 or spend down, whichever you guys want to do it. But anyway, what we're going to do there, Mark, is protect your interests. That's what we're going to do. Now, number three, growth. So is it growth of assets or growth of income? I'm kind of, I want my cake and eat it too. Yep. Or is it both? So again, those are one-on-one conversations and we would love to help you grow your assets and grow your income throughout retirement. But let me just say this, folks, that's not possible for everybody.