 I wonder if there's pizza at school today. It can be tough getting through to kids, but it's your job to make sure they're wearing your seatbelts. Never give up until they buckle up. A message from the National Highway Traffic Safety Administration and the Ad Council. Visit safercar.gov slash kidsbuckleup for more information. If you're struggling with your mortgage, there's a free government program that offers expert one-on-one advice about your mortgage options. Call 1-888-995-HOPE or visit makinghomeaffordable.gov. Brought to you by the U.S. Treasury, HUD, and the Ad Council.