 stress in the system. And it was because of the things that are now covered in the stress test. They didn't have enough capital to cover what happened. You know, the interesting thing, as that whole situation developed, what happened is banks quit trading with one another because they didn't trust each other. They were afraid they weren't going to get their money. Right. And so when that happens, then the capital system freezes up. Paranoia sets in. Yeah, that's what causes the problem because there's no one to sell your securities to.