 They file phony workers' compensation claims to collect unearned wages and payments for medical bills. Or contractors intentionally do shoddy repair work after a storm or no repairs at all as long as they get paid up front. Most doctors, lawyers, and contractors are honest. But the dishonest ones look at insurance companies as easy targets and rip them off to the tune of billions of dollars every year. You're listening to News Radio WBRN. You do.