 The bank, the mortgage company basically said that because I was the primary breadwinner, they wanted to just have me on the loan and not my wife also. So then they just had my name, a married man, but then it didn't say husband and wife. So they said, it's no big deal. You can go and transfer this later. You can go and fix this later. So we went ahead like the next business day and we started a trust, a revocable trust. And my wife and I were both