 What is very interesting to me, and I want to get Josh's take after I make my comment on this, is markets are now all but sure that the Federal Reserve is going to be cutting interest rates in September. In fact, some market participants are saying that the Fed could be cutting 50 basis points in September. I am certainly not in that camp. When you listen to Jerome Powell and the other Fed governors, I don't think the Fed is going to be cutting September. In fact, I don't think Jerome Powell and company will be cutting September.