 My husband is a Christian and works in a Christian environment. That's usually how they set it up, Jane. Something bad's about to happen. I know. But he goes back and forth between saving and overspending. He makes twice as much as I do, but he's currently in spending mode. That's a nice way to put that. I've had to use my savings to pay bills since he's spent so much. The last time we talked about it, he said that due to inflation, it's impossible for him to spend less.