 But either way, it doesn't matter because you're going to have the information you need to get started on this journey. If you're 10 years out, man, now's the time. If you're five years out, you need to call immediately. And if you're already retired or you're retiring next week, don't delay. Don't let this be the mistake, the mistake that crushes your hopes, your dreams, and your future. Get a plan done by a certified financial planner and get it for free. It all starts right now with a phone call.