 Some people make a living out of cheating insurance companies. For example, they stage auto accidents and claim injuries that never happen. They file phony workers' compensation claims to collect unearned wages and payments for medical bills. Or contractors intentionally do shoddy repair work after a storm as long as they get paid up front. This adds up to billions of dollars every year. And guess who pays the bill? You do. Each year we help law enforcement put hundreds of insurance fraudsters out of business. If you know something about insurance fraud, call us at 1-800-TELL-NICB. A public service message from the National Insurance Crime Bureau.