 And he was accessing over $20,000 a month from that family member for the business that he had sold. And that money was going to run out after a certain number of years. But again, it's still important to know what amount of money do I have available and what amount of money will I spend? We call that your gap. All my guaranteed income sources, all my pensions, all of these things combined, at the end of the day, is there a gap?