 in contact with Mike and Ryan. Teammates are standing by right now to take your call and make sure that you get in the right spot. And from Mike's book, Nothing is Certain But Death and Taxes Until Now, page 15, how can a person provide investment advice without actually understanding the tax implications on that advice? If you're getting the feeling that you may need a second opinion, now's the time. Thanks for staying with us here on Savvy Investor Radio. We'll be right back.