 So when I say invested, I'm not talking about saving and putting more monies into the market, but it's staying invested in markets and in other things because of things like increased lifespan, because of healthcare costs, rising healthcare costs. And so we need to make sure we continually have a steady stream of income coming in. And that could be through dividends, interest, capital gains, other things to help us with inflation and stuff. Now, I will say, though, an income plan,