 The reason they say that is you go back to the 1950s, and I forget the guy's name. I think it was Markowitz. And he came up with something called modern portfolio theory. And one of the things buried in there was a phrase, the market always comes back. And advisors started using that phrase to calm their customers down, to talk them down off the ledge, to make them feel better about the plan that was put into place. They said, don't worry. It's okay. Hang in there. The market comes back.