 Many financial strategies include life insurance policies that haven't been reviewed since the policies were purchased. You do realize that, of course. A lot of people buy life insurance policies. I've got a gentleman that I'm working with and I know very well that's 84 years old. And he asked me, Bob, would you please look over all my policies? I probably have 10 or 12 of them. My wife has six or eight of them. We bought them all at different times and different stages of our life. We want to make sure they're all set up correctly.