 New Jersey, I can't tell you. I haven't looked at those rates in a while, but they're very easy to find. You want to stay on traditional Medicare with a supplement and a drug plan if at all possible. There's no networks. There's rare prior authorizations. Your doctor makes your health care decisions, and you can see any doctor in America that accepts Medicare, and that's 99% of the physicians in America. So hopefully that helps answer your question.