 you know, 40% of your stock allocation, all of a sudden that one area takes a hit in the market and you're having detrimental impacts on your portfolio, on your retirement. So you always want to make sure that you're reviewing the asset allocation, making sure you're in balance for how aggressive you should be, but then making sure you're not too heavily invested in one area versus the other. And that's one of the things that we look at when people come into our offices is