 and that some of you have already lost almost all of your retirement money. I'm here to give you hope and not despair. We can start on the road to recovery right now. A guaranteed first-year return of up to 13.25% can start the process of saving your sinking ship. Also, lifetime income accounts can provide you up to 7% guaranteed annual growth and an income you will never outlive. If that doesn't give you hope, I don't know what will.