 i don't know if you know what that's brilliant actually i didn't know what we're gonna get there that that's actually brilliant it's from start to finish that's brilliant is and yeah it is brilliant okay so for those of you can see it's basically a guy and he's explaining the fact that you know mortgage loans make sense i mean it's a it's an it's an asset that's going up in value and people are willing to pay it's a you know a low interest rate you know depending on we ask