 I'll share with you a quick example, and we'll go into the other legislative risk here in just a moment. But I'm going to be teaching this coming Tuesday at retirementprotected.com. That's retirementprotected.com. And one of the strategies I'll talk to you about when we come back from the break is, especially if you've got real estate to divest out of, now's the time to do it with the capital gain tax, legislative tax risk. But I'll talk to you quickly here.