 But you better look at the contract that you have with the rental car company. There's a lot of small print on there, and you'd be surprised how little power you have. But in the end, yeah, you can sue them for the $3,500. And you're a complete moron for not turning it into your insurance company. Because if you lose, you're out $10,000. So do you think they're going to charge you $10,000 more next year for auto insurance?