 maturity level with which you're going to be unusually emotionally mature at 25, more serious. Yeah, and for somebody who thinks, well, I'm not going to get to spend this retirement. What if you thought about what your mom's face looked like when they told her your baby's going to have to have a heart transplant and you created an endowment for moms and dads who are facing that kind of surgery? Or you begin to pay into something that's going to live on long after you're gone and honor and bless families.