 I'm not sure I want to experience that, but in our doing the analysis that we do, we're going to show you how much risk you're taking, what it could look like, not only what's happened in the past, but looking forward, what are the bumps that you're going to run into, and how much of that do we want to remove from the risk? Do we want to reduce your risk so that you're not experiencing those incredible volatilities that we know happen? I mean, that's just part of being in the market.