 home prices are up about 50 percent in the last four years so this is obviously why if you're out there buying for a house it feels like a crisis right now it's also why the typical person who was fortunate enough to own their house for those four years has gotten a lot wealthier and that's been an important support for the economy but looking forward this is a big red flag and the reason why is that while a house is mostly to live in it's also an asset