 So you get a second opinion. It's absolutely complimentary to sit down with Mike, myself, and our team here. And in the cases of my now clients, like I said, the CPA said, all right, we're done with this. Both financial advisors said, okay, we're done with this. We don't need to do anything else. And when they came into my office, they sent me all the stuff ahead of time. And I think it took me maybe a minute and a half to look at their tax return. And that minute and a half equaled to a big savings.