 So pick up the phone and give us a call with your money and investment questions at 922-6680, 410-922-6680. Again, my name is Gil Kuda. Welcome back to all our regular listeners. Welcome in to any new listeners. I'm an investment broker with a fine firm, Capital Securities Management. Our local office is here in Timonium, right on Padonia Road. Easy to get to from either York Road or Interstate 83. There's plenty of free reserve parking right there.