 The S&P 500 index hit an intraday record yesterday. That Dow, by the way, soared up 250 points. If you have a retirement account with a low-cost S&P 500 index fund in it, it's up 18% for the year so far. The trends are all strong. Strong first halves tend to be followed by strong second halves. The average up year in the S&P is over 20%. We're not quite there yet. So I think all those big-picture forces point in a positive direction. CNBC's Mike Santoli.