 caution against that. It's not great to be overweight in cash because then you're missing the upward movement. And it's understandable. People might say, look, I just don't know what's going to happen. I'm going to hang out in cash until there's more clarity. And yes, there might be some short-term volatility and some short-term ups and downs, but if you are not in the market, you are not going to participate in those long-term gains.