 I think the second half of the year is going to be fine, John. I think the economy itself is going to continue to hum along. I think we're going to see a lower than great GDP, probably around 2% for the second half. And I think a lot of it is going to hinge on the election. I think the markets are going to continue to remain flat, John, through the remainder of this year. We're all waiting to see what the future is going to be. And once we see how things shake out in November...