 And your expenses are six grand. In a retirement, you're going to have two. That's a problem. It's an issue. So, yeah. We need to get the 32 cleaned up on the student loan, get the car paid off. Then there's only 21 left on the house. That's good news. So we can get that knocked out as we go along later at maybe step seven or six. But then start immediately. If you start saving $15,000, $20,000 a year and you do that for the next five to ten years, you can build a pretty substantial nest egg.