 Why Refi is not licensed by the California Department of Financial Protection and Innovation. Why Refi is not authorized by the New York State Department of Financial Services to service any New York loans. Funding may not be... I'm Christopher Cabono, founder of Untuckit. When I started the brand, I wanted to make the perfect fitting untucked shirt. And over the years, we changed the way guys think about how they dress. The secret was our obsession over fabric quality. Listening to what our customers wanted and making everything fit perfectly.