 And yet a lot of the listeners, you did that with your 401Ks, your VRSs and 457s and 403Bs and all the IRAs, and you get it, you throw it into a bucket, and you don't look at it for 20 years. And then you wonder, well, why don't I have that much, or did I luck out, or what is my situation? And then maybe you walk into an advisor, and I have them come in and say, here, this is what I've got, this is what I've done, what should I do?