 okay I'm just trying to make sure I understand the dynamic of what's going on here but this is the woman you want to marry you know that you want to marry her yeah yeah okay so so I disagree with the idea of you going to zero a month housing I think that's a trap and I think if you go there you have the ability to get comfortable there and I think you'll limit your income because of that I would not do that I think that's going backwards do you do you see why I feel that way