 Absolutely, Derek. And we talk so much about numbers and money, but also that's 25% of the equation. I like to talk also about the other 75%. It's the emotions. It's what retirement looks like. What do you want to do in retirement? That affects the money so much. All those things do. But when we talk about getting together, we're going to look at all of that and put together because at the end of the day, we have to know the other part for Derek and I to really understand the numbers.