 I thought, well, I mean, I don't have any money coming in. So I, of course, made every excuse and put it back down. And then we had our first son, and both of us were kind of like, we need to do something to change this. And a couple of my friends at work were also doing or were doing Financial Peace University at their church. And so that's how we got connected. Ah, okay. So you went to Financial Peace.