 That's a good thing. But the other is just you're afraid because you don't know how, and that's the investing thing. That's wisdom, but it's something that can be overcome. I don't want to overcome my fear of bears. They will eat you. But I do want to overcome my fear of things I don't understand that can help me, and the fear goes away with knowledge. So sit down with a good smart investor pro, click that at Ramsey Solutions, and let the guys that we recommend begin to teach you