 The Dow was down more than 400 points at the lows of the day. With the market, you know, it can be very volatile. I mean, the Dow lost 1,000 points in the first week. It can make an investor very disconcerted about what's going on. And do you think that investors and Americans are prepared for that? Not at all. What started in America last year has now spread to every part of the world.