 investments have a lot of fine print. A lot of advisors are out there selling annuities. Annuities have a ton of fine print, right? So basically it's, you know, there's a contract and who'd like selling contracts, but it's a contract. And then you get into the annuity and you've got this contract and people aren't reading the contract. And so what they're doing is they're taking the advisor's word for what's in the contract. And