 Gotcha. Gotcha. So it's publicly funded. No. Well, Matt, think of it like how your insurance works. If you have State Farm, everybody's paying their premium, and they're paying into this big pile of money so that when somebody needs to actually use their insurance, there's money there. And it's the same thing with FDIC. These insured banks are paying premiums to FDIC, so there's a big stack of money. Okay, so they're paying to FDIC.