 For retirement savers who are in the market, how will our money be impacted in 2024? As you see it, you used to have a crystal ball. It broke. But you've got a lot of experience with this. How do you see this year playing out? Should we be nervous with the election and stocks? You know, it's going to be volatile. You know, you use the word crazy. You know, that's a polite way of saying that there's going to be a very volatile market. Because I think we've jumped the shark.