 We can't keep paying money on this sort of thing. Then there's going to be a default judgment, and the bank is going to go to court, and you're not going to be there defending, or you defend on your own. So it's not a big deal then? No, it's a big deal because it's going to cost you a ton of money, and you're going to be by yourself up and against an attorney who has a lot of experience in this.