 Hey there. How y'all doing? Better than we deserve, sir. What's up? So I am a 30-year-old single dad. Just got divorced earlier this year, and I am in about $38,000 worth of debt of my own. I feel like I'm living paycheck to paycheck, and I don't know where to start to just get out of this. I've reached an emotional point where I'm done. I've had enough.