 k so for all the folks listening because i know we have a lot of people who are in baby step one baby step two this is not you going well when i'm out of debt i'll do that no you do it as soon as you find out about it and i get it you're like jade that's the last thing i want to spend money on don't you know i have bills yes i do but you don't know what's going to happen tomorrow but i do know this i've sat with multiple women whose husbands are dead in the next room and they look at me and they have said these almost identical words