 And let me illustrate this in a particular way. I am married to the daughter of South Asian immigrants to this country. Incredible people, people who genuinely have enriched the country in so many ways. And of course, I'm biased because I love my wife, but I believe that it's true. But when my wife and I got, when I proposed to her, we were in law school. And I said, honey, I come along with $120,000 worth of law school debt.