 And Josh being a black lab is precisely why we have those rules, because where's the ball? But, yeah, I mean, rules-based investing for a lot of you that are especially emotional can help you do the right thing when it's really, really hard to do. All right, if you want to take one of us up on a free retirement review, we'll give you an hour of our time to talk about anything in your financial life. So if you have at least $500,000 of investable assets, give our office a call, 800-743-8000.