 Because if you lose, you're out $10,000. So do you think they're going to charge you $10,000 more next year for auto insurance? I have no idea. My guess is no. How much do you pay for auto insurance now, Curtis? I think it's $2,000 a year. $2,000. So they're going to move it to $10,000 because you had a collision. No. Right. Do the math, Curtis.