 interesting what are your damages the insurance company does what it does the fact that you were told not to worry about it okay so the guy misled you what he should have said is worry about it now what right right that's what okay i understand that all right so he meant so he misled you they were going to do what they were going to do anyway peter yep yep okay you cannot say because you told me not to worry about it therefore you should pay my additional insurance costs