 I'm going to over-gender this, and that's not fair because it's not applicable to everybody. It just tends to be the way we hear this on the show. And you are this to a T, and it's not a bad thing. It's just an is. This money situation, this getting out of debt, this building wealth as a family, it's got a plan. It is an ABCD, or actually it's a steps one through seven. That's a solvable problem. It's about discipline, and let's just knock this thing out.