 Welcome back to the show. I'm your consumer advocate, Gary Nolan. This is Wealth Over Taxes with Kevin Sullivan and Robin Whitlock. They're advisors of Infinite Wealth Advisors. They have helped hundreds of clients plan for their retirement. They have over 40 years combined experience in retirement planning business, and they're both with Infinite Wealth Advisors. A couple of things I want to remind you, if you miss any of the show, you catch the podcast, Wealth Over Taxes,