 No debt. Neither one of you? Neither of us. Excellent. And she owns a business, like a boutique type, well, children's clothing business. And she makes around $50 a year. But again, I'm not married to her yet, so I don't quite factor that in. Okay, that's good to know. So the $60,000, that's yours. Are you calling that three to six months of expenses? Or is that separate from... It's part of it. I would say...