 Cisco was that example when they blew to the top of the charts in the last tech mania. But the data says you typically underperform after you hit there. It's like the Sports Illustrated jinx. It's not that you're terrible. It's just you did so great to get on the cover that now when there's that inevitable reversion of the meme, oh, you underperform. Well, no, it just happens. Expectations get so out of whack. There's no question about that. Let's transition over to interest rates. How did everyone get this so wrong, Jamie?