 My question is, what is the best way to do the reverse? Where do you pull from first for spending when you retire? In the reverse. Traditional is taxable and has RMD, required minimum distributions of 72.5. They require you to start pulling some of it at 72.5 if you haven't pulled it. And so I'm going to begin to pull off and pay the taxes on that money as I use it. And that's basically for two reasons. One is,