 and get a 47 or a 32% bonus and start getting the upswings of the market and be protected when the market tanks. I don't know, but it's letting you know that this is very, very flexible. I want to make sure you know that you have up to six months to get this funded, but you do have to get an application completed and in line. You have to get in the pipeline because there's, let's face it, there's a lot of people in the pipeline. So again, I hope that is helpful. I hope that's beneficial to you.