 You pay taxes. Next, what happens? Well, you're smart. You've been doing financial shows for a long time. You save. Okay. Now you're doing that. Hopefully you tithe. And then guess what you do with what's left? You live. You spend. Well, guess what? Why does retirement have to be different? Shouldn't. When you retire, you're still going to have to pay your taxes. Okay. You don't have to save anymore because you've already done that.