 So instead of thinking about what state you live in, because there's folks in California that are happily retired, living on less than $1 million. I can promise you that. There's folks right here in North Carolina living happily retired on less than a quarter million dollars. So each individual is very, very, very different. But what I can tell you with a lot of certainty, whenever we look at your personal life savings, whether it's a million dollars or $10 million, we can tell you how much income that can generate for the rest of your life.