 Then the second thing they found out was, guess what? They had internal commissions being paid to the advisor in the firm as well. And sometimes those internal commissions are quite surprising in how large they are. At Alloy Wealth, we're a fee-based financial firm. We do not take commissions out of the portfolio. End of discussion. That is a huge thing. But understanding how the fee base is and then being comfortable with it. What's another thing it asked?