 And what I want to do today is I want to build on the topic or the concept of trust for a few moments. I want to expand it so our real focus today is really on what does it mean to choose to trust. We're going to enlarge this a bit with two points. The first thing I'd like to talk to you about for the next few moments is to understand that we have to start practicing trust in a very practical way, to practice what I'm calling practical trust.