 is you have all kinds of people out there who are legitimate and they're not trying to do anything bad here. They're not trying to pull one over. They're not trying to shuffle a bunch of money to their adult children, et cetera, et cetera. They're literally paying for care. And they don't know you have to have a care contract. And let's say at some point your daughter's not able to provide the care anymore, to go back to that original example,