 Instead of going to pay off student debt, you should pay as little as possible in almost every circumstance and instead begin to save. Let me ask you another question, Max, and don't worry, almost everybody answers this wrong, especially when they're young. If I'm going to lend you money at 0% interest, how much money do you want to borrow? And there's only one right answer to this question from a financial perspective. I'm going to guess none.