 I mean, you have to worry about both because, you know, your question there, how often does the stock market lose 20% to 30%? Well, historically, every seven years, we have a pullback in the market. And the average depth of that pullback, I think, is like 30%, 35%, 34%, somewhere in that range. So, you know, if you think about it, if the stock market takes a 30% hit –