 okay which is possible but um... it's possible because it's also possible i'm wrong but uh... so going downhill fast george but well it's it's like going a whole life salesman go i want to undo this policy they're going to try to talk you out of it most likely so that's why i want you know you go look because of this my basis is going to be this and i'm gonna have to pay taxes of forty six thousand bucks because you did this instead she could have just stayed in her own stinking house and left it to me in the will and i wouldn't have to pay these taxes