 with help from Patrick Munro and Northstar Financial Advisors. Now, back to more of Retire Right Radio on Hot Talk 99.5. And we're back. It's Retire Right Radio. Thank you for staying tuned. It's Mandy Hilton. I'm filling in for Patrick Munro. Let's talk about some financial strategies. Since this is a retirement radio show, let's talk about how we can prepare ourselves for our retirement.