 stays the same for two or three years in a row, here's what it means. It means because the money that would have been in the market, you'd have lost money because it means the market went down. But if the market has any growth during that year, your income is going to increase and it'll never be less than what it was after the increase. It can only continue to get higher and higher and higher. Again, I would recommend take advantage of the free report, whether it's with