 Milepost 4 1⁄2 on the bypass. Visit rahoy.com today. Always there when you need them. R.A. Hoy, it's hard to stop a train. In 1977, Gail Kowalski moved to the Outer Banks with the intention of owning and operating a jewelry shop filled with her original designs. For nearly 47 years, her passion was matching a beautiful piece of jewelry, be it her design or another, with the right owner. In loving memory of her, Jewelry by Gail is open Tuesday through Saturday from 10 a.m. to 5 p.m.,