 pull money from bank accounts and just kind of play a income testing game for three months or something. And here's what's going to happen. This is what the retirees worst nightmare, right? You're going to get a dental bill. You're going to have to work with some sort of contractor to fix your roof or your driveway or your crawl space. You're going to have to stuff comes up. Life doesn't linearly play out like a spreadsheet.