 at work through their 401k, when they move into us, it's an unlimited menu. If they want to own individual stocks, mutual funds, ETFs, bonds, CDs, we can do all of that. And so it's kind of like we're able to take a look at that portfolio, kind of like Bob Seger said, Jay, we can help them figure out what to leave in and what to leave out. Oh, there you go. And have a retirement that's like a rock. That's