 And by tapping into their home's equity and wiping out a high-interest credit card debt, man, oh, man, they can save you almost $900 a month, maybe more depending on your situation. You know, that's like $11,000 a year. Credit card interest rates are insane. In some cases, they're 29%. And most people are still carrying a balance from month to month. And then they take on another credit card.