 Because sometimes people screw the title up and do it improperly, and then you've got a mess on your hands that's tens of thousands of dollars. Doesn't happen very often, but when it does, it's a mess. So title insurance is one thing. Again, if you're getting it with your mortgage company, it's required. Because they want to have policy covering them, you can get a simultaneous issue for a few hundred bucks that covers you as well. So that's one thing. The second thing is you're going to have prepaids, they're called.