 Are you 100% debt-free right now? Yes, sir. Okay. You're not going to maintain an 800 credit score then unless you go back in debt. You just got to go back in debt. Yeah. I've only been maintaining it with credit cards anyways. Yeah. Yeah. So you're going to have to continue to borrow money and pay it back to maintain an 800 because the 800 credit score is a Ponzi scheme.