 And I know we're running against the clock here, but I'd like to let everyone know that we keep a few openings on our calendar each and every week for anyone who may have more questions about the topic of retirement, retirement planning, the financial red zone we talk about. Anytime you get close to retirement, you need to be approaching topics that deal with this to make sure that you're in control. So if that's you and you have at least $200,000 dedicated to retirement, we'd like to provide you a comprehensive financial review of your current situation.