 So the idea is this, that the only way to be financially independent is to save and grow your money because we don't know the future of industries, the future of your job, the future of what you're planning on doing. We know that if you have the money saved and you're letting it grow and you're diversifying and paying off debts, you're getting yourself in a better financial situation to handle whatever comes and to give you the choices for you to be independent from the job you have rather than