 Microsoft says the problem is fixed, but there are still some banking sites that are down and other businesses that have yet to fully return to operational status, and that's got everybody a little bit nervous this morning. Now, interest rates are up despite that. It's not exactly a flight to quality in the U.S. Treasury as the yield on the 10-year note back to 4.2%. The dollar is up. Oil and gold are trading lower this morning as we kick off the day, while U.S. stocks are mixed.