 And even if they want to sell their house to realize those high values and to move up or to maybe even downsize, they feel like they're stuck because they don't want to trade their 3% fixed mortgage rate for a 6.5%, 7%, or even 7.5% mortgage rate. It's too much of a spread. And so it's not so much an affordability issue as we think it is. It's not really a demand issue. I think there's plenty of home buyers out there that are looking for homes. It's just that there's a lack of homes because on the existing supply side,