 So now what do you do with the product that you have and you can use even though you've gotten your money back for it? So what I would say is you have no moral dilemma here so long as you made a good faith effort, and it sounds like you did, to have the company replace it or refund it or some variation on that theme. They wouldn't play ball. They wouldn't help you. And so now they're out the money that you spent because the credit card company got it back from them.