 I would say what it doesn't cover are pre-existing conditions and elective procedures. So pre-existing conditions, I don't need to explain that. If your pet is already sick and you get pet insurance, they're not going to cover you for that illness that the pet had before you got pet insurance. For elective procedures, I'm talking about things like tail docking or anal gland expressions or for cats, declawing or declawing reversal procedures. And then