 So an annuity is a financial services instrument that can help you save for your retirement. And when you're ready to retire, you can actually receive a paycheck every month until the day you die with these products, even if you live to be 150 years old. Yeah, that's the amazing part of the annuity world. The insurance company is taking all the risk for longevity, we call it. If you live longer, they're still paying. And we like to set up joint annuities. So if a spouse passes away, the other spouse continues to get that same payment.