 I'm Stephen Stone, T.J. Dunmire to my right, over there in the corner. Ryan Foles is upstairs, and my friend Manny Kimmel. Good morning, sir. Well, good morning. Gasoline holding at $2.96 a gallon this morning. That's good. Two days in a row. That's good. However, the Dow took a beating yesterday. They went down 533 points, but they're still closing over 40,000. 40,000. $6.55. How about that?