 basic man who can do it for two years from so there you have to set a set a goal doesn't need to be crazy but set a goal say in two years this new mortgage is going to be paid off and instead of one year from now would be debt-free if we move it'll be too whoopsie do and you get your life back i would do this and george i'm i'm becoming more and more uh... i don't know if it's bullish or bearish i'm becoming