 Ramsey Solutions is a paid, non-client promoter of participating pros. Learn more at RamseySolutions.com. Questions about the English language? Ask the professor on Words to the Wise, Tuesday mornings from 9 to 10 on Newstalk 580. Rachel Cruz, Ramsey personality, is my co-host today. Thank you for joining us. Chris is in Bozeman, Montana. Hi, Chris. How are you? Good, Dave. Thanks for taking my call. Sure, man. What's up?