 Okay, so I had my I Had It moment back in August. Since then, I've paid off $15,000. I'm still $70,000 in debt. I make $90,000. I'm 51 years old, and I've been divorced for a year and a half. I work at a company. I've been with them. It was an amicable split. It was the best thing for both of us, and great.