 and you don't qualify for Medicare or Medicaid, you need to give us a call right now. Private health care is private health insurance for ages 65 and under with medical, dental, vision, and even prescription coverage. When life comes at you unexpectedly, you need to be ready, and health insurance is your financial safety net. If you're looking for health coverage at the best price and your annual household income is $35,000 or more, give us a call.