 Positively Earning, the podcast. I read a survey not too long ago. 33% of Americans feel financially insecure. What do you think of that? I think it's very understandable, right? We've had a huge inflation surge over the last three or four years for all sorts of different reasons. Some of them have to do with the central bank. Some of them had to do with COVID and supply shocks. Some of them had to do with higher oil prices. And some of them had to do with too much fiscal stimulus during COVID.