 There's another side of the industry, and we hear it all the time, people that are promoting products. It's because, why are they promoting the products? Well, they get paid very, very well. I'm talking things like annuities, real estate investment trusts. There are lots of investments out there that pay commissions on the front end. And Cheryl, I don't, you know, it's, you know me, I'm on the fence when it comes to, you know,