 sort of growth like, you know, business and manufacturing and retail sales, all that stuff. And they're going to be put in a position where they have to make hard choices and some of them will make the wrong choice. And, you know, we're lucky that there's people out there willing to do it. But the fact is that we may lose businesses that we probably shouldn't have lost otherwise because of, you know, the consequences of the Fed having to raise rates because the Fed expanded the economy so expanded the money supply so quickly during COVID and so on. So, I mean, it's