 That's an unfortunate myth. If anyone thinks that that's what's going to happen, they're going to be pretty misguided when they don't get any advice at all. You can call the Social Security Administration. Some people have a really easy time getting on them. Some people don't. Some people walk right into their office, but they can give you the data that you have on your account, and they can give you facts about Social Security, but they cannot give you any advice whatsoever about what you should do for your situation.