 Anyway, we're going to talk more about this. You can join the conversation, 410-922-6680. And again, I'm Andrew Lager, and this is WCBM. What if your child's friend was seriously injured playing in your backyard? What if a jury decides that you had failed to make the area safe or that you had failed to properly supervise the children's activities? Would your homeowner's insurance cover a lifetime of medical bills and custodial care?