 And let's get $500 a month going in, minimum. And it's 15% of your household income. So if you're married and she makes money, that's part of the formula too, by the way. And that accelerates things even more. But if you want to know who we tell people to go to in your area, just go to RamseySolutions.com and click on SmartVestor. And you'll find a SmartVestor Pro there that has the heart of a teacher. And they'll sit down and show you the numbers I was just talking about.