 alter of the great fico great fico we bring you offerings of interest so um you know and that's that's what americans have done they've fallen for the biggest scam in history which is the fico score so yeah i'd let it go zach if it was me but please don't buy a house your girlfriend did and i don't think you heard that i want to be real clear john we get those calls and they're really particularly heartbreaking yeah because nobody sets out to buy a house with