 and graduate students can transfer up to 12 credits toward their master's. Apply now and save with no application fee. Flexible online and hybrid classes start August 14th. Learn more at umgc.edu. Certified to operate in Virginia by Chev. Hey, hey, this is Darren Aher with 3Max Results. And this is Terry Kernan with Presidential Bank Mortgage. Join in on the latest crazy news and changes in the real estate market. Join us every Saturday morning at 11 for your Frederick Real Estate Update on 930 WFMD.