 when donald trump was the president versus the interest rates that they're facing if they decided to refinance or they decide they want to buy a new home they're going to look at that stuff and they're going to say i don't really care about any of that other stuff that's what i think is going to happen uh dribble in baltimore you're on wbal what do you think related to people's economic fortunes under joe biden versus donald trump yeah how you doing it's good talking to you again um