 reach out to Schwab. You open those same accounts at Schwab and they will help you transfer. You'll have to fill out a transfer form. It'll all be digital at Schwab, but it allows Schwab to go to your custodian and move everything exactly as you own it now. So you don't have to pay commission. And then, then you can make the trades going forward. And we talk about this all the time as it relates to account consolidation, like consolidating money that you have scattered all over the place. You can do that by doing what's called in-kind transfers. When we move money online,