 If there's nothing to hide and you know what you're doing, you should be able to answer anything that's thrown your way. You don't need note cards. Maybe you need specifics on dates and bill numbers, etc. I'll give you that. But if somebody asks you a straightforward question, what do you think of this? You shouldn't have to go to your note cards. You shouldn't have to go to ask somebody what you think about that, how you should answer it. Anybody who does that,