 Right. It's a completely different thing. But you got to have some money to do that. Right. And you have to have enough money to live your life and to maintain your quality of life, your standard of life, and then have enough excess money. So when you say, I want to retire so I have enough time to do whatever I want with whomever I want, wherever I want, whenever I want, you have to add in there and afford to do it.