 probably needs a whole lot closer to about $4,500 or $5,000 a month to live on. And again, I know some people, you start talking about $4,000 or $5,000 a month. There's no way. They can't live on that. They're living on $7,000, $8,000, $9,000, $10,000 a month. I was working with one professional who had recently sold a business. He had sold a practice that he had and sold it internally to another family member.