 Over time, the flexibility of what you can do with the 529 has certainly increased, and that is what we talked about in this program. But real quick, the 529 works simply. It is a college savings plan. Grandparents can set it up. The parent of the kid can set it up. Originally, it was set up as part of the tax code, and each state had their own 529, and they went out to the sponsors, the mutual fund companies, and said,