 Hey, guys. It's great to be with you. Thanks. It's great to be with you. What up? So I wanted to start off with some awesome news. My husband and I just spent the last few years putting me through school completely debt-free. So I just graduated last month. I worked full-time the entire first year of the program. It was brutal, like 13-hour days, but we paid off about $20,000 of payments to the school just straight in cash. Oh.