 Imagine that all you've received in the mail lately are bills. There are the bills you expected and the bills you never imagined would find you. The debts just keep running on and you have no way to catch up. You hear the mail truck pull up and you know the mailman is filling your box again. Do you want to run down and get the mail as soon as he pulls away? No. You don't even want to know that he's come. And if you could, you'd just leave that mailbox unopened.