 It's still going to have RMDs that are going to be. So you've got $3.5 million. The RMDs will start at $72.5. So here's the formula you could run. Here's another formula that's not a full bleed out. You could run and say, what's the most I can leave in, and the RMD doesn't trigger IRMA, and the RMD doesn't put me in the top tax bracket?