 Well, I agree with you, Carl, because when I asked her about, well, what is typical, say you need long-term care, not just an in-home caregiver who comes and, you know, helps you with bathing or helps you with laundry or makes breakfast or lunch for a relatively small amount of money, but if you have to go into any kind of facility, is her estimate of $5,000 a month accurate? It is not. That, I would say, is probably maybe about 60% of what the true cost is.