 So there doesn't really seem to be much incentive for these execs to spend the money and time and to prioritize really securing these systems because they're getting away with not doing so, and only their customers end up suffering as a result. And it's really time for this to change. We really need to rethink the laws regarding security breaches that could affect millions of customers of these enormous firms. Monetary fines don't seem to impact them. They can usually just pass those costs along to their customers.