 Wow. So that's kind of that way now. You'll be a competitor to Fidelity and Schwab. Well, they're already a competitor that way, but it just hurts. That's where I was hired. That's where I was trained at Merrill Lynch. It's kind of like your mother for me and a lot of guys in the business. I just hate to see that go away. But it's kind of already going away. Nobody in the brokerage business wants to be run by a bank.