 Number two is, and this is the one that happens, in fact, in my opinion, my professional opinion, the weakest link in all the Medicare Advantage plans is if you have to go into a skilled nursing facility. And what happens is you're in the hospital. God forbid, let's say you have a stroke. You're in the hospital maybe eight, ten days. Well, you've got to pay that $300 a day for the first five or six, depending on your plan. And you're doing fine. Then they're going to send you to a skilled nursing facility. That's great. Most Medicare Advantage plans, the first 20 days is no charge to the patient.