 Um, I was calling to get some guidance from you. Um, I've been following you for years and you've helped me tremendously on my part. So I thank you for that. Um, I'm debt free now. Um, however, I am running into an issue where housing process and the interest rates, um, here in my area, in my county, um, livable houses, or at least in the $200,000 range. And I've been working.