 This is Jay Staver for Benchmark Community Bank, thanking you for letting us serve the individuals and small businesses of our area. Because of you, Benchmark experienced a great 2022. Our teams have worked hard to meet your banking needs, go the extra mile for you, and make you feel at home when you visit your local branch. We consider it a privilege that you've chosen Benchmark to be your partner on your financial journey. Wishing you a secure and prosperous