 Culture we're living in today in the economy. CNBC reported again that about one in three are going into debt for their vacation, taking on credit card debt. And among millennials and Gen Z, Gen X and even baby boomers, except for baby boomers, the majority all plan to spend more on vacationing. Baby boomers were a little more conservative, only four out of 10 plan on spending more this summer. So not quite half.