 You have a great long-term care policy and do not get rid of it because the benefit of it is great. Since then, because of these policies, a lot of insurance companies have gotten out of the business because it's just a loser's business from an insurance perspective. Or they still issue policies that, you know, the benefits are a joke and they're super expensive. So we don't tell anybody to buy long-term care insurance if they don't have it because we think it's just a ripoff and not worth buying. But the funny thing about this may not be funny, but...