 So one of them is in school for six, seven, eight hours a day. The other one, since she's four years old, probably needs some daycare. So you've got daycare. So mom's working part-time. I don't know whether it's justified, depending on the cost of daycare. Dad's working overtime, trying to get as many hours in as possible. They're trying to pay a car payment. They've got an old 10-year-old car they're trying to pay for.