 The opinions you hear on Talk Radio 680 WCVM and WCVM.com are not necessarily those of the owners, management, employers, and advertisers of WCVM. Baltimore is listening. The following program has been pre-recorded for broadcast at this time. On the Money with Gil Cuda is sponsored by Aegis Capital. This is Talk Radio 680 WCVM. It's time once again for On the Money. Here's your host, Gil Cuda.