 I cannot conceive of Daniel Ramsey's mother passing away, even if I was divorced from her, and me immediately going to my teenage son while he's grieving his mother's loss and saying, oh, by the way, it's some of that money that she took from me in the divorce. Under the auspices of, I like to just do it myself. I don't go to no stupid bank. I don't want to deal with the bank. I want to deal with my 19-year-old grieving son. That's what I'd rather deal with.