 In one year, that's $36,000. With some of the money you've got from your grandmother, you've got enough for a good down payment in a year. So I should use that on a down payment and not just ride investment? Some of it, yeah. The problem is, Max, you're just doing a lot at once, and they're all good things. Savings great, investing's great, paying off debt is great. But when you do it with some focused intensity, like mattress is gone tomorrow. All right, next up, we've got to get the emergency fund. Great, we got that. Let's invest 15%.