 Financial advisor Jacob Stewart and Edward Jones. Earnings season will kick off in earnest on Friday with big banks such as JP Morgan and Citibank reporting earnings. Investors will be listening closely for commentary around the health of the consumer and around loan growth trends for corporations and households, as well as any regional divergences. U.S. equities closed lower today. The Dow closed up 32 points at 39,754. The Nasdaq closed down 364 points at 18,283.