 suffice for the family emergency fund once you're married? We could probably add a little bit to it. I have about 15 right now. You have how much? $15,000. Okay, and how much does he have? He has about 20, I believe. Okay. So easily we throw $100,000 at the $188,000. Agreed? Okay. Versus catching up on some retirement savings? No, we don't do any retirement. You're going to put 15% of your household income into retirement.