 So there is a way with Irma that she'll forgive you if you go over your earning limit. Right. But you get one time to do that. Right. But you can't go backwards on the Roth. So you need to know this is what I want to do. And that's why we typically do them around the end of the year once we know all of our income. You don't want to do it beginning of the year and then life happens. Right.