 It all begins by sitting down with us and putting together a fee report and risk assessment to help you recognize unnecessary losses, fees, commissions in your portfolio. Very, very important. After that, we perform a tax analysis to reveal how you could possibly reduce your taxes. And if you do that, you increase your cash flow. More money for you, less to the uncle. Very good strategy, I think. Legally, by the way, keeping you out of jail as well.