 Because I totally do not want you moving into a house with debt and without additional savings. That's a recipe for disaster. No, we don't have that now. It's not time yet. I hate to tell you that, but it's not time yet. No, that's really good to know. Thank you. I really needed to hear that. I'm glad. Thank you. Please, the fastest route between where you are right now and financial peace, two words that don't go together like airline service, the fastest route between where you are right now