 a spouse at our house, and if you're going to do that, then sign a note here, just a simple letter. It's not a contract, but I just want your name written down here. I want you to say out loud, not just verbally because you forget. I want you to write it down. I'll bring this back out later if I need to. It says, we will never borrow money again because my dream is that my children, my grandchildren, my great-grandchildren will never have any debt.