 Or even 20% would only be $70,000, $72,000. So $72,000, that's still a lot. But now $127,000, 35% down on a home? That seems obscene, doesn't it? Or as I would say, it's another Biden win. So these are the kind of realities that the Biden administration says that you have amnesia about four years ago that didn't exist then. This wasn't the reality back then.