 But we've actually found a piece of research that they said literally is 10% to 15% a year. Yeah, well, most people are finding $332 extra. That's just money that they were piddling away at Target, groceries. They're able to find that money. So when you happen to your money instead of the lack of money happening to you, the efficiency increases. Yeah, you get a raise. And it'll feel like you got a raise. And then you don't use that raise to go buy a new car.