 Well, I know it goes up, but you really need to go ahead and get it then if you waited, right? Well, you have to take it if you waited. Now, is it smart to wait? Yes, you're getting more from Social Security, but what if they actually cut your Social Security in 2034 like they're planning on by 25%? Did you really get more? What if you wait until age 70, turn it on, and you pass away at 72?