 That's not a good thing. That means that a lot of people out there were convinced to be afraid through reports like this. Hey, gee whiz, recession. Hey, gee whiz, market crash. Put your money in this annuity and you'll have guaranteed income for life. Folks, that's not how these things work. Now, if you think income is you give me $100,000 and I just pay you out of that account for the rest of your life, but I'm really just giving you back your own money. If you