 for future goals and you do need some goals. Whatever they are. I don't care if it's family. You need a goal. Let's say I want to be a millionaire by the time I'm 40. I don't care. Let's set it up. The second thing is you need to enjoy money. Have some fun with it. Plan a vacation. Spend some of it on good old Eric. He's a good dude. He works hard. The third thing is you need to be generous. Always be giving. Always be investing and always be enjoying at some ratio.