 And so the reason it's such a public event is they want to install confidence in the public about the banking system. So the banking system is much more sound today than it was pre-2008. Okay. This was even with the government printing more money, inflation going crazy. And I'm going to say the crisis in the commercial real estate market because we've seen over the last year after COVID, recovery of COVID, that a lot of people didn't return back to work. Mm-hmm.