 They were saying we're going to have three rate cuts this year and we haven't had any. And I told people we're going to go a lot higher before we come lower. I said that on the radio like last year or right beginning this year. And that's what's happening. I mean there's no way based on the – and the PPI report was horrible this week. It's a lot higher than he thought. In other words, it's costing a lot more to make things, which then therefore the CPI, the consumer price is going to cost a lot more to buy things.