 I don't want you borrowing money for anything. If this is a home that y'all love... So if we have about $250,000 to $300,000 in our savings or stock portfolio, you suggest we just pay it outright instead of taking a HELOC? I would never put my family's house on the block for a living room, ever, or for a garage. Well, we already have a garage with a sunroom attached to it, so...