 Ah yeah, brand new numbers out from Bankrate showing less than half of us have enough money saved for three months of expenses. And get this, 27% of us have no emergency savings at all. So here's how to fix that, how to build up that emergency savings. Start by automating your savings. Your job may have direct deposit. If so, set it up to have a portion of your paycheck go directly into your savings account. That way it's not even there for you to spend. You never see it.