 Step two, submit your eligible bills. And step three, get reimbursed. CHM members, take care of your eligible medical bills. Find out more at chministries.org slash budget. That's chministries.org slash budget. Hey guys, Dave Ramsey here. Many of you listen to The Ramsey Show because you're sick and tired of getting nowhere with your money. You make too much money to live paycheck to paycheck with zero savings in the bank.