 Income guaranteed for life. That's right, guaranteed for life. So let's say you have money in a 401k plan. You've been very disciplined. You put some money away. You put $250,000 away. And you really like the way that guaranteed income at age 65 sounds. And let's say you're only age 55. You might be 10 years away from retirement at age 65. So you're thinking, let's transfer $200,000 of the $250,000 out of the 401k into this 401k.