 But so many times people build up a great deal of life savings, call it $2 million, $4 million, $5 million, whatever it is, you've done a great job. But they haven't carved any of it out to have fun. And think about the tragedy there. You've worked all your life to get here. We need to have some fun. And there's other people out there saying, hey, brother, I don't have any trouble having fun. I'm going to Harris Teeter right now and buy me a six pack and I'm going to the boat and I'm doing great.