 All right, we have Catherine in Gastonia. She said, I've heard people talk about the importance of life insurance, but I never fully grasped the importance of it until my husband died unexpectedly last month at the age of 61. And I got a check for $250,000 immediately. It's very comforting to know the money is there, but now I don't know what to do with it. What do you suggest? First of all, Catherine, I'm sorry to