 And to be harmless as doves in this situation is to be liberal and generous and help people out, even if maybe they would do something wrong with the money. It's the judgment call in the moment. What's the right thing to do here and now? And we do the best we can, like you are. Thank you, Rick. Appreciate it. How about Kim now in Whittier, California? Good morning, Kim. Good morning. Hope your day is going well so far, Patrick. Thank you. Appreciate that. Thank you. Just a comment, a couple of,