 Why would you ever do that with your finances? You want to make sure that it's 100% guaranteed. So important. And again, you got to ask the right questions. You got to have the plan in place. You got to be ready for your retirement. And as we've been talking about today, there's so many of you out there that are just sitting on portfolios and you haven't had these initial conversations. The opportunity to get on the calendar with Elite Income Advisors is ongoing during the course of this show. And these are complimentary appointments and you can do that very thing.