 So I want to ask you a question. So where do people stash some cash if they simply want to keep it safe but still get a decent rate of return? You've told us about all these plans and make sure you have a plan for retirement. You know, don't want to outlive your money, things like that. But if I want to just stash some cash and just keep it safe and get a decent rate of return, kind of be maybe conservative about it. What are your thoughts on that?