 But it shouldn't have surprised me because I know human behavior. And this is consistent with what the data tells us. Would an American have 80% of their portfolio in Euro stocks? Of course not. But if you live across the pond, it's very typical. Here is the approach that I suggest. And by the way, this is good news because it doesn't require you to ever need to find the right stocks or the next hot sector. The only reason you're investing in the first place is for some future purpose.