 I'm also thinking of the parable of the unwise virgins that we have in Matthew chapter 25. And although we're not talking about money, we are talking about resources. And I love where you mentioned like, is it immediately immoral necessarily to use a credit card? Not what the conversation is. But again, I love how you mentioned like, okay, how can we spend less if this is a part of what's happening? I think the problem is when we stay stagnant and when we're at, when we don't anticipate and plan for what our basic needs are, like God wants us to