 To take this one step further is you want to be specific about these things. When I say, are you paying down debt? Are you living within your means? How much are you paying down every month in principle? How much are you actually saving in real dollars? Not in percentages that don't really mean anything to us, but how much money are you actually investing on a monthly basis? These are the types of questions that we'll take you through when assessing what your overall financial health is.