 I want to talk about car data. Everybody seems to have noticed that their insurance rates have gone through the roof. I know if you looked at your insurance rates, you're like, well, how is that? I haven't had any accidents. I'm not speeding. I have no speeding tickets. Nothing's changed, and suddenly my six-month rate has gone up between $500 and $800, sometimes 30% or more, and people cannot figure out why. I know why. And if you're listening to the regular mainstream media, they told you in a nutshell, but I'm going to give you a little more detail.