 I was a decent student. I was an athlete, but I was, I lacked a lot of focus. Um, I went to community college, transferred to Western Michigan university where I didn't do terribly, but I also wasn't lighting it up on the GPA. And I just made a lot of, uh, immature decisions. And so I found myself in a position at Western where I had about a year before graduation and I basically worked myself into, uh, quite a bit of debt. And, uh,