 That's one compartment that we see, you know, the bond index is down, you know, north of 8% on a trailing three-year basis and still negative on a five-year basis. So, you know, as Tyler was mentioning last segment, you lost a decade's worth of returns in 18 months and you're not going to be able to make it back now is the reality. But the dilemma, so I'll break it down. That's one side. The other side is we see these ultra compartmentalized bond portfolios where they own a