 And goes for Karen. That goes for everybody else as well who is listening. All of you out there can give Mike a call at 704-560-1573 to talk about your particular situation. 704-560-1573 or go to moneymatterswithmike.com. Well, that is going to do it for this week's edition of the show. Mr. Zaino, appreciate you as always, sir. And we'll do it again next time.