 It's Bruce Elliott. We're here with Mike Kinnett of ProStatus Financial. Mike is a financial planner, estate planning attorney with a master's in tax. Great to see you, Mike. Great to see you, Bruce. Mike, we've been told to save money on our 401ks and to pay taxes later. Well, now that day has come and we need that money. We're shocked to see that potentially up to a third is going to be going to taxes. Anything we can do about this? Yeah, it's actually insane that somebody made a recommendation to you to say that we're going to set you up in retirement to lose 20% to 40% right off the top to taxes.