 stream of income which is an annuity by the way like just like a pension was and is if you have a pension or social security there you go it's been poo-pooed by the money management world because they didn't want money leaving the money management world where they're getting a fee every quarter to go to annuity where there's no fees every quarter no commissions coming out of people's money so again they didn't want income to leave and that's why they didn't want their income to leave that's why they didn't want people their clients leaving to go get more income that's pretty funny josh it doesn't make much sense does it sometimes