 And then the other one is that student loan interest rates are at the highest in more than 15 years. So if you're going to take out a loan from the government, some families might be looking at those interest rates and thinking twice about borrowing at these rates. Oh, man. We're speaking with Medora Lee, personal finance reporter at USA Today. The piece is called, As Fall Tuition Bills Drop, Gen Z's Not Ready to Pay for College This Year.