 Could you go into that a little bit? Because that's the biggest question I get from potential lenders. So the first thing is, I'll give you an example. If I'm borrowing $60,000, I turn around and sell this property for $100,000 to someone. And that tenant buyer is getting in-house financing. Some people call it lease option. The bottom line is that buyer comes in and makes a bet of thousands of dollars. They've proven to me they have good income and they have a job and so forth.