 Carrie's got three young kids, six, four, and two. Two of them are dealing with some pretty significant medical challenges. Her brother, her younger brother, recently died by suicide, and there's just been a lot going on in the family. And you guys have reached, and Carrie's reached almost six figures in just what I would call survival debt. There's a car, there's student loans, there's medical bills, there's travel, and it all feels like too much. Does that sound about right, Carrie?