 i gave uh... first of all thank you for having me on the show super excited uh... so i'm twenty one years old married with a three month old kid or not three months anymore excuse me five month old and uh... recently separated from the military and my wife and i are roughly sixteen seventeen thousand dollars in debt and we have no idea which way is up uh... we're just kind of stuck we don't really know how to get out of all this debt is our big issue