 Yeah, that's true, right? You've got to throw taxes in there. So you could definitely add a sixth component, right, if you wanted to go through that. Let me ask you a question, Mark. If you go to a broker, how many of those things does he cover with you? Probably just the investments. Yep, that's exactly right. I'm not going to talk to you about taxes. I'm not going to talk to you about Roth conversion.