 No, you're not. We've helped over a million homeowners, and we want to help you. And now there are more ways to help. But the program ends soon. Call 1-888-995-HOPE or visit makinghomeaffordable.gov. Brought to you by the U.S. Treasury, HUD, and the Ad Council. Hello, everyone. Welcome to Northern Gardening Tips. I'm Cheryl Moore Goff with the Northern News Network.