 So why does your advisor keep you in a growth portfolio when you need income? Because you're part of his assets under management. And he wants his assets under management to grow at the highest rate because when the market goes up, he doesn't have to market for those 10, 15, $20 million that were added to his bottom line in the way of assets that he manages. So that's what I tell you. When he says, hang in there, it will come up. You know, when the market's down, you go in for a review and you say, man, my stuff's down. I'm really scared. And he says, hang in there, it'll come back. He don't mean for you. He means for him.