 The juice ain't worth the squeeze. That's what they say. Oh, by the way, if you do change the insurance into your name as if you're an owner, you have to notify the mortgage company because they want proof of insurance. And when you notify them that that happened, that's going to indicate that there's been a transfer and the due on sale clause is going to be activated and they're going to call the mortgage. So that's how I know you didn't do the insurance because they would have already started a foreclosure on your butt.