 elimination period or a 60 day or a zero day elimination period. But what that would do is just increase your premium. So you can have 180 day elimination period and that would decrease your premium. So it's just like any other deductible, right? It works exactly the same way. The most common one, again, I see is 90 days. And then you have a daily benefit. And what that means is it will pay out X dollars per day.