 Yeah, I said he already had long-term care insurance set up. So in this case, it was just about providing the most bang for the buck, the most income. Point to you, if you have an old annuity that's older than five, six years old, I encourage you to call the office and we will do an annuity comparison, independent. No punches pulled. If we can't beat yours, we will let you know. Keep what you've got. I don't care if you've had it for 50 years. Keep what you've got. In other cases, I'm shocked.