 And keep upping it until you get it settled. And settle it for a lump sum for pennies on the dollar, 50 cents on the dollar max. $3,500 is max. Until then, just beat the snot out of them. Just worry them. Call them every day. Y'all ready to take some money? I got money. Y'all want the money? When are y'all going to take my money? I'm begging you to take my money. I'm calling you to take my money. You don't have to call me. I'm calling you. And just have fun with this. This is The Ramsey Show.