 And it's a year later in the investment world, that's nothing. But in life, a lot can happen. And so reminding ourselves, we have to take a long-term approach and not be creatures of the moment is so critical. I'm speaking with Creative Planning Chief Investment Officer, Jamie Batmer. Jamie, let's transition over to inflation. It's still a little high. Can you give us a lay of the land? The economy has continued to surprise to the upside. And so that in turn means people have still been able to spend more money. And so inflation has remained a little bit elevated.