 This is your situation, blah, blah, blah. But I think what the biggest thing that's probably missing is honestly just the personal connection with someone and understanding what's going on with their situation. Because there's been many times where a client thinks that they need to do X, Y, Z, but that might not be in their best interest to do that. And sure, it's an option, but it doesn't fit, right? For example, just maximizing social security. We've got