 Jade Warshaw, Ramsey Personality, is my co-host today. Open phones at 888-825-5225. Andrea is with us in Houston. Hey, Andrea, how are you? Good, how are you? Better than we deserve. How can we help? So I just started here at university, and I've got all the materials. I'm kind of thinking a little bit ahead, and I was contemplating what to do with the two cars I have.