 So now's the time to get online with your money and investment questions. Our number is 922-6680-410-922, and the phones are open. Okay. I was reviewing a client's account, and he has what I call a Buffered Portfolio. It has a longer name, but Buffered Portfolio is enough. Let's explain what that is, then we'll tell you what Buffered Portfolio did for this client. Buffered Portfolio is a 15-month maturity investment.