 in the reverse traditional is taxable and has rmd required minimum distributions of seventy two and a half they require you to start pulling some of it at seventy two and a half if you haven't pulled it and so i'm going to begin to pull off and pay the taxes on that money as i use it and that's basically for two reasons one is that account is continuing to grow and every bit of growth is taxable the roth account continues to grow and none of it is taxable