 So we're going to call that our, and I'm doing air quotes for you on the radio just so you can see the air quotes, the safe money. We're going to make that our safe money. And it's going to produce 3%, 4%, maybe 5% in a good year for you. And about 50% of it is going to be tax-free each and every year. So that gave them some of the income they needed. It was coming out in a very tax-efficient manner.