 If you are somebody who is struggling with your financing right now, believe me, you are not alone. There are so many people that are worried even about losing their house right now because they can't afford, well, they can't afford anything, and they've put even their food on credit cards, and now those credit cards are raising the interest rates, and some people are up to 30% interest rate. You can't. I mean, you just can't live that way.