 can do the right thing for the customer. That's the absurdity. But that's stupid because... That's absurd. If I'm getting paid a commission, I want to continue to do right by you so you can keep your business. Again, it's the Obama administration and it was bullcrap. It was supposedly in the name of the consumer, but it really... Well, now the consumer's going to lose more money over the long haul. Hello. Hello. That's how that works. Wow. That's exactly what happened. So they actually... We're helping the consumer. We're going to make sure that they get charged more.