 And they're going to come after you for the difference and sue you for the difference. If during that time you get another lower offer that you can't cover, then you would propose a short sale to the mortgage company. A short sale is where you're behind on payments and the mortgage company thinks they're about to have to foreclose on it. And if they have to foreclose on it, they're only going to get X out of the house. And you can get them X today.