 Yeah, you are harshing them all. I mean, the list goes on and on and on. The longer you live, the more likely you're going to see something negative. A hurricane, you know, okay? I get it. So that's the risk of longevity. The longer you live, the more likely it is something bad is going to happen. If something good happens, that's great, but we take those for granted because the really exceptionally good things are never the same magnitude as the negative things.