 And being disciplined enough to let's put it away before it gets in your wallet. Because I know once it's in my wallet, you know, me and the boys go to the gun store. That's not going to be a good day for the old wallet. Things like that. He's recognizing. As we're talking about being a tightwad, that basically references someone who is very frugal. Rick Scott is the author of the book Tightwads and Spendthrifts. And he was asked by Morningstar to explain to people that it's okay to spend money.