 That's, you know, the individual and community levels. But then if you look up a little more at the policy levels, at the county and city level, we can enact much more zoning and codes and ordinances that can require more wildfire resilient building and retrofitting. And also we need a large investment in fire resilience, like getting the work done. Some of that stuff, like Justin mentioned, cleaning out your gutters, that doesn't cost a lot of money. That costs some time. Maybe you've got to get a ladder, stuff like that.