 It's a lot easier to get a job done if you have the right tools. And the financial tools you need for retirement, well, they're a little different than you needed during your working years. You've found Retire Ready, Retire Right with John Ember. I'm Bruce Steinbrock. You can reach out to John and the Emberwell team at 800-813-6360. That's 800-813-6360 on the web at retirereadymi.com. John has written a book. It's called Destination Retirement. Well-received.