 We'll go in there, and he or she hasn't done anything to it in 10 years. That thing will have done 31%. It, like, smokes all of the major advisors out there. You know why? He hadn't done anything to it in 10 years. He just picked an S&P 500 fund and forgot about it and just put money in every month. That is what you need to do to get a good growth portfolio. Fact, S&P 500.