 So we want to make sure that we're always looking at different factors as Prashant and I just talked about. What's going on with legislative risk and taxes? Do we need to make any adjustments from there? What are our clients' risk capacity based upon their financial goals in the short term and the long term? Has any of their lifestyle changed? Any major events happened? And these are all things that you have to constantly review because a financial plan, it needs to be fluid and you have to be able to change.