 Yeah, I agree. I think coming in today for the Social Security Optimization Report, let's see exactly how big of a role Social Security is going to play within your retirement plan, your income plan. And again, will it be there in the future? Most likely, yes. Is it going to be in the same capacity as Derek mentioned? Probably not. So you don't want to depend on Social Security. You want to depend on your plan and that guaranteed income working for you.