 People have a tendency to use money like it's Monopoly dollars. They don't really, you know, you spend on vacation in ways that you would never spend in real life. And that's a problem for a lot of people. Because you kind of let go and you're like, hey, you know what the heck, let's buy this, do that. All right, Erin, whatever you're doing, I hope you have a great, happy, safe, meaningful July 4th with the family. Thank you. Likewise, Jack. Same to you.