 you know, having a product versus having a product within a plan is a big difference. You don't want to just buy a product for the sake of having it. So someone who's dually licensed to can look on both sides of the aisle and figure out what's the right balance, what are the right vehicles for you, you know, finding out what areas of financial services that they personally focus on. Do they do holistic financial planning? So are they looking at helping create an income plan, having an investment plan that also includes some protection,