 as the insured, but it would not be his policy. You would own the policy, so the money is not in his name. It's the best way to go about it. It's slick as can be, and it's one of those things that you just got to get educated on. All right, great question. Thank you so much, Charlie, for submitting that into the show, and hopefully that helps you out. And, of course, the team is reaching out to you anyway to get you onto the calendar. Oh, and by the way, do not, repeat, do not do a 529. Oh, my Lord.