 Sign up today for America's better credit card at coin.com. That's C-O-I-G-N dot com. Select radio from the How Did You Hear About Us section. Terms apply. Go to coin.com slash disclosures for full details. You've heard me talk a long time about the great cell phone service I get from Pure Talk, my cell phone company, versus the cost of Verizon, AT&T, and T-Mobile. You hear just $20 a month, you get unlimited talk, text, plenty of data, and you're thinking, all right, what is the catch here?