 Maybe the fee kept people from buying and selling or from selling at least. Yeah, there you go. You want to just make sure you do the right thing for the right time of your life. And there's so many choices in the money world out here like we've been talking about. But to me, once you get to the point where we get into that financial red zone, which is 55 and above, we need to really start paying attention to where our income is going to come from in retirement.