 And then you actually won't need any of your money you have set aside, because you're going to be earning almost as much, and soon after that will be earning more than you used to earn, because you've got the business growing on a trajectory, and it's almost there already. But you can take the step, not the leap or the jump, by pulling the boat close to the dock. But too often what we see is the boat is 100 yards out,