 down, down, down, down, down, and likely won't be going up in our lifetimes. So the value of the dollar has been diminished because the government keeps printing money. So therefore, if you get money today, it's worth more than it will be, a lot more than it will be five years from now. You see? All right. It's a sure deal. And if you have a little bit, just a little, little, little piece of sound financial planning,