 controlling your finances, knowing where your money is going, and then working it out piece by piece, getting things under control, has got to be a priority for it to change, for it to get better. If it doesn't become a priority, the financial independence won't happen for you, but it can happen for many people once you turn the direction of what you're thinking about, turn the direction of where your money goes, and put your money to use to make it work for you instead of you working for your money.