 Has been right. Live Monday through Friday at 8 a.m. on News Talk KCLI. 99.3 FM. News Talk KCLI. George Campbell, Ramsey Personality, is my co-host. Keisha is with us in San Antonio. Hi, Keisha. How are you? Hi, Dave. I'm great. Thanks for taking my call. Sure. What's up? I'm calling because I need guidance.