 Okay, so you're bringing home $6,000? Yeah. Right, right at it. Your house payment's awful high, bud. It's 33% of your pay. Of course, that's left over from the divorce. That wasn't what you signed up for. That's left over from the divorce, but that's part of what's tanking your monthly budget. So, yeah, getting on a written plan will make you feel like you've gotten a raise.