 Yeah, so I mean, you know, at our firm here at Terra Firma Financial Advisory, we do have an overarching philosophy that we stick to, but every client's portfolio is incredibly different. So, you know, there's never two of the same plans. There's way too many variables in a client family for them to be the same. But it is true that two people could be in the same, you know, mutual fund for their Roth accounts or something like that. But there's going to be a lot of other elements in that portfolio that are very, very different.