 That is, again, you would not have to pay taxes on if she willed it to you. Now that it's already in your name, you're probably going to have to pay. If I got my answer right here, as a remainder, I'm almost positive this is true. So $50,000 swing. You're going to pay $50,000 in taxes because they screwed this up. So, yeah, I'm going to go talk to my tax pro, verify that Dave is not crazy.