 You're right. But getting surprised by it is not good. So when we're in a situation with clients, let's say that there's a position, it's done very, very well for us, and the clients, we know they've got capital gains. We're going to have a conversation with them ahead of time. Say, hey, listen, I think it's time to sell this investment or liquidate it. You're going to incur, in this case, so we're