 Indeed. Welcome back to Winning in Retirement. I'm Brian Akers, and we welcome you to the fourth quarter of Winning in Retirement, a radio podcast put on by Akers Financial Group. Co-hosting with me today is Alex Monk. Alex, you ready for the fourth quarter? This is the time, Brian. Fourth quarters are wonderful to watch. We're not going to call a lot of time out, so it's not going to extend the time. We're going to be all right here, right?