 and your income. So you're going to have a $300,000, $400,000 household income and you'll finish paying off the house very quickly at that point with what's going on. So you've done a great job saving money. You're signing up for a debt ride. That's part of what goes with July. You've got a big old debt ride, but we're not going to just keep piling on the debt while we reduce the debt over on the other side on the house. That doesn't make sense at all. In a sense, that's like borrowing