 Because here's the thing, taking out that 401k loan unplugged all the growth. And so it's like you keep adding water to a boat that you basically made a giant hole in. And so we got to knock out this debt first. Making $200,000, you should be able to knock out $20,000 within a few months if you get focused and get on a budget. And then the mortgage, that's the thing we need to figure out with your husband. Hey, if we bring home