 Not all of them. A lot of them did nothing. Sometimes it's nothing, right? And why is that? Did they lose the desire? I don't think so. I was thinking honeydew list, but unexpected things. No, not on the honeydew list. COVID took care of the honeydew list for most people. Life happens probably as well. No, it's not even life happening, Dave. It's because they're afraid of breaking the number one rule in retirement. What's that? Don't run out of money. Oh, right, right, right. So they're guarded. Think about that.