 And know what your cash is for too, right? Because you don't want to tie up cash that you need short term in a CD that's going to be a 12 or 18 or 24 month CD, right? Absolutely. Absolutely. So again, keep liquid what you need for those three to six months because an emergency fund is not meant to earn you money, right? The whole goal is to be there for an emergency. So easy access. Once you're above that amount, which we've seen quite a bit of people sitting on large amounts of cash, do something with that cash. Yeah.