 earmarking a chunk of your money for the off chance that, hey, I lose my marbles, I lose my ability to take care of myself, I've fallen and I can't get up, I need a visiting angel to come check me out at my house. That is a very real fear and a very real risk that you need to put to rest. There's no doubt about it. But when I look at Social Security, if you delay, you're doing one of three things. One,