 And he's going to pay it off and get it out of your name because we're getting you out of debt. Because this is, at best, a contingent liability, meaning you have to pay it if he doesn't. At worst, it's just straight up you owe the money on the card. So Rachel's right about that. But what I want you to do is get on the EveryDollar app. We're going to put you into Financial Peace University. I know you're already in class, but I'm going to put you in another one and show you and teach you how to handle money properly. I'm going to pay for it because I think you're cool.