 whoops now you can say it good morning good morning mickey these buttons need to be cleaned mickey because i get accused of not turning ashley's mic on and uh he just wants to keep me on mute well her husband thanks me i'm just kidding no comment no comment well mickey we got a lot of response from the tooth fairy topics that we had about inflation uh last week and i guess we've changed the topic but just a little bit this week we're going to be talking about banking