 And so in this case, we are looking at the cars first to say, is there money saved here? Of course there is because there's a car payment involved. And since you have cash, this is ideal for you because you could really take the $14,000 and get right side up on this loan and just clear that car out. You net zero on that. And then you've got $16,000 left in savings. And so let's think about what a reasonable amount of that would be to go towards a car that works for your family. Okay.