 for prime. Remember the subprime mortgages? Yeah. Remember that? Oh, that was fun, wasn't it? Yep. I hear you. No, you're making some excellent points. And basically, and thank you for the call, Drew Bell. Basically, you're making an argument for why we need to abolish the residency requirement, in my opinion, right? Because again, if you are trying to make it like just get by,