 It's just dry. It's tender dry. And one lightning strike or one errant cigarette butt can start a wildfire there. So it depends on where you are. And this is adding up to billion-dollar disasters on a scale we haven't seen in history now. If you look at the chart, this actually doesn't account for the recent spate of tornadoes that plagued the United States, the recent flooding we saw in the southwest there. And so there are...