 Oh, I'm in a little limbo here. So, um, I was watching your show off and on, you know, I worked, but then I was home working from home this day and I was watching your show where you was talking about, um, uh, old debt when, uh, you go into debt when you have a debt and, uh, you don't pay it off and they go into collections and what they do is they pay a penny on the dollar. So, um, I, uh, took a payday loan out, um,