 But I guess I'm wondering why you think Washington Cares is a good program. Tell my audience, because I want to give you an honest chance to explain why this is a good program. I honestly think, Kathy, it's a fraud. So long-term care is something 70% of us are going to need as we age, is that you are going to find yourself, as you get older, that you're going to need some level of care.