 All right, if you'd like to take one of us up on a free retirement review, one of us will give you an hour of our time to talk about anything in your financial life. If you have at least $500,000 of investable assets, call our office to get one of those meetings scheduled. The number here is 800-743-0988, or you can email us by going to our website, northwestquadrantwealth.com. When we come back, we are going to tackle some of your email questions, so stick around. Sign up for our e-news today. Get the latest thoughts on the market every other week from Northwest Quadrant Wealth Management delivered right to your inbox. The short five