 Hi, John. Hi, Jade. I'm so excited to talk to you guys. You are my heroes. We're happy to talk to you, too. We're glad you're here. That's a low bar, Jessica. Speak for yourself, John. All the time. No, thank you so much. What's up? But I'm hoping that you can help me with a huge mess. My husband and I are on Baby Step 6, and we've kind of landed into this big financial mess, not of our own choosing. My husband's dad