 Coming to you live, this is the Ramsey Show. Thrilled that you are with us. We're here to help you win in your life, win with your money, win in your work, and win in your relationships. Phone number to jump in is 888-825-5225. It's your show. We're here to help you. 888-825-5225. I'm Ken Coleman. I'll be steering the ship today. And my co-pilot,