 But guess what? I mean, I learned more and I got more educated and I found out that there were other options available that were better. And then there's just, there's really no reason for me now to offer an annuity to anybody now that I know more. That's just basically what it boils down to. So I grew and I got better and we don't sell the annuities, but I still have the license. And he says, well, why do you maintain the license? I said, well, first of all, I mean, it's