 the payment on a 15 year. Well, you can afford it if you buy a cheap enough house. And that's what I'm worried about here. That's the paradox I said is you need to buy a house, but I don't think you can afford one. And I'm trying to figure that out as we're talking through here. But if you don't buy one, you're really going to be up a Creek. So if you buy, but if you buy something too expensive, it's going to drain you out anyway.