 Northwestern University actually did a research study on it and found that the debt snowball outperforms, on average, because of probability of completion, the avalanche method. And they actually then ended up printing an article in Time magazine that said Dave Ramsey's right after all. Look at that. Who knew? Who knew? Well, it makes sense. You're shortening that feedback loop so you're getting a good result. And every time you get that good result, you get that hit of dopamine that's like, feel good. Yes, I did something. So, yeah, you want to keep going.