 And that's also something we can do. I'd say the majority of people don't say I want to die with zero, and the majority of people don't say I want to maximize what I get. Most people say I'd like to be able to maintain my lifestyle now. I want to maintain my current standard of living. I know that things are going to be more expensive in the future. I'm worried about taxes. I'm worried about inflation. I'm worried about the stock market. That's very, very common, and I think that's easy to understand why it's common.