 of his clients. But he doesn't want you to have an income. And I've seen people over the years, they put all their money in the market. And yeah, market is a great place for long-term money that you can afford to wait 10 years. But even if you just look at the last five years, December 2018 market was down 20% in a month. March 2020, down 37%. A lot of people freaked out in 2022 where we had a very prolonged...