 Well, Lars, through our working careers, we accumulate savings in our 401K plans. So rather than just rolling those funds over when you leave your job, you may want to think about setting up a truly self-directed IRA. With a self-directed IRA, your retirement portfolio can include real estate, precious metals, cryptocurrency, notes, loans, and even a new business startup. So with a self-directed IRA, you're not limited to equities like stocks and bonds? Exactly. There are so many more options that you can consider for your retirement portfolio.