 all right all right breathe that in what's it feel like to have no payments oh it sounds good yeah now what are we going to do we're rich now because you got all your income to start investing okay that's the thing though with the investment because everybody i meet wants to take the money and put it here put it here put it lock it up for three years why why are you wanting to meet with people like that i don't know because that's who i seem to run into when i go to my bank just keep running you know