 And the newest trend in real estate, homes now selling for below list price. A lot of them have probably done everything in their power to hold on to their house because they've got these great mortgage rates. But that shock of the 6% and 7% mortgage rate already apparently is kind of receding. It's wearing off some. People are just going to accept it as a given. And that works for both sides of the equation. So more and more people who are not selling their house are going to say, eh, I'll sell it when I need to sell it. I'm not going to worry about interest rates anymore.