 hopefully, the never-ending increases in the market long-term. Now, long-term, because short-term markets can do anything. Yeah, very, very true. I think we've got time for at least one more here. So let's jump here. I want to do forgetting about fees. Let's just talk about that one real fast. If we have time, we'll maybe throw in one more. But forgetting about fees, and when you're talking about rookie investing mistakes, a recent survey showed that about 90% of investors don't really truly understand it. And they make it kind of hard, right? Because it's