 So click Get Started at RamseySolutions.com. Yolanda's with us in Atlanta. Hi, Yolanda. How are you? I'm good, Dave. How are you? Better than I deserve. What's up? Well, I am calling because I have a life estate, or my mom has a life estate, and I am the remanderman is what it's called, I guess, when I looked it up. The remainderman, yes. Yes, the remainderman.