 I owe $14,000. And what can you sell this piece of crap for? Trade-in, probably $2,000. And I don't have anything in savings, but I have another car. My mom just passed away, and I inherited her car. What's it worth? About $3,000 trade-in. It's a little older. It's a 2012 with about 80,000 miles on it. All right. What do you make? About $54,000 a year.