 All right. And the second thing is the insurance companies, which have the real data and the real information because they're tracking it in real time and know things and then know the truth. Right. Stop covering you right now. State Farm, one of the largest the the largest insurer in the United States, has given an ultimatum to California. They either get to raise their rates over the next two years, 150 percent or they're pulling out of California entirely. Wow. OK.