 Right, absolutely. And if your parents are talking to your kids about this, you should definitely do that and talk to them about how it's going to be important. Sometimes if you use those mathematics, you say if you put X number of dollars in a month, by the time you're 30, 40, it's going to be here. By the time you're 50, it's going to be to this level. You can start to see those benefits. Absolutely.