 And the thing is, I think you guys have just kind of been sloppy, a little bit lazy, doing a lot of things at once, right? Yes. Are you investing right now at all, either of you? Well, no. I mean, I'm a school counselor, so I have the teacher retirement deal, but that's about it. I haven't even gone towards getting a Roth or anything yet. Do they force you to invest in that?