 But the uncle's brother, his dad's going to call and say, you need to do this, and grandmother's going to call, and mom's going to call, and now you're not going to be able to go to Thanksgiving, you're not going to be able to go to Christmas. Everyone always enters into these things only considering the upside, and nobody understands the risk profile. Spend your life studying risk, and that's where you'll – man, the fulcrum always has to –