 And most of you will fail in that exit because you don't have a team like we're talking about here in your family office model. There's a lot of you retirees, individuals, non-business owners are not going to succeed either. What does that mean? If you don't have the right finances, there's a lot of people, you've heard me over the last few weeks, the unretirement strategy, many people because they didn't have the proper plan.