 K1 News Time is 1240. Time now for the Cal Thomas Commentary, and it's brought to you by Northwestern Mutual and your local agent, Sam Stoya. As life expectancies grow in the U.S., the potential need for long-term care grows as well. A Northwestern Long-Term Care Insurance Company policy can help you pay for that care. Flexible coverage can include extended care in your own home as well as in a facility. To learn more, call Sam Stoya at 336-5717. That's Sam Stoya at 336-5717.