 Yeah, the deal feels too good to pass up. I'll just get one more thing and it'll be half off. But at the end of the day, we are spending money that we really don't have. And it is putting a lot of people into credit card debt. And it can be very dangerous. Jessica's whole piece on spaving is at CNBC.com. On today's watch list, it is day one of Fed Chair Jay Powell's regular testimony on Capitol Hill. Investors are listening to hear what he has to say about interest rates. CNBC's Jessica Ettinger. It's 25 after.