 Something like 50% of the people or whatever can't even pay it off. Many of them are living on their credit cards. Yeah, well, you got yourself into that pickle, folks. And I agree that the cost of living is not the people's fault. You know, that's why some of them are resorting to that, because they literally can't make ends meet. Where do you think that's going to go, though? Are you going to end up going into bankruptcy and just say, okay, I can't pay it, so wipe it all out? And then you know what happens when that happens on a mass scale across the country?