 Washington doesn't really give a damn but they'd like a piece of your paycheck but that was probably too long and clunky for them to get away with so they impose this brand new tax for Washington cares and they say why you're gonna pay this tax every year for a lot of years and then someday you're probably not gonna be able to get any benefit out of it at all but we're gonna put a warm fuzzy name on it and that'll make you feel better