 Now, these are some different numbers here. Now, this is from a Bank of America study, and it's talking about women. Now, first off, Americans, the feeling of the sentiment of well-being is rising somewhat, 47% feeling financially secure compared to 42% a year ago. However, not good enough numbers for women. In fact, to help us out a little bit, let's go to Bank of America's head of retirement and workplace benefits, Lorna Sabia.