 Well said, Jerry. I appreciate that. I do. It's beautifully said. I wonder if she's talking about capital gains and things along those lines. I'm not quite sure what she was talking about regarding pulling interest from 401ks, but being taxed on certain gains. Was there something with the Biden administration talking about that, Deacon? Well, there's always some wrangling in Congress regarding 401ks, but most of it tends to revolve around