 when times are bad. And so what we are really trying to be deliberate and thoughtful around is making sure that what we own actually does what we intend it to do. And especially on that risk reducing side, if it's return enhancing on the way up, but then getting utterly destroyed on the way down, that you shouldn't own it as a risk reducer, you might as well own stocks as the return enhancer. And so that's a big part of sort of, I think the issues that we see in portfolios is just these quasi assets, asset classes, whether it's high yield bonds,