 We try to talk about it, and she gets stressed and doesn't want to talk about it. Y'all are fighting about it. It would be weird if you're not having a bunch of fights because this stuff is the number one cause of divorce in North America. It's the number one cause of disagreement in marriages is money problems and money fights, and you've got them all up around your ears. So here's what we're going to do. We're going to help you. I'm going to give you an overarching plan. I've been where you are except worse.