 what are you talking about i'm like the ledgers that go inside the checkbook and one time this lady said i don't even know if we carry those anymore i'm like well i know you do because i was here recently and she said okay and she came back to that i only found two i said all right i'll take them my mom still does it yeah and if you still listen to dave ramsey who airs on wrhi he probably says to do the same thing i bet you ashley lang probably does it oh i bet you she does too