 I'm Valerie Preactor. I'm the home of the Orioles and the Baltimore Ravens. WBAL Newsradio 1090, NFM 101.5. C4. And Brian Neiman. WBAL Newsradio 1090. FM 101.5. And the WBAL mobile app. Now let's talk a little money and some politics as well with Brian Kronberger, RBC Wealth Management and host of the Financial Hour with Brian Kronberger. Saturday mornings at 10 o'clock right here on WBAL. Good morning, Krony.