 I haven't saved away right now. I'll have to pay taxes on some of it because it was inheritance. And you have to have an emergency fund. Correct. Okay. And that used up the other $60,000. Correct. Okay. That makes sense. How old are you? I'm 24. Okay. Wow. I don't hear a single thing in this that sounds bad. How much is your payment compared to your income?