 You know, that might be how some financial advisors work, but it's definitely not how we work here in-house. We like everyone to be broadly diversified. And that's why it's so great to work with someone like Skip and our team here is because Skip is duly licensed. So he's licensed for both the security side, your risk money, and the insurance side, which is your safe money instrument. So there's no selling of products here. We want you to be broadly diversified. And