 than you otherwise would if you just gave a one-time donation. So again, donor advised fund, especially if you're in that situation where you have a big liquidity event and a big gain, they can be great tools to offset that. All right, if you want to take one of us up on a free retirement review, one of us will give you an hour of our time to talk about anything in your financial life. So if you have at least $500,000 of investable assets, call our office to get one of those meetings scheduled. The number here is 800-