 At some point, you need to give them a bridge to move away from the emotional turnoff they view your persona and the actual results of what matters in their daily lives and how they live. If you're in my situation, I've got one daughter I just married off, another one I just moved out, a son who's going to my senior year or his senior year. Used cars are 25% more than they were. Mortgage payments are 100% higher than they were.