 And, in fact, like 36% of folks who were surveyed by Bankrate said that they were willing to take on debt for a summer vacation this year. Wow. So here we are. I'm speaking with Vanessa Wong, personal finance reporter at MarketWatch. The story is called Debt is Fueling American Summer Fun. Many will be paying it off for years. You gave like a hard example of somebody with debt of $6,200 on their credit card. And what happens when you don't pay that off?