 except in this retirement account. So you're seriously considering, as smart as you are on everything else, taking a 40% hit on your money. No. I want your house paid off, too. But I'm not giving the government 40 cents on the dollar. You pull 100 grand out, you send them 40. You've got 60 left. That stinks to high heaven. No, no, no, no, no, no, no, no, no, no. 100 times no. Wouldn't do that.