 That's basically double what the highest capital gain tax rate is today. Reducing individually $5 million or $10 million per couple, the estate tax exemption. So we can't argue the tax bill when we're dead and gone. And then this transfer of basis. This is a really big deal before we go into this quick break. This transfer of basis as opposed to a step-up in basis is where a lot of people didn't know that this was being proposed. It's been proposed in the past.