 And the more you learn, the more comfortable you'll be investing. And you'll be as good an investor in a year or two as you are a saver. And you need to be, and I'll tell you why in a minute, okay? So what you're looking for is go to RamseySolutions.com and click on SmartVestor Pro and find the pros in San Antonio and talk to a couple of them and interview them and decide who you want to work with. What you're looking for is someone you're comfortable with