 I do a lot of talks with people in the home building industry. First question I always get, when are interest rates going to come down? Because obviously that affects their customer base. People are not going to be able to buy as expensive a home if the interest rates are high. I don't think Federal Reserve is ready to say, hey, we won, and we're going to start lowering interest rates. I think we're sort of stuck with these higher interest rates for the foreseeable future.