 You don't have to max out your lifestyle in order to have a good lifestyle that you can live financially independent. And we'll get into some more of those details when we come back after these messages. If you want to jump in on the conversation, give me a call on the studio line 627-7979. I'm Certified Financial Planner Kevin Zivna. You're listening to Dollars and Common Sense on News Talk 790 WNIS.