 Right, but I can't afford the payment on a 15-year mortgage. Well, you can afford it if you buy a cheap enough house, and that's what I'm worried about here. The paradox, I said, is you need to buy a house, but I don't think you can afford one, and I'm trying to figure that out as we're talking through here. But if you don't buy one, you're really going to be up a creek. But if you buy something too expensive, it's going to drain you out anyway.