 So what we focus on is like, yeah, let's do some retirement planning, but let's focus on the business and protecting the asset rate. Let's try to be able to extract as much tax-efficient money from the business, and it doesn't have to be in a retirement plan. It doesn't have to be in a 401k or simple IRA. There's different things that can help. So we had a business owner come in years ago, and he was like, I want to protect my business. That sounds like, well, what does protect mean? What does that mean? Buying insurance?