 that $20 million would be $100 million. So I'm not saying that he would have the foresight to put it just all in the market, but the idea that they just didn't buy low-cost index funds and that would have grown to such a huge number and would have been able to help many more people is sort of the sad part of this story. I hate when I see people being taken advantage of like this. It makes me nuts. And what makes me more nuts is that this person was going to church to find these people. That's like, really?