 We also have $7,000 in a Robinhood account and $10,000 in savings. Together, our income is approximately $150,000 a year. My question, should I pull the Robinhood 5K and stop our 401K contributions temporarily? I honestly don't want it to the $10,000 in savings. With five children, an aging furnace, and a second vehicle, Murphy is bound to stop by soon. Ethan, I don't think we can help you.