 It is. A lot of people haven't been able to really save a whole lot beyond just the bills, to be honest, in 2024. And a lot of the savings that they had has been starting to erode, if not vanish completely. And so we actually did a podcast episode about a month ago about this very topic of what do you do when you don't have a whole lot of money, but you still want to go on vacation, you still need a break, you need to make those memories with your family. And really, there's some creative ways out there. I mean,