 uh you know i'm not trying to be ugly but it's that classic american way right problem wrong solution right it's like yes you know this change comes as a growing number of americans tap their 401ks because they're having a hard time dealing with inflation and the fact that prices have gone absolutely bonkers and so yeah right problem americans are struggling wrong solution right we always it's like okay we'll get a credit card okay we'll borrow from your 401k it's like the worst