 this debt gone, but you freed up all these monthly payments, and now you can save more money than you've ever had saved, six months of expenses. And it just sits in a high-yield savings account, just sitting there making you feel all warm and cozy on the inside, right? And then you move on to baby step four where you're investing 15% of your income. And so that's how this works. You really came for John's answer, not mine. I think you knew the answer to mine. But here's the big question. Will you do this? Oh, absolutely, yeah, yeah.