 And again, once we talk about that, we've got to reassess that portfolio as well, don't we? I mean, when we get there, we're thinking, all right, so what's the market doing? How's the market doing? Does that have any influence on what we decide to do as far as reassessing what we've got? So the red zone in your life, though, is five years out from retirement or in retirement. I guess that's where you're going with that, right? Yes.