 If you're in 4, 5, and 6, a want is acceptable. Okay. But you've not been following the baby steps, and you're still not following them with what you're outlining. So let me go back and clarify. Okay? Yes. You don't have an emergency fund in place yet, correct? We've got about $3,000. You don't have an emergency fund in place yet. And you started baby step 4 without that being done. So you're not following the baby steps. And you've got debt.