 But what we can do right now is to prepare our clients and anybody listening, you need to be prepared if that happens. Because I am in my 40s, and I guarantee you that I'm already telling my wife and friends, Social Security may or may not be there, but it won't look like it does now. You cannot depend on it. Don't depend on it. Get your portfolio where it's shockproof, where if that happens, you're okay.