 and high interest rate credit cards, and he had less debt than this guy had, than Malik had. So way to go, Malik. Good job. All right, Malik from Virginia. $78,000 paid off in 26 months, making $49,000 to $70,000. Count it down. Let's hear a debt-free scream. Three, two, one. I'm debt-free! Yeah! This is how it's done. Yes, yes, yes!