 And you can become an accidental landlord. Not always the best situation. You're better off having a buyer in a house because buyers care. And the buyers bet thousands of dollars that they can make the payment. And they're willing to take care of the maintenance of the property. Because similar to if you had a credit blip and you had to go to a car dealer and buy a buy here, pay here. It's still your car. You're going to pay on time because you're hoping you could refinance and get a better rate from the credit union six months later. So, you know...