 And you may choose to move that Fidelity or that Roth to the SmartVestor Pro from Fidelity. Or they may help you do it with Fidelity. I don't care. It doesn't matter to me. Fidelity is not bad. There's nothing wrong with them. All these mutual fund companies have good funds and not so good funds. And so you're going to look at track record on the mutual fund and say for the last 10 years or 20 years or 30 years, it's averaged X percent.