 And that required minimum distribution is going to be huge, probably in excess of six figures at that point. And by the time you do that and you're paying tax on that, whatever your tax rate is, what people don't realize is you're not only paying taxes. Taxes isn't the only thing that's going to affect you. Those required minimum distributions that you're going to have to take if you have a traditional 401k are going to affect how much you pay for Medicare.