 They're not going to talk to you about income or income planning or any of that stuff. But they will take your money. And based on the risk that you agree with each other that you want to set your portfolio up with. But that's all you get from a broker. And so when you're dealing with someone like us, and we're not the only people that are dually licensed that handle both sides of the market. But if you want any kind of a plan that makes any sense at all, you've got to have risk monies and safe monies and know what, when, and why. And how many...