 week with the kids and just had an awesome time. The weather's a little hot, but it's beautiful. Yeah, it's definitely a little bit warm. So, all right, let's get into right away. I'm going to let you take the floor with how, why in the rates did interest rates come down so much this last week? So what we saw, Darren, was the week before, you know, the end of June, there was a lot of anxiety in the market. So when there's anxiety in the market,