 is it allows them to use the other $800,000 that they have to invest in the market, to take a little bit of risk, to have that be their inflation-protected bucket, because they know exactly where their paycheck is going to come from. These annuities are fantastic these days if they are used correctly. And that's the biggest thing. You've got to use them correctly. Go ahead, Mike. Yeah, so I think another way to look at this, right, this might sound a little bit morbid, but I think it's kind of,