 I want you to pay it off, okay? So I want you to do a 15-year, and I want it paid off before you retire. Yes, okay, that's my goal. Well, I mean, you've got 10 years if you retire at 67, right? Right. So if we take out a 15-year and we pay extra payments, we'll be done in 10. Right. And that might mean we buy a more conservative cottage, right?