 just due to you being reasonably conservative and you're thinking about this but uh... and uh... it you know and if your anxiety make sure that you know a budget and make sure that you don't overspend on a bunch of new furniture someone you move in the house for going to debt to buy a new car after you move into the house or something silly like that fear anxiety tempers your stuff than the anxiety is doing its job right john that's exactly right does that sound good tyler