 And I told her, you know, once we combine, I'll apply all of mine with yours towards the debt. Let's leave $1,000 in there as our emergency fund. But I'm really struggling on convincing her to spend that $7,000 towards the debt. She's worried that some catastrophe could happen. God, you are such a husband. You know what husbands do? Husbands tell people what we're going to do and don't talk about why.