 They ask, how does having more than $1,300 in savings by the end of the year sound? Well, depending on your financial circumstances, that sounds either amazing or a pittance, but it doesn't matter. As a father of two at my age, I would be scared to death. But yes, depends on where you are. So here's the idea. Week one of the year, and it's easy enough to go backward starting now, but week one of the year, save $1.