 and having the business plan, having the financial plan. But as important, it's like a three-legged stool. There's three important components when it comes to exiting a business, and that is your business plan, your financial plan, and your personal plan. What are you going to do next? Well, this article ties right in with that. Now, you may not own a business, so you don't have to worry about the business plan, but you do have to worry about the financial plan and the personal plan. So again, that is really important to get that, and I hope that's beneficial for some of you guys hearing about that. Let's get back into...