 seen the benefit of that because the state has been spending it all. So this is very simple. This is not a complex matter. We're saying the state's spending too much. The people deserve a break. The people deserve relief. So this provides dramatic relief. As you said, $420 a month on average that you get to keep in your pocket. The state has it. It can do it. It should do it. They've had the opportunity and they haven't done it for us. So we're going to do it ourselves.