 Many Americans who inherited retirement accounts since 2020 won't be required to start pulling money out this year after the Internal Revenue Service just furthered its positioning enforcement of a law that was passed back in 2019. Now, isn't that amazing? It only took them about four years to get around to making a ruling on this. So part of the law required most inheritors other than a spouse to empty IRAs within 10 years, not over their lifetimes.