 Is the impact of the direction towards housing units, apartments that are springing up everywhere, what kind of an effect does that have on the housing market? You know, Frank, that has an absolute epic effect on things. And that's been one of the things that I've sort of pounded the drum about forever. And I'm going to take it even a step further than actual costs in housing. What it does is it denies people the opportunity to participate in the economy. And by that, what I mean is if you're a renter,