 Let's go to the WBT hotline, 704-570-1110. Neil wants to say hello on a Friday morning. Happy Groundhog Day, Neil. Good morning, and thank you for my cup of coffee. First of all, I need to say thank you, goodbye. I first came to Charlotte in 1975. I listened to Rockin' Ray on the radio on a Sunday. All right, okay. Then I got into banking, and I worked with Rockin' Ray with Penny Pitch.