 It feels like they're just not smart enough in the finance field. Forget it. This is what we do. Yeah, and that's why you're turning to a professional because it's not what you do on the regular. You want to know what you're doing, why you're doing it, and how you're doing it. All right. Get rid of the gray areas. That's right. All right. Rookie mistake number two, not understanding risk, whoever wants to take this one. Obviously, risk is a big deal. We all feel like, hey, especially as you get closer to retirement, you think, I don't want to take risk. But I don't know that we have our true grasp on risk.