 And don't forget, wherever you get your podcast, you can catch that. And don't forget to subscribe to your podcast as well. All right, here we go. Let's get to Marie. These all came in from the podcast, by the way. I understand the limitations of seeking financial advice from friends and family. I've also had a negative experience with financial advisors I've worked with in the past. So what am I doing wrong? How can you help me?