 Robin knocks those walls down. She obtained her Ph.D. in economics from Wayne State University. It's my honor to welcome back, oh, by the way, her website, linklync-sync.com. It has a number of her lectures on that website as well. It's my honor to welcome back Dr. Robin McCutcheon. Robin, welcome back. Thank you, Dave. Thanks for that great introduction, and thank you for sharing your audience with me again.