 You really need to, if you have questions, if you see one of those ads on social media and you're afraid of it, call. Call us, call your current broker, whoever you're working with. We'll talk you down off the ledge. We know what's going on. But don't fall prey to calling that number. It's like fear, fear, fear, fear, fear. You never make a good decision when you're making it out of fear. Well, and you mentioned right before the program today that, and I said, well, so what is a consequence of that? And you gave an example of...