 And here we are on the third accident. Accidents happen, man. They happen to me, too. I didn't tell him that I almost did the same thing at 7-Eleven myself a few years ago, quite a few years ago when we first moved here. It's a horrible spot, and many cars have done what he's done. So things can just happen. So let's prepare your portfolio for the unexpected, and that's what really all-weather protecting your nest egg is about.