 So you owe $24,000 on the car. Have you looked up what it's worth? Yeah, the car is worth $18,000 the last time I checked on Kelly Blue Book. And who do you owe the money to? Who's the $24,000 with? It's a Kia finance company. So it's a high interest rate? Yeah. What's your interest rate? Actually, I wouldn't say it's high. I think it's 8% the last time I checked. Is this a local finance company?