 and it will be absolutely free. That's not an obligation that you have to join us. It's not an obligation that we're going to take you as a client. Many people just simply aren't a fit, and that's okay. But why not get started right now on a confident financial future by reaching out, picking up the phone call, and getting after it? I'm not wanting to scare anybody with this message. If we were in a great economy with low inflation and everything else, my message would be the same.