 which gives you a lot of faith in the banking system. And I will tell you, John, because I'm working on a piece right now by getting small business loans from banks. Every banker tells me they have plenty of capital. They want to lend it out. They're looking for business. But, you know, obviously interest rates are high, so financing costs make it more complicated to lend out to small businesses. But when it comes to the economic stability of banks, the stress test proved, and what I found by talking to bankers, is that the banking system right now is quite strong.