 I'll tell you, retirement doesn't happen in a vacuum. We talk about it almost every single week. There are going to be things that are going to impact you on your way to retirement and all the way through retirement. Make sure you have a plan. Make sure you are protected. I want to get into this survey. We're going to stretch this first part of the program probably over two different segments. But this Vanguard study found that on average, hypothetical, we give you $500,000 in investment money.