 This is a great community business leadership story. It's brought to you by the folks at M&T Bank, Tim Wade, President and CEO of M&T Bank. And Tim's here with just such a great, great person who may not enjoy the spotlight being on herself. But in terms of leadership, Tim, I'm going to let you introduce your guest. But really, of all the people I've seen over the last decade or two, you've had another person who was similar to this, and Tom Raffio. But someone who puts community first...