 So RamseySolutions.com slash agent. Pim is with us in Pittsburgh. Hi, Pim, how are you? Good, how are you guys? Better than we deserve. What's up? Yeah, so just a little back story. My wife and I are followers of the Baby Steps. We're on four, five, and six. We have about $65,000 left on our mortgage. Way to go. And we'd be completely debt-free.