 That is going to give us hope, and Mike Connett is here to do a lot more of that, is to give us hope, also to help grow, keep, and distribute our wealth in the most tax-efficient manner possible. Mike Connett, I want to get to this because I saw this by the Federal Reserve, and they said that the richest Americans may not have saved as much as you think. And according to this, again, this new survey by the Fed says that the top 10% of households by net worth had an average of $1.29 million.