 All right. Thank you, Michael. And thank you, listeners, for tuning in. We really appreciate it. And again, I encourage you, pick up the phone, give Michael a call. It's that easy. You can just pick up the phone, give him a call, and set up that no charge, no obligation consultation to get a plan in place. And Michael, I have to say before we go, I really enjoyed hearing about your trip to Europe. I know you'd never traveled.