 Actually, cockroaches can trigger asthma and spread disease. Household pests are a health threat. Learn how to protect your family at PestWorld.org. A public service message from the National Pest Management Association and the CDC. Some people make a living out of cheating insurance companies. For example, they stage auto accidents and claim injuries that never happen. They file phony workers' compensation claims to collect unearned wages and payments for medical bills. Or contractors intentionally do shoddy repair work after a storm as long as they get paid up front.