 In the meantime, you can call us right here, and we'll talk at 888-825-5225. Natalie is with us in Portland, Maine. Hi, Natalie. How are you? Good. How are you? Better than I deserve. What's up? So this is crazy that you picked up my call because I've been listening to you every day. I am 26, and I'm about $150,000 in debt.