 This is the path they take. You know, I can look at one of my client's portfolios or, you know, somebody who comes in for a second opinion. I can look at their portfolio and tell them how old their broker is because a lot of times that portfolio is set up for that broker's age group and not the client. And most people just don't know any better. So they just let the broker do whatever he wants. And that's why we have 60-year-olds out there investing like they're 30.