 Well, what about a new car? You just got a new one. They're like, no. So how is your life going to... Why are you risking what you already have for something you don't need? Think about that for a second. Why would you risk what you already have for something you don't need? And for so many folks, we just need a little checkup here and say, hey, where are you at? How are you doing? And let's just...