 acquiesce to that because we are going to work on this together we are going to knock this out we are both going to sacrifice we are going to clean this loan mess up so that we have a good future yeah yeah love drive love is the only thing that really drives out that shame that she's going to feel and that's the way you do it is just by coming alongside her and it being a we the good news is with their situation he said her income is going to go up 60 some odd thousand dollars no 260 oh 260 from 40 oh