 Dave Ramsey, and he just kind of gave me some insight. I Googled it, and there's like 20 books, and I didn't know where to start, and there was a phone number, so I called it, and someone answered. Can you speak that? I'm just kidding. Someone answered. And what happened? So I was doing good for a while. I paid off my cars. I was saving money. Paid off the truck. Paid off the car.