 And now at the end of the year, it's worth a million, 100,000. You've got to take out 50,000 or 50% of the hundred that was over the congressional mandated limit, whether it's IRA or Roth IRA, and you have to take it out. And of course, if it's IRA, you got to pay tax on it. It's taxed as ordinary income. And if it's Roth IRA, you gave up the benefit of the compounding of tax-free growth. Folks, you can't make this stuff up.