 And so you could find that happy medium. And if Jerry would have picked up the phone and gave us a call at 866-597-1040, 866-597-1040, we would have sat down with Jerry just like we'll do with you, show you how to create income streams that you're never going to outlet. We're going to talk to you about fees, long-term care, estate planning, taxes. But also, quite frankly, it all starts by having a conversation about what the heck this retirement actually looked like.