 quick movements you've got time to think about this and i like what he said about listening and learning because here's the thing at some point you are going to make a move with this money and you are going to get with an investment pro and you want to be able to understand what they're saying you want to have be able to invert your say on it and say this is what i'd like to do and have those conversations and know exactly what's going on and until you know exactly what's going on don't do anything