 Honey, you're broke. You don't buy a house when you're broke. You are broke and in debt. You make $35,000 a year and have a three-year-old and you're 24 years old. You don't go buy a house right now. This house will be a curse to you. Dave is pro-home ownership. His advice to young people is get a modest mortgage and forge a life for yourself. Now, a lot of millennials and Zoomers think his advice is just not applicable to the housing market that we've got in 2024.