 And if you do it over a long period of time, it'll pay off. And now you're a Baby Steps millionaire. Way to go, man. Proud of you. You Baby Stepped right into it at 41 years old. Wow. Well, this is why we do this. Just to remind you folks, this is possible. Some of you are in the middle of that two-and-a-half-year buckle-down time right now, and David is telling you what your future looks like. That's pretty encouraging if you'll let it be.