 um and then when you look at the fees so like there is some uh i guess administrative work that goes along and with with having a donor advised funds uh so you know different companies have different levels of fees i think uh the highest one is going to be like 0.6 percent um and the lowest one is going to be 0.2 percent so it's not cheap and it's not free uh but when i say 0.6 so 60 basis points uh all the way down to 20 basis points obviously the bigger account you have