 I don't know if our next guest enjoys that 90-degree weather. Skip Kelly joins me now. He's host of the Financial Game Plan on Saturday mornings at 10 o'clock on the Pulse of New Hampshire. Skip, of course, a holistic financial advisor specializing in retirement income planning. He's got convenient offices in Manchester, Hampton, and Laconia. Skip joins us this morning on our Newsmaker Line. I have to ask you, do you mind the 90-plus-degree weather, or is it too much for you?