 Pay it off every month. But as soon as I log in, the first thing that pops up, there's a pop-up, right? And it says this, and I've got it right in front of me. Your loan, your card, your way. That sounds really good. And then it goes on to tell me that I can get this loan and not to worry. It says, don't worry. There's no application, no credit inquiry, and no origination fee. Then it says I can select my loan type, choose my payment schedule, and I can get the funds in my bank account within one to two days.