 I don't think my headphones are working very good right now. A few things to talk about this morning, Harold. I think on the inflation realm, I don't know if – are we on? Yeah, you're on. The inflation realm, I know people are concerned about what they're paying. I was talking to a client from Nebraska actually last week, and this came up, and I asked him if I could use this on the radio, and he said yes. He's a doctor, and he is still paying student loans, and it's a problem. He was complaining about his student loans, and he said, you know, that's not the only issue. He said, I've got a friend.