 So we'll have to ask my friend Bruce Glenn about that next week, so I'll have to run that by him. But I think any way you want to do that math, I think it's money well, well spent, and it's an excellent investment, and ultimately it does protect your assets. All right, so I keep harping on this, but I also keep running into it. If you think you're going to have to move or need to move to a senior care community in the next 6 to 12 months,