 Coach, can you talk about the visionary engines that can really help us create our own vision of our future in retirement planning? Going to these financial calculators, it's fun to put hypothetical information in there. Like just say, what if I had this? What would happen there? What if interest rates went to this? How long would it take me to get my retirement plan done right? What if inflation went out of control? What would that do to my wallet? It's good to do that because then you start learning the money world by osmosis.