 leniency isn't really the word um and the debt is to have if he's if he's running these things up on credit cards is your name on the credit card or is it just these are cards that he's pulling out and he's doing this on his own so he he had like one in my name that he put into collections that then i paid off because i was also on it trying to help him build credit from when we first got married okay and that one's closed um