 And guess what? They bring a statement. A statement. They don't have a plan that tells them how much money they can spend after tax, adjusted for inflation, and never run out of money at age 95. They don't have a plan for the legacy and how they're going to leave money to the kids and make them not have a hefty tax bill when they do it. That's why we exist. That's why we're growing so fast. And now's the time. Open the phone lines. Let's take the next 15 callers.