 at ReadyWise.com. Use promo code BEREADY for 20% off at checkout. Don't wait for the worst to happen. Act now and be ready for anything. Shop ReadyWise.com. The Ramsey Show. I'm going to close on a new house, so I took a brokerage loan of $80,000 for the down payment. I plan to keep my previous primary residence as a rental. Nope, I wouldn't keep that other house. You're in debt up your eyeballs, man. You just fell completely off the wagon and rolled down the road. Yeah, I did.