 after that gift is basically eliminated or taken care of. Is that correct? You're in the penalty box for 10 minutes, 10 months there, right? Once you get out, you're back in the game and yes, you could qualify. Okay. And I love the penalty box idea too. I love these analogies. It really makes it easy to understand. So, okay. So let's go ahead and open another issue that, and I know so many people are doing this right with the best of intentions, but they