 It'll help you create a plan for your money that fits your lifestyle. So whether it's a spontaneous date night or an epic Disney cruise, budget for some fun. Download every dollar for free today. I want to tell you a true story. I got a letter from Fran in Virginia once. She and her husband Gary were loaded down with debt. They decided to get serious and worked for over two years to pay off $65,000. They were able to buy their dream home. Gary had just started a new job and things were looking great.