 Yeah, that's true. If you save first, pay yourself first, save for retirement, if you give and are charitable and then live off the rest, that's what we recommend. If you live life the other way, we're, I'm going to save whatever's left each month. You'll never save anything. No matter what you make, there'll never be enough left over to save. With the mindset of saving being an afterthought, not the first thought. Right. I remember trying that strategy and it didn't work. No.