 Well, today, guess what? We're talking about my favorite subject in the world, and that's money. We're excited to be able to talk about money today because it's a top area that people worry about. Not only that, it's one of the top areas that couples who are married struggle with. It actually divides most marriages as well, and that's the topic of finances and money. And Josh, we've seen some very dramatic changes in our economy over the past few years, and