 of its unrealized gains versus a million dollar Roth account, those have completely different after-tax values. And so even though on paper, on your net worth statement, it says a million, a million, a million in these three different accounts, they don't have the same values. John, yes. You made a lot of great points today. I appreciate you enlightening us on divorce situations. Thank you, Stephanie, for joining me on Rethink Your Money. Thank you.