 income for us. I like to look at having at least 10 years worth of income set aside in this bucket. Then the last one is our risk bucket, which is typically more stocks, mutual funds, ETFs. This is our highest risk, highest growth opportunity. Going back to that middle bucket of safety, there's a lot of different tools that we can use inside of there. I'll go through a list of them right now. This does not mean that this is what we would currently use right now. The important thing to remember is that