 All right, good afternoon. Welcome you into the best day of your life. We're talking about spending money, but I must first do a shout out to my granddaughter. Here it is, Frank. I won't tell your names, Emily. After graduating from college, she went back to school and she just passed her national boards or whatever they are. Yeah, national boards. She's now a registered dental hygienist. And she did this with four children, three of them under the age of four.