 a large amount of money in the bank. Okay, so what's it going to cost you? What are you looking to spend? How much do you have saved? Tell me more. We've got up to $80,000 for a down payment, buying probably no more than a $300,000 home. Okay, and is that $80,000 just the down payment, or do you have more money that you have set aside for your three to six months?