 Do work that they love and create actual amazing relationships. Jade Walsh, our Ramsey personality, is my co-host today. Thank you for joining us, America. We're going to talk about your life right in front of you. Talk about you right in front of you. The phone number is 888-825-5225. You jump in and we'll talk. Michael is going to start this hour. He's in Dallas. Hey, Michael, how are you? I'm good, Dave. How are you guys doing? Better than we deserve. What's up?