 more of a Roth type of account, you're going to pay the taxes then. But if you're already in a lower tax bracket, let's say 12%, then, you know, and we do the same thing. We will literally go in with our clients and calculate to the dollar how much we can Roth per year to keep them in a lower tax bracket. So it's a calculation. It's all math. But, you know, we do accounting for a living. So we can pretty much do that with our eyes closed.