 But here's the reality of our world is, as long as those payments are being made, banks got other things to do than to go suing people on performing loans. So that's not great legal advice, and I want to be very clear about that. That is not great legal advice, but it's great realistic advice. So there's an option. Do you need a chunk of money to go do what you're going to do next, wherever you're going to move next? Well, yes.