 What you're going to reflect upon is time not spent with friends and family. You're not going to talk about a business deal. You're not going to talk about an investment opportunity that went south. You're not going to talk about some petty arrest or the fact you didn't make a mortgage payment or you have a car that's broken. You're going to regret time not spent with friends and family. And what worries me is that the new generation of Americans coming up,