 even though inflation really is down it's now down to about three percent which is you know good we'd like to get it down to two percent but you all remember when it went up to nine point one percent in 2021 or 2022 i mean i mean nine point one percent that means even today you're paying nine percent more in other words then when we say well inflation's down to three percent doesn't i want to make sure your listeners understand that doesn't mean prices are falling it just means the rate of increase is not rising as fast as it used to