 Stay connected and informed. Everybody, listen carefully. Download the WCVM 680 mobile app at WCVM.com. The views and opinions you hear on Talk Radio 680, WCVM, and WCVM.com are not necessarily those of the owners, management, employers, and advertisers of WCVM. Baltimore is listening. The following program has been pre-recorded for broadcast at this time. Retire Smart Maryland Radio is brought to you by Elite Income Advisors.