 And there are no rules. You just call your stockbroker or go online and sell them and you get the cash back. Now, you're going to owe taxes if you made a profit on it. And oh, by the way, you do have to pay taxes on that dividend that you collect. And so my last question for you, Cynthia, if your neighbor across the back fence asked you about REITs and didn't know a thing about them, Cynthia, what would you tell them?