 Visit creativeplanning.com slash radio now to speak with a local credentialed wealth manager just like myself. Again, that's creativeplanning.com slash radio. Shifting the conversation toward the topic of investing, in the first half of 2024, the S&P 500 rose by 14.5% with 4.4% attributed to NVIDIA alone. Excluding the major tech giants like Microsoft, NVIDIA, Google, Amazon, and Meta,