 uh, on the health savings account and it doesn't matter your income level. So obviously I don't, or I shouldn't say obviously, but I don't qualify for income reasons for a Roth IRA. I can't make traditional IRA contributions. And so this is the one place other than my 401k at work that I can get a tax benefit for making the contribution. And so the way that if you are eligible for these health savings accounts, you should be maxing out your contribution, uh,