 Hi, I'm Ron Kruszewski, Chairman and CEO of Stifel. Financial advisors, let's face it, if you're not growing your practice, you're losing market share. Stifel is a growing, entrepreneurial, advisor-centric firm built for successful advisors like you. There's a reason why 148 financial advisors joined Stifel last year. Come join us and find out why Stifel is the firm where success meets success. Visit www.choosestifel.com. Stifel Nicholas and Company Incorporated, member SIPC and NYSE.