 The program should be simplified. Congress needs to do an overhaul of this program. Changes such as raising asset limits that haven't increased since 1989 or limits on how much one can earn from a job which hasn't changed since the program started 50 years ago. O'Malley says there are also things the agency can do, like letting people apply for SSI online with a simplified application form, not the one now that's dozens of pages long. Joseph Shapiro.