 Absolutely. So, Ryan, think about this. You're sitting in a paid-for $450,000 home. Would you have a discussion with your wife when you go, hey, you think we should take out a loan at 7% interest to do some fun investing with that money? You would go, no, that's way too risky. It's not worth the spread. Well, there's a lot of rehab that needs to be done at the house. But you're a rehab guy.