 So, yes, someone wanting to buy a home now, that's a challenge. But oftentimes they only focus on the negative side of the ledger, where there's actually this element that's actually benefiting from higher interest rates that doesn't have a lot of debt, and they're using that to their advantage. And so that's helping to continue to spur the consumer forward. You're seeing it, all-time high airport traffic. The consumer is still being the engine of the overall economy. We take that as a very, very positive thing.