 Feds indicated they're going to do three rate drops this year. But I'm going to hold back and see. I'm pressing forward, did the loaf and shed, to fence the entire property, doing cross-fencing next, dug the pond first, put in a little travel trailer so I can enjoy the land on weekends without the expense of the house right now. And I am going to do a bigger barn. I'm going to do that. So there it is. I struggle with this, too. Wow.