 And it was an accident. But they get sued for $500,000. And they lose the lawsuit. There's now a lien on the house that they own for $500,000. You just lost your $150,000 in that scenario. Oh, if the bank discovers you've done this, that the mortgage is with, they're going to call the loan 100%. You have to pay the whole stinking thing off in 30 days or they're going to start a foreclosure.