 I'm Fred Staub, along with my co-host, Les Jackson. Join us on Cruise Control. Hear what America's motoring public is driving and what's driving the automotive industry. That's Cruise Control, Sunday, 4 to 6 a.m., here on the Money Station, KBNP. It's time to ask Bill Barham. Bill Barham is Senior Vice President, Senior Portfolio Manager at Orca Investment Management, LLC.