 So I've done it twice. The $105,000 felt like it was a lot more than the big house did, but it was a bigger percentage ratio-wise. Your ratios are fine. I'm curious, Catherine, the 3.6, I'm just curious, what are they in? Because you mentioned selling and income producing all real estate, or is it some mutual funds? 2.2 is investment real estate, and then our home is about $530,000, and then 401K's IRAs is $770,000.