 How smart Uncle Sam was in making that recommendation to you to take the tax break today so that when RMDs, when they are forcing you to take money out, regardless if you need it or not, they're forcing you to take it so they can collect tax dollars and they want you to put it someplace else so they can collect more tax dollars as you generate more dividends and interest and whatever it's going to be. So it's a double whammy. It's a double insult. They kind of misled you, right? Because they didn't.