 If you lay out and say, okay, I'm going to systematically invest, and if I do that for this period of time, I'll have a million dollars in a good mutual fund. And I'm going to enjoy this percentage of my income. So I do that. I get a check-in from the publisher on total money makeover. I get a nice check every so often from them on that. The thing still sells like a crazy man. And so I take that check, and it's already divided up. Half of it almost goes to taxes, right? And the other half is divided between fun...