 You can see if they've got a relationship with a broker-dealer. So if they've got a relationship with a broker-dealer, turn around and walk out. These are what I call the hypocrites of the financial services industry. We want to be a fiduciary when it is convenient for us. But when it is also convenient for us, we'll take you over to the other side of the building and we'll sell you something at a commission. For the life of me, the Department of Labor is all up in the investment industry's grill.