 they, you know, they're just having a hard time, like, you know, wrapping their mind around the things they maybe need to do. Do you see this? Oh, we see it all the time. You know, many people, you mentioned burned. Yeah, when people get burned, whether it's by the market, most people just have faith. You know, what do they do? They put their money in their 401k every week, and that's really their entire investment strategy. They don't do anything else. Sure. And they just keep doing it and doing it, believing, hey, it's going to get me where I need to go, and someday I'll be able to retire. And then all of a sudden,