 which is to compare your credit card interest rates. Now, if you never pay interest on a credit card because you either don't have them or you pay off the balances each month, congratulations, you get the applause of the day. But if you're working to get yourself out of debt or maybe one of your grandchildren or children is going through this, encourage them. It's important to review the credit card accounts and note the current interest rates because they may have increased since you first applied for the card.