 The third best place is traditional. So it's almost rock, paper, scissors, but it goes only one direction. Match beats Roth beats traditional. So you max your match out, you max your Roth out until you get to 15%. If you're still not there and one of your spouses only has a traditional available, then you do the traditional as your last step to get to the 15% and baby step four. I'm Dave Ramsey, your host.