 I'm not talking about your local bank. Some of them will have reasonable money markets. They'll be in the fours these days. Remember, just two years ago, before the Fed started raising rates, the rates were all in the dumper. They were 1.5%, 2%. You'd be lucky to get from a bank. And then once the Fed started raising rates, the banks started coming across with some better rates. But right now, you can get over 5% in an online bank.