 handle their money. But if you see them pull out a credit card when it's time to pay for dinner, you know, if you see that their houses, if you have an idea of where they work and what they earn and you're taking a look at their houses and their cars, there's certain little indicators that you're going, I wonder what type of, I wonder how they're managing their money. Now, on a personal level, when I think about broke, I think about paycheck to paycheck. And it's that person where your money's coming in and