 So objectively, what I would tell you is it seems to me you can make this work. However, if you want proof of that, you may want to pay an accountant or a certified financial planner, a flat fee, not a ongoing management. You need someone to run an analysis to show your husband what you and I have been just talking about. Because I don't think your husband's going to be like, oh, yeah, this chick you called from a podcast says it's okay. No, thanks.