 It also operates with the trigger rate. Trigger rate right now is, I think, 9.6. What that means is if at the end of the year you're break-even or positive, all you have to do is be break-even or positive, you make 9.6%, period. So if you're up 2%, you make 9.6. If you're up 5%, you make 9.6. If you're up...