 And moving there meant that I sunk just about every dime of my inheritance into remodeling it and fixing the property up. Because when my dad died, my mom kind of just got swallowed up in this home. My question is, I am only, between mortgage and student loan credit card debt, I'm only $320,000 in debt, which sounds like a lot, but the house is worth $1.1 million. Why do you have a mortgage?