 Do they sit there and look at your investment time horizon? And when I say time horizon, think about this. Right now, I'm firmly convinced we have a market crash coming. Now, you say, Mark, oh, my gosh, you're predicting a market crash. Newsflash, the last downturn we had was 22, and that wasn't a market crash. No. Fourth quarter of 18 was a pretty bad quarter. That wasn't a market crash. No.