 Stephen, great stuff. And I know people can go and check out the Bank of America Institute on data consumer stuff. Thank you, Stephen, for the time. Really very good. And you do it in a great way. We can kind of forecast a little bit of what's coming. Thank you, Stephen. Hi, I'm Maria Pru, president of Anthem Blue Cross and Blue Shield in New Hampshire. For 82 years, Anthem has supported the whole health of people here in the Granite State. And today, more than ever, we are focused on connecting our members with access to care that goes beyond their physical health needs.