 Very few people cannot do that. Unfortunately, we in the financial services industry are plagued with that scenario. I have seen more scenarios of people getting taken advantage of because they've been with the same advisor. He's their friend. He's their brother. He's their brother-in-law. He's their sister. I guess it wouldn't be a he's your sister. Well, it could be nowadays. She's your sister. I have known this guy for 15 years. I'm sure he would not take advantage of me.