 You said something in the last segment that caught my ear, a financial flight plan. I like that. The image there, it just makes it easy to understand. Yes, and especially if you have tax planning incorporated in there. If you can keep more of your money and not have to give it Uncle Sam, that's more money and a happier retirement for you and your next of kin. And it's not only the money you're paying tax on now, but what happens when you pass away. So making sure that you have tax-favored structure in your accounts to make sure your family's going to get the most bang for your tax buck as well. Don't overpay on taxes.