 How secure is it? Well, it's a portfolio of preferred stocks. Now, preferred stocks have dividend payment preference over common stocks. So you get paid before the common stocks. So it's a higher senior security. So it's not risk-free, but it's safer than buying an individual portfolio of dividend stocks. And remember, you're buying a whole package. You're not buying just one stock. So that diversification, the fact that you're buying a whole portfolio of them, makes it safer also.