 Talk about that, John, because so many people, I cannot tell you how many times I say, do you have life insurance? And they go, oh, yeah, I have it through my work. No. That is not, like, you're doing good if you get $25,000. That's a high-five policy. That's enough to get you through the funeral. Yes, that's it. Not to pay a bill. That's it. And we're talking about 10 to 12 times your income. The whole purpose of insurance is to mitigate risk. It's to cover the things that you can't afford to pay for. And one of those things when it comes to life insurance is insurance.