 We'll give you savvy investors some time to call in and set that time with Mike, Ryan, with Lawrence and the team at ProStatus. You can also go online at the SavvyInvestorRadio.com. That's the SavvyInvestorRadio.com. Click on the 401k x-ray and portfolio protection plan, and that'll get you in touch with the guys to get started on that trajectory there for retirement. So our 401ks, most of us have those. Ryan, what's the typical trajectory?