 Welcome back into the Financial Safari. Consumer advocate Thomas Lipscomb here in studio alongside financial news guy Steve Siddall as well as safe money correspondent Bruce Rosenblum and best-selling author America's Wealth Financial and Income Coach, Coach Pete DeRuda. Now, folks, if you're just joining us, you're catching the tail end of the broadcast, but don't worry. You can hear all past episodes as well as the first bit of this show, including our interview with Cheryl Moore over at FinancialSafari.com.