 DJ Coulter's back from American Family Insurance. Let's talk about coverages right now. Everything costs more, right? Yeah, you look at the claims in the last three years, and auto claim has pretty much doubled. Wind, hail claims on your homes, your roof and siding, that's doubled too. An average claim went from $20,000 to $40,000. So you need to know what coverages they have, and you need to stay on top of this annually.