 But an emergency fund, you shouldn't have. I mean, we have some clients that show up and they have $200,000, $300,000, $400,000 in a checking or savings account earning zero or pretty much next to it. Why are you doing that? Yeah. I don't know. I feel good. It makes me feel good. So having money sitting in the bank makes you feel good. I like my money working for me. Yeah. And it's not working for you at the bank. Yeah. They make you feel good, but it's not helping your plan.