 then we're going to invite you to share your financial statements. Let us know what your income is currently. Let us know what your income is in retirement. Let us know what your expenses are. All of that's going to go into the financial planning process. Then we'll take into consideration things like taxes and inflation. But we're going to do an analysis on your current investments. We're going to make sure you're doing as well as you can there. I use the word efficiency all the time. So