 that they love, and create actual amazing relationships. Ken Coleman, Ramsey Personality, is my co-host today. This is a Baby Steps Millionaires Theme Hour. If you're unfamiliar with our Baby Steps Millionaires Theme Hours, this is when we talk only with millionaires. Regardless of how you got a million dollars or more, we want to learn from you where it came from, who you are, so that some of us out here can be like you.