 So you've got to make sure you've got the plan, right? I like it. And the other tough thing that you've got to do as a retiree is you've got to make sure that you know your investments. Warren Buffett always talks about he never bought a business that he didn't know and understand. And that's why he bought food and candy and sugar water called Coca-Cola and all that stuff because he gets those businesses. He understands those service-based businesses. He knows people like candy bars, they like candy, and they like soda. But here's the thing. Same thing with you in retirement.