 Lake said she is going to start charging for things like heretofore free checking accounts. So be warned if you're a Chase customer. JP Morgan profits last year, should you be curious, $49.6 billion. Our theme music was composed by BJ Lederman. Marketplace's executive producer is Nancy Fargali. Donna Tam is the executive editor. Neil Scarborough is the vice president and general manager. I'm Kyle Risdell. Have yourselves a great weekend, everybody. We will see you again on Monday, all right?