 All right, let's jump into the stock market then. Last year, we saw a dip in the stock market. This year, from the beginning of the year, it's been pretty even. Is it a good time? Number one, let's talk about this. What's the climate like in the stock market? Is it always a good time to invest, or is there a time where you need to step back and say, I need to reevaluate things? The general rule of thumb is that time in the market is more valuable than timing the market.