 If the best thing to do is just to put that lump sum straight towards that? Yes. Maybe leave a portion straight, yes? Yes, absolutely. You're out of debt. You have an emergency fund, right? Yeah, you bet. Your household income is what? I'm just over $100,000. She's right at $75,000. Okay, $175,000. And you owe $400,000. You're going to get $300,000.