 We can't let that happen. Congress has to figure out how to make things work. And there are some people with higher lifetime incomes that maybe don't need Social Security as much as other people who really depend on it for their retirement. And so those are where you can start to make the adjustments. In health care, there is so much waste in health care that it could become a lot more efficient, provide better service to the people that need it, while also costing taxpayers less. There's a million different things that you can do there.