 Look, Trupanion is one of those pet insurance companies that is trying to mimic human health insurance by establishing a network of veterinarians. So when you go to the vet now, they have their own network. You go to an in-network vet, you're probably going to spend less money. And, you know, if pet insurance companies start thinking in those terms, they'll have collective bargaining. They'll be able to keep vet costs low. You know, there may be options for telemedicine for vet for pets.