 So they sit there and they go, okay, well, that's a hint that we might lower rates soon because we really don't know what happens if we keep them high. And inflation is still biting into people's pocketbooks. Nothing's affordable. We don't know why that is, by the way. We've done all we can. We can't keep raising rates. And then they kind of say, well, interest rates is not there. Inflation is not the only thing we worry about. We're seeing a labor market that's weakening.