 and spend it. We just spent $130 of it paying off the mortgage. What are we going to do with the rest of it? I'll give you and then I'll tell you one last thing on that. A lump sum invested in a good mutual fund or series of mutual funds, if it averages 10% or more, will double every seven years. You're 37, you said? Yep. So let's pretend we put $400 in investments.