 So call Neighborhood Lender now, 704-790-RATE. Neighborhoodlender.com, 704-790-RATE. That's 790-R-A-T-E. Equal Housing Lender, NMLS number 69349, subject to lender approval. Summer is tougher and hotter when you're carrying around a bunch of extra weight. Trust me, I know. I'm Pete Callender, and I had an extra 90 pounds of insulation.