 And then with your income tax return, the following year, if you do the gift, or the year you do the gift, if you do it in 2024, when you file your 2024 return, you'll have a statement with that that you did this, and then you've got the documentation in your file for the rest of your life. So if it ever comes up. But basically, if you do that, it should be zero tax. Okay, great. But you're going to pay a little bit to an attorney to make sure you're doing it right, and it's worth every penny.