 People add in assets that are supposedly risk reducers, but really they're using them as a return enhancer or vice versa, and they can't really necessarily be categorized very cleanly. And our argument to you as a portfolio builder or your advisor essentially is that they don't necessarily even know what it does. And there's a lot of things that are in the risk reduction bucket that are return enhancers when times are good, but then they don't actually perform the risk reduction function that you want them to.