 Now we're going to talk about this big gift by Michael Bloomberg coming up in the next hour, by naming the audience to Johns Hopkins, his alma mater, by the way, Johns Hopkins University. But I mentioned to you all just a moment ago, Brian, that Johns Hopkins, according to Baltimore Sun, has a $10.5 billion endowment. And when you begin looking at the endowments of all of these very elite universities as well, you have a lot of people scratching their head and wondering, why are the tuitions so high? What is the endowment being used for?