 okay understand that the house i live in right now i would not live in i wouldn't be able to buy it if the interest rates were what they were okay we bought that house at three percent uh i was actually to be clear we had to we'd refinanced we bought it at four three we bought our house at four three okay and then we're able to refinance into like three eight or something but understand okay i in order for me to do that i was working like five jobs i was a head writer for kennedy