 My wife is doing a medical residency, so in two years she'll be done with that and get a job as a doctor. Yeah, that will increase things pretty dramatically. That's great. And how much debt will you guys have? Right now we own a house, and aside from the house, we have about $25,000 in student loan debt. And is she borrowing to finish medical school? No, she has no med school debt. Wow. The student debt is mine. Okay, so she'll graduate debt-free in two years.