 But it really starts to hit home. And we go, you know, the three phases of retirement are the go-go years, the slow-go years, and the no-go years. How are we planning for each one of those? And I was meeting with somebody the other day. And I sat down and I said, listen, you're in the go-go years. And he was debating whether they, you know, if he had to keep working or not. And I said, you have plenty of money right now. We've guaranteed your income for life.