 less than 40% had any debt at all. And that's not what people expected out of higher ed. And so we really are, this is what higher ed can be, and I'm really proud of what we do. Let me ask Katie this, Katie Sweet. Talk about some of the economics, because I'm not familiar. I guess I'm fortunate. There's a couple of things that are beyond, and that's paying for the weddings and college stage. But she...