 but this is helping me run the math while I'm live here on the air with you, is if you just moved it all to Roth, you would pay taxes on all of it now. In one fell swoop. If you did. I'm not suggesting that. I'm just trying to work that through in my head because that's basically going to cost you about 30 cents on the dollar. And so that's going to cost you like $2.5 million. Yikes. And that leaves you $5 million 100% tax-free.