 What happens if I get fired tomorrow? What happens if I die tomorrow? What is the plan for all this money? All we've done is save. We don't have a plan to distribute it, and we don't have a plan for taxes. And I think where the benefit of that is is because, like Ryan said, it can be a difficult conversation, right? And so by being able to be that middleman, that person that is not emotionally attached to the outcome. The therapist almost.