 You built it that right. And that said, properly proportioned strategies that Mark will talk to you about in the team. When you come in for a review, get that written financial plan. By the way, you can do that with a call or text to 800-501-9805, 800-501-9805, or text WEALTH to that number. Another thing, too, for the investment strategies, unexpected expenses, and also, as you alluded to earlier, the fun, the opportunities in retirement. That's correct. And that's...