 Because of this shortfall that Social Security is facing, there is a 23% cut to people's Social Security benefits coming eight years from now because of the shortfall. If we don't do anything to change it. And so when you hear politicians like Donald Trump and Joe Biden say that they're not going to touch Social Security, what they are doing is supporting that 23% cut to people's benefits because they're unwilling to have the difficult conversations right now about amending the program.