 And the house only needs some painting, carpet, and maybe some cosmetic repairs, $5,000 or $10,000. We can put that into the budget, and it only adds anywhere from $35 to $65 to their payment. And they don't have to save or put on a credit card that $5,000 or $10,000. And we're improving the value of the house at the same time. So it is possible, depending on what you're structuring it with.