 All righty, folks. Welcome back. Matthew, all one here. We're talking about a safe and secure retirement. And in case you just joined us, a couple of the programs that we have that will help people have a better retirement are, number one, we have a three-year CD alternative. Sometimes it's called an insurance CD. And this particular program pays a guaranteed 5.9%. And if you've heard my show before, then you've heard me say 5.9 for several months now. Seems like forever.