 and have it grow at 9% historically in the markets. So it really can work against you if not calculated properly. Interesting. That's a lot of food for thought. If you want to get in, 888-914-9149. We'll go to Victoria in California. Hi, Victoria. Oh, hi, Drew. God bless you. Thank you. I want to bring up something that's been bothering me for a long time, social security issues.