 like living beyond their means. And we'll talk about some of those ways that people do that or some things that people don't do that could help them avoid living beyond their means that are costing thousands. And let's dive into them here, Mike. There are five of them that we're going to share, five bad habits. And we'll share those and how you can avoid them to save yourself some serious cash. All right. So number one is not budgeting.