 And with that statement, we'll wrap up for today. Thank you, George. If you want to go back and review some of the concepts that we've already covered, we encourage you to go to whatwebelieveandwhy.com, where you can get your own copy of the book. Once again, that's whatwebelieveandwhy.com. And we hope you'll join us next time for another edition of What We Believe and Why.