 which is not a popular opinion amongst financial advisors. It's also not a popular opinion amongst people who write Forbes articles, starving artists who have no experience, who've never sat down with someone at a planning table, knee to knee, and talked about how their money's gonna last the rest of their life. Because they just look at the world through the lens of a calculator, and they don't look at human beings, and they don't look at their lifestyle and their life cycle,