 a transfer away that, again, would be subject to a penalty, would kind of fall under that gift language. Grandma sells her home, moves in with adult daughter, and decides, well, I want to see money get used during my lifetime, and so gives $25,000 to her granddaughter to help with her wedding. Medicaid would see that if it was in the five years preceding coming into applying for Medicaid. They would see that $25,000 as a $25,000 gift. So those are common examples that we see.