 And now the redirection of the saving of those taxes has both spouses retiring this year that they had no idea that they could do, all with leading with the taxes. So here's the question. Is somebody talking to you about taxes? Are you doing anything about taxes? Do you have someone that I've got a number of you from around the country will say, you know, we've been with the same people 20, 30 years. They never talk about the taxes.