 What it means is, is that you need to have access within, you know, within a few days of being able to get your hands on nine to 12 months worth of income, depending on what your income requirements are in the event of an emergency. So you definitely want to look at those. You definitely want to look at those things. I think we got one more that we can do, right? Yeah, let's get into one more. Yeah, we do. Two truths and a lie. Diversification and asset allocation are essentially the same thing. I should update my retirement plan periodically. Retirement planning has both emotional...