 No matter what happens to you later, so whether you go bankrupt, whether you lose all your money, whether you get divorced, there's a lot of different things that happen. And so think about that. More people, the fastest growing demographic of people working is age 75 plus. I think it's really simple. They just, they need some extra money. Maybe it's to buy groceries. Maybe it's to take that special trip. We don't know.