 fiduciary rules that are out, it puts them at too much risk to do it the other way. I don't have my personal under that. With my SmartVestor Pro, I've just got it under, I mean, I buy air shares and they get paid and that's all. And then it sits there. And so they get paid on the front and they're done. But most of those guys have moved all of their client base into a 1%. So I'm not shocked to hear you're there.