 Sure. I mean, like I said before, when it comes to being embarrassed, we have zero judgment. We've seen it all, folks. So there's no judgment. You're already doing some of the hard work by walking in the door to have us look at your portfolio. So we don't have any judgment from them. We just want to know where you are today and how we can help you in the future. Beyond that, when it comes to embarrassment about knowing what they should have been doing in their portfolio, I mean...