 During the course of this show, we do open up positions on the calendar with elite income advisors, and these are complimentary for our radio listeners, so stay tuned for those. All right, so we've put together simple tips that can make a huge difference in your retirement. I mean, they're little things, but they can go a long way. So, Mike, we'll start with you. You do really well at your job, right? You're good at your job, and you get a raise, right?