 just in a regular savings account. And let me preface too, they both have no debt other than they're very modest homes. So they're following the basic principles that way. It's just they're missing the chance for compounding and for growth by not just being a little bit more disciplined. Both of them. Yes, sir. In different ways, but yes, sir. And I don't want to sound like if we sit down and say, okay, we'd like to have a talk,