 I'm Kevin Zivna, co-host of Dollars and Common Sense, with your financial planning tip. Proper beneficiary designations on your retirement plans are crucial. The beneficiary designation on file with your plan, not your will, determines who gets your funds in the event of your death. Check the accuracy of your information, make a copy for your records, and always keep it current. This is Kevin Zivna of Wealthway Financial Advisors, planning for life. Wealthway Financial Advisors, planning for life.