 and they lose the lawsuit. There's now a lien on the house that they own for $500,000. You just lost your $150,000 in that scenario. Oh, if the bank discovers you've done this, that the mortgage is with, they're going to call the loan 100%. You have to pay the whole stinking thing off in 30 days or they're going to start a foreclosure. There's a due on sale clause in paragraph 17 in the deed of trust that you're