 dot com slash Ramsey. Why refi is not licensed by the California Department of Financial Protection and Innovation. Why refi is not authorized by the New York State Department of Financial Services to service any New York runs. Funding may not be available in all states. Now is the time to get the proven plan millions have used to get control of their money with Dave Ramsey's national best-selling books, The Total Money Makeover and Baby Steps Millionaires.