 Prashant and I love it. It really makes it simplistic for our clients to understand how much risk they're taking on in that portfolio, how that portfolio is going to react in different market conditions. If we have a great market like 2013, really, what's your upside? If we have challenging markets like we had in 2022 or 2008, really, how much are you subjected to market loss? Really, can you take that on as part of your financial plan?