 Look, it's a card. This can't be a bill. Here, open it. See. And so you take it. And it is a card. It's not a bill. It's a card with the best news you could ever imagine. It says all your debts are paid. They're paid and they're gone. The future is paid for also. Any future charges that might come after you are paid already. You're free. You're paid for. You're out of debt.