 We make you think. Here's Bob. Well, we talk a lot on this program about health issues, but this is the first time that we have tackled this, and it's called the co-payment accumulator, and I don't know what that is, but we're going to find out. Lauren Wingate joins us. She's Executive Vice President of Education Support and Advocacy at the Crohn's and Colitis Foundation. Laura, it's good to have you with us today on the program.