 And for a long time, I've heard the scuttlebutt that now they want to tax retirement. They've got plans to cut Social Security, all these different things. And I'm at the age where I'm like, hey, wait a minute. Wait a minute. I've been paying in my whole life, and now all of a sudden. The funny thing is, if you look at what you paid in and how you get it back, you'll never get all your money back before you die. It's the greatest Ponzi scheme on the planet. But you know what? It's better than nothing.