 You know, there was a lot of people back in 2008. That was a long time ago, and people have a short memory about investing. But in 2008, there was a lot of people. Most people got beat up pretty good. So even some of the smartest people out there, the professionals, didn't see what came because that was like a tidal wave. It came in so fast. It was very quick when that happened, and we had a lot of people that came to our office saying,