 Jane Warshaw, Ramsey Personality, is my co-host. Kurt is in Philadelphia. Hi, Kurt. How are you? I'm good. How are you? Better than I deserve. What's up? I'm wondering if you have advice for me. I have about $7.8 million in financial assets, with the bulk of it $6 million in tax-referred IRAs, 401Ks, and 403Bs.