 and I have the cash to pay it off, but I'm wondering if I should pay it off right now or if I should continue with the state program we have here in Maine where if you went for a certain degree and you live and work in the state, they will pay off your loan up to $2,500 a year for a max of $25,000. So over that time, it will cover it. So really I'm wondering if I should just continue that program or if I have the means to do it, just pay off the debt and never have to think about it again.