 Jovia-itis is caused by not-for-profit banking. Symptoms may include happiness, reduced stress, and general feelings of financial freedom. Do not join Jovia if you're allergic to great rates or brighter banking. Jovia Financial Credit Union. Bank on the bright side. It's the Night Shift on 94.3 The Shop. Live from the studio at the Paramount. I hope you're all well-rested. It's going to be a busy night. Brought to you by Industrial Threaded Products. Your first choice in construction support.