 I'm Chris Foster, Fox News. Brian Bacca is an investment advisor representative of and advisory services offered through Royal Fund Management, LLC, an SEC-registered investment advisor. More Americans are turning 65 now than at any point in history. This year, over 4 million people will turn 65. They will have more money than ever, they will have better health than ever, and most will have at least a 20- to 30-year life expectancy. Eventually, the calendar catches up with all of us, and you are staring down the barrel of your long-sought-after golden years.