 Well, hello there. How are you guys this morning? I hope you're good. Farewell. Thank you. Well, I've just been listening to Pam and everybody talking here, and I can't unpack this any better than they did. In our situation, my husband served for 33 years on active duty. He entered the Navy when he was 18 years old as an enlisted sailor and then went off to ROTC where we met and got his commission as an officer in 1994.