 Do you have enough money? Are you listening to me right now and saying, Drew, I can't even pay my bills, let alone put money away for retirement. I'll never be able to retire. I need to work the rest of my life. Northwestern Mutual surveyed 4,500 adults that said that they would need that number. It used to be, I think, a million. Now it's a million and a half. That's up from a quarter of a million dollars a year ago.