 Absolutely, there's things we can do. As I've mentioned, the tools of the trade, we have exemptions, we can re-characterize assets. Sometimes we're intentionally incurring penalties so that we can get the penalty clock ticking to get someone qualified quickly. So all kinds of tools that are at our disposal and that's why you would want to see the elder law attorney to help you put that plan in place. And then I think it's even more beneficial and more critical to work with an elder law attorney