 because they just look at the world through the lens of a calculator, and they don't look at human beings, and they don't look at their lifestyle and their life cycle. So we're going to talk about why I think people should elect their Social Security sooner rather than later. Both of my books have a chapter on Social Security in them. Call my office up. Come through our planning process, 843-311-82, 843-311-82, or check us out online at retireyall.com. Again, retireyall.com.