 410-989-PAIN. They're pounding on the door. They're calling on the phone. They're threatening to close your business. If debt has your business on the brink, call Ray Reynolds, the godfather of credit. For over 40 years, Ray Reynolds has helped thousands of customers get millions in cash credit. It's no wonder why they call Ray the godfather of credit. He may even be able to raise your score above 750 before the end of the year.