 And I'm going to beg you not to buy this house. I want you to own real estate, and I want you to be good at it later. I want you to take your time and pay cash for the next little property you buy. And I think between now and 30 years old, you're probably going to have several properties that you could pay cash for without your uncle and without 7% APR. And just because you can manage three roommates doesn't mean you know how to manage tenants yet. That's a bit of a leap.