 In the lobby of Ramsey Solutions, we do the show every Monday through Friday from 1 to 4 Central Time. You're welcome to come hang out, watch, have a free homemade chocolate chip cookie, some free coffee, and watch the show. And it's free to watch, and some say it's worth what you pay for it. So there you go. On the debt-free stage in the lobby, though, is Joseph and Candace. Hey, guys, how are you? Doing great, Dave. We're great. Excellent, excellent. Welcome. Where do you all live?