 Yes, they are. More Americans are starting to list their homes for sale, so that means more out there to buy. Doesn't mean they're affordable, but a lot of homeowners are finally ready to give up their 3% and 4% once-in-a-lifetime mortgages. We are seeing more inventory of existing homes beginning to rise, and as we get more inventory, I believe home prices will stop accelerating. I think there will be slight growth, but not the strong growth, and we certainly need more stabilizing home prices.