 So it's not the bank that went broke. It's the tech that's used to move it to the bank. And because it isn't the actual bank, that FDIC insurance that they claim would be paid out isn't paid out because what they do is they move this money to these tiny little banks. Your money is the depositor. An example is one in West Memphis, Arkansas called Evolve. That's where your money actually is if you put your money, you give your money to Juno, let's say, or Yoda or any of these online banks.