 tax buckets. Many people say three tax buckets. I didn't know there were three tax buckets. There are. There are taxable accounts. Now, what are those? Those are things like savings account, you know, investments accounts, brokerage accounts, money that you have growing, and you pay as you go. Your income is taxable. That's probably a good way to look at it. And then there's a second one. That's called tax deferred accounts. Now, these are things like traditional IRAs, 401ks, could be your TSP, 403bs, 457s. All of these are