 You know, folks, if you don't have a plan, you're helping someone else see their plan come to fruition. You know, either you're working on somebody else's plan or yours. And, you know, when I hear that comment, Mark, when you say, you know, half of the people out there don't think financial independence is attainable for them. I just think, wow, we just put together a plan. You know, it sounds oversimplified.