 Whatever, they'll be fine. But it's the local regional bank that may be supporting that local three or four story office building. How can they absorb these kinds of losses when this happens? Moody's is estimating it's going to be a $250 billion hit to the economy as the value of these properties falls. So are we seeing a market shift because of this? I can't imagine they're just going to eat all of that money being absorbed into the economy here.