 So Julie, just like in a 401k at work, they do something called payroll deduction, right? You set up the payroll deduction. You put a percentage of your paycheck every two weeks when you get paid, how much you want that to go into your 401k. And once you set it up, it gets automated. And you can, of course, change that, but it's automated. And it's the reason that the 401k is so successful. It's an automatic thing. You can do that now automatically.