 It is the one page retirement income plan from Joe Pat and the team at Belmont Capital Advisors. Are you ready to retire? And Joe Pat, you've said it before. You've had a lot of people come in, especially from the radio show that maybe not have like specific questions about a tax strategy or a 401k. Sometimes they just want you to take a deep dive to know, am I okay to kind of slow down that hamster wheel a little bit to take a little bit of pressure off? Am I okay? How often does that happen?