 You know, there's several different types of retirement plans and investment accounts that people can start with. I would say getting a hold of an advisor like us just to see what's the best fit for them would be a good place to start. There you go. Folks, if you want it done right and you want that peace of mind, there's only one place to call. Get a hold of the guys at North Star Financial Group. Go online, NorthSFG.net. That's NorthSFG.net. Or pick up the phone and call them, 701-282-6000. Thanks, Chad. Thank you, Jay.