 Yeah, those were, I don't remember the interest rate, but it seemed like it didn't move at all. So just having no car payment, I drive a very modest car, 2011 Honda Accord, but the fact that I never have to pay a car payment ever again, it's the best feeling. Yeah, that's a different feeling. They drive different when they're not pulling a payment book. Yeah, honestly. Yeah, that's very cool. Who was encouraging you?