 Well, Social Security is one of those things that it's there for you when you need it. Unfortunately, some people take it when they don't need it, and they cheat themselves out of a lot of money. From 62 to 70, your Social Security benefit will grow by about 8% if you haven't touched it yet. Once you touch it, it stops growing. So make sure that you meet with a qualified professional who can go over the options that are available in the government Social Security program.