 you're paying to manage your portfolio needs to be managing your portfolio and they need to be providing value over time. Now, nobody can control markets. It's not exact. You're not going to win every week with your advisor or every year with your advisor. But over a long enough period of time, if they can show you rates of return that are higher than what you can do on your own net of fees, then they're providing value. If they can't, there's just no reason to work with them.