 You go back five years, you add up the gift amount. In Kansas, you would divide it by about $8,000 a month, and whatever that number is, that's the number of months that Medicaid will not pay for your care, and then they'll pay thereafter. So I guess the consumer alert here is be very aware of that, and if you have time right now, shift gears, get out of all this gift-giving mode, take care of yourself,