 that they love and create actual amazing relationships. George Campbell, Ramsey Personality, is my co-host today. He is a big star on YouTube on the George Campbell Show and also, of course, co-host of the Smart Money Happy Hour and author of the brand-new book that comes out next week called Breaking Free from Broke, The Ultimate Guide to More Money and Less Stress. There it is right there. All right. Courtney's with us. Courtney is in Colorado Springs. Hi, Courtney. Welcome to the Ramsey Show.