 All right, let's get started with Suzy in Albuquerque, New Mexico. Hi, Suzy. I've been following you for years and enjoying all the tech advice that you give people. And I've always loved that tech has so much power to make our lives better. However, sorry, a little emotional. We're kind of in the midst of a mess. Tech has been used against us. And back in January, we were trying to make final payment