 It matures in just 15 months, one year and three months. Basically, it's structured as a unit investment trust. And you own, effectively, the Standard & Poor's 500 Index. So you're buying the market. You're buying what Warren Buffett tells all individual investors they should do. He said, all you need is to buy the S&P 500, and you'll be fine. So this is an investment in the S&P 500, but there's some benefits to this, or some extras, let me call it, some extras in this portfolio investment. Number one extra is there is a limiting cap