 and I'm going to go through some basics first, then we'll step into some more details. Retirement income. How do people get income in retirement? Well, of course, you have Social Security. You may have a pension, but fewer and fewer people have pensions these days. You might have a retirement plan at work at your 401k. You could use that as a source of income. And then you have your regular savings and investment, money you've put away that you can access for income for retirement. Now, during the