 Yes, it will reduce the death benefit if he takes that money out and doesn't pay it back. But that's not what we're talking about here. What we're trying to do is create a pool of money that's going to be available for him when he needs it and he's going to college or wherever the heck he's going for his education. So, again, that would be something that we'd need to sit down together and go over. But, again, you can use him.