 And you're going to invest this money, let's say, in a basket of ETFs like we do for our clients. And this money over time is going to grow because the market's going to grow. And so you will, instead of giving money in that $250,000 in one year, conceivably you'll be able to give 5% of that value for 30 years or for the rest of your life. And so ultimately, you'll end up giving a lot more than that one-time gift. And so that's the idea. It's sort of the Buffett approach.