 And we're wondering if we can let it go back to the creditors or if we should pay it off. No, don't do that. No, don't do a voluntary repo. That's going to be horrible. I wouldn't do that. They've got $18,000 saved. Assuming that you have control over this money, I would just take that $18,000 and bridge the gap and get rid of it, zero it out. And then that puts them at, what, $22,000 in debt?