 And then I have another kid. She only has one in, like, $2,000. So do I use their money to pay off my car, or do I just leave their money alone because that's technically borrowing money and just make my money and pay my stuff? I can pay off my car really fast. You said the car's worth $67,000, and you owe $41,000? I bought it for $67,000. When I look at KBB, it's between $45,000 and $48,000.