 I think more realistically, we should be saying, look, do you want to go to college, take on a significant federal loan in most cases, and perhaps be paying off that loan well into your 30s and struggling to do so, depending on what your major was in college, right? If you major in sociology or gender studies or something like that, it's unlikely that you're going to get a job that's going to allow you to pay that loan back with any sort of speed. Or you can say to this young person, look,