 Yeah, and so I forego this really tiny tax credit I would get if I used the Oregon plan to use another plan. I will say the greatest endorsement before I go through this other stuff I can give you for setting up a 529 plan for your kid or grandkid is let Mr. Market do the heavy lifting to pay for college. And so because this happened to me, I knew this implicitly, but this is a real-life situation that happened to me. I have a...