 The U.S. dollar was down modestly versus major currencies. In the commodity space, WTI oil and gold both traded lower. U.S. equities closed lower today. The Dow closed down 45 points at 39,119. The Nasdaq closed down 126 points at 17,733. The S&P 500 closed down 22 points at 5,460. And in the bond market, 10-year treasury yields are trading at 4.38%.