 sure you can go do that yourself and it can be great but i don't want to minimize when i pay a plumber i'm happy to pay the plumber because i don't want to screw it up i don't want to fool with it i don't want to burn the brain calories figuring it out watching youtube videos and the same applies to finances you'll know when you're like i gotta reach out to someone i'm gonna i'm liable to screw this up and so it may not be now but there's no rush either