 phrase to sort of name them, and it sort of stuck. And I believe now all over Asia, people of enormous wealth are calling themselves, they abbreviate it, they say CRAs. So she's a CRA, he's a CRA. You know, when I was last in Asia, I would hear that term debated about so much. Oh, that's brilliant. Well, we're going to an American listener now to BBC World Book Club, who is currently living in Britain. She's Maggie Mitchell, and she's on the phone to speak to you. Maggie, hi.