 of a financial plan is making sure that income is as safe and secure as possible. That's not having my money out there in the market and saying, as long as the stock market average is 6% to 8% over time, you'll be fine, or as long as we can get a dividend rate of 4% or 5% over time, you'll be fine. And if those are the types of conversations that you're having with your financial advisor, when you're asking them about,