 i think all of us have learned there's just we don't know the rules anymore and so i would take what i could control which is i'm out of debt today i would take what i can control and control the heck out of it yeah control the controllables and that is you're out of debt and then you use your wealth building your largest wealth building tool which is your income not avoidant not debt repayment avoidance to build wealth all the millionaires we interviewed none of them said you know