 And he says, okay, I'll tell you what, I'll make a deal with you. I'll wait until you plant your corn seed out in the field here. And down the road later, when the crop comes in, I'll just come back and tax the crop. Which would you rather pay taxes on, the seed or all of the harvest? And of course, we'd rather pay taxes on the seed. That's a lot less, right? Well, with retirement plans, you wind up paying taxes on the harvest, right?