 you think that's income, then annuity might be right for you because that's what they do. But I think income is you give me $100,000. We find a way to make you pick a number, you know, five, six, seven, 8%. And then if you pull that money out, you still have your $100,000. That's the way I think investing should work. And that's the problem is that's what people, a lot of people think they're getting with these annuities.