 what's best for them. And so it's super urgent that you know these things, that you meet face-to-face, in my opinion. People don't always want to take the time, but it's a big investment. It's important. Other than that, I would say for mortgage update is you've got to prepare for your purchase. It's very difficult to call your mortgage lender last minute and say, I need a pre-approval without ever going through one.