 It's just designed to get more conservative the closer you get to retirement. But that doesn't make it a good investment. It just means that all it cares about is the date you retire. It doesn't care about the economy. We were just talking about elections. It doesn't care about that. It doesn't care about the Fed. And it's not active management is really what it boils down to. So you need to know more than just it's an election year. I think, again, ask yourself, do you feel comfortable with