 Yes, I would. Okay. I want you to go to your family's emergency savings, and every month for the next year take $1,000 out of your emergency savings and just spend that as though you made it. You've just increased your monthly income by $1,000, and all it took was probably to pull out your smartphone and transfer the money from savings into your checking account. You got it done. Now, would you be in favor of that kind of savings? Absolutely not. I don't think any rational American would.