 client meetings. And so I've learned a few things about money. And as a fiduciary and a certified financial advisor, what I've learned is that people really, like our industry has kind of done us a disservice in terms of how we teach people how to build wealth. We teach people the technical advice, right? All the how-tos, how to grow money, how to minimize your taxes, how to have a good spending plan, how to protect your assets, how to leave a legacy, how to retire, like all of those things, which are, I'm not downplaying any of that.