 Are we supposed to check out at 55 or 62 or whatever your number is, right? And just sit on a beach somewhere? It sounds great. How fulfilling is that really? So we are talking, as I said, with an expert on this. Some very simple advice. Of course, start saving early. Diversify your investments. Maximize your retirement accounts. Lots of things you could do. Plan for health care costs is something that I don't think a lot of people think about because that could sap all that other work.