 His name is the only name that's on it. His wife's name is not on the RV. And we're wondering if we can let it go back to the creditors. No. Or if we should pay it off. No, don't do that. No, don't do a voluntary repo. That's going to be horrible. I wouldn't do that. They've got $18,000 saved. Assuming that you have control over this money, I would just take that $18,000 and bridge the gap and get rid of it. Zero it out.