 My father wants to gift my brother and I his house. Currently, he's 75. Why? And he wants to gift it to us now with him and his wife having life rights so that when he passes, we don't have to pay inheritance tax. You don't have to pay inheritance tax. He doesn't have a net worth of over $20 million, does he? No, no, not at all. There's no inheritance tax. Okay. Okay.