 Your city, your news. It's the source I can trust. FM News 100.1, News Talk 1110, KBND. From America's number one travel radio show, I'm Robert Carey with today's edition of your RM World Travel Minute. So you're going on a cruise and you aren't sure whether to buy your travel insurance through the cruise line or separately on your own. Candidly, we encourage you to buy your coverage at TravelGuard.com slash Carey as they're the only company we allow to partner with us.