 A NerdWallet survey finds nearly one out of four credit card users are stressed about their outstanding debt. Forty-six percent are still paying off bills they racked up last summer. Scott Horsley, NPR News, Washington. A tight housing market dealing with the twin troubles of high home prices due to a shortage of homes on the market along with higher borrowing costs. The National Association of Realtors says sales of previously owned homes fell through the March through May period from the same year ago, while the June numbers point to another down month as well.