 So mathematically possible, but not likely, says Van Ayers, a senior economist at Nationwide. It's going to be very difficult. He says if shelter inflation cools to the 3% range, that could help get inflation overall closer to 2%. But Ayers says this housing piece going down is not necessarily a requirement to get the Fed to lower interest rates. I think if they see enough cooling on medical care costs, transportation costs, I think that'll be enough for the Fed.