 And you know exactly what your budget's going to be, what your monthly cash flow budget's going to be, and it's all adjusted. Social Security adjusts that for inflation, give the cost of living adjustment, time your investments, see what the money looks like from now, five years from now. When you have the plan, remember, what causes stress is an unanswered question. So you're always stressed because there's a huge question mark. Will I run out? Will I run out? Will I run out? I think it's okay, but the market's down. Will I run out? When you have the plan,