 Is that tied in with maybe some of the thoughts in the overall economy, the overall ag economy, et cetera, et cetera? We've had a downturn in commodity prices here, for instance, things like that. So let's talk about it. Let's take a look at the latest report from Farmers National Company. Joining us now, Senior Vice President of Real Estate Operations with Farmers National. Paul Shattuck is with us. Paul, good to talk with you again. Thanks for joining us here on AOA. How are you, sir?