 No, I don't have any debt. Well, I have a mortgage that I got several years ago. I have like a 3% interest rate on it. What's your household income? It's just myself, but I make about $90,000 a year. I mean, if you don't want to spend all of it on a new car, you don't have to. But for a lot of people, this is a moment to maybe upgrade if they want to.