 How do I start? If saving three months of expenses sounds ridiculous, start small. Transfer some amount, any amount, every month into the emergency fund account. Celebrate when you hit milestones like $100 or $500 saved. The Change Journey, brought to you by Pacific Crest, where you can find our people. Defining the differences between the people and the politicians. News Talk 92.9 and 1150 KAGO.