 Love it, love it, love it. Happy Fourth of July weekend, everybody. Reese is with us in Gainesville, Florida. Hi, Reese. Welcome to the Ramsey Show. Hey, Dave. Good afternoon. Hey, what's up? So my question is that I'm 25, and I'm on disability insurance and disability payments, and I was wondering how I could build wealth. What's the nature of your disability, sir? So when I was five months old, I had a heart transplant.