 age 50 non-tobacco user can buy a half million dollars of coverage for a monthly premium of only 110 guaranteed not to change for the next 20 years that's right level rates for 20 years and if you're a smoker we have great rates for you as well at the term lifeline we specialize in policies of a half million dollars and above so if you're looking for new or replacement term life insurance call right now for a free quote rates and availability may vary by state sample rate quotes are based on preferred non-tobacco underwriting exams required to qualify