 our rate of withdrawal in a lot of cases, or, you know, if you're going from California to Texas, for instance, maybe you have more flexibility. We can go higher growth. We can take out less money if we need to. Uh, but all that stuff factors in. And I honestly, guys, I can't believe a million dollars, 15 years in California, but you know, when people come in and talk about income and everything, uh,