 You should value liquidity. Don't base any of your investing solely on income because you are then forced to take way more risk than you know that you're taking. All right, if you want to take one of us up on a free retirement review, one of us will give you an hour of our time to talk about anything in your financial life. So if you have at least $500,000 of investable assets, call our office to get one of those meetings scheduled. The number here is 800-743-0988, or you can send us an email by going to our website,