 So put that money into your Roth. Let that grow. The earlier you start, the better you're going to be. The power of compounding interest is phenomenal. You want to get going now. You'll be fine in retirement as long as you start early and do the best you can. Like you said, if you're listening, you're in your 20s or 30s, and the company says, you know, we'll do a 3% match.