 If you're not there yet, keep this perspective and balance of spending today along with saving for the future in mind. What have you been thinking of doing? Maybe with someone important in your life, a spouse, a friend, a coworker, a child, a grandchild, but it costs money, maybe even a lot of money. I am encouraging you, define your snow day now and make it happen now because after all, there is no certainty when the next one will come along.