 diminish or they'll end their existence. And we see it happening all the time. And there's no bailout for them because obviously they don't write big checks to politicians, which keep them insulated like AIG did. And so my only point here is, is that I think that we should be looking at this as a very cautionary tale. If our GDP growth for the second quarter ends up being somewhere around 1.3, 1.4, 1.6, you've got two quarters consecutively that are below 2% growth.