 The Ramsey Show. Here's a good rule. Never use a life insurance policy as an investment vehicle. 100% of those suck mathematically. There is never a case where leasing a car makes sense. Never do payday lending. There is never a case where going into debt at 18% interest on a credit card makes sense. These are all stupid things. They go in one bucket. The stupid bucket. The Dave Ramsey Show. Weeknights at 11 p.m. on Newstalk 580 WTCM.