 The Dow is down 52 points at last check. This is NPR News. Good morning. It's a great pleasure to be here with you. We are going to record this as though live. Some of you have had to suffer through this previously. I apologize in advance for my flubs. But I'd love your help as well because we want it to feel live. So I'm going to go like this and ask for some applause if you don't mind. So thank you for obliging me. So we can get started.