 Well, it's not health insurance. It's what they call health sharing. Basically, it is exactly, for the most part, like health insurance. It works like health insurance, but it resides in a 501c3. And so the top five CEOs in health insurance make $20 million a year or more. So this is why health insurance is expensive, because $100 million goes to five people before anything ever happens. Five people get $100 million. Wow.