 So that's where I would put money that I needed to have my hands on very quickly. But I will tell you that, again, those rates will be going down. So there is one thing I'll throw in there, Mike, and that is that there is an insurance product out there called Amiga, Amiga, M-Y-G-A, multi-year guaranteed annuity. And they're just like a bank CD, except they're going to give you better rates for longer periods of time. And right now,