 fair market value exchange for it. Common examples would be someone transfers their home to their adult child, deeds it over to their child. And maybe it wasn't thinking anything about Medicaid. It was like, I want to avoid probate. I want to make sure my kids receive this. So they transfer the home to the child. Well, Medicaid would see that as a gift. Another common example we have is when we transfer money to an irrevocable trust for Medicaid planning purposes. That transfer, that was a