 Well, you help me out with this because I use this as an example, but my memory is faded. It was either Chile or Peru or one of those countries that about that time, you know, 30, 40 years ago, said, hey, to its citizens, you can be in their version of Social Security or you can go out with your money and take it out into the marketplace and, you know, take your chances. And people, you know, in America, I've heard people say, oh, that's crazy.