 I know I'm getting older. My first house payment was like $600 a month, and now just to own a car, it's more than that. But listen, the good news is that in election years, they really try and fix these interest rate problems and things because they're still kind of right in your face. So they start to come down and things start to improve a little bit. They really think we're stupid, don't they? Pay no attention to that three years.