 Rachel Cruz and George Campbell as well. Anyway, one of the things we're finding is we've always said it feel like you get a raise when you're on a budget. Yes. But we've actually found a piece of research that they said literally is 10% to 15% a year. Yeah, well, most people are finding $332 extra. That's just money that they were piddling away at Target, groceries. Yeah. They're able to find that money. So when you happen to your money instead of the lack of money happening to you, the efficiency increases.