 You should know that I don't get any of your money. The A-rated companies I work with pay me directly and 100% of your money goes to work for you day one. Why go backwards when you can always go forwards? As a child, did you ever play with dominoes? Do you remember stacking them side by side, sometimes spending hours to get them lined up perfectly? I remember having my entire family room floor covered with those little black blocks, waiting for a moment when all my hard work, persistence, and dedication would pay off.