 You know, it's funny. You talk about, you know, the increase of car insurance. A friend of mine the other day called me and he said, you know, I have not had an accident in 20 years. And I just got a letter from my insurance company that they're dropping me. Do you know why? Because he has a Hyundai or Kia, right? No, because he hasn't had an accident in 20 years. And so the odds are that he is going to be having an accident soon.