 Hi Dave, thanks so much for taking my call. My question is, do I keep my home, and it's on the market right now, do I keep it, continue to try to sell it, or do I just try to get more income in order to better afford my house? I did not buy it the Ramsey way, so I only put 5% down, and so I have a PMI, and then, so I didn't pay the 20%, so that's basically my question.