 Trading, therefore, may not be suitable for all listeners. Annuity guarantees are based solely on the financial strength and claims paying ability of the issuing company. Withdrawals of growth from annuities may be taxable as ordinary income in the year it is taken. Individuals should review contracts for specific details of the products, features, and costs. Early withdrawals may subject the owner to penalties, fees, or taxes. 97.3 FM, 104.1 FM, and 990 AM, WEEB. We've got you by the ears.