 Visit aarp.org slash caregiving for a free military veteran's guide to navigate your caregiving journey and better care for your loved one and yourself. Brought to you by AARP and the Ad Council. We're set as a preferred customer by using discount code BALANCE. Welcome back, America. I'm Hugh Hewitt. Joining me this morning, as she does most Mondays, Bethany Mandel. Good morning, Bethany. How are you?