 I am saying to you today. By the way, I mean that. Every now and then, I will get a call from somebody. Hey, Gary, I'm interested in you managing my money. Okay, well, I've been doing it myself, and I'm getting old, and here's what I own. And you know what I tell them? Keep doing it yourself. That's all. People that have owned the S&P for 20 years, cool.