 I'm really close to a breakthrough on being able to refinance this house and it would cut my payment down significantly. But the trouble is because I have this, like I'm trying to go back and forth between baby steps one and two. And so I had my step one, I'm crushing step two. And then I got hit with like $20,000 of home repairs in June. And so I just got nothing. So it's starting all over. And so I just keep getting overwhelmed with it and trying to figure out how I should do it. Because if I give up everything, I'll do it.