 It is time for Janae's Phrase That Pays. Thank you to Robert Gibbonsons. Trust Robert Gibbonsons to keep your home or business at the perfect temperature year-round. And Anderson Homes, affordable quality to fit your family, online at andersonhomes.com. And they'll be with us today for small business as well. All right, so here's my phrase for the day. Now remember, write it down. I'll say it a few times today because it's a longer one. Okay. But I think it's good. Okay. And...