 It's easy to be a do-it-yourself when everything's cooperating. Sure. I know I've told this story before. I can remember when my kids were all playing hockey, and that was back in the 90s and in the 2000s. And both times when the markets hit new highs in 2001, and again, they hit them in 2007. And all you'd hear from me is your friends, and, oh, I bought this, and like in three days I made that.