 Hi. How are you doing, guys? Better than we deserve. What's up? So I got a couple questions for you. My wife and I have been married for two years, and we will be out of consumer debt by the end of February. We don't have a house. We're currently renting right now from my grandmother. So once we're done paying off the rest of our debt, we'll obviously be saving up for a down payment on our house. Once we're out of debt and we're done throwing everything extra towards debt, we'll probably be making –