 for the debt overall is 7,000 with court fees. And so they pretty much told me I could settle out for $6,000, um, interest that would incur if I was on a monthly payment. I was trying to do a lump sum, but I can't afford that. I'm in economic hardship and I explained that to the lawyer and they're not, they're playing hardball and I'm trying to find out how can I go about settling for a lower amount? Well, um,