 What we were able to do is we were able to set him up with two buckets of money. Instead of having all of his money just in the market-based bucket, he had one and a half million, we put a million dollars in his market-based bucket, and then we put half a million dollars actually in a totally safe bucket, and what we did is we structured that in a fixed indexed annuity that would give them income for the rest of his lifetime.