 well you know how do you how do you get to that point and and zero for them it obviously involves a lot of charities i think charity for other people doesn't involve as as as much philanthropy and they just don't have as many as many options because they don't have as much money but it it's an interesting thing and i i think the the opposite side of that cheryl would be well i want to pass away with as much as i possibly can and pass it on to my beneficiaries because i just you know want to make sure they're protected