 Contact Y-Refi at 844-2-Ramsey or go to Y-Refi.com slash Ramsey. That's 844-2-Ramsey or the letter Y, then R-E-F-Y.com slash Ramsey. Y-Refi is not licensed by the California Department of Financial Protection and Innovation. Y-Refi is not authorized by the New York State Department of Financial Services to service any New York loans. Funding may not be available in all... You said you'd never buy your kid candy from the checkout aisle.