 Sorry, I keep using that term, but they're chasing the hot dot. Should it continue to be, if you're broadly continuing to invest, yes, but your allocation, your funding should still be broadly diversified as well, not just chasing that. As you mentioned, the last decade, that full 10-year period where we didn't earn anything for the S&P 500, in emerging markets, as the example, we're up 400%. Everyone was saying, oh, put all your money in emerging markets. That's the future. And they were just chasing the recent returns. And yet you should still be allocating some of it to that. But think about it, John. Everyone was pitching the bricks.