 If you put the rental behind, it makes it sooner by only one year. So it's not a 10-year issue. With her math, that's what we're talking about. So it almost doesn't matter. But just if I was going to get right down to it, I'm going to knock out the personal residence because I think so many good things happen that people don't even anticipate when they're debt-free on their house that I'm going to put them there as soon as I can.