 credit cards it's bringing on a lot of anxiety i do make about 65 i got a raise today actually and so i'm just trying to figure out how i can be debt free and just live comfortably uh that's the biggest thing for me there's no option on the table where you get to do three things make 65 000 a year have a wonderful life and live in new york these things don't work in the same puzzle they don't fit together so something's got to give we're going to put you through financial peace university as our guest