 Yeah, it's very true. Again, we are here with bestselling author Coach Pete DeRuta. Get your own plan in place. Get your questions answered by calling 800-661-7383, 800-661-7383, or text keyword plan to 600-700. I even go through scenarios just like this in my new book, The Big Book on Retirement. And it's a big one. It's over 300 pages. It is.