 shorter when we get towards retirement so me I've never liked to lose money and I have over the years taking risk but I know that I've been able to make it back because I have the longer runway we call it before retirement as we get close to retirement we have a very short runway and if we want that big plane to take off it might not be able to get off the ground so we need to make sure to give ourselves that strategy that enables us to be in the air at any time we want almost a helicopter strategy instead of needing a runway so we have the way where you can float up and above and