 I think government should do is help provide for that. The idea of us receiving money as we work, we do need to save. From day one, you've got to save and put money into your own future. I think you need to invest in stocks, especially at a younger age. I think you should do Roth IRA. All of these things help us get there. Some people say, well, I can't save money, and my thing is let's look at your budget. We'll find $50.