 Yeah, if you rent. No, I didn't say rent. I said rent's going to go up every year if you rent. And the most expensive line item in your budget is your housing cost. Agreed? Correct. And so your most expensive item is variable and going up and out of your control as long as you rent. So renting is really a bad option at retirement. It's a bad option long-term, period, but it's really bad at retirement.