 Hey, good morning, Bruce is interesting stats that you've got there. And I think, you know, looking at the difference between, you know, female and men, you're saying men don't puff out your chest too much. I think that is probably one big area that I see a lot is that men like to kind of pretend like, Hey, honey, it's going to be okay. I've got everything under control. And so it's actually a little more dangerous if they don't have that financial knowledge, but they are puffing out their chest or they're pretending like they've got everything. Okay. And here there's two people going into retirement and maybe neither one of them know exactly what they need to be doing.