 I think at this point, it's crazy. If you turn on the news, you hear what's happening. Anyway, I think a lot of people are upset about that and are very nervous. If you're really thinking about retirement this year or you're turning 65 and you're planning on, all right, I want to retire January 1st of 2025 or I want to retire in the next two or three years, you're so close to retirement that