 monetary policy is slightly restrictive. And when I say slightly, like I'm not even sure that it even is restrictive. And so it's like the sense of market and market participants that the Fed needs to be doing something with interest rates to me is insane and crazy. Like why can't rates just stay where they are and see how it plays out? I don't think where rates are is going to put us in a terrible global financial crisis type recession. It will just mean the economy slows a bit, but that's okay. There's the –