 yeah you know it's kind of a boring answer unfortunately but people need to be using two-factor authentication password managers not clicking on sketchy links that's not to say that this problem won't get harder because cyber criminals advance they really want to get paid and this malicious code is leaked all over the internet and amateurs are using it some of this is for governments to figure out they need to identify what's critical and how to protect it maybe even introduce dreaded regulation okay so what about the average person though where does that leave them