 I've got Uncle Sam. As soon as I go to retire, he's going to take 20% to 30% if I don't do anything. So do we worry about taxes? Do we worry about the market? Can we work on solving both those issues? I mean, you have to worry about both because your question there, how often does the stock market lose 20% to 30%? Well, historically, every seven years, we have a pullback in the market. And the average depth of that pullback, I think, is like 30%, 35%, 34% somewhere.