 And I want to talk for a few minutes about 401ks and whether or not a 401k is right for you. Because in many cases, they may not be. You know, they're not necessarily for everyone. So your 401k can be your best investment vehicle. And in other cases, it may not be the best place for your money or the best place to keep your money for that matter. So, for instance, if you don't have an emergency fund.