 Certain hand signals go up, you know, that too. So, you know, we see all of it here. Let's get back to it. All right, two truths and a lie. Okay, Medicare is free, and I don't need to pay for anything health-related once I enroll. Medicare does not cover all medical expenses. You'll need some money. You will spend more money when you retire because of higher medical costs. What do we have here?