 I mean, it was either, you know, you had to be ultra short term three years ago plus, but then also you can own the individual bond and hold it to maturity. And you look at like even the corporate credit market, you had a 25% drawdown at one point and you're still negative 11%. You're negative three and a half percent annualized over the past three years. You basically made no money for five years now and we're not in a recession.