 In life, there are defining moments. You may kiss the bride. You got the job, buddy! Retirement is one of those standout, exhilarating times. It's the start of a new chapter. Carpe diem. Seize the day. Starting off on the right foot is key. Making sure that you have the income you need to do everything that you're looking forward to, whether that's trips to the beach with family, sightseeing, or sitting back taking in fresh air and maybe catching a fish or two.