 If you think about it, if you buy the car, that's a liability. Yes, you need a car, but needs and wants, I got all that, I fight those battles myself. But you might prevent yourself from going out and doing some real damage to your net worth. Yes, you wanna enjoy life now, no doubt about it, but things that will build to your net worth. What is your net worth? You know, and home equity is part of the net worth,