 is to basically have a crystal ball and know exactly the day that you're going to die. And I don't think anybody really wants to know. But you can get more efficient and basically just test different scenarios when it comes to social security. So people will ask questions like, well, should I take it at 62? I don't know. Let's stress test that. Let's take a look at your situation or you and your spouse's situation when it comes to it. And having somebody that will sit down with you and explain the pros and the cons of