 Now on the phone with me from Nashville, it's Adam Levin. He's the co-host of What the Hack podcast and the author of Swiped, How to Protect Yourself in a World Filled with Scammers, Fishers, and Identity Thieves. Adam, good morning, sir. Morning, Frank. How are you? Doing well, doing well. Beautiful day in the high desert here, but this scam business, man, it's just out of hand, and people really need to be prepared to defend themselves. Oh, no, absolutely. It's getting worse and worse and worse, and