 health insurance um no 401k no big plans uh most of my life has been basically paycheck to paycheck just surviving um i'm not a great place yeah i would say so my dad told me growing up 90 of solving a problem is realizing there is one right and i just and and i realized that and i've i've listened to you uh listen to you guys for a while now i just never really had the courage to really call uh but speaking to my fiancee you know she's