 that is extremely important to me. If you can help answer this question for me, it would help me tremendously with my personal finances, and that's what's important to me. And guess what? There's going to be 10, 12, 15, 20, 100, who knows how many people out there listening that are going to say, wow, I wish I would have called in and asked that question too because I'd like to know the answer to that question too. So call in, be the hero, and help other people out knowing the answer to the question that you want to ask.