 Yeah, but what happens is as soon as you get rid of the money that you have, something worse happens. We want that emergency fund. Dude, you are running so scared you're not even thinking clear. Okay? $8,500 makes your whole stomach unwind, and it's in your throat. $8,000 lousy dollars. It's not $85,000, and you make $75,000. You need to sit down and do a written budget tonight. Are you married?