 And sometimes we've got to take two, three years to get that plan in place. Like if all your money is pre-tax, I might have you take an IRA withdrawal and just hold it in cash so that we have money to pay the tax the following year. Because we've got to have that balance at different places to pull from. Because like you said, if everything is in a pre-tax account, there's only one way to get it out. Yeah, it's paying the tax.