 So you have to go to this ATM, and it now costs you $3.50 to use the ATM if you don't have cash. And so my point is, it's like we're driving into the future in so many ways, but yet so many small businesses are keeping themselves in the past. And I hate to say this, but just raise your prices by a couple bucks if you need to, if that's what it costs. And I know, okay, you know what? I'm not going to win in this argument no matter what.