 whether it's on something legitimate or not, it's gone. And then you're going to have to go back to that labor force. And so that's why we think, we were talking about these SPIAs, single premium immediate annuity. Now, folks, we're not telling you to go get one of these by any stretch of the imagination at all. But if you do get one, you're going to get a check forever. That's how it works. And so getting a check forever