 How are those assets set up to invest would be the diversification as a subset of each individual bucket. But definitely the truth, the truth are you should update your retirement. You ought to be doing that at least annually. Back to one of our rules of thumb here, our 60-40 rule. Retirement planning is two things. 40% of what we do is financial planning and 60% of what we do is behavioral. So if you control the 40...