 And what they do is very simple. What do you want to buy? What do you want to sell? Here's the price at which we will sell it to you. This is our commission. Here's the amount we will pay for you. This is our cut. It's not that complicated if you find honest and trustworthy people. And that's what American Federal is. Now, there are a lot of people in the gold business. Many of them are just fine, upstanding business people who like to play with precious metals, understand the markets, understand commodities. Some of them are fly-by-night.