 And it's sometimes in your family. And here's the other thing. Here's what broke people are. Most people. That's broke people. 78% of Americans live paycheck to paycheck. That's 8 out of 10 houses on your street are spending everything they make to stay afloat. So what's a broke person? Most people. That's broke people. Most people. When you pull up a stoplight and five nice cars sitting around you, you're looking at five car payments.