 So that's going to be, for the most part, a combination of stocks and bonds, kind of a hang in there portfolio, lots of what they call target date funds. Is that going to do well? That targets the date that you intend to retire. Yeah, in theory. So basically, if you intended to retire in 2025 and you didn't know a lot about investing, you might just choose the 2025 fund. But it's because you didn't know a lot about investing and that's okay.