 Hi, good afternoon, Drew. I'm really happy I got through. I'm happy for you, Mary. How can we pray for you? Several things, but the most important right now is I'm, I'm 64. I'm disabled. And, um, my kids are very sick all the time and they're grown adults. Also I'm in danger of losing my home that I've been paying for 17 years because of a bank that does predatory lending. And I received a letter.