 and he sold the house without the bank's knowledge under the table. And when they discover that, they'll call the whole mortgage and foreclose on him and take your house that you put $150,000 down on. Dumb. Oh, if the house burns, you got no insurance, doofus. Because you don't own the house. And their homeowner's insurance doesn't cover you as a renter. They had to transfer that to fire and EC, and they didn't do that either.