 And then you turn around and refinance it, fix it up, refinance it, and all of a sudden it's worth $500,000. And then eventually, because you put tenants in it or whatever, maybe the economy becomes real volatile and there's lots of inflation and the house is worth $700,000. What happens when you go to sell that house and your brother realizes he got $200,000 out of a $700,000 deal? Now he hates you.