 Just like we saw in 2020, just like we saw in 08, just like we saw in 2000, just like we saw in 1994, there was another crash, 1987, all the way back really to 1929, and we could even go a few years back if we really want to talk about it, is my job is to prepare you for that, is that everything that you have accumulated, that you have worked so hard for, the risk that you had taken and you did have success, is my job is to preserve that.