 Good morning and welcome to the Floodline. I'm your host, Rick Hughes. For the next few minutes, please stick with me. It'll only be about 30 minutes of motivation, some inspiration, a whole lot of education, and very, very little manipulation. Absolutely no manipulation. We're not going to con you. We're not going to try to hustle you out of any money. We're not going to try to get you to join up, fess it up, give it up.