 What you're going to reflect upon is time not spent with friends and family. You're not going to talk about a business deal. You're not going to talk about an investment opportunity that went south. You're not going to talk about some petty arrest or the fact you didn't make a mortgage payment or you have a car that's broken. You're going to regret time not spent with friends and family. And what worries me is that the new generation of Americans coming up are not anchored in faith,