 All right, if you want to take one of us up on a free retirement review, one of us will give you an hour of our time to talk about anything in your financial life. So if you have at least $500,000 of investable assets, call our office to get that meeting scheduled. The number is 800-743-0988. Or you can email us by going to our website, northwestquadrantwealth.com. When we come back, we're going to talk about 529 plans. And they've gotten a lot more flexible, so they're quite interesting. So stick around.