 And to go back to the first thing, it sounded like at first your parents were just trying to offer you, and it wasn't a good method, but it sounded like they were trying to offer you a break in interest. And my thought would have been like, well, calculate how much it is and just ask for it as a gift, and then you go buy the house. But they're really trying to make a profit. And so it's two things going on. It's you trying to get a house before you can afford it and them trying to invest in real estate, and they don't really have the money to do that either. So it's two things that have gone awry.