 it's better than being a renter for thirty five years though or thirty years or twenty five years or whatever the number is because it goes up every year we've got to lock in that line item and folks just to backtrack for those of you that are thirty two and you're listening to this going i'll never buy a house yeah you will you got till her age to figure this out but you'll get it figured out but you need to get it figured out and then you need to get the house paid for because if you can come into retirement with a nest egg