 My Freedom of Choice Health Plan is a private plan that doesn't force you to pay for things you don't need, like maternity coverage. It's a PPO plan, so you can use any doctor. You only meet a deductible if you go into a hospital, and it's 30 to 60% lower cost than Obamacare. This plan is guaranteed acceptance and available all year round, so you can enroll today. One more thing, the monthly premiums are not tied to your income, so no surprise tax bills at the end of the year.