 And you didn't mean to, but lots of people do this. Five years with very little bills, you should have made some serious progress on the debt. And it sounds like it's just you get comfortable living at home. You sort of resort to your old childhood self, and you don't make as much progress as you think. And, you know, the frustration with the 31-year-old still living in your basement could boil over into a misguided, toxic relationship.