 Maybe your spouse will say, go back to worrying about money and leave me alone. Yeah, there you go. Why is the carpet not up? Really, what I've seen is the financial fill-up strategy. If you have that, it really puts you in control. It takes the weight off your shoulders of the living and planning for retirement, really. It puts you in control. If you haven't seen it, you won't believe it. But seeing is believing. We've had so many people over 32 years say, gosh, I'm so glad I listened to you back in the day.