 Why taxes hurt in retirement, right? I talk about the dynamic decade. Those of you kind of in that 63 to 73 age group, before your RMDs start, before your Medicare may start, or shortly after, before you elect your Social Security, there's so much that needs to be planned, folks, and so much of that will save so much in taxes you can't even imagine. No one's ever spent the time to share with you the tax risk road you're traveling without making good reroutes and maneuvers. You don't have a plan.