 this is a land contract or a contract for deed people do those as well the same mess same exact match and when you've got increasing interest rates are when people try to do this because I think they're taking advantage somehow that look ish but the the the risk that you're taking is unbelievable here unbelievable um the juice ain't worth the squeeze that's what they say yeah and oh by the way if you do change the insurance into your name as if you're an owner