 Welcome back. Thanks for joining us on Financial Focus Radio. My name is Tyler Simonis. That guy over there, he is Josh Finnelli. And we are partners at Northwest Quadrant Wealth Management here in the beautiful but warm Pacific Northwest. I have to say, I'm not complaining. I know people don't like the hot weather, but I will take this over that cold stuff. As long as it doesn't start a fire. I know that's the big danger now, right? Now we have this huge fire danger because we've had...