 Six handicap Biden, a mulligan on the debate since he did so badly last week. And to hear his family and staff tell it, it was all about his bad preparation and bad staff members and bad advice. None of it had to do with Joe Biden himself. But first, Michael, the naysayer. Hey, Michael, welcome to the program. You know, we love naysayers on this program. Thanks for calling. What do you and I disagree about that makes you a naysayer?