 Just do your research. I think having life insurance is important. I know you have to be very, very careful with some of the life insurance policies that are out there. Keep in mind, life insurance wants you to have the premiums, pay the premiums, and not die on their watch. They want you to forget. A big thing you've got to watch out for is if you move, they will find any excuse to end your policy. So it was a win. They got all that money.