 These days, carrying a mortgage can overwhelm even the strongest person. Don't I know that. But there is a way to help ease your struggle, especially if you're facing foreclosure. One option may be advice from a certified foreclosure prevention specialist. It's absolutely free. Don't struggle. Learn more at www.makinghomeaffordable.gov. That's makinghomeaffordable.gov. Because foreclosure is not a foregone conclusion. A message from HUD in partnership with the National Fair Housing Alliance.