 I always look at the big picture and say, what's going on here? The government's like, well, we've got to find a way to... Because we're printing money to pay our bills. We don't want the economy to implode. I'm telling everybody, be very cautious. Don't take on debt that you can't service. What's the worst case scenario? You don't want to lose your primary residence because there's never been a king without land. You've got to at least have one castle. And a lot of people count on the equity in their primary residence to fund part of their retirement. Some people will...