 And so you work and you suffer and you save and you hurt. And now you've got $100,000. The initial feeling, the gut-wrenching feeling that I would have, and I think most people would have, is I need to hold on to that $100,000. I need to protect it. I've got nothing. Now at least I've got a nest egg. I've got something to live on if I lose my job or whatever. And that would be my gut feeling.