 And do you think social media influences the acceptance of these types of behaviors? I mean, this seems to be pretty rampant to have 42% of these Gen Zers going ahead. And this is a scam. But you know what? Nothing's for free. We all end up paying for this in the end. But the number to get in, if you want to join us, and feel free to ask your questions or share your stories or your perspectives, the number's 888-914-9149. 888-914-9149.