 nine hundred in checking and eleven hundred in savings perfect that's perfect that's all you need for right now because we're going to get you on the track to answer the question that you called in with is how can i budget my money better the first step to budgeting your money better is putting your money back in your pocket and stop giving it away in debt payments every month stop giving it away to credit card companies and you go from being a dependent person a person who's dependent on credit cards to a person who's independent on the money that they have so