 I think we can clearly see where the problem is where you get 11 out of 459, right? Clearly see that. You might remember one, T.J. Smith here, talking about people perhaps and hooking up with a bank that was going to be willing to provide these types of loans on the front end so we can kind of take out the guesswork. We already know. Come on down to a fair. You can get pre-qualified for that fair.