 All right, America, welcome back. Amigos, Rich Valdez with you until 1 a.m. Eastern time. Our phone number, 833-4-VALDEZ. Our guest, Maya Ratcliffe. She's a small business owner, and there are a lot of small businesses that can't compete with big businesses, but they want to compete for talent, and they want the best person for the job. So they have to come up with creative ways, and one of the creative ways that they have