 It's not that you can save too much money for retirement. It's more the fact that you can save too much money improperly. And what I really mean by that is inside of your 401K, your TSP, your 403B, your 401A, whatever variation of retirement plan you have where you're putting in pre-tax dollars into this plan, well, if you've been doing it for 20, 30, sometimes even 40 years, you've had a silent partner.