 And that they will when you sit down with the team because they're focused on retirement, custom retirement planning. So to make it happen, 800-501-9805. Annuities, you were talking about them, always a hot topic. Typical scenario might include someone who already has an income producing annuity. The question is, should they get another one if they still have 200,000 in cash or what are some other options? So first off, I wouldn't do anything without a written plan.