 This is your Tech It Out Minute with Mark Saltzman, powered by Intel. Fraud is on the rise, and so Visa has made significant investments into fighting back against these cyber criminals. I caught up with James Murfin, SVP, Global Head of Risk and Identity Solutions at Visa. So Visa's invested a huge amount of money in this space. Over the last five years, we've spent over $10 billion on technology capabilities to try and counter some of those threats. We employ over 1,000 people in the cyberspace.