 That fear of missing out, FOMO dynamic, that you see it, it's domestic. And so that behavioral dynamic we all have, that angers us just a little bit more. It almost feels more like an unforced error, right? Than when some obscure, in their mind, asset category is outperforming. Well, I wasn't going to have 40% in emerging markets that just went up 400% in a decade. I don't feel like I missed out because, of course, I'm not going to invest that way. But when it's the S&P, oh, well, I could have just owned this the last 15 years. Look at how well I would have done.