 Let's pretend that... And by the way, you folks noticed interest rate did not matter in that discussion. No, not at all. Not at all. Over three years, it's irrelevant. Let's pretend that the numbers worked out a little bit differently and we were vying for her to pay off the rental first. I know there's people who are listening going, well, Dave, she shouldn't have bought a rental anyway if she didn't pay for it in cash. Why would you tell her to pay off the rental first and not the primary? I don't liquidate real estate unless it's causing a problem.