 It's like a CD equivalent, not from a bank, but from an insurance company where you can lock in those higher rates for much longer periods of time. And again, right now, the three-year rate is somewhere in the vicinity of 5.4%. Gotcha. Okay. And that's good information to know. And yet the time we're doing this show, to your point you mentioned in September. You've got cash sitting there and it's not making any money.