 And when you think about investing in your future and how much you can earn, I was thinking the other day about the cost of a college education compared to what people are earning with that education. John, do you know the average cost of a college education is now over $80,000? That's at a public university. It's a lot more if you want to go to a private college. And guess what the average starting salary is with a four-year degree? $37,000.