 Events happen every day that affect your quality of life, especially if you're retired and on fixed income. I'm Kelly DeWolf, NMLS number 543244, Montana's Mutual of Omaha reverse mortgage professional. I don't sell reverse mortgages. I explain how they work, giving you all the facts so that you can make a decision to see if it's right for you. If you're 62 or older and have strong equity in your home, we should visit.