 As for me and my house, Karen, I've got money in a high-yield savings account because cash makes me feel a little bit safe. I also have money in my investments, in my mutual funds. I don't have money in stocks because I'm not better than the super AI computers that they're using to trade those things. I can't win that game, and you can't either. So have a little bit of cash, have an emergency fund, and then put the rest in. And listen, if all the banks go under, you're going to have way bigger fish to fry, sister. Right.