 After the 7.5% to 5.75% tax, that 580 is going to lose $33,000 for state tax. Now, the only thing in question here, by the way, with this gentleman is, does he do it now or does he wait three years from now? And the reason he was considering waiting three years to do this is if he moves to Texas, there's no state income tax. So he's assuming he'll be able to get out of paying the tax on the 580. So I do the math and I say, look, it's...