 And they decide they're going to defraud an insurance company out of $1 million because, well, they need the money. They're a couple of college students, and by the way, they apparently maybe have some bills to pay, and they need the money, and so they're going to break the law, and they're going to scam some insurance company. But how they did it is where they really become even bigger brand-new fools. Well, turns out...