 They have a business. Now, not a labor-intensive business, but they invest in businesses. So we have strategies for those that qualify where you're investing in businesses that Fidelity is investing in, Amazon, Google, but not the traditional mom-and-pop, what everybody gets at the big-box store brokerages. Also, they invest in businesses that allow them to provide some really great tax benefits in the tax code. In other words, shielding legally businesses