 All under one roof, A to Z. Make sure to take advantage of that. All right, so let's go through some of these. And I want to hold arguably one of the most important ones, which is tax loss harvesting. Let's hold that one for the next couple of minutes coming up here. But let's tackle these first in a bullet point type of fashion, Ryan. And here's what you have for us. Re-evaluate retirement contributions. The older we get, maybe when we were younger, we couldn't. But now we can.