 Hi, we're going to jump right into it because we have a big, big show today. I'm just going to go right to the phones, folks. Welcome to the Live at Five show with yours truly. And we're going to get things started with our friend Jerry Manor from Seacom Federal Credit Union. And then city manager Eric Wagner is going to be in the studio. So let's let's go to the phones first and let's see if this is Jerry Manor. And yes, it is. Mr. Jerry Manor. How are you, sir?