 I'm going to choose the thing that's real and not the thing that some guy made up. Max, you're on your way. George is right. If you'll take this stuff from the Total Money Makeover and follow it straight through, it'll give you a sense of power because you've got a step-by-step plan laid out there. It also sounds like you need to probably do a detailed budget and give yourself permission to walk these steps. Somehow, it sounds like...