 And we're looking at rent as well. Rent prices are going up 5% to 10% in some areas, some areas even more than that. That's a fixed expense if you're trying to make ends meet with your family. And again, on top of that, along with any type of loan increases. Absolutely. Now you own rent, but if you own your house, even if you actually outright own it, the property values have increased so substantially in the past couple of years, and then your tax rates are now higher, and people are getting hit with these six-month tax bills