 And even I'm still willing to take risks, calculated risks. But as you get older, the stakes get higher and higher. When you're just on your own and you're a single, able-bodied man, no one's depending on you, nobody to take care of, you could pack up and move anywhere. If you end up living in some crappy apartment or even in your car for a time, it's fine. You'll survive. You're a young man. You don't need much.