 Folks, I've known Josh forever. We've never really had him on the show, and I'm glad to have him on. I'm going to try to have him on like maybe every couple of months, have him on, talk about what's going on. He's on the East Coast like we are. He's up a little bit further north, and we're down here in North Carolina broadcasting all over the nation. You're listening to us in Vegas. You're listening to us all around Myrtle Beach and everywhere else. But, Josh, let's talk about it. I think the economy is the same no matter where you go. I mean, it's all about planning for a successful retirement. That's why we work, isn't it? Why do people work?