 You've had a lengthy time to get to know each other, and you're ready, and you're 27. You're not 18 and 17. You're not that. At this point, you know if I want to spend my life with this person, because you've already spent a good chunk of your life with this person at eight years. Yes, I would get married as soon as possible and reasonable, and I would not wait on clearing debt to do that, as long as you're both aligned on how we're going to handle money.