 You know, I think it's an excellent point. I think we go through life. For the most part, we're healthy. We feel like we're bulletproof and we're going to do it tomorrow. We're going to do it next week. It's very important that we're not promised tomorrow. You need to plan for it. You need to be proactive. We say it all the time. Don't be reactive because if it's a health situation, you might not be able to react. So having that plan, keep investing as you are in retirement because it's going to be able to help you pay for things that are going to be more expensive.