 for your Roth IRA, your kid's college, your rollover from your old job or whatever, and they're helping you do that. And 1% on the managed accounts is what almost all of them are doing. I mean, my only question would be, at this point in your investing, you haven't even begun yet, how much financial planning do you need each year? True. That would be my question. We didn't know. Right. Not a ton, but $600 is not $6,000. That's true. The other thing you can do is this. Meet with that guy.