 or may feel uncomfortable asking. And it's not an adversarial approach in any way, shape, or form. They're just really good questions. And in fact, I usually get a comment of, wow, that's an excellent question. And then I've had all kinds of representatives look at my clients and say, you're really, really lucky to have him working with you. Because he knows what he's talking about. And he's going to set you up to make a great decision. So what a nice compliment.