 New Jersey residents, the product that's being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Honey, remember when you were seven years old and you asked for a pony? Yes, but what does that have to do with helping me get a car for school and work? Well, dreams do come true. Look out the window. You got me my, it's a pony? His name is Albert and he's all yours. Dad! Times are tough, honey. Your mom and I can't afford to put any money toward a car. But you could