 New Burns News Talk Station WNOS 1450 AM W272 EK 102.3. Dr. John Deloney, Ramsey Personality, is my co-host today. Today's question comes from James in Montana. James writes, you've done a wonderful job teaching about how to build wealth and what buckets to use in order to invest. I know match beats Roth and Roth beats traditional and traditional beats broker's accounts.