 is the amount of money that sellers pay to help buyers out. Okay, now sellers can't give you money to go towards your down payment. However, what they can do is give money to help buy down your rate or help to pay your closing costs or your prepaid taxes and insurance and things like that. And so we call that seller paid concessions. Well, the average, or I'm sorry, the median amount of concessions in the transactions last year, that number was $6,000 median.