 Banks are clamoring now. They want to loosen capital requirements. They say that the Fed is making them have too much capital on the sidelines. And that is something, George, that always happens at every peak. You know, the conditions look good. We're able to handle this. So let's loosen the conditions here right at the top. That's what they're clamoring for. I don't know if the Fed will go along with it, but let's see.