 payment or anything like that and I looked on the Ramsey information and I didn't find anything but typically with open like the credit let me jump in like let me jump in to make sure I understand you before you go further because I don't want to lose where you're at so you're saying you've got five debts left and one of them is a line of credit that's open and are you wanting to transfer the other four on to that line of credit is that what you're saying