 We'll hunker down under that during that thunderstorm. Look out. That's where you'll be if you need me. Okay. Let's talk to Adam now. Adam, I'm looking to open an investment account for a parent who's 62 years old with no retirement savings. This is familiar. This is a lot of folks are in that same boat. Yeah. Now, have a limited time to invest and save. What solution would optimize their investments? Tough question, but what do we have for Adam? Thanks for listening. A plan first. Yes. A plan first. Okay.