 Now, to make your point, the fact that this should be done by others who can do it that way, we don't have to worry as much about the federal government bailing students out. New York's Albert Einstein College of Medicine, they announced that students will no longer pay tuition following a billion-dollar gift from someone named Ruth Gotsman, who was the chair of their trustee board or something like that. And there's another college, too, where they got some huge gift that's going to cover tuition. That's the way to go with this as opposed to bailouts.