 And if you'd like to listen to that interview in its entirety or any past episodes, they're available on the radio page of our website, or you can subscribe and listen wherever you get your podcasts. All right, Britt, I think we have time for one more. Yep, we do, John. So our last question will go to Ryan in Virginia. Ryan shared that his wife is a stay-at-home mom and that they recently discussed a spousal IRA. He's wondering if there's anything they should do before making the decision to move forward.