 Yeah, that's what does factor it in, you know, properly proportioned, right? That's correct, absolutely. And that's actually the whole idea behind this is, you know, this next section is really talking about inflation. You're going to need to stay invested because inflation, it erodes the purchasing power of your money over time. So you have to invest in assets that will appreciate, such as stocks, bonds, real estate, whatever, something to help you keep up with purchasing power.