 The retailers and the restaurants out there lowering their prices, being a little more value-oriented, probably going to help out a bit when it comes to the inflation picture. Rates have been one of the other big, big, big stories for this year. If we rewind to January, Matt, outlook for the year was three rate cuts seem likely. That has not happened, and we haven't even gotten close to the inclination that there will be a rate cut. The Fed has been very, very cautious so far this year.