 Another one is an advisor who uses a lot of technical jargon that you don't understand when talking about your financial situation. You know, using words that you've never heard before, or maybe you've heard them, but you don't know what they mean. And I can tell you in this business, there is a lot of technical jargon. I remember back in the 80s, given my age here, when I first started getting my licenses, the vocabulary changed.