 Yes, I am. Oh, okay, great. Your name and where are you calling from? My name is Ron, and I'm a truck driver driving in New Jersey. Oh, great. Thanks for the call, Ron. Go ahead. All right. I have a question. I'm wondering if you could just explain how all this works, because when you go on Medicare, you're getting bombarded with these insurance companies that are... It seems like you have to pick one. You have to pick an insurance company. Is that true, or you could just...