 Maybe under Donald Trump they'll get back down to the fives, maybe even the fours, but you've got to elect them first. AndrewandTodd.com are sponsors of my show. 888-888-1172. 888-888-1172. That connects you up with AndrewandTodd.com. They're with Sierra Pacific Mortgage. They are a bank. They lend you the money. They underwrite the loan.