 And sitting on top of the bull and the bear is a crystal ball. And I always get the question, what do you think the market's going to do? And I always tell them, look in that crystal ball and see what it tells you. Because every time I look in that crystal ball, it's a little bit murky. There is no crystal ball that's going to tell you what the market's going to do. And there's no broker out there that's going to tell you what the market's going to do. And another thing, too, is when that broker brags about, oh, I made this much money for I had this kind of return for my clients.