 Stacey, thank you. Stephen, thank you for the opportunity to tell my story. You're very welcome. Stacey Johnson-Cosby, Realtor with Reese Nichols Realtors, a Berkshire Hathaway company in Kansas City, Missouri. A real estate instructor who teaches other Realtors how to invest. Currently, a member of NAR's Commercial Committee and the Vice Chair of its Property Management Forum.