 And they were like, you know, what can I do with my pension? What can I do with it? Or what can I do with the 401k that I have from my employer? Well, here's the thing. With your pension, if you leave it with your employer, you lose control of the asset. Not only are you not going to get as much income and also have all the benefits of an income producing asset has like a long term care, asset based long term care.