 Yeah. So today's topic, it's a good one. You've got a great topic for us, getting ready for rainy days, right? That's important. Yeah, and they're coming. They're coming not only for my markets and our clients' 401ks and their retirement funds. They're coming, actually, as we talked about, in nature. So it's natural. Bull markets are followed by bear markets, and bear markets are followed by bull markets.