 All right. Well, there you go. So there's some basic things to think about when you're talking about rookie mistakes when it comes to investing. And a big rookie mistake is just not turning to a professional and taking the time to sit down and go through that conversation process because you may find it's the right fit for you or it's exactly what you need at the time of life that you're in. And that's what the financial game plan is all about. So if you'd like to get onto the calendar for that complimentary review, there's no cost or obligation. So there's really not a reason not to pick up the phone.