 well what if you just paid him half up front now and you paid the other half next year that would save you thousands and thousands of taxes amount of money that you're paying in tax you know by just setting the money up differently to be paid over two tax years instead of one so those are the things we're going to talk about all of that will show you how to save money on taxes how to set up your accounts how to move money from iras and 403bs into roth accounts or into tax-free accounts