 Forty bucks a month can give you a lot of relief of stress now, and it's even better when you get to the point that you're on claim and your family or whoever's calling the shots for you knows that there's going to be money there to pay the bills and they don't have to worry about that. You, as the patient, can focus on getting well, not worrying about how to pay a bill. Well, I can tell you a little bit of behind the scenes. I used to run and operate a Medicare certified home health agency.