 I'm sorry, that's a personal comment from me. A median income, and look, I visited Pittsburgh. I don't have a problem with it, but I mean, look at the quality of life you have here. Why would you go there? A median income household could afford the monthly payments of a typical home with no down payment. In San Jose, California, a median income household would need to put down $1.3 million to afford their mortgage payments on a typical home. Zillow reported last year 43% of homebuyers used a gift from family or friends for at least part of their down payment.