 So, I mean, we meet people all the time that are doing it and making it work, but they're just not overbuying. Yeah, that's right. And they're not buying crap they can't afford. That's right. Paul's in Chattanooga. Hey, Paul, welcome to the Ramsey Show. Thank you, Dave. I have a great situation to be in. First off, thank you for taking my call, and I appreciate all the information and education that you all give to everybody on finances, but my question is,