 why i was just taking some of that for the next car because i don't like i i like to pay for cars with cash good well here's the thing a car is not an emergency to upgrade in car you're going to do with cash and leave as much as you need in the emergency fund three to six months of expenses create a different savings account for a car because what happens is people get confused over what an emergency is and all of a sudden you just bought you know a cruise to cabo as an emergency and here's what's also cool you pay off those two houses today