 to make sure it happens. Let's get beneficiaries properly on all your investments to do that. I've already hit on long-term care. That is another aspect of protecting that nest egg. The income planning, so big, so big. Where are you going to get the money, the mailbox money, each and every month? Because you're not working at this stage. You're not going into the office. You're not getting into the truck. You're not going out to the oil patch.