 credit cards and one other thing so you ready to yell all right so no no no that was it no i know you're not so it was a 169 for the mortgage 83 for the heloc and then the thirty thousand dollars for the credit card that was that's it did you ask me that's it that's our total debt okay so if you pay off the credit cards and the heloc with the sale of the rental you probably will have enough left over to build your emergency fund out right