 you really got to do your research because then you get that card, you go out and go, well, I need this, I need that, it's okay, I got everything I need. Well, then they start charging you interest on, let's just say $2,000 at 35%. Before you know it, two months go by, you're going to, instead of slowly paying it off, you're going to have another grand on there in interest alone. Yeah, absolutely.