 Yes, real wage growth is continuing to move higher, but you have to put that into context that the job creation is actually starting to slow now. And you saw last week that, you know, the unemployment rate now is above 4%. It's up actually 0.7% from the lows of April of last year. So I think that's kind of offsetting some of those real price wage gains that people have been getting. Good perspective from Larry Adam, Chief Investment Officer at Raymond James, which is a marketplace underwriter, I should disclose. Larry, always good to talk. Thank you for having me, David.