 Why wouldn't I? And that's why it's bigger than it's ever been. And let me tell you, Wall Street absolutely hates it, but they know it's the right thing. So you're seeing major, major Wall Street firms get heavily involved in the fixed annuity space. You're seeing some of the biggest money managers now having indexes offered inside some of the latest annuity offerings there is because they know if they don't get involved, they're going to lose the business. Mm-hmm.