 in retirement knowing that that income is going to be there. So taking a look to make sure your plan is there to support you. Some things that you can be doing. We'll hit one or two of these. Maybe we'll come back and talk in segment number two a little bit about this too. But diversifying the portfolio. We've had this conversation, Prashant, many, many times. A lot of people feel like they are diversified when they're actually not.