 So you're using your own money to create your own pension. A lot of people are big fans of those old pensions. They're just not around anymore. Doesn't mean that you can't go out and create it on your own. And there's different tools that you can use. And one of those are annuities. And some of those annuities have some great inflation riders that will outpace inflation. So you don't have to worry about outliving your money. And you don't have to worry about your purchasing power going down due to inflation.