 And the other term that comes along with equity is the term underwater. We use that often when it comes to – Oh, we hear that all the time. Hey, I'm underwater on my car. And people go, what? How do they get in water? No, this has nothing to do with – It's about negative equity, right? Am I paying attention? Yeah, so what you owe is greater than the piece that you own. Oof. That would put you underwater. So if the car – you've got a $20,000 loan on the car. The car is only worth $10,000. You're $10,000 underwater. Okay.