 Fractional reserve lending. It's great. Unless everyone tries to withdraw their money all at once. Oh, so I can't have my money. No, everyone tried to withdraw their money all at once. Jack writes, shoots, stars in, and edits the videos. It's like amateur, but not in like the amateur bad, like amateur, like just do it for fun. Even though I do it for work. And if you're thinking the audio from these videos sounds terrible, it's kind of the point. It's very low budget kind of thing.