 Then why don't we simply, I'm devil's advocate, why don't we simply say we're going to take $1,000. If you send us a live birth certificate, and we'll put $1,000 in your child's name into a college fund. And you can pick it up, it'll add to your college fund, or we'll start a new one for you. You can craft it any way you want. Because the problem with cash is there's no way of controlling it.