 Well, thank you, Frank, and good morning, everybody. Welcome to the show you ought to know, Saturday mornings, 10 to 11, right here on Free Talk 930 WFMD. Great to be with you. Live broadcast the 20th of July, and we're looking forward to talking to you at number 443-847-TALK. Right now, let's bring our caller up. Mike Lambert is on the line. Good morning, Michael.