 CPA was not looking at the bigger picture of their financial plan. And unfortunately, like I said, it's not something that I can go back and fix, but it's something that we started doing going forward because all of a sudden, they've sold this practice. They have no income that we're putting on their tax return. So every single year, we're taking money from their IRAs, paying tax on it, and putting into Roths so that way, in the future, that money can all come out tax-free.