 But if you're working with professionals, you're working with fiduciaries, man, that's confidence. Because they walk this walk every day. You don't. So this is an opportunity for you to listen, to learn, and to act. And that means get on their calendar, complimentary, and talk about your situation. 800-653-8404. Mike, you're first up with the scenarios. Here's the first one. Can I take out my principal, if needed, from my Roth 401k since it's after tax dollars?