 It's not insignificant. People budget for things. People look at things and go, all right, we can afford this much. We can maybe stretch it a little bit more, but we're okay. And then you go, yeah, but you're going to have to come up with another 60%. You can't do that. Most people can't do that. So if you didn't get locked in with a mortgage, you're going to have to find a cheap house.