 Learn more at abacuspays.com. Not all policies will qualify. Not available in all states. We just want to have enough money for retirement. And travel to visit our grandchildren. I understand. That's why at Fisher Investments, we start by getting to know each other. So I can learn about your family, lifestyle, goals and needs. Allowing us to tailor your portfolio. What about commission-based products? We don't sell those. We're a fiduciary. Obligated to act in your best interest. So how do your management fees work?