 And we're going to start with what happens when access to essential services like water, banking, electricity, medical systems goes down. What happens? Think about this. Ah, yes, you're smart. Chaos and mass panic. Now, we are under attack. Earlier this week, the Russian ransomware group Lockbit, they claim to steal 33 terabytes of U.S. Federal Reserve data. Oh, yikes. Including Americans banking secrets.