 More handle on the law, marginal legal advice. All right, Jack, now we can take a couple of minutes. What can I do for you? Well, I've been a member of the Auto Club for over 50 years, and the other day I had an experience that was particularly irritating, and I want to get your advice. Okay. So I always make it a habit of paying my auto insurance and homeowners insurance in person at a AAA office.