 I'll tell you, at the age of 18. At the age of 18, why? Because mom and dad can no longer assist you and make decisions for you if something were to happen to you. Once you're 18, they can't go to the bank and take the money out that you need them to take out. They can't just automatically make decisions for your health care, right? You are responsible for making those decisions, and if you want someone to be able to step up,