 So some of you who were just planning to announce your retirement, you got a major problem as a result of this message, and I haven't even finished it. We're going to come to the last point now. It would be really difficult to estimate how many people at the point in life where their potential is the greatest have settled for disinterest, for criticism, for cynicism, and have failed to see the disintegration in their own spiritual lives. That's the saddest part of all. They didn't even realize they messed up.