 All right. If you want to take one of us up on a free retirement review, one of us will give you an hour of our time to talk about anything in your financial life. So if you have at least $500,000 of investable assets, call our office to get one of those meetings scheduled. 800-743-0988. When we come back, we're going to talk about the three most common toxic investments Josh and I see in those free retirement reviews. So stick around.