 Maryland DM-1492. Oregon DM-892. Licensed by the Virginia State Corporation. Commission license number DC-83. Service may adversely affect the individual's credit. Nonpayment of debt may lead to additional finance charges or collections activity, including legal action. Actual interest rates, length of program, and monthly payment reductions will vary by consumer and creditor. Yours could be higher or lower. Not a loan company. We do not lend money.