 you can still own all of the Vanguard suite at all of the other major custodians. So in order to own Vanguard, you don't have to have an account at Vanguard. You can have all of your money at Schwab and own any of the Vanguard products that are available and buy them no transaction fee, meaning for free, or same at Fidelity or same at our custodian. So just because...