 If you had an in-home care provider, the cost would be less than if you were in a facility. How many months? If you needed facility-based care, on average, it's about $5,000 a month. But if you had an in-home care provider, you could have care for between 12 to 18 months. 12 to 18 months, $3,000 a month. Now, will Washington Cares pay out $3,000 a month? Yes.