 That's it. So $1,200 would get you completely debt-free. But you're living paycheck to paycheck. Are you making good money? What's your income? My gross income for this year will be $91,000. Wow. But I'm still... Do you have anything in the bank? Yeah, I got $1,300 in checking, $8,500 in savings, $29,000 in the 401k.