 I do what I haven't taken advantage of it. Do you have like a Roth 401k? Have you done some homework on that? I haven't done anything. I just started yesterday, and that's why I'm calling today so I can get some guidance. I have a little bit more money saved. So in my checking account for myself, I have $300,000 saved. I put the $8,000 in the Roth IRA yesterday. My daughter, I've saved for her college and a CD, 5%, and she has $100,000 in there.