 and nothing's worth a little or at all and i don't i don't like that you've had a taste of peace and we're saying why why dip your toes in these waters when you're already doing so well and there's no need to because i wouldn't yell at you if you took out a mortgage but if you had a bunch of cash and you still avoided you know paying cash i'd go all right that's pretty dumb or if nothing else brother you're going to put that um let's say you decided to take out a two hundred thousand dollar mortgage you put half down