 Easy for me to say, right? That's what I get for trying to sound smart. Exacerbates. It exacerbates a lot of the other risks. So the longer you live, the better chance you're going to need long-term care costs, right? And really, since 2005, when I started doing this and became a certified law attorney in 2008, which seems like a lifetime, I guess it's a lifetime of maybe of a dog, but it seems like a lifetime ago.