 Those are new highs for the NASDAQ and the Standard & Poor's. Housing market experts say buyers can get rates as low as 3% from a home seller with an assumable mortgage. Those are the ones insured by the Federal Housing Administration or backed by the VA or Department of Agriculture. Oil prices are on track for a fourth straight week of gains, and they're holding near their highest level since late April. The surge is due to hopes of strong summer fuel demand and some supply concerns.