 There is data that taking a multivitamin can reduce your cognitive decline as you get older. There's also evidence of macular degeneration that you can head off with certain vitamins. NIH experts say it's best to get them from food. Deborah Rodriguez, CBS News. The average rate on a 30-year mortgage eased again this week for the fourth week, now at 6.86% as home sales continue to fall because of the elevated rates. Michael Toscano, CBS News.