 I've shown her the calculations and she still doesn't think we have enough to retire. Does anyone else have this problem? If so, how did you convince your significant other that retirement was possible at this age? Thank you, Jeremy. Well, Jeremy, that is a problem that is in most households. One of the spouses tends to be more conservative than the other one. Usually it's the wife. But there's always exceptions to that rule. But here's the kicker.