 And if that income can pay your monthly bills, maybe provide you a trip down to Myrtle Beach. Maybe it's not Europe twice a year, but it's enough money to go to Myrtle. And it takes care of food and groceries and necessities and medical bills. Then guess what? When the rest of the money that's out there in the Wall Street money machine, the money that I really like, when the world, the economy, the turbulent seas of finance don't cooperate with you,