 We can get more sleep, we can get more sun, and we can get more exercise. But the one thing we can't get more of, time. It's time to eliminate the one phrase that could be holding you back from reaching your retirement goals. I'll take care of it tomorrow. It's time to pick up the phone and make the call that could benefit your portfolio. Because in retirement planning, a lot can happen in a short amount of time. Call Joe Pat Rupp and the team at Belmont Capital Advisors at 704-