 financial advice about and so i figured you would be the next best thing wow that's a lot of responsibility yeah you set this up big jennifer this is a big deal don't screw it up john dave is probably going to give you bad advice jennifer but i'll bail him out the funny thing is i'm pretty sure that i already know what you guys are going to say oh okay that makes it easier okay it does um i'm 37 i'm a single mom recently single mom of four kids i'm a nurse i make a decent income a pretty decent income um