 So I have a 13 year old daughter and five years ago there was an accident and she got third degree burns. She received $185,000, which she'll be able to access when she's 18. I've never told her about the money and I'm wondering when I should, do I wait until she's 18? Do I tell her now, how do I prepare her for this and what can I do to help her spend the money wisely? Yeah, that's a great question. Um, I would 13 is pretty young.