 And they saddle these kids with debt at a time in their life when they just are trying to do the best for themselves and get ahead. And the most trusted advisors on the planet say, here's $100,000, $200,000, $250,000 worth of debt. You need to do this in order to better yourself. And so they're getting really bad advice. Why is that? Well, because colleges now cost so much money. Well, what happened with college inflation? Why has college gone up more than any other place in American life?