 financial advice about and so I figured you would be the next best thing wow that's a lot of responsibility I am yeah you set this up big Jennifer this is a big deal don't screw it up John Dave is probably going to give you bad advice Jennifer but I'll bail him out the funny thing is I'm pretty sure that I already know what you guys are going to say oh okay that makes it easier okay it does I'm 37 I'm a single mom recently single mom of four kids I'm a nurse I make a decent income a pretty decent income um