 Um, you know, with, uh, cost of living is up, you know, almost 50% or so, uh, over the last, uh, four years, um, following the inflation, uh, clear up, um, thanks to the supply chain shutdown during COVID, the stimulus during COVID. Um, so yeah, we're seeing some unique challenges for millennials, uh, with student loan debt that wasn't as much of an issue with older generations, um, for example, and it's, uh,