 ...refinancing option with a fixed rate loan based on your ability to pay. And the average interest rate Y-Refi offers is 3.9%, which can significantly reduce your monthly payment and decrease your total cost. Contact Y-Refi at 844-2-RAMSI or go to Y-Refi.com slash Ramsi. That's 844-2-RAMSI or the letter Y, then R-E-F-Y dot com slash Ramsi.