 Yeah, I do. Yeah. OK, that doesn't help. I'd rather have you live in a dumpster when you made that phone call. That'd be a little easier for you. Yeah, they're going to go after you and you're going to argue it. You're going to argue it and we'll see. And you go, let's go to court. But you don't want your credit to be ruined. That's the problem. That's the ammunition these bastards have, because in the end you can have a legitimate dispute. You would win in a court of law and they've ruined your credit.