 But the missing element are these taxes, which is a huge piece, if not the greatest piece of the chess piece of the puzzle, of the decumulation phase, right? As you're starting to transition in and through retirement, taxes are your biggest culprit. So let me teach you how to untax what hasn't been taxed, and let me teach you what you can do to prevent new tax, right? The rich man's Roth, I'll teach this Tuesday at retirementprotected.com. This is where a lot of clients that are divesting out of a business or real estate are