 Am I going to buy something else that gives me a break-even? Am I going to buy, I don't know, a car that saves me on gas mileage? There are two separate discussions. If I've got a gas guzzler and I'm going to save X number of dollars on my car by buying it, but it's a little bit more expensive, what's the break-even on your gas mileage savings? But that has nothing to do with whether or not you're going to invest. That's not an alternative to investing. You don't get to not do a Roth because you bought a car that doesn't need gas. That's right. Or you put solar panels up that don't need electricity. But what that tells us is...