 a month with your income and average rate of return eight to ten percent and i only say eight because of the haters is really ten and up let's be honest about that if you're in good growth stock mutual funds like even if you're in the s p 500 like you're going to get 10 okay annualized by the way for the haters all right when i put that in you're going to be over 2 million my results say 2 million 359 579.