 I don't know if I'd want that doctor. I'd want a specialist, and that's what Darrell is. He's going to x-ray you, take a picture of that credit, and then he decides which bank is going to be best for you and your family instead of just shooting you all around or throwing you up against the wall like a lot of dealers do, hoping something sticks. And that's the difference in the credit angel and the other guys.