 Oh, indeed. Welcome back to Winning in Retirement. I'm Brian Akers from Akers Financial Group, and here today with me is Alex Monk. I'm a certified financial planner practitioner from Akers Financial Group. Alex, second quarter, you ready to go? I love it. Let's do it. All right, so you've got some storytelling skills ready. You're warmed up for some stories. Oh, yeah. All right, so the question is this. Why pay tax now? We try in the first quarter to cover some basic concepts, but...