 locking the insurance company into paying that interest rate, just like the banks. Nice, yeah. I remember back in the 90s, it was like a 10% CD rate. And then it was 9, 8, 7, 6, 5. And then I had people come in. They locked the bank in for 10% for 10 years, even when everybody else is only getting 1%. So if interest rates go back down again, if you get one of these longer-term annuities that give you that promised interest, you're ahead of the curve. Then there's ones that give you a payment for periods of time. Lifetime?