 right now. It's not going to be forever, but right this second, it's tough. You pulled it off. Income is not kept up with it. If you want to know more about this, folks, you can go to RamseySolutions.com slash real estate, or if you need to get a good agent in your corner, go to RamseySolutions.com slash agent to help you buy. If they're Ramsey trusted, they'll make sure you're doing it the way we teach. They're not going to assist you in doing something stupid if they're Ramsey trusted. Coins.