 So the people that are ultra high risk clients who are comfortable losing 40, 50, 60 percent, those people are probably not going to be the best fit for our firm. So if you're listening to the show saying, you know what, I don't know where my paycheck is going to come from in retirement. You know what, I'm not a huge risk taker. I understand I need to be in the market, but maybe I'm not the biggest risk taker. I'm not sure about what tax rates are going to do in