 And if it's a big wire house or, you know, sometimes your big banks, they do have quotas and they do have to meet those quotas because they have to pay their bills and they don't want to lose their job. You might hear one say, your portfolio has a very high alpha and I'm worried about your potential for reverse dollar cost averaging once you start your RMDs. Well, here's what that means. If I make this sound like rocket science, it's not.