 all that you're gonna you're at 20 000 bucks in the account you're going to want to get a stroller made by volvo you're going to want to do all kinds of extra spending you're going to have to have incredible discipline to send all that money away it's not for anything except health of the baby and health of the mom that's the only thing the money's for otherwise it has to come everything you do for baby has to come out of the budget