 and that requires complete focus, not trying to rework the baby steps. Yeah, so one of the things I'm juggling with, my wife and I are actually on the same page. She's a little more risk-averse than I am, and so taking that cash that we have and really paying down the debt to her, she's really uneasy about that. Yeah, I'm pretty uneasy about you being broke people at retirement after you made a quarter million dollars a year. That's the risk I'm trying to avoid.