 Yeah, and that's very, very important to have that, again, diversification, that sort of balance there, because you don't want to be all in in the markets, because then all of your hard-earned money is subject to market risk. But, you know, you want to have that upside potential of market growth, so get some downside protection. Make sure that you have both as part of your plan for retirement. And number six in our list of things to do when that retirement nest egg reaches $250K is