 no no it's uh... you know originally it was there to pay down debt on the house yeah this is a lot better debt to pay down yes so if you sold that he capable of extra might put like a few thousand dollars in your savings account because i think you're probably a little light on savings so and might just say like at like and five grand to your savings account put six thousand dollars down on the six and a half percent loan direct all extra payments to that six and a half percent month and we'll back down