 compared to your neighbors, compared to the average American walking around right now, who would have just went, yeah, give me that, I want that. I'll take one of those, and yeah, an adjustable rate mortgage while rates are going up, and stupid butt statements like that. And so that's, you know, because I want one, and I deserve it, and I have a smartphone that gives me everything I want, so no one can tell me no about anything.