 Sell it now, take the 20% gain, wait a few weeks, because they make a new portfolio every month. Wait, if you want to reinvest it and do it again, then we can roll it over into the next one. So as long as you monitor it, and I do this for all my clients, you can not be hurt by those limiting caps. But you have market participation, which is what Warren Buffett says we should have, Standard & Poor's 500 Index. Okay, so you got that, but you got it better because you have 10% protection.