 If you have an annuity, not sure if it gives you that income stream or maybe you're not getting the right income stream, some of the annuities are pretty easy to escape from so you can get in a better one. It's called a market value adjustment. They've written it to the contract. We can analyze your annuities for you and tell you, number one, if it's a good one, number two, if you have lifetime income, and number three, if not, we can show you how you can. It's a tax-free transfer process. It's not going to cost you taxes. Get out of the current annuity you're in and get in a better annuity.