 those minimum monthly credit card payments, some of which are as high as 35%. And that interest on the refinancing is tax deductible up to $10,000. So this is just a matter of using your money the right way. It's all your money. And even better, it costs nothing to find out how much you can save. All it takes is a quick call to our people at American Finance. And if you start today, you might be able to delay two mortgage payments.