 let's let's do a 101 on on that because uh it is kind of mind-boggling i don't know if everybody understands how powerful that financial concept actually is we're talking retirement today if you want to join us 888-914-9149 i don't know where you are the new number some say is 1.5 million dollars are you on track for that others would argue you need a lot less some might say you need more we'll explore that more when i return