 your bank accounts, payment apps, or online transactions. A CBDC would differ from existing digital money available to the general public because a CBDC would be a liability of the Federal Reserve, not of a commercial bank. They're trying to make it look like it's a liability to them and they're serving us and so forth. Let's get real. They create money out of thin air. They can create as much of it as they want to. In fact, we've got a clip from Jerome Powell I've played before, but