 aside you know whatever that percentage is every month especially if you're out of debt and you have you know your emergency savings you're doing fifty percent fifteen percent every single month no matter what if things are going up if things are going down over time that averages out and we can look you can look back on a twenty-year track record thirty-year track record of the S&P 500 and you'll see there are times in economic you know dishevel or whatever where it goes down or if there's a war or something crazy happens the great recession but then it pops up