 which means I'm like the Grinch that stole Christmas land. But the reason is because I want you to be a millionaire. One reason I think young people should give you a bit more credit perhaps is that there is like a distrust of the banks in our country. This has been going on for a while. And then, you know, the banking crisis exacerbated it. I've talked to a lot of members of Gen Z who were like 13, 14 when that happened, their parents lost the houses and parents lost their jobs. And like,