 then you're going to be able to say, okay, on that house, a $300,000 house, it was $3,000. Oh, okay, so it's 1%. Oh, so now it's $6,000. Okay, it's 2%, right? That kind of stuff. So that's what you'll be able to figure out. And it would be fun for you as a first-time homebuyer to see all the items that make up this vague category of closing costs because they all actually do make sense. They're not ripoffs. They're all things that you do need. You do need a survey. You do need an appraisal. You do need title insurance.