 The government sent out those $1,400 checks to Americans, but they were sending out $500,000 checks to business owners, and those business owners weren't really having to use them for payroll. They were just pocketing them, and it was tax-free. And so the level of the little guy getting screwed, so to speak, is rampant and worse than most of you out there even know. But that's why I think a lot of it is this sort of you feel like it's real, and it is. And I'm here to tell you, actually, it's worse than you think. Way worse.