 It's just they're missing the chance for compounding and for growth by not just being a little bit more disciplined. Both of them. Yes, sir. In different ways, but yes, sir. And I don't want to sound like if we sit down and say, okay, we'd like to have a talk, that it sounds like I'm trying to control their everyday life and budget or it'd be a threat. We're not leaving you everything if you don't change your ways.