 millennials and Gen Z in student debt. I know you don't approve of student debt, but as you would say, it's a reality, right? It is a fact for millions of people. For someone who says, I'm young, I'm in debt, I want to save money, and therefore I'm going to move back in with mom and dad. How do you feel about that scenario? If you want to do it, fine. You know, if you're a young single and you do that and you say, okay, it's part of my plan to be incredibly intense is I'm going to give up my autonomy.