 that i like doing and so he had gotten way on board with the ramsey business and was drinking the kool-aid and uh uh way down the road and i was hemming and hawing and hedging and he would just make these little comments uh shout out to carl giesing um and he uh and he would say things like well that's okay you don't have to do it but someday i'll be a millionaire and you won't