 running out of money. But the fact is, is that you have no control over the ups and downs and the valuations and the volatility of the stock market. You can't control that. But you know what you can control? And this is where it gets insane. You can actually control your tax bill. Believe it or not, taxes are an option for you, right? And I'm not saying avoid taxes. I'm not saying go to jail for your taxes. But what I'm saying is, is that