 Because I wouldn't yell at you if you took out a mortgage, but if you had a bunch of cash and you still avoided paying cash, I'd go, all right, that's pretty dumb. Or if nothing else, brother, you're going to put that – let's say you decided to take out a $200,000 mortgage. You put half down. You're going to put that money in a high-yield savings account at 5%, but you're going to be paying 7% on the mortgage. Right.