 then you need a cash buyer for the most part, or a cash buyer is about the only option. And so that's why a company like Home Downsizing Solutions, we can buy houses like that because we don't count on going to a bank for a loan. We have access to cash, and we don't need to worry about pleasing a lender or a third party with the type of house that we buy. That's why we specialize in working with houses that need things.