 You know, $150,000, $200,000 worth of term life insurance cost me about $250, $300 a month. That may sound like a lot, but I really want to make sure that my wife and the kids are taken care of, that the debt is paid off that I have. I've accumulated some debt in a house. I have most of my other things paid off, but I want to make sure that she has enough income for the rest of her life.