 It's a lot, but we're here for you. We're here for you. We will take the hard part out of it. Again, ramseysolutions.com slash coverage. Let us do that for you. All right. Let's go to Jaden, who's in Denver, Colorado. What's going on, Jaden? Hi there. Yeah, so I'm 20 years old. I make about $40,000 a year, and I have three kids at home. I'm 22,000 in Denver.