 something were to happen to you. Luckily, there's PolicyGenius. With PolicyGenius, you can find life insurance policies that start at just $292 per year for a million dollars of coverage. Some options are 100% online and let you avoid unnecessary medical exams. PolicyGenius has licensed, award-winning agents who can help you find the best fit. They work for you, not the insurance companies. That means they don't have an incentive to recommend one insurer