 And on a relative basis, especially when you look at the rest of the world, your tax rate is not that high for most of you out there listening. And the other thing is most people don't realize it's a tiered system, so not all of your income falls in one bracket. In fact, most of the people listening, most of your income falls in the lower brackets, and so your actual marginal tax rate is quite low. You might have a few dollars in a 20% or 22% tax rate, but most of it's in that teen range.