 penny to penny. So I'm trying to figure out what's the best thing to do with this extra money because I don't have retirement. I can't do a Roth IRA because it's not earned. So just trying to figure out how I can set myself up for the future with being on such a tight monthly budget but while having this money that's just sitting there. Let me ask two quick questions and then Jade, you hop in the money. Jessica, how fresh is this divorce?