 That's the money to qualify you. And you've got to get a title company to close the deal, right? And so a title company can close the real estate, and you get title insurance, and then you can get proper homeowner's insurance and the things you need to do when you buy a house. And this was all for the 3% spread that they make. Oh, 100%. And the guy selling it is just a – he thinks he did him a favor. And he set his relative or his friend up.