 Yeah. So, look, I will say this about Vanguard. Josh and I are big fans of Vanguard. We use their products, their exchange-traded products in client accounts and our own accounts. Vanguard, Jack Bogle, who started Vanguard, has done more for the individual investor than anybody in the rest of the world by a lot. That being said, Jack Bogle died a bunch of years ago or a few years ago now. And now there's obviously a new leadership team. And for a lot of people,