 You have to incorporate taxes in your investments, taxes in your planning, taxes in how you save your money. It all matters. That's why I did the show today. This show is called Never Pay Taxes Again. So the idea is in showing you and teaching you about Roth IRAs, Roth 401Ks, Roth 403Bs, how to do Roth and why it might make sense for you to look at right now and why it's so important to take advantage of this in your overall financial plan.