 of your investment account statements, when you're working with those big box stores, whether it's Vanguard or T. Rowe or Morgan Stanley or any of those companies, the very bottom of every single page of that statement says, talk to your tax advisor about your money. Ask them questions because they don't give you tax advice. The biggest difference between Mike and myself and our team here at ProStatus is we take into account the tax considerations. When you're thinking about taking out those random withdrawals or you're even planning your income in retirements,