 buy a different vehicle for me to drive or do you pay off the smallest debt first and kind of go from there no i think in this case i would clear that vehicle out because that's going to when i think about the debt snowball the first thing that i'm thinking about is where can i find money to save to throw at this debt snowball and so in this case we are looking at the cars first to say is there money saved here of course there is because there's a car payment involved