 Yeah, that's exactly right. And a great example, I just did a review with a client and their life totally changed. They actually were involved in a personal injury settlement and they just told me they're getting an extra $500,000 from the settlement. And that's a lot of money that's going to totally change how they plan. And so we had one plan in place. And now after this money comes in, we're going to totally shift and adapt as a result of this added money.