 You've got $7,000 in car, $17,000 in student loans, $24,000, but $70,000, so there's another $40,000 in credit cards and personal loans. Yes. Plus your wife's student loans is how much? Over six figures, I'm sure. Yeah, and what's her degree in? Is she a lawyer or a doctor? No, psychology. Psychology. And counseling. Oh, is she licensed?