 even when the market is down. No, that's horrible. It's a recipe for disaster. The only time that anyone should ever take money out of their market accounts is when the markets are up. That's a good plan. There you go. All right, well, let's do one more here, and then we'll jump out and take a break with our little financial planning and Noah's Ark analogy here. So rebuilding after the storm, you know, after the flood, Noah had to start the process of rebuilding society. That's a daunting task versus just planning for retirement. A little bit easier to plan for retirement. Oh,