the guy that's got the boat that he can't afford and the three cars he can't afford and try to pull it all out they don't like it when you do that no that's when banks collapse that's when there's a run on the bank per se right it just creates a domino effect somebody starts pulling the assets oh yeah and they're like okay well now we don't have enough assets to stay afloat for the regulations it's like the robin hood kids