 wow you just rented very expensively yeah and you gave the landlord what you can do is write up a contract that says i'm gonna put down 150 000 bucks find out what i could do for her i don't and put down 150 000 bucks and go to the closing table and get a mortgage intelligent and enjoy it and do a normal house transaction where you now own the house and you now have a six percent mortgage which is what you should have done from the very first moment