 And the Federal Reserve has been doing what we would expect them to do when we have an inflation situation, and that is they're trying to not put the economy into a recession, but they're trying to cool things down. They actually don't want people to spend as much as they were spending because that sort of takes pressure off prices. And they've actually had success in the last couple of years. As I said, the inflation rate was up around 9% year over year. It's down about 3.5% now. Their goal is 2%. And they...