 Yeah, it's never too late to get started. Although, you know, time horizon is a little difficult to deal with. But Kevin and Robin will help you out. They'll definitely make that plan for you. By the way, the show is Wealth Over Taxes with Kevin Sullivan and Robin Whitlock. They're both with Infinite Wealth Advisors. Want to give you the phone number, get on their calendar, get yourself all set up for that comprehensive plan, or maybe have a question or two.