 But now you've got a headache three hours away to deal with when there's an issue. And so we don't like the long-distance landlord. Three hours is too much. All of Dave Ramsey's real estate, hundreds of properties, he can drive around in about an hour and hit them all. And so that way he has his eyes on them. You have your eyes on them. And so for that reason and because real estate, really, when you talk about investments, should be done with cash to reduce your risk. And so here's your plan. Pay off your current home.