 it's always affecting our living expenses. And again, what will they be in retirement? You know, one Bureau of Labor Statistics recently said that someone who's 65 or older spend on average a little over $4,000 a month. Now that comes to about $49,000 a year. And this is a four-year-old survey. Keeping this number in mind and paying attention to inflation, that'll really make you think about your withdrawal strategies. And again,