 So, um, maybe, maybe a simple comparison would be, I don't know, let's just take an example would be, uh, that $10,000, you know, that I get Patrick. Um, he takes that and he says, I want to invest it. And so he goes to, he goes to some, uh, investment broker, finance person. And he says, I have this $10,000 and I want to invest it. Where can I invest it? And the investment guy is going to say, you should put it here.