 What is the difference between what these big banks do? And Fifth Third is obviously not the size of the bigger banks who've gone after the business. What is the difference between this and racketeering? What is the difference between something that's just like the mafia would run for crying out loud? Now, again, here we go. We've got more here. They also had to pay a $15 million fine pertaining to practices that incentivized employees to create...