 Sorry, Garland, I had to rant for a minute because you can't dismiss the information here as some sort of a dodge or scam. Everybody's used to that being perpetrated on them, but that's not what this is. You take the information and do something with it or decide not to and move on. That's your own peril. Over to you. I won't rant anymore. No, it's an important rant that needs to be made.