 You're going to learn everything from credit card schemes to mortgage myths to investing traps, and I'll show you how to break free from that toxic system and finally have more margin, more options, and more joy. You can get the new book, Breaking Free from Broke, today at ramseysolutions.com. That's ramseysolutions.com. Stay up to date when you're up all night with Red Eye Radio on Newstalk 580 WTCM.