 And but if we could go and just talk about lowering costs in the kind of world economy we live in, it's going to be hard to raise people's wages as much as we want to. But we can bring down the cost of consumer credit. We can bring down the cost of education. We can bring down the cost of health care. We can bring down the cost of energy. You have to go out and explain how we're going to make. This is a middle class with without disposable income.