 because the 401k doesn't count okay yeah and it's not just 401k it's mostly Roth um there's some in a Roth some in a 401k and then a little bit of that is just personal investments I think maybe about 10 to 15k okay the 10 to 15k that's personal investments like a brokerage account non-retirement yes ma'am okay and is it what's that year marked for um retirement as well I've