 agree that we are doing nothing except eat and diapers mm-hmm and electricity and pay rent that's it nothing we're doing nothing until we get this paid off and two thousand dollars a month and you are free in one year yeah you guys are newly married you got baby on the way you guys have been spending a lot that's that's what I'm seeing here well and I'll add to this I'll take up for you just a little bit you live in a very high tax