 Is it something that you should do? I mean, depending on the circumstance, again, with the qualifier, that if you were already going to give the money, absolutely do it. It just comes from the custodian, the intra-custodian transfer. And I can't see any downside to doing it. The other version, of course, is just taking it yourself, paying the ordinary income tax, and then letting it accrue in your taxable account. But if you don't plan on spending your RMD, then sure, go ahead.