 That's failure. And this is another lesson, that you take out loans and you may not even get the degree. And you're paying money back for a degree you never received either. 43% of the time, apparently, you don't get the degree. Oh, well, Brandon from Maryland, question of the day. Hope that segment, that was for you. Well, I mean, really. I know, I know. It's hard. You can go to college debt-free. You choose a school.