 Right now. It's not going to be forever, but right this second is tough. High prices and salaries. Income is not kept up with it. If you want to know more about this, folks, you can go to RamseySolutions.com slash real estate. Or if you need to get a good agent in your corner, go to RamseySolutions.com slash agent to help you buy. If they're Ramsey trusted, they'll make sure you're doing it the way we teach.