 I find this interesting, Mike and Ryan. Should we not worry about the market? Because how often does the market lose 20% to 30%? I've got a bigger problem over here, man. I've got Uncle Sam. As soon as I go to retire, he's going to take 20% to 30% if I don't do anything. So do we worry about taxes? Do we worry about the market? Can we work on solving both those issues?