 That's due to both inflation and out of control government spending. Just for comparison's sake, if you had taken that $100,000, a lot of money, and invested it in gold, it would be worth twice that and then some. How you protect the value of the dollars in your savings account, that's up to you. But investing a portion of your savings in gold, that's a smart way to protect the value of some of your savings. Gold has become easy to access, easy to own.