 they need to know now as they prepare for retirement? Having an understanding of where you are and where you're heading, that can really help out a lot. And I can't stress that enough. And that's why we're here, to help you with your retirement and your income and make sure that we're looking at all of these things, whether it's inflation, taxes, income, when to file for Social Security, how to file for Social Security, what's the best way to optimize Social Security. And given the known cuts potentially coming to Social Security in 10 years,