 well actually it's gone down quite a bit it was i have five hundred thousand in there but um it's probably been in there for five to seven years why has it gone down i had a major expense that i had to pay fifty thousand dollars for that and um i paid for a funeral and just over the years i had a major expense and that made me look back at my finances to see what i was doing and then i was just do you have an emergency fund separate from this money