 Brought to you by the U.S. Forest Service, your state forester and the Ad Council. Slash store. Defining the differences between the people and the politicians. News Talk 92.9 and 1150 KAGO. Thanks for listening, America. We're so glad you're here. I'm Dave Ramsey, your host. Rachel Cruz, Ramsey personality, is my co-host at 888-825-5225. Justin's in Spokane, Washington. Hi, Justin. How are you?