 I mean, that couple, by the old metrics, could borrow up to $750,000. Well, the numbers would indicate, well, gee, with a 20% mortgage, then they could buy a million-dollar house. But, you know, who has $250,000 sitting in the bank? Yeah, it's an interesting one, and I think it's going to play out. I don't see any real end in sight. Do you?