 All right, and you're growing it. You're working with a professional. You grow it to over 3.4 million under the care of that advisor over the span of 25 years. So 500K all the way to 3.4 million, 25 years with an advisor helping you. Whereas you do the flip side of that, self-management, same amount of money, 500,000, same number of years, 25, only 1.69 million or 50% less