 right all our lives right don't have all your eggs in one basket make sure you're diversified but if i change that question a little bit and i say well i've got two portfolios both of them are averaging eight percent per year one of them's half as risky as the other one how would you like to invest your money they're like oh well i i mean that one piece of information completely changes that said well i want the eight percent with half the risk there's no reason to do the other so