 Have you considered getting life insurance but just smoke? And you've been told more than once that you need to pay smoker rates and those rates are too expensive for you? Are you between the ages of 40 and 70? Now you can call our special toll-free number at the term Lifeline and learn how to qualify for a life insurance policy at non-smoker rates. That's right. Now you can get a life insurance policy even if you're a smoker at non-smoker rates.