 You know, a lot of times, basically, in summation, that your number one wealth building tool is your income. I say it all the time. Right. Now, for the person like myself, I'm on the lower end of the income ladder. I'm bringing about $40,000 a year or so, and I've been paying attention to what you've been saying. And I was thinking, like, you talk about mutual funds and investing, and I have limited to no knowledge.