 You'll sit down with Joe Pat and the team at an office that's convenient to you. Either the main office in Belmont, 123 North Main Street, or their new location in Cornelius. From there, they'll begin customizing a plan to fit your needs and your budget, but more importantly, to help fit your goals in retirement. 704-946-7000. Again, 704-946-7000. And ask for the one-page retirement income plan from Joe Pat Root. You can always get more information when you visit