 There's breakpoints with the mutual fund companies where there's no fees charged, no commissions charged, and so on. And you're definitely at those breakpoints. So most of it goes away at about a million dollars with them. So, yeah, I think I'd ask the question of your current folks, unless you're dissatisfied with them, and then there's no need to ask the question. And I'd check SmartVestorPro at RamseySolutions.com and talk to a couple of those guys and gals and see if they have anything to offer and