 George Campbell, Ramsey Personality, is my co-host. Keisha is with us in San Antonio. Hi, Keisha. How are you? Hi, Dave. I'm great. Thanks for taking my call. Sure. What's up? I'm calling because I need guidance. I am a great saver. However, I haven't invested at all. I'm 50 years old. I have about $300,000 in cash, and I haven't invested. So my money is just sitting in the bank, not invested.