 good enough for the lender to lend on the property and the insurance company to insure that property. Otherwise, they're not going to do that. And so if a person wants to sell a house in its as-is condition, when it has those deficiencies to it, then you need a cash buyer for the most part, or a cash buyer is about the only option. And so that's why a company like Home Downsizing Solutions, we can buy houses like that because we don't count on going to a bank