 You know, you've got your Verizon bill and now you've got like 10 add-ons and you're like, wait a second, what am I paying for Verizon? What am I paying for streaming? It's much tougher to keep track of it. And by the way, the app I like for keeping track of all this stuff is Rocket Money. I don't know if you've tried it, but I find it to be really, really helpful. So it used to be called Truebill and now it's called Rocket Money. And it's a nice way of keeping track of all of your subscriptions. It's free for iOS and Android. Let's go to Mike in Austin, Texas. Mike, you're on with Rich.