 And that is not a very good steward of $1 million because a million dollars isn't even needed to generate 50,000 for a lifetime. You don't even need that much money to do that. You could do that with less money. And here's the key, increasing income for life for two people if you're married. So again, it just makes sense having a really well-constructed financial strategy in place because number one, it gives you confidence for the future, whatever it holds. But also,