 And a lot of those insurance companies do. But they, you know, it's like they got the reserves and they set it there and then they invest in treasuries and whatever they do from there is different. But these people borrow the money out. And when people have a hard time, they don't pay. And then all the other people that are paying are affected. Right. Their money's locked up. So the FDIC insurance is great, but it's only up to 250 grand. Right. So people are like, oh, my money's safe at the bank. OK. It's up to a point.