 I think you're a little new to the baby steps and so I kinda wanna reset and get everything on on so that you and I are at least on the same footing kinda going forward um I hate that this happened to your house and I hate that you guys had a plan and this just wrenches all up in that plan however in one way like Ken said you dodged several bullets here and I'm gonna add another bullet to the list I believe that you that you dodged now looking at your financial situation fire aside