 That is not as prone to extreme weather or flooding or all of these very, very unpredictable, very, very malignant weather problems that a lot of us are facing but are just more costly to some than others. Geez, yeah. I mean, if the answer is more people have to move, that's going to be tough for so many people. We'll continue to watch that. Javier, Debbie, thank you. Sure thing.