 Big time important. So RamseySolutions.com slash agent. Pim is with us in Pittsburgh. Hi, Pim. How are you? Good. How are you guys? Better than we deserve. What's up? Yeah, so just a little back story. My wife and I are followers of the Baby Steps. We're on four, five, and six. We have about $65,000 left on our mortgage. Way to go. And we'd be completely debt-free. So...