 make extra payments every month, do everything you can to pay those off. The other option is to get onto an income-driven repayment plan and pay the least amount that you can pay for the term of that repayment plan. If you have questions about what plans you qualify for, or if you have issues with your student loan servicer, contact the Oregon Student Loan Ombuds Office. And we'll get more into this with Thompson during Your Town this morning at 8.30.