 And they are regretting they took that kind of advice you just mentioned. Sure they are. And so as we look at this, and of course you always hear people wish they would have saved more. I get that. That's always going to be one. But go ahead and there's some other regrets people had. What are they, Dave? Well, you know, it ties into what exactly you were just talking about. 63% said that they would prefer to receive an automatic paycheck.