 Hey, thanks for taking my call. Thanks, George. I want to thank you guys for what you're doing, first of all, because not many people are financially smart, I guess you would say, and so what you guys are doing is awesome. Well, thank you, sir. I'm 41, and I'm really not planning to work until 60-some years old to retire, and so I have retirement, and I have investments that aren't retirement, and so