 Local, simple, personable. Bank of Western Oklahoma, where people come first. Member FDIC and Equal Housing Lender. 638, 38 minutes after 6, and joining us now from San Diego, Ron Hayes. Good morning, Ron. Well, good morning, Harold. How are the neighbors? So a couple hours earlier out there, you're getting up and getting around for the day. Has the meeting started yet, or is today the official start?