 Banks are much more complicated than they were back when you and I were young people. Well, the government mostly controls the bank. That's correct. They don't want another big scare like they had years ago. Back in the olden days, banking was based on 2-3-4. You've heard that before? Yeah. You pay 2% interest, you loan at 3%, and you go to the golf course at 4 o'clock. That's banking. No, I didn't know about the 4 o'clock golf course.