 Thanks for joining us. There's a fun what's the weirdest place you've been prompted to tip forum on Reddit. But what's not fun is what's called tip creep. Here's Ted Rossman, senior industry analyst at Bankrate.com. Ted, what are you hearing? We're being asked to tip in a lot of unconventional settings. Some that have become mainstream are places like coffee shops and food trucks and other retail settings where they flip that payment terminal around and prompt you for a tip.