 The Boy Scout in attendance didn't jump in. Turned out he had his phone in his pocket, a big no-no. So I swam to her and hauled her out. She said she had always been a good swimmer, but must have been out of practice. That's an important point. Don't jump in the water unsafely if you haven't been swimming in a while, especially if there's a current or a riptide. Having even a noodle in the water with you is fun.