 Okay. So you're fine. That's a lot. You're fine. Okay. You're going to be worth a lot of money with the track you're on if you continue to be intentional. And I appreciate his nervousness because it's moving you towards positive things, but we don't want to let it go too far. Here's what's going to help him because I have that same bent that I want to treat a mortgage like Baby Step 2 also.