 Did you know that you could purchase a home or refinance your current home loan with your VA home loan benefit? VA home loans have lower closing costs and generally enjoy lower interest rates than other borrowers. The VA home loan may save you thousands of dollars on your mortgage. For more information, visit www.va.gov or talk to a lender of your choice. Choose VA. From the A-Line TDS studios, this is 1230 WBBZ, Ponca City, Oklahoma. Fox News time is 11 o'clock.