 to make that desired future of mine happen, what must be true. And you go, okay, there's these six things I've got to do, these four things I've got to do in order for this to come true. And then you start putting a timeline and a budget to what it's going to cost to get those five or six things and cause this to happen. I think you're in great shape. You're going to get there. You're going to get there. Nate is with us in El Paso, Texas. Hi, Nate. Welcome to the Ramsey Show.