 having income or assets subject to taxation, legally, ethically, and morally. A lot of people are like, what? How can you do that? That just sounds too good to be true. What I find is sometimes people can't get out of their own way. Sometimes it's easier just to poo-poo something because you've not heard of it or it sounds too good to be true and then just say, well, I'm sure I would have heard it by now. I want you to really think about this. People overpay their taxes and have always overpaid their taxes.