 Now the Savvy Investor radio show and podcast. So you saved a lot for retirement and have a sizable 401k in IRA as a result. So we say congratulations to you. But having that fat balance may put you in a higher tax bracket. Let us show you how to create those income streams that you'll never outlive. Let's talk about how much risk you're actually taking. And if we can remove some of the risk and still accomplish your goals, let the goals dictate your risk. Don't let your risk dictate your goals.