 Really be looking at the allocation, looking at how things are done. Is there anything that's underperforming? Is there anything that's overperforming? Because what you're trying to do – and this is a situation that Lawrence and I just had last week in our Towson office. We had a gentleman come in. He was from Faulston, had about $2.5 million, and pretty much all of his money was in his 401K because he did a great job saving, put money away for years.