 Morning with Gordon Deal. Weekday mornings 5 to 6. WNOS 1450 AM. This is Dr. John Deloney, Ramsey personality, number one best-selling author, host of the Dr. John Deloney Show, and PhD in counseling. He's my co-host today. Open phones at 888-825-5225. Marie is in Washington, D.C. Hi, Marie. How are you?