 This is Clay Travis. Join Buck Sexton and me for the Clay Travis and Buck Sexton Show weekdays from 10 to 1 on News Radio KOTA at 1380 AM and 100.7 FM. Are you paying too much for term life insurance? There's a tremendous price war among the major term life companies. Rates have dropped dramatically in the past few years. For example, a man aged 45 non-tobacco user.