 I agree with that. I had mine at 16 when I got my first job. I had one at 12 and kept a full checkbook because I was running a little lawn care business. And my parents taught me how to do that. And so what a blessing. And then we actually, and back when the dinosaurs roamed the earth, there was a class in high school called General Business. And they would teach you how to actually reconcile and do a hand-kept checkbook back when people did that.