 I try not to use too many technical terms on radio because I think it bores people, but there's something called standard deviation. What is the standard deviation on the portfolio? These are all things that we use to say, all right, well, that's great. You're currently averaging 8% on your portfolio, but what if you could, after fees, average 10 with less risk? It seems complicated on the front end, Cheryl, but if you can actually do the analysis and you can show somebody how to make more with less risk,