 And many people think that they have an advisor. They don't. Come on, if you're calling the company and you're getting a different person every single time you call, some new 23-year-old kid or 27-year-old kid that's very common with the big boxes when you have an issue, there's no continuity. They don't know who you are. They don't know any of your background. They just see the accounts that they have set up for you. And how can they answer any kind of intelligent question that you might have in regards to how something might fit into your portfolio? They can't. Yeah, good point, good point.