 Hi there. Welcome back to the show. I'm your consumer advocate, Gary Nolan. The show is Wealth Over Taxes with Kevin Sullivan and Robin Whitlock. Welcome back to the show. By the way, they're advisors of Infinite Wealth Advisors. They've helped hundreds of clients plan for the retirement years. Over 40 years experience in retirement planning business. Robin's got 39. Kevin, no, we're not going to do that again.