 It's going to be a week-long cruise on a world-class, top-of-the-line Holland America cruise ship. We've got the entire ship for Ramsey people. It's the live-like-no-one-else cruise. Do not come on this cruise if you are in Baby Step 2 trying to get out of debt. You should not be going on vacation if you're on Baby Step 2 trying to get out of debt. If you don't have your emergency fund in place,