 Build wealth, do work that they love, and create actual amazing relationships. Thanks for hanging out with us, America. We're glad you're here. Dr. John Deloney, number one best-selling author, Ph.D. in counseling, host of the Dr. John Deloney Show, Ramsey personality, all those kinds of things. He's my co-host today. The phone number is 888-825-5225. Matthew is with us in Denver. Hi, Matthew. How are you?