 Hello, this is Jerry Dorn, managing shareholder at Anderson, Dorn & Rader. Did you know that 70% of Americans don't plan for their family's future? Pretty amazing, isn't it? Some of you might be thinking, I've got a will. I don't need to worry about an estate plan. Well, guess again. A will offers absolutely no protection if you become incapacitated. In fact, the guardianship court can assign someone you don't even know to oversee your financial and personal affairs.