 Yeah, we're not recommending, we're not suggesting political candidates, but there is a political choice that's being made, and the election this fall will likely determine whether or not this is a big part of American life or not. So what is a central bank digital currency? Let's check with the Federal Reserve, which is our central bank, and here's their definition. A CBDC is a digital form of central bank money that is widely available to the general public.