 People are now saying, oh, I'm $100,000 in debt. You are $100,000 in debt with interest. There ain't no job that can give you a return on your dividend. If you somehow invested $100,000 into the S&P 500, you will fare better than going to college. You can put your money into a retirement account and just go on Google and learn this stuff. I built a multi-million dollar business online.