 We've got about $3,000. You don't have an emergency fund in place yet. And you started Baby Step 4 without that being done. So you're not following the baby steps. And you've got debt of $2,900. So you've not been following the baby steps already. So if you want to follow them, we can show you exactly how to do that. But then you've got to say, that's what I'm going to really do. You can't sort of. You either is or you isn't, okay? And so you isn't right now.