 From Coach Pete's Money Desk, America's wealth coach and best-selling author, Coach Pete DeRuta. Coach, it's obvious the big benefit of having that reliable income is a more enjoyable retirement. There is no better feeling. And I've talked to a lot of retirees. I've been doing this 32 years now. I have a lot of my clients that I started with are now retired. And they tell me over and over again, I didn't believe you at first, but this is the best thing ever because now I never have to worry about where the income is going to come from. I don't have to worry about the market stealing my retirement and my family is so much better.