 that there's really no difference between cutting in September and November. Why cut on the eve of the election, which will look very political and have a lot of backlash? I think they end up waiting until November or most likely December. But the market right now is pricing in three cuts. Remember the beginning of the year they had five cuts and they had to back off of that and the Fed had to push back. I expect sometime in the next couple weeks, either at the upcoming Fed meeting or when they have their big, you know,