 be able to protect that so um you know doing the planning helps because if you don't you're going to spend till you have nothing and then and unfortunately that's how so many people do it they spend all their money till they have none then they go see the other law attorney and it's too late yeah the money's gone at that point correct yeah so that's reactive versus proactive i would be proactive and and and take care of this if you can and you know what sometimes things happen we