 I'm David Brancaccio, host of the Marketplace Morning Report from APM. Each morning we bring you the freshest economic news and analysis viewed through a public interest lens. We share perspectives and realities relevant to all communities, especially those who are often not represented properly in mainstream financial news. You can help ensure that the stories you enjoy on the Marketplace Morning Report are here every day with a gift to this public radio station as perhaps a beneficiary in your will or retirement account.