 Well, and not to mention, Skip, really ideally from the way that the rules are set now, it makes more sense to leave it to the spouse because it basically becomes her IRA, right? If you leave it inherited to the kids, the rules change, the taxation change. Correct. You have to empty that out in 10 years and all that stuff, whereas if he leaves it to her, it's basically like it was her IRA, correct? Well, that was a brilliant pickup right there. Thank you, Mark. Why, thank you, sir. Am I correct on that? Yeah, absolutely.