 I cannot conceive of Daniel Ramsey's mother passing away, even if I was divorced from her, and me immediately going to my teenage son while he's grieving his mother's loss and saying, oh, by the way, I need some of that money that she took from me in the divorce. Under the auspices of, I like to just do it myself. I don't go to no stupid bank. I don't want to deal with the bank. I want to deal with my 19-year-old grieving son. That's what I'd rather deal with.