 I don't have an answer to this problem. I just want people to be aware that is most of your biggest risk. Because what happens, let's say Josh and I, our wives are healthier than us. And so we're the ones that, in our cases, go into long-term care facilities. What would happen is all of our assets would be spent down. Our wives would be left with $2,000 in cash, a car, and our house. But those are very hard things to keep your standard of living before Medicaid will take over. And so when you think about, let's say you have a million and a half investable assets,