 Right, and one of the first questions that we ask whenever we meet someone is, when do you want to retire? And I know we use the word retire because that's what people are familiar with, but we're thinking about when do you want to be independent of work? Yeah, and I like financial independence talk because the retirement actually scares people who love their job. Well, yeah, because sometimes people, I've got some folks that they're financially independent, they don't have to work, but they love working, so they keep working.