 100,000 are you are you up to date on this right now okay how's your blood pressure you know it's high okay I also have a $30,000 loan against my 401k I earned $175,000 a year my wife is a stay-at-home mom these debts are primarily the result of my attempts at stock market trading where I chased losses creating this financial disaster the cycle of greed and poor decisions has only affected my family but also my mental health