 explaining is the truth of it is there is not a guarantee with bonds. You can actually lose money with bonds. You can lose purchasing power bonds. So what can I do? Well, you can use IPAs, income producing assets, those same monies that you would put into a bond. You could put into an income producing asset that will give you guaranteed income. And in many cases, depending on which one of the companies you work with and which one of the financial strategies that you prefer,