 just due to you being reasonably conservative and you're thinking about this. And if your anxiety makes sure that you do a budget and it makes sure that you don't overspend on a bunch of new furniture or something when you move into the house or going to debt to buy a new car after you move into the house or something silly like that, if your anxiety tempers your stuff, then the anxiety is doing its job, right, John? That's exactly right. Does that sound good, Tyler?