 If you rack up too much credit card debt like some of us, you can't pay your bills. Then the credit card companies, as nice as they are, start hounding you for money. Then you start your downward spiral. A smart thing for you to do is to call the Zero Debt. They can help you consolidate all your credit card bills into one affordable payment. Millions of people have done it. It works to make you debt-free. Make this free call right now. It