 But, yeah, some of the happiest people know that, hey, they're getting $5,000, $6,000 a month from their pension and from Social Security. And most people, if they don't have any debt, that's the other side of the equation. We try to get people out of debt. Absolutely. Then that's really all they need. So that doctor needs to try to get his student loans paid off as soon as he can. Well, I tell you what, it's frustrating, but he told me that his student loan, when he started it, and this has been, I think he said 20 years ago, was about...